Document qGQegRd1V3On0r3pnon6Z5JE
FILE NAME: M etropolitan Life (ML)
DATE: 1935-1981
DOC#: ML304 DOCUM ENT DESCRIPTION: M e t Life Group Policy Holders in Asbestos Industry
Or. tfcConnall Welfare Dirlsion Induetrial Health Section
Ret A3-G-2 - Johnson's Co., Thetfard Vines West, Quebec
We issued thi3 policy in 1929, and to date we hare premiums of 33,000 against Death oleins of $29,500 and Disability claims of $3,000. Tho experience is Tory unfavorable in the current year, the premiums amounting to $6,830 with Death claims of $11,000 and Disability claims of vl,000. ,
An analysis of the claims shows a preponderance of lung disorders. The company is engaged in the quarrying and manufacturing of asbestos, and we feel that there is a decided occupational hazard.here. *e would like to hare you or Mr. Fehnel inspect the plants of this company at your convenience.
Attached is a copy of the claim analysis.
Kay 27, 1935 GTiF/DB
G.W. Fi^zhugh, Supervisor Actuarial Division
Group Life & Health Section
Dr. McConnell,
Welfare Division, Industrial Health Section
Re: Johnson's Company, Thetford Mines West, Quebec
We cover the employees of the above company for group life insurance, and to date the claims amount to 83* of the premiums. Several years ago the experience was unfavorable, and we referred the group to you because there was a substantial number of claims for lung diseases. There has been an improvement in the experience in recent years and the
coverage has shown a profit since 1935*
In 1936 the question of offering this company Accident & Health benefits was considered and we asked you to make an of the properties. lou reported that the employees were French Canadians and looked^undernourished and that in your opinion the claim experience would not be very good. On the basis of this report, we decided not to
offer Accident & Health coverage.
Our representative has again raised the question of Accident 4 H.alth ccTeraf. end edTi.ee ue that the company ha. epprcprieted a considerable sum of none, for mine improvement.. Possibly this will in
prove the group as a risk for group coverage.
We would appreciate a further inspection of this
company's properties and a report fro. you at your
'Tl f sup
is not large enough to Justify the expense of a
^
inspection, but possibly you will have someone in the vicinity soon
can have him make a report.
In advising us whether you consider this compaxy an
acceptable risk for Accident & Health coverage, you will want to J * * ? consideration that for this industry (asbestos mines) we load our standard
rates *0%. In other words, if you think the claj| rat. ^
than
H O * of the claim rate in a non-ha*ardous industry, our
be adequate. Of course, the plan we will offer will not/^ro
for occupational accidents.
;
ActjfreWfl Division Group Liff * Health Section
M ffio e o
MEMORANDUM
July 3, 19'LL
DP.. ARMSTRONG :
The Actuarial Division has asked us to study the Johnson s Mine Comoany on which we have Group Life coverage, because in the last three years we have paid 28 claims of which 13 deaths were due to tuberculosis. The Group is increasing the premium on the company as
of July 1, 19IM*
Johnson's Mine Company quarries and manufactures asbestos and 1. lo.at.fto to.Sd Mln.r7 sS.raX industrial hyEiene survey have
been made at Johnson's Mines in past years-- the first was in^June __ _i+h the stvdy of an asbestos industry In Canada. Another
study was made in March 1931. As you will probably recall th* ^ usion'
reached in the asbestos study was that asbestosia did not Predispose
.
. w*rv hieh dust counts were found at Johnson s Mines
Of tt. U c S . T l a s a than 10 micron.; W o r k . war.
carele*. about .^..toratirg on th. floor.; drinking watar was snppll*
In buckat. and coLon drinking cup. w to use. A n m t r of recomman
tlonriara mad. to tonror. gan.ral oparatlng conditions of this mtot.
/ ,
Wo "u b ^ . S T . t ^ y t a T h . J nada. I her. sng^.tad, t o n d i
* h n e l i s planning t o r l . l t Canada on o t h e r .b u s in e s s , t h a t h .
figures that I could s e c u r e ! .. ^ S e b e c 80 per 100,000; and in
culosis mortality of 259 per 100,o w , "
s_ e*
to ask 2
Canada 51 Pr 100,000. I *av. writt* his advice about the present status^of asbestosis l n j e ^ ^
tuber- O
CO
culdsis and also for m y suggestions a
^pr B m 9 t u when h# was o -
in Canada. I discussed the natter
Dr. Turgeon, Director
last here and h e suggested getting in toudh with Dr. surgeon,
* <
of the Division of I r f ^ i ^ ^ ^ f j ^ ^ ^ i ^ r t a l i t y
.T? .
to Dr Turgeon for more P-to"da^ * f4 ? % m t to Canada I could discuss .
and a breakdown by naLe E0**-; H i ? ? " B .fore plunging into -this,re :
the problem More freely than I could*7 :
" ^ o ^ f l l n e s of
cl -
however#-1, should like to have^your^^ , H . gtrative lines or stirring
procedure so as to e^uid crossing ^
.. result. I might add that
up trouble without leading to.^ the Actuarial Division h a c k e d Dr.
I b o S the health conditions opllllon waa that
in Johnson's Mine fTo* tine
. looked-undernourished and that,
^ t s s s . --a
b. good. b., b .
for this reason that M B has not been sold.
S
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J. R. Lv N C M S u -c .v is o .
J. M. M e e h a n
SCAWICC SuCHVIOH OHOUF DIVISION
M etr o po lita n L ife In s u r a n c e Co m p a q
April 16, 1963
*3 Carcw Towc* Cincinnati 2.Ohio
TctCPMONC: 72l*02S0
ThP
Kries> ^Ployee Relations Manager
- q^ii:PuCare7 Manufaoturing Company 320 South Wayne Avenue
Cincinnati 15, Ohio -
Dear Mr. Krieg:
2 PLAINTIFF'S EXHIBIT
gL
Supplementing our letter of April 6, attached ie a listing received from the Home Office of death claims that were paid between 1957 and 1962 due to respiratory causes.
We nope that this information will be of some use to you. Jiery tnjly yours,
W . r ! LINCH Group Supervisor
jrl/ds enclosure cc: Mr. E. J. Fasold, Secretary
'
' .
rw+Vi
durlnz tho pariou iij'i 'o i/'-i ini*"**'-1'
crtiTto 1 . d U to comply With thl* P011^ 0" " ' * ,
I h T l S n S f T l K g Information K . h n t l ~ , ^ - U i bj * . 1
etiut of death*
Malignant neoplasm (cancer) of the respiratory disease*
" Sssfi
.v.w'Haynle, Joe.*'
-'vl/MUler, Geo.;( <r\?V r (/,.,, .
M Ashhridge, Alfred-^ 3--- ^ '
.fEllis, Benjasdn (
. ''
Lassard, Vm.
.;.'Msrtin, Edward -
| -
Betancourt, Euflno -
.
A3
Santel, Earry *t ! -
65
* Stall, Arthur
-
56
Scott, Young .*/-. v_.' .
58
-- Eniievskl, VJncenty ' ,
77 "
Whitley, Don*"/ '
58 ( b-*
a *f ,
. Woods, Alonso
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56 -*
Sarisky, Stephen
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47
//
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Diseases of the Respiratory Systems
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Vacjnce, Howard
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Jackson, Essie t"'-----1' ' `
Halette, Clarenco
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Gooch, Herbert -
4
Early, Richard .
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Patterson, Wa.
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Raymond, lewis
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7662f
64*
63* 57 70
54 * 71
Thu,is"a jftitythatthisu a cruc copy of ihc record which ison fileinthe Pennsylvania Division n( \r it .
r.iaccordance with Act 66, P.L. .304,approved by the General Assembly,June 29, 1953
1U Stanstu
(Fee for this certificate. S3.00)
' *'
WARNING: Ititillegalto duplicate thiscopy by photostator photograph.
N O V i 3 1981 Oate
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