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FILE NAME Kohler KOH DATE 0000 DOC KOH117 DOCUMENT DESCRIPTION Part 3 of Barry Castleman's Selections from 11 Boxes of ML Docs ML Docs - Part Oe. 2 BoxMt ove! OENERAL ASBESTOS & RUBBER DIVISION - RAYBESTOS MANHATTAN INC ry : : - . *** *** *** vy This survey was conducted on April 20 21 and 22 1936 and is supplementartyo the survey made in July 1934 This survey was made to determine the extent of dust removal redesigning : accomplished by the installation of new exhaust equipment and the of old exhaust equipment . i} *o i . | te sit . Aled - tn, fw. ttln ttn ve _ PreparatiRooonm COMPARATIVE DATA time pe The average count in this room at the averagetchoeunt 3.6 million particles per cubic cubic foot of air The of 1934 survey was at the time of the 1936 survey was 2.7 million particles per cubic foot of air | Card Roons 21 The average count in this department at the time of the 1934 was 3.5 million particles per cubic foot of sir The average count at of the 1936 survey was 1.2 million particles per cubic foot of air survey ; the time Bainning Department average count 17 The in this department at the time of the 1934 survey was 2.68 million paratviecrlaegse were averaged The per cubic foot of air Samples 14 to 19 inclusive 26 count at the time of the 1936 survey was 4.4 million particles per cubic foot of air ee 21 The average count in this room at the time of the 1934 survey was : 1936 partiales partiales 3.5 million The of cubic foot air average count at the time of 14 _ the survey was 2.3 million partioles per cubic foot of air . arr) oo4 s . . q soe f] . : . . 4 *, . so. . Sad * mo, Sample Ha | . _ Millions of Dust Partiales per en -. , ; St. sir sampled | : ; j ; p 2 norang norang norang norang - norang - 1.9 8.2 1.5 0.87 7.8 8.1 2.3 2.3 aan 27 28 29 30 5.5 = 15.9 13.2 207 : Remole Eg my 33882 33882 33882 . 33882 33882 33882 - 104 274 281 294 30A Millions of Dust Perticles per eu It eir zrubled 1.2 1.3 2.1 | 1.5 - 6.6 = 371 2.8 5.0 1.9 100 | 1.2 | : oe ee 0 11 13 4 as { % 18 19 2.1 1.1 2.3 | 0.93 2.5 1,3 1.01 131 154 - 164 184 194 1.4 oe 0.99 9.9 6.0 1.1 1.5 20 23 0.45 106 204 TE 23A 0.82 . 1.8 . " Belt on blower broke while these samples were running in 1934 Comp of Da ustr Coui nts s of o Suzn eva Jumble lis 8 Millions of Dust - Farticles per the ft ale craoled KEAVE ROOM . Bamble Ja Millions of Dust Particles per que St. sir semled 22999968 : 22999968 22999968 22999968 22999968 Ot 22999968 22999968 0.6 5.3 2.6 3-8 $2, 4.9 : Oe 3 xe , as Sid 3e* 39 2.6 .2.J 6.6 1.2 2.6 1.3 ~ Samples 33 to 39 in the 1936 survey do not coupure as to location with sam in p the l 1934e surs vey -t The following tables show the results of analyses of samples Aprils taken in 21996. Methods of scanpling and anelycie are identical to those . ae os used in 1934+ | 4 d t. . an y ry q . Sample Station Date 4 No. of i PREPARATION ROOM , At fl cheser 4/20/36 P 22n it 4 chaser oa ; 22n Feeder end of # pickar fi axhaust hood 4 { AA Feeding and of Garnat . zachine SA ds . . d 3 4 4 7A 4 BA ' ft 94 as 104 _ . At Fly shaker fi exhaust . Vertical fibre opener fi Floor mixing of cotton and asbestos - exhaust hoods At shaker screen load- ing hand trucks with fibre = * At fander and of cotton * fibra oponer It conveyor end of 2 s picker GENENRoA.L ASBESTOS & Charleston RUBBER .C CO Cu Ft Air Sampled Killions of Dust Particles per cu ft sir sampled 37.4 35.8 4406 . 1.2 1.3 1.1 36.4 2.2 49.8 2.1 44.0 1.5 9.6 6.6 39.0 . 208 23.3 24.2 : 5.0 1.9 ;* i i , } q 4 4 rs ' } ' t os en 11A . fifl 134 General air = braiders Building 5 4/21/36 Between 2 ring presses " Bldg # General air small " braiders ~ Bldg 45 164 154 161) * General air - ring fraze spinning General air - twister General air spoolers fi 37.2 , 34.5 43.2 20.4 38.5 33.5 2.4 1.A 0.93 4.9 9.9 6.0 4, 17A General air - spoolers * near partition wall = * east side j : 18A General air - mule . : spinning . 19A > . General air - mule af spinning . 24 = 4 General air A spooler * 4 machines . 33.1 39.5 34.6 . 30.0 3.1 1.1 1.5 1.3 Remarks or a Dust a mt Asbestos ' Asbestos cotton Asbestos One man cupplied with respirator . bl Asbestos cotton Exhaust 2 zen - supplied with respirators E! 3 rz "4 Ej : 4 be: Asbestos Exhaust Cotton Exhaust - ONA BAD Asbestos Exhaust on machine conveyor * Larga machines Asbestos graphite Asbestos graphite cotton Kaking stock for ring presses Cotton asbestos Asbestos be ' +, Yarn from ring frema spinning near windows north side Iarn from mule spinners four women 4 . Batween machines 4444 $ and 10 . Between machine # , # 15 and 16 . Exhaust system j . * te coe ; , { ; CARD ROOM 3 7}. 25 a b.. South aisle curds 21 and oe between 22 i 26 North aisle - between cards # and 10 271 4 Conter aisle - between r cards 2 and 21 " fi . fi 4 234 ; 29A 4 } 301 <LEAVE ROOM } 4 wee 221 33 , , | 35 3 : 36 | 3 37 . } 38 t * 4 39 4 Center aisle - between * cards 10 and 29 Between cards - 16 and ba 35 General air - wick rope " and tristed card room General air - west end of Have room 4/22/36 At inspection table bd woven cloth At Broadloom #k - vest bd end of rooK At loom 17 brake banda * dry weaving General air - east end NOAVS roos = * At broadloom 10 - north * west side of room Batisen looms 15 and 16 * broadloons 15 met warp i At two tape looms 14 and 5 * south side of room 27.5 28.3 40.0 34.6 32.2 32.1 39.0 28.8 27.4 33.2 36.4 35.9 32.3 34.7 i q ij. , 4 : if " iy ae 201 234 31 32 General air - molded packing * department General air ing room rubber compound- At Pratt & Whitney grinder At drill press 48.7 41.7 45.5 47.1 { , 1.3 i.3 1.2 1.3 1.8 1.1 1.1 . 4 { ~ +t _ Hopper and finisher ends exhaust rest of bias ba Camol ents of cords - xhaust west of bins East of bina exhaust TWO KOD ~ exhaust a Exhaust on both warp and slay s North east corner of von von * Exhaust only under serp not on elny s 15 exhaust on both warp and slay 16 exhaust on warp , north side of room , # hd Looss face each other - dry veaving . a Clay tale lead sulphur Asbestos Brake lining e a a exhaust e ad % harteh Par ff f * GENER^ LASBESTOS & RUBBER CO . No. Charleston .G .. Sample No. Station LEAD ANALISES = Date Cn Ft of Air Sampled Sampling Willigrams of Lead per Cubic Foot of Air Sampled Milligrams Lead per Cu Air Sampled of Keter - Land Intake Remarks in 10 day on basis of workman breathing 10 cubic mat^'rs air 21A Between two rubber con- = 4/22/36 36.0 pounding mills 0.000389 . .. 0.0137 we 0.137 Exhaust rom * 23A General air r^...bber 41.7 compounding room 000 2 2 = = 000 888 At Pratt & Whitney mos" 45.5 000 ' ; grinder - 88 888 . | 32 At drill press a 47.1 000 88 888 CONCLUSIONS AND RECOMMENDATIONS Bidet. At the time of the 1936 survey the exhaust systems in the Card Hoca : itnch including stbite,h vere completed exhaust on the storage bins These exhaust systems were not completely finished in July 1974.. The Spinning Department showed a slight increase over the 1934 survey The rate of production at the time of the 1936 survey was much higher then at the time of the previous survey with more twisters in operation In other departments the variation is no greater than that encountered ' " in the outside atmosphere It is evident from the results of this 1936 survey that the general air pollution of the Preparation Roca has been decressed but it is question- able if the exposure of the individual works at the floor sixing operations has been decreased 4 fe 10 Ere 5 iat tl ais e RO View showing arrangement of picker machines General Asbestos & Rubber Division Ho Charleston S.G. Ser & Wor Le tS ey ae D . ~* Roe FOR + YY . Leseiem. e te oo ars trnmae ath we. - _ y~: "me: rs meg ae} of o on o oe wma - a2 6 a ~ +o oT. as ote a 4 Aen . aosthe: e . i et. Sathed ae) nr ee we mes we, showing hoods fibre opener General Asbestos & Rubber Division He Charleston B.C. ern ea sotamn ri ammhtue ahst. A (? thin asin A " C . te ee, were om . . ? * ' . - ws * waned eta. . - : ] ee aon -* x . . to 3 we 3 7 ee * " o v . L . . . . . . ~ a \ . . os va < gs te =P oone crm . S Meee -< = Ey 22Py Le: ro 2: 44 q 4 ; - 4 q Tiew showing exhaust hoods over sizing bins General Asbestos & Rubber Division St. Charleston S.C. 12-0 12-0 =2 ch se _ Tt : osytty gee en ae 12 = ee at . = ~ eee:Nee eee -: der oe OS ? | ty t y mas me ade porns a, + mre e seals ert : e, naresme . we Tiev shoving exhaust hood en hopper of pickar machine General Asbestos & Rubber Division Bo Charleston B.C. 13 13- - eH eames Kazala 151 General air sample taken in center of twisting machines General Asbestos & Rubber Div oo a . + ( wy a . head pemnted oo, -~ me e el VL.w.et 17-0 17-0 14 se 3 a | heated 7 125 . ... h- . en Shel Tota OAD eo . emry oRTTHCoemineEy ctnwe om ot i + , Sate 8 { bd . Salming Samle 166 air at on Genersa ampl le spoosl pooelerrs s nosr ide t of rh oom General Asbestos & Rubber Dive Ho CharlestSo.Cn. km _ moe Stent . 8 vw fw oy ana 9 HLS Oe a Ly a ae es shy obs "oenree . TO o we OT: tog . te Cote eroseewrnsvedt s Pe . e Intaning Insertzent : View of spooler machine with exhaust equipment Generel Asbestos & Rubber Div oe No. Charleston S.C. .S - ; rn 2 ay . rWaAany , we - . -_ - .../ . e 7 . a ae :. f; \ a . ae. Ye . Sd.yf a +N lhe at 4% % d Pt FO OAT VO YY OT= | eT rea bein eel . ~? : Sample fil General air sample takes between four spooler machines with exhaust equipment General Asbe & s Rubt beroEs iv So. Charleston .C e  { , wo, a | C! d of ] 7 : J 1 v 7 4 _ Texte Doce Tiew of broadleon showing exhaust equipment en slay General Asbestos & Rubber Div OC: Ho Charleston S.G. ae ; { .8 fy { 4 18 c q . " CO Tiew of broadloom showing exhaust equipmenmier " . varp and an slay General Asbestos & Rubber Dive No. Charleston S.G. - - - Sard, Joon Close view of oard showing part of exhaust esplesure General Asbestos & Rubber Div 20 c 2 ~ ws cal ott is ie~] \ 20 20 . t] . | i \ woKs 6 : ; . 7coe . Sag we. morte vt a ~~ tte * Seed * Sots _ emys vies, %! sy. we Sort a ; ye g so os aN 3 3 Hf bo . it iv A . - we - V/A tome ce a3 ote Card Room Close view of card showing part of exhaust enclosure cy General Asbestos & Rubber Division No. Charleston S.C. 21. 21. omeewee e_ pansmepr eewo ane conPetrs wels. | ie wee ~ TE oy Cart Room General view = center aisle card room of cards cambeaclk ende General Asbestos and Eubber Divisios He Charleston S.C. o* Od bad -. f f e e en a enae 8 ? General view south aisle - card reon - hopper and : Sinisher ends of cards y General rbestes & Rubber Div Ho Charleston B.G. 11 oN 7 UNITED STATES ASBESTOS DIVISION Baxhenton oe : PML 347 St. 2 4/19/79 e survey was made of this plant on March 14 15 16 17 20 21 and 22 1939. This report supplements reports made on similar surveys conducted in 1930 1935 and 1938 1 ' The manufacturing operations at the time of this survey were the same as in the previous surveys A few changes have since been made in the relocation of machines and in the application of exhaust systems for the colles- tion and removal of generated dusts Such changes are noted in the remarks . " = column in the following tables of results re The same sequence of sample numbers has been followed in the' EE ' previous reports ROE wa mye he Sample No. at : 2 DIVISION OF MANHATTAN ING Manheim Penna Location of Sample Late Cu Ft Air Sempted - Preparing or opening room 3/15/37 area of vertical opener and sheker s^,rauns machines 19 und 39 38,0 Total Count of Millions of Particles per cubic foot of air mee _sampled e Tyoe of Tust Remarka 8.0 kebontan The exhaust fan in vindar unerhaal hya bren loxer to & feet from the flour and its causcity incrklerd Approximately helf th batch ml ing is done outride tr hood At operator's position on , loom 946 3/16/39 46.0 5.2 ; Asbeatsz and cotton This ponition la er the chea which are being anclosed and 3 6 3 Between 41 and 2 chasers machines 2 and 3 3/14/39 . 56.0 At loading end of tenden vertical opener machine 15 3/25/39 At discharge and of tandon 3/15/39 vertical opener~fl micaine 46 ; 56.0 45.0 5. General air staple taken 3/15/39 44.0 at center of the opening a te 7. At Hillisas crusher 3/15/39 38.0 94 At Oient autter 3/25/39 36.0 4.0 5.2 2.5 If 2.6 3.0 , Asbestos These chasors are being provided rit exhaust hoods e Asbestos and er: cotton The exhaust hood has been extended to cover the con- veyor and truck into which the material drags The additional loans placed in thin department were not in operation when this Sa sample was tekon No vrste material a on the floor at the time this a sample wie tekeni Sample M rne take at the picker which hec sinte been eliainted No erhzust analiad to this machine The material a discharges ont the floor f : se of Particles Millions Type Sample Location of Sumple Date Cu It Total Count of Millions Type ReRemarks marks = , No. Air Sampled per ft aisrampled Dust Sard reoma - 2nd floor dent 1 3/21/39 42.0 : . + Bs At operator's position cards 1 2 7 position , 1.5 Asbestos andand cotton The exhaust system on the cards is the same sa in : 1938 . . " { .10 . J Condensing machine 360 . 2 : 12 Dopt . * Between cards 1 and 7 Bachines 232and 242 at take side * so 44.6 3/20/39 42.0 ; 2.5 1.7 . No begging of natorial at , time this sample was taken Exhaust hood applied over loading trucks ; 46 Betzeen cards 7 and 13 aschises 232 and 242 . . saddle side 11 BetweenBetween cards 3 and 9 machines 255 and 261 at take side . 44.0 * 42.0 2.6 , 3.0 . ] 23 Batwean curds 9 and 15 * 43.5 i saddle side 16 Between cords 5 and 12 m^chines257 and 263 R take side 43.5 . Between curds 12 and 18 3/21/39 43.5 15 machine 264 saddle side 4 _ 1. 17 | . ; Between cards 16 and 22 sachines 266and 270 take side 3/20/39 35.6 take- : : Between cards 13 and 20 * machines 258 and 267 take- = 36.0 ; . off side 19 Between cards 17 and 23 3/21/39 = 51.5 machines 271and 276 + take side j 3 : . j 4a: Mula Spinning Dent P 8. Between mules 1 and 2 3 2 Between sules 5 and 6 * 22 . At Shi inspoolers sachine 418 . 3/17/39 . 29.0 34.0 34.0 1.7 2.3 1.8 1.8 2.2 1.1 2.7 2.7 3.2 fi . . . ae e es . . e . fi Both Whitin spooler co now enclosed and exhausted . er ww S-Tg is LTE BEEN TE Aeete Location of Sample Date . Cu Ft Air Sampled : Total Count of Millions Particles sampledper cu ft air sampledi Spooling Axisting and Heaving 1st floor 26 Between twisters 3/16/39 34.0 machines 657 and 658 : * - 44.0 27 Between twisters machines 651 and 652 40 At spoolers machines _* 42.0 603 and * 29 , At Universal winders -# 36.0 At looms 4 and 2 29 machines 1026 and 1021 3/17/39 43.5 operator's position 30 At looms 11 and 10 machines 1031 and " 34.0 . * 1028 31 At looms 6 7 8 and ;. 3/16/39 43.5 machines 1013 1032 1040 a and 1041 . 2.6 2.6 3.6 1.4 .. 3.3 . Loom 10 not operating ~ Loom 8 not operating water sprays shut off dry- weaving q Ls tee me dimes ete oe fe $ 4 : oe cr - oe fy ^' . cS %. nose on ee eee ee : - : . : otN - : Sample Location of Sample Date Cu Ft Total Count of Hillions type : No. Air Sampled of particles Brake band meaxe room * . ; 32 At looms $ and 10 3/17/39 28.0 ' fi 33 At loom # machine 922 , 34 Between 33 and 19 0 3/14/39 looms machines [: 939 wees. and 925 oe __ 46.5 44.0 __- . 4.9 - an 2.5 1.1 _. me . ee 7 . rr age emulsiotnreated with : emulsionemulsion . het warp weaving a Loom 19'- warp is treated with emulsim _, opera- --_- , i 35 Between 14 267 3/17/393/17/39 63.0 and 12 Looms : 3 | . 42.0 - - '35 At inspection table 3/14/39 ry i 4.7 a 2.3 . 3 LEAD ANALYSAENASLYSES Only opera- 12 loom : ting with warp passing through . water Inspecting regular brake band lining exhaust over brush ae a Sample Location of Sample Ft Date . Cu Milligrams of Lend =Lead Intake _ _ . No. . . Air Sampled per Cu Heter per hr -""> - day 1 35A At inspection table 3/17/39 42.0 0.148 , 1.43 ; ne 33A At loom 24 3/14/39 44.0 0.126 1.26 en ben Pan = ~ ww .- ^' ~ : . . ~ -_' ~ i . 2 1 s Sample NO . Location of Sample Milligrams Lead : Millions of . Particles Milligrams Milligrams 7. Lead Lead * fy Ft Lead Date Cu Millions of Particles of Lead Intake per Mater Air per per Cu 2. 10 day Sampled At calendaring machine 3/21/39 33.6 1.7 At sanding machine " 34.6 2.6 . At drill press 3/22/39 - 37.4 5.3 43 Machine shop general air 3/21/39 43.5 1.5 . . 37 Emulsion mixing dept 3/21/39 2.4 0.085 - 0.102 1.02 0.074 2 0.74 -_ 0.07 . NEGATIVE . y . . Eruple . No. Lonation of Camplu : Lute Cu it Air Camplod 1 Clutch Encing kant 50 At Campbell cutter 3/22/39 . 34.0 machine 2321 51 At Campbell clutch " . facing segment cutter t : 7 *h muchine 1156 . * 52 .. Hand sanding tables a 35.6 - 27.0 : a . . . ; o $3 . 1+. Dept. 859 - center of mandrels . - 57 surface grinder machine 2340 At Gardner grinder 14 machine 3566 . . : 6 . * 31.0 . * . . ' 29.6 . 53 At Blanchard grinders * aschines 1579 and } | | 1 | ; 60 > .. Between Gardner grinder- grinder- # and 2 drill . machine 1598 af . oo ; 62 . . Drilling machine 2346 * and 1654 63 egmentgrinding . ; * e 66 Yates sunder 27.3 42.0 . , 48.0 42.0 42.0 . 40.8 ' . = Millions of Partiolas Willigrnos of Land Lead Intake Remarks por i -- -- por ^ lVotar . -- ---- -- a 10:52 daz 4.3 * . 2.5 . 5.0 2.2 : $.8 9.3 3.1 . 1.8 * 268 2.92.9 NELATIVE ' . 0.06 0.6 Exhaust applied 3 F to this opera< tion : i 0.261 2.61 9 wozSH NOR { working as i compared with 0.07 0.7 . f : 0.07 mo, . 0.459 ., . exhausted 0.7 This aschine exhrusted at tines pieces bring ground ere too large for hood and the operator then raises the hood defecting the purpose 4.59 F i tg : 3 3 e f oF 0.233 0.089 2.33 The dust ; coltestor L N Located out- side the . department 0.89 This nechine =~ . exhausted 0.32 0.138 s 3.04 This machine } has been relo- . cated and exh ustedsince 1938 survey Formerly sample 49 . 1.38 This machine _- arhausted ] t . t-- | i. PT RUS ONE URS HUT SAO NT Mery MK EE It Ler iy Fenda Ta Reh heTS - ; - * a yates ot = Cn Sr iad a . aBn a 1: SHIVBY dust concentrations are comparable to these found in the 1938 - A general lover may material 4 Lead concentrations in are | yasaes efficiency of exhaust systems or the being + ey me This be due to increased eee aeoit worked may have a lower lend ose a oo, content It is suggested that the present program of extending and improving exhaust ' equipment be continued , . . . . wo . ' . * aay we e we ee aia * * . 4 + , i . . . . . ec seem ee i memes * CEWEANI =< Az oS - wee : oes. = pe eer ere 4/19/78 ~~ yee a ; - | METRMETROO POLITAN POLITAN METROPOLITAN METROPOLITAN METROPOLITAN METROPOLITAN METROPOLITAN L LIFE I LIFFEE 10s eee ry ort" . 11711 eos eps wie pofol pofol Stat YOM SOUS > 00 raat NRIY coat oN, Fe awe - INSURANCE COMPANY HEREIN CALLED THE INSURANCE COMPANY ee r Hk Group Insurance Certificate "Tue Insurance CompanyY CERTIFIES which that under and subject to the terms and conditions of Group Policy No. 8577 may be amended or discontinued by the Insurence Company or the Employer in accordance with the terms thereof and the provisions of which are summarized on this and the following pages the Employee named herein an Employee of . PR. ff MANHATTAN INC PASSAIC DIVISION HEREIN CALLED THE EMPLOYER is insured on the effective date of this certificate subject to the provisions of the next following paragraph for insur- once determined in accordance with the Schedule of Insurance herein The insurance shown in such Schedule of Insurance is subject to change in accordance with the provisions of the Group Policy Number given above ~/ If on the date the Employes becomes insured under the Group Policy for Medical Expense Insurance Coverage on account of his Dependents any Dependent of the Employee is confined in a hospital or other institution for care or treatment or is confined at home under the care of a physician or surgeon bacause of a disabling physical or mental sickness or injury the Medical Expense Insurance Coverage on account of that Dependent shall not become effective until that Dependent is no longer confined in a hospital or other institution or confined at home under the care of a physician or surgeon : is The insurance specified herein on account of Dependents is applicable only if the Employee eligible for has requested and is insured for such insurance SERIAL NUMBER KAKE OF EMPLOYEE EFFECTIVE DATE BENEFICIARY be No agent has authority to accept or waive the required proof of a claim nor to extend the time within which such - proof must given This certificate is cssignable and the insurance and benetfis ore assignable prior to a loss The Insurance does not at any time provide pald insurance or loan or cash values METROPOLITAN LIFE INSURANCE COMPANY 178 LIFE INSURANCE . President HOSPITAL EXPENSE INSURANCE . SUPPLEMENTAL HOSPITAL EXPENSE INSURANCE . SUPPLEMENTARY HOSPITAL BENEFITS FOR PHYSICIANS ATTENDANCE SURGICAL OPERATION INSURANCE SUPPLEMENTAL SURGICAL AND HOSPITAL PHYSICIANS ATTENDANCE EXPENSE INSURANCE . INSURANCE FOR DIAGNOSTIC RAY EXAMINATIONS MEDICAL EXPENSE INSURANCE COVERAGE SUPPLEMENTAL MEDICAL EXPENSE INSURANCE | 1330-1 Form SE SSA 7 98 4SB Printed in U.S.A. D< 245A 30 MATERNITY BENEFITS Exhibit Number 7 IF ANY PRION CERTIFICATE OR CERTIFICATE SUPPLEMENT SUPPLEMENT BEEN DELIVERED TO THE EMPLOY AGSSAMES TO HEREIN RELATING TO THE SUCH CERTIFICATE INSURANCE REFERRED TO MEREIN NAS ON CERTIFICATE SUPPLEMENT IS VO10 aon vt om mES I A eB oe Oe as ee + s twe + selnate et 6 enteomes mt wren oe ~- oe Oo SUMMARY OF PROVISIONS & THE GROUP POLICY PRINCIPALLY AFFECTING THE EMPLOYEE LIFE INSURANCE Section A. LIFE INSURANCE BENFEIT If the Employee dies while in the Employ of the Employer and while insured for Life Insurance under the Group Policy the amount of life Insurance in force on account of the Employee at the date of his death shall be paid to the Beneficiary of record Section B. * DEATH BENEFIT IN THE EVENT OF TOTAL DISABILITY 1. If the Employac while insured under the Group Policy and prior to his sixtieth birthday becomes totally disabled as a result of bodily injury or disease so as to be wholly prevented thereby from engaging in any and every business or occupation and from performing ony work for compensation or profit and continues to be so totally disabled uninterruptedly beyond . the termination of his employment and until the date of his death then upon receipt of salisfactory proof of such death and provided no Death Benefit is payable under the provi- slons of subsection 2 of Section C hereof the Insurance Company shall pay to tlie Beneficiary of record the amount of the Employce's Life Insurance in force under the Group Policy at the date of the termination of his employment provided A that initial salisfactory proof that such total disability exists and has continued uninterruptedly foart least nine months is submitted either before the termination of the Employee's employment as defined in subsection 1 of Section F hereof _ or within one year thereafter and B that acknowledgment of the receipt of such initial sotis factory proof is endorsed on the Employee's certificate by * the Insurance Company and C that each year within the three months preceding the anniversary of such endorsement during the entire remainder of the Employee's lifetime further satisfactory proof is submitted that such total disability continues and D that upon the death of the Employee satisfactory proof is submitted that such total disability continued to the date of his death If however the Employee's death occurs within one year after the termination of his employment and before any such proofs have been submitted then satisfactory proof that the Employee was totally disabled uninterruptedly from the dole - of the termination of his employment to the date of his death _ : must be submitted within one year ofter the date of his death 2. All such proofs of total disability and of death must be submitted in writing to the Insurance Company at its Home Office or at one of its Head Offices on the initiative of the disabled Employee or by someone on his behalf without any obligation on the part of the Insurance Company to request any such proof 3. Whenever proof of the Employee's total disability is submitled the Insurance Company shall have the right and opportunity to have him examined by physicians designated it 4. If the Employee ceases to be so totally disabled or fails to Form 0.33008577 1068 submit any required proof within the time prescribed therefor his rights under this Section shall automatically and inime diately cease 5. If an individual policy of Life Insurance has been issued in accordance with the provisions of the following Section peymen may be made under the provisions of this Section only if such individual policy is surrendered to the Insurance Company without claim thereundar In such case any premiums paid on such individual policy shall be refunded by the Insurance Compony to the Beneficiary of record of the - Employee Section C. PRIVILEGE OF OBTAINING AN INDIVIDUAL POLICY OF LIFE INSURANCE Upon written application made to the Insurance Company " within thirty days after either ( the date of the termination of the Employee's employment . -- -- ii the date of the discontinuance of the Group Policy pro- vided such date is five years or more after the effective date of the Employee's insurance under such Policy or iii the date of the cessation pursuant to subsection 4 of the preceding Section of the Employee's rights under that Section the Employee shall be entitled to have issued to him by the Insurance Company without evidence of insurability an individual policy of Life Insurance only without Disability or Accidental Means Death Benefits subject to the following conditions and provisions A such Individual policy shall be upon one of the forms then . customarily issued by the Insurance Company except Term Insurance and 6 the premium for such individual policy shall be the pre- mlum applicable to the class of risk to which the Employee belongs and to the form and amount of the individual policy at the Employee's attained age nearest birthday at the date of issue of such individual policy and C the amount of such individual policy shall be equal to for at the option of the Employee less than the amount of . the Employee's life Insurance or Death Benefit under the Group Policy as the case may be an whichever of the dates specified in paragraphs i ii and iii above is applicable except that if the Employee's Life Insurance under the Group Policy ceases because of the discontinu- ance of the Group Policy five years or more after the effec- tive date of his insurance thereunder the amount of such Individual policy shall not exceed the lesser of a the amount of the Employee's Life Insurance thereunder at the date of the cessation of such insurance reduced by any amount of Life Insurance for which he may be or may become eligible under any Group Policy issued or reinstated by the Insurance Company or by any other insurer within thirty days after such cessation and b 2,000 LIFE INSURANCE al, e 2. Any Individual policy of life Insurance so issued sholl become . effective not earlier than the expiration of the thirty period during which opplication for such individual policy may be made If however the Employee dies during such thirty period the Insurance Company shall pay to following surviving relatives wile husband mother father child or children and payment to any one or more of such relatives shall completely discharge the Insurance Cosmupravnivyi'nsg liability with respect to the amount of insurance so paid his Beneficiary of record whether or not the Employee shall have made application for such individual policy the maximum The designation by the Employee of a Beneficiary under an Individual policy of Life Insurance issued in accordance with the amount of Life Insurance for which an individual policy could have been issued under this Section If the Employee shall have been entitled to make such application pursuant to paragraph iii of subsection 1 of this Section and shall die within one year after the termination of his employment but before his certificate provisions of Section C hereof other than the Beneficiary of record of the Employee under the Group Policy shall effect change of Beneficiary under the Group Policy to the Beneficiary of record under such individual policy regardless of whether or not such change is endorsed on this certificate shall have been endorsed in accordance with the provisions of Section B hereof then satisfactory proof of the Employee's death within such thirty period and that he was totally disabled uninterruptedly from the date of the termination of his employment to within thirty days of the date of his death Section E. must be submitted to the Insurance Company within one year OPTIONAL MODES OF SETTLEMENT after the date of his death Py Section D. oy BENEFICIARIES The Employee may change his Beneficiary at any time upon Arrangements may be made with the Insurance Company subject to the provisions of the Group Policy whereby the amount of Life Insurance payable at the death of the Employee will be retained by the Insurance Company and paid to the Beneficiory in instalments instead of in one sum Information c^ncerning such Optional Modes of Semlement may be obtained from the Employer upon request written request accompanied by this certificate for endorsement Consent of the Beneficiary shall not be requisite to any change of beneficiary If at the death of the Employee there shall be more than Section F. one designated Beneficiary then unless the Employee shall have CESSATION OF INSURANCE bie continue diate specified the respective interests of such Beneficiaries the inter- 1. The life Insurance shall automatically cease on the dale of ests of such Beneficiaries shall be several and equal termination of the Employce's employment For the purposes of If any designated Beneciary shall die before the Employee the life Insurance termination of employment means cessation of . the rights and Interest of such Beneficiary shall thereupon auto- active work as an Employee as defined in the Group matically terminate If of the death of the Employee there be Policy except that in circumstances specified in the Group de no designated Beneficiary as to all or any part of the insurance Policy the Employer may deem the Employee's employment to Bea then the amount of insurance payable for which there is no after such cessation subject to the terms of the Group jn Policy designated Beneficiary shall be payable to the estate of the Em- ployee provided however that the Insurance Company may in such case at its option pay such amount to any one of the 2. The life Insurance shall automatically cease upon the discon_ tinuance of the Group Policy oe oper Notice to the Employce you leave work becouse of total disability commencing before age 60 you should be WT sure to submit written proof to the Home Office or one of the Head Offices of the Insurance Company as required as soon as possible after you have been totally disabled for nine months and in no event more than one after year the termination of your employment 4 f 0.230 Team 0.230 ConCtont 4 vedere erenes > rae : Q . 144 re | Trovance Cinymy TrovanceTrovance Trovance TrovanceTrovanceCinymy GROUP POLICY 6683-21 Puente G0.L05 THE COMPART St a2 tesns # , IN CONSIDERATION 2 = nea of the application of the Employer for this Policy a copy of which application is attached hereto and made a part hereof and of the individual written applications any those Employers of AIHATTAN SIE who are eligible for the insurance provided hereunder in accordance with the Formula and Sched- ule of Benefits hereinafter contained and in consideration of the payment by the Employer of the premium due the date of issue of this Policy and of the payment the premiums due there- after during thecontinuaofntcheis Policoyn the 3rd . eac of eh ach venbh herein called the dates as hereinafter provided AMENDT DOTH HEREBY AGREE * so pay the benefits set forth in said Schedule of Benefits with respect to the several Em ployees insured hereunder ^finaccordance with and subject to the Terms of this Policy The Formula Schedule of Benefits General Provisions and Administrative Provisiona hereinafter containal are part of this Group Policy as fully as if reciced over the signatures hereto affixed ~~. In Witness Wherruf the Metropolitan Life Insurance Company has caused this Policy to be executed 22nd _day of August 1933 "90 take effect as of the 3rd _daoyf which which last date is the date of issue heren ease HOSPITAL Expat ^ aximmDANT , SURGICAL OCERATION MAXIMUM MAXIMUM AMOUNT WHICH AN EMFLOTZE MAT CONTRVenI ky BcU eeeeT ee- FE OR PERSONAL INFULANCE INFULANCE sonal EMPLOYES AND preaadl CHILD OF AN , All Employees . PS 10.00 10.00 245.00 175.00 175.00 0.11 0.37 0.37 30.37 Including Supplementary Hospital Benefits for Physicians Attendance 4.00 ~ ' It is understood and agreed that for the purpose of determining effective datos of insurance under the Policy herein applied for the vritten requesta of Employees insured under Group Policy No. 9677 on January 21 1951 for Personal Insurance or for Personal - Insurance and Dependent Insurance shall be deemetdo be iritten requests for Personal In- murance or for Personal Insurance and Dependent Insurance iritten the case may be under the . . Policy herein applied for . an . 2 ry ery . . 2eee - werery 2 4 see coos say insured activelayctively aplication say mamkaeks aplication ioe 1 Employer 7 An Employe Employee insured Employer 9 1 making written aplication ap lication making date he Diabity ecrploymeat befor his Company specited comes furnished comes Policy *. comes edalteigible suchmakes after whmakoes aplication .foretively at Tnsomacee e .foretively day insu data cligbilty aplicaton after ue thirty of af the eligible actively Policy of of fallowing makes actively un work appliapcplaictaitionn before insurance makeGs } aplication of oron before effefcftecitivee of eligbilty folowing the his shal aplicaton eligbilty before work basame on wech maxi aplication aplication of aplying herunder Faey aplication thirty discontiued after is on aplication dcmed ^finmurabilty aplicaton Employer day insurance seagraph seagraph DiscontinuaNCE DiscontinuaNCE INSURANCs the efective any any net actively afterafter insurance insurance evidence mficiency lameraceEmployes aplication herund suchcelliiggbbttyy efective starminto insurance efctiv discontued etc ns such insuinrsaurncethe evidence Company foreovided ovide bes Company dete become on ouch Empinyo or herander aplying Employe Daca tires France on be pony, the wed wack herander otherwise at INSURANCE insurance say ot effectivoe n of ee work are Dishlity Farplayes MOUNT actively amountmy st Employe eligbty wiwtith MOUNT insurance on shall OF shall nacurdance lanerd MOUNT amount hereunder Employe natin; Employe onbei ot hereunder 0 ; nacurdancneacurdancenacurdncenacurdancewith Benefits Benefits Benfits hereinafter cosas nacurdance of The ) far an in the date amount change sempatios insurance sempatioasccordance sempatios shal fer tasernc The sempatiosempatios efctive Schedul herinaft of efective shall to en jaw ne efective provided f (car of actively mount at actively beduye efective folowing make mount shall of on such actively o insurance become provide folowing on Empis DISCONTIUANCE upinyon esse one days after.lcahseared folowing skal DISCONTINUANCE thirty a shell hereunder employExiphrye dieventiowe employment eee promaram INSURANCE second skall of conn meme provided insurance effective the OF effective30 : INSURANCE * of Insurance upinyon DISCONTINUANCE hereunder such work wad a on whgat then not one days Gabied suns thirty terminatitoenrmination parapgarraapghrapahutomaticaly weosadase Son herconder, Employce termination employment of constiute deco Employce to wack Baxployce,Garntiuse peyments skasklal employment Disablity ino cakes rance che | recived, be active Employee who active pensio sicknes retirement absence for mutter Employce cca aonf Employce Employce Employce Ox of retirement shsehe esset active of Eanploye termination Company such shall thirty continu come Employee ohell ea Fetrs contiue employment Company Employe notifcation mployer 1whe wf Employer termination Cac scoent much have has of contsinuue ch injury injury ft the termination Facplayer discnatiowenc demed Temisoray Benches andcesation injuirnyjury matavan reunder Temporary Employe injury Campny of than evceived watihied until temporary iasurenc daygsiven not Femployer given herunder active Disabilty payments acount Temporary Insurance to work Employer the hat the waa mporay )Employer EmployEemrployer shal Employer Fanploye weklymabitae Enplayer discontiuance Insuran E x. shall Dinability Dinability Insurance i Disaltyby Dinablty discontiuance santribuon heneita recived Insurance herunder make fy ler; Employer Employer Temporaycost demed the discontiued herunder discontiuance recived wekly santribution the ploye for iythat the c & we kly datz. When the dhe his WhenWhen sancibuton Freunder Carnpany returns Policy active discontiued active tet shal When beruine/tr Freunder Lnger become ba ont {31} suchEmployes LifeInsurance date Temporary Temporary be work a as in the Hmplopet, saietey Freund work, cont in Temporay tated maximum incsriace injury, evidene which teres cowhea be reinstaed Emnpleyr premium provided ecsoce inucus ender oe ocume duc, anscoumt Emplaye nucolat change Tete thisd ss of only Temporay cetrniston paymeaatlter efctiv lasureicy, Conpeny mich Disabiley Fimpnyors if af ded af ththhean The thieurlvarof the der this on-one sick dete the dete af ar onis p the the required uceust ceria. ectively making fecive ctces weeks Dulicy he end d. suco(h f1)is of pad twa ingat on Em pension as te skall cone mployer for sermination sermination if one Fanployee Favy^'nyes be shell at ec such set hise farth in snd the sny Employee employment ing der provided thtereminatiotenrmination doomed active work an injury Employee ( for Employe cease of much Employce Employce may Company CompaCnomypanyberouder Employer thirty notification hereunder in hereunder Temisorary from purposesTemporary . the Dalility an sinence an Temisorary Insurance temporary . saics herunder who have shall such discustitemi discontinuance discutemi discontinuance FailuFraeiFlaurielure notwihcoetheFamplayer received who of rs at such x.mmddmd insuproavinsicones ooCf werk - Anhis on shall an the 1 eligi any of dite ded i when hie workis whe Temporary 7 Employer discontinuance was Policy. Fampinyer to such discontinued be Disability the paragrapahragraph and sew4= ZS = States! no - ^'% . O q SCHEDULE e) HIL SCHEDULE OF BENEFITS Claoc Amount of Life Insurance zeekly Temporary pis ability Cen fits 1 jubentes & Rubber Division tery Employees eutiras Furezon SupervisorySupervisory 1 office isployees 1 States Asbestos Divis AMENDMENT ak and File Ajloyees Ajloyees remon and Executive AAMMEENNDDMMENETNT AMENDMENT ** ** $ 500.00 1000.00 500.00 500.00 1000.00 $ 9.50 SEE SEE 20.00 AMENDMENT AMENDMENTAMENDMENT AMENDMENT 7.30 AMENDMENT 10.00 AMENDMENT yeas on Fecsien no of July 3 1933 1000.00 x2 2811 AMENDMENT mn SCE AMEANMDENMDMEENNTTAMENDMENT 2811 , 2811 * 9,14 9,14 | An empleyen zot actively at work on account of sickness or injury except mi mployee is retired with or without pension en the effective date of this policy she was insured p<olicies 3431-0 and 141 bearing detos of June 3 1929 rolley 2045-0 bearing date of aber 31 1923 er policy 1052 bearing date of august 11 1926 on the day immediately coding the effective date of this pelley shall be eligible for insurance hereunder in an nt equal to the must for which he was incured under such policim on such day md such rance shall be discontinued upon his return to work or upon prior notice to the insurinsurance ance any by the employer that suck mployee's employment has bom terminated rw " _ 78 oo mea Oey ee en oe g Seas RR re _ - mee A caye A De wed BIO Ol titer Ok g> Lie ned Ch .. mend eee ee n - . - es ee ae ad . on) oe . ee my A Crete ia een toy ge 2 mitecnep twee : . . . - satus dew me et ee ARM r etd, cuey Uke SS eeebewsma RD 8 tie - ~ SM CFE oe . kk - . . . : . i Pome Pe . . . soe . . nn ae te A, ee Tea PC aS ca ore ant Me ames ca Sade wig uP d Be e Corre tN a oe o a gee rVS einenA Poe a fst Acti tacoma . ee t . a -- q - IV GENERAL GENERAL PROVISIONS notice Section 1. Insuxing Clausts Life Insurance receipt by the Company of due writing the death and proof if any Employee while insured hereunder and upon the surrender of the Certificate and all Certificate Riders issued hereunder to such Employee the Company shall pay subject to the Terms hereof to the Beneficiary of record the of Life Insurance , if any in force an account of such Employee at the date of his death according to the Schedule of Benefits . proof 4 TEMPORARY DISABILITY INSURANCE receipt by the Company of due notice and writing any or Employee nsured hereunder has beenme wholly and continuously disabled as a result of bodily injury disease so as to be prevented thereby forming any and every duty of his occupation , the Company shall pay subject to the Terms hereof to much disabled Employer the while from perTemporary of to Disability Benefits which he is entitled according to the Schedule Renefits during the continuance of suchsuch temporary temporary disability and up to the employment is tinse such Kmployee able to engage in any gainful occupation or employment for wage or profit but in no case shall such Duability first_0.97.on Tempeary Benefits be payable for the of dianblement nor for more than thirtoon 13 L^m~ otf t^urturnedk perin Weeke thereafter for any one disability + pane etece we Section 2. Extended DEATH BENEFIT receipt by the Company of due notice and proof writing the death of any Em- insured hereunder hereunder ployee formerly of his employment as defined by on beginning proof during which the Life Insurance such was from the date of of his to the date his death continuously and totally as that Employee so to or of bodily injury or disease as has occurred prior to his sixty birthday and s within twelve 12 months from the date of termination the Formula or b within a period with the date of termination of employment equal to the time hereunder such Employee had been in force whichever is less and upon receipt of further termination employment disabled writing a result have been thereby prevented from any and every occupaoctcuipaotinon and from Certificates performing any empltooymentengaging Certifcates Boefachits provided nor shall any such and all work for compensation or profit and the surrenodfearll and Certificate Riders if any issued to such Em ployee the Company shall pay hereof the subject to Terms the Beneficiary of record the amounLit fe Insurance if any in force on account of such Employee at the date of the termination of his according to the Schedule of however that no payment shall be made under the provisionosf this Section unless notice and proof of such death and of such disability is submitted to the Company after the date of such death payment be made unless this Policy is in full force and effect at the date withinninetnyiety 90 ddaysaysEmployee of death 1 If an individual policy shall have been issued and become effective pursuant to application made in accordance with the Conversion Privilege granted by Section 12 hereof no payment shall be made under the provisions of the paragraph unless such individual policy preceding shall be surrendered to the Company without claim thereunder in which ease the Company will refund to the beneficiary under such individual policy the premiums thereon pa^-l interest , with at the rate of six 6 per centum per annum . Section 3. Lamitations on tile PatMENT OF TEMPORary Disability BENEFITE If any Temporary Disability Benefits are payable be bereunder an account of disability due to or accompanied by mental disablement such benefits may at the option of the Company paid to ~ the Beneficiary of record of the Employee so disabled . Far.caplayan.located.in Temporary Disability Far.caplayaan..located..inDisabilitIy InnsusrauncerInasurnancecInseuranceshals lhall not be payable account of disability from injury or casupational dinoase arising out of or course of any employment : for wage or : profit % 1 nN . Poe fi 4 c disablement shall ment by a The Temporary Disability Benefits shall not be physician legally licensed to practice medicine nor In event of caused by or payable for any period of disablement for which the Employee is not under treat- such benefits cover destruction or inflicted injury while sane ar insane a pregnancy including resulting childbirth or miscarriage not more than six resulting from due 6 weeks benefits shall be paid for disablement during and to such pregnancy sickness disablement he be to more than c If the Employee be over age sixty 60 at the time of any shall not entitled receive thirtoon thirtoon 13 .works henefits for sickness disability suffered during any twelve 12 consecutive months ( Other Limitations 2 x x : oy mmmistesPomesfer, rere, can a x Section 4. PAYMENT OF PREMIUMS premiums The due on and after the date of issue of this Policy for benefits provided hereunder shall be determined and shall be payable in accordance with Sections 5 and 15 hereof their falling All premiums due under this Policy including adjustments thereof any payable by the Employer on or before their respective dates direct to the Company but may be paid to an Agent or other authorized representative of the Company in which case the Treasurer Company's official premium receipt signed by the President President Actuary Secretary or Secretary of the Company and countersigned the of be for such The of by Agent or other authorized representative the Company receiving the premium , shall paymepan ymet nt payracht premium shall not maintain the insurance under this PolicyPolicy in force beyond the date when the next premium becomes payable except as pro- any vided in the next paragraph Employer paragraph If the one 31 days without not previously given written notice to the Company that this Policy is to be discontinued a grace period of thirty- charge shall be granted to the Employer for the payment of every premium after the first during which period this interest PolicyPolicy shall continue in force nevertheles If any premium be not paid within the days of grace this Policy shall thereupon be discontinued but the Employer shall nevertheless be liable to the Company for the payment of all premiums then unpaid together with the premiums for the days of grace If however written the the notice is given by the Employer to Company during the grace period that Policy is to be discontinund then the Employer shall be liable to the Company for the payment of a rata premium for the period commencing with the date on which the last preminim became due and ending with the date of receipt of such written notice by the Com iany July 3 1934 and succealing AT hereunder Section 5. Renewal PRIVILEGE Employer may renew this Policy on hereunder in at each Contributory : anniversary of such date for the term of one year provided the number of Employees then is in the case of a Contributory Policy not less than seventy 75 per cent of the number of eligible Employees and in the case of a Contributory Policy not less than the total number of eligible Employees and provided in either case the number of then insured hereunder is not less than fifty 50 of Emptlhoeyees based ers payment the Renewal is conditioned upon the premiums then due as computed in manner set forth in Section 15 hereof and ---- such Schedule of Life payment payment Insure -iums and such Temporary Disability prem determined : may then be determined by the Company .. Employer by the Company be reques annmvred so chancghaengd ed at any Employer by the unable Monthly eventany to be unable . Monthly Monthly in which PU -- bi e pw tt ts fat Nedra enitamd . : s. Bee a-e . em tam ee. eererene te ets ens. he eP TTT $n Ra ata; hie ted tre Un WS HR Nisou inc COMPANY Policy providing ee , NY ~ae . oe es ro META i . . TION is hereby made to the ATAN LIFE INSURANCE thed in the schedule of insurance below for t ligible Employees as defined te tow ae se te : ame rr Se below of a Group wee TT ee me, theinsurance a -YTIESTOS -YTIESTOS ANHATTAN sees ANHATTAN ANHAT AN eee eases eee) 6. Pi aad n address of Employer HEREIN CALLED THE EMPLOYER Passaic New Jersey employed_and_compensated.for employed_ancompensated.for tima_employan_on_tha.Kain tima_employan_on_tha.Kain Wisconsin.Corporation Wisconsin.Corporation Territory payrolla Employee means Manhattan time employee Hfz..Pixinion.of_Alaybeaton employed ireofbusiness . The word compensated compensated compensated kanhattan Manhattan Rubber Hfz.Pixnion.of_Alaybeaton Hfz.Pixinion.of_Alaybeaton Hfz..Pixinion.of_Alaybeaton Manhattan or The Kochanical Rubbor WHERE POLICY IS TO BE DELIVERED AND FROM WHICH ADDRESS PREMIUMS ARE TO BE PAID Kanufacturore ALL IF MORE THAN ONE BUSINESS STATE D as used herein services @ Hfz.Pixinion.of_Alaybeaton Inc. tom emes tima_employan_on_tha.Kain tima_employan_otha.Kin tima_employan_on_tha.Kain tima_employan_on_tha.Kain tima_employan_on_tha.Kain Hfz..Pixinion.of_Alaybeaton owned_bythe_mployer owned_bythe_mployer employed_and_compensated.for employed_and_compensaetmepdlo.yedf_oanrd_compensated.for employed_and_compensated..for tima_empln oyan_oe n_tha.Kr ain vices who directly Auch..employenAuc_h.employen_eearnigles.athan rAuch.employenn_earniglesi.than 1n5g.l00ebspyesr.wteK ek.hbae .awenkn .ba. ihncalutdeidan bu t.in.no.czas.shall any . ELIGIBILITY present Employees - Policy new be eligible for be eligible for Insurance on the date of issue of the All other present and Employees shall immediately following the date of completion Policy three insurancone the of months leEmployee shall become effective in accordance with the of continuous service The insurance on any me effective as to any such Employee on a date on which hperoisvinsoitonssetoifvetlhyeaGt rwoourpkPolicy In no event however shall the insurance . 11/12 11/12 1/1211/12 HEALTH AND SCHEDULE OF INSURANCE AND EMPLOYEES CONTRIBUTIONS \ ACCIDENT ACCIDENTAL HOSPITALI AND DEATH | SURGICAL | LIFE INSURANCE ZATION OPERATION EMPLOYEES CLASI PATI(ONPATAIONLAL | | INBSEUNREAFNICTES | WEEKLY DISMEM | BERMENT MAXIMUM CONTRIBU BENEFITS - General Plant Hourly Paid Emplorega earning Faekol f my REL AL Salaried Employess_ 2,000 1,000 <2 $ weekly 60 monthly 2 weg G 0 oo. +4 . et nen ee CRITI ee . = _ agreed cc PN san .60 month per shall EE NN 23 contribute_ARER contribute_ARER applied It is understood and agreed that if Life Insurance is applied for the Employees shall not be contribute_ARER a 1,000 of required to wa such insurance ; It is understood and agreed that if Accident and Health Insurance is : for the for Weekly Benefits shall not be payable first than weeks Expense nor in any case for more thirteen shall Expense Insurance is applied for Daily Benefits not be payable for more than insurance nor _liana insurance herein applied for is not to replace nor is it in addidon to this any other Commny on any , persons eligible for this insurance or similar insurance on persons eligible for this Insurance except . of Insurance Company - Group has any or Wholesale Insurance now application been submitted to or any previously in other Com sMonMa ona s agreed that the Policy will issued effective become the nor shall the Policy , toward the initial issued unless least unlpeesrscetnhtis all eligibleEmployers and accepted by Insurance Company Dihice if issued become premium Employes its ContributeContribute Date of discontinuance None ap lication application la approved effective to the at 75 of payment of an approximate have made written request for insurance Employees there- be miums will Konthly : paid payment herewith to be applied to of ANNUALLY ANNUALLY QUARTERLY MONTHLY vances agsreed that necessary particulars payment premiums under the Polley herein concering Employees to be insured applied for when and if Issued 3.1990 lopyreeosviwdheodsfeorintshuerpauncrepolaseto be changed or discontinued shall be furnished omn onotrhlsyubtsoeqtuheenItnstuortahnecedCatoemopfanisysubeyotfhtehEemPpollolyeeyraonn d iad oo empee 4 e a _ Pagsaic New jersey ve this hd pce OE Witness jersey 2 this \ Kay MANHATTAN INC 40 19 (0: meee eo here ee met Ree nee, ee 4911 P3RINTED IN U.KA. . . Thk ua a oe . oat . etm ea we alt ee 7 __ . : oe na WAG. * ay Lae e 5 eT . oy oa ., = "s . .. _ t 4? a oe t *~ - ' nerve 9 emetanananer ~ . oF INSURATICE Ames ' seme ms . ve. : THE PEKEIN CALLED THE INSURATICE COMPANY - 356 356 oe - oe fe 4/19/29 co aa 7 ave t me 8 te etteuaton om 119 Semak sa to w onetes Se ee a ee See og wnee erni oe yt 5ae a] oe ef Tt s J. ( i - . Pe, 85-0 85-0 GROUP POLICY No. . 85-0 me ny 7% IN CONSIDERATIONCONSIDERATION ae rs of the application for this four mule bw . o .? PAYSANATEPAYSANATE PAYSANATE PAYSANATE PAYSANAT, E ISC_ . OTRE...NCAUTI CAUTI LENTYNOSYLLAENTYNOSYLAN LENTYNOSYLAN LENTYNOSYLAN . eetwonece eterseces arte Perar rer . oi .= - u at . consideration of during a copy of which application is attached hereto and made a part here f and in er payment by the Employer of the premium and of the pavimentpaviment hhereafteer reafter by the EmploEmypldeoyuerr ring * provided hereinafter they the continuance of this Folicy of eil premiums when fall du as me = at: . = MERE^ YANOS ANOS ANOS oe te * Me hereunder in paovided Tsoe to mile mile dr payments heree with te . Te yen bangkayoon Insured accordan with nigh sigh we the + provisions ofic Ny, The Praviskans The Praviskans ingen 1 . canpetathere pepe get woe foe oe, be ty 7 Ee ws. an v 1 6 43 sigintures here here fielfiel ~ . 4 si ; : ; oe In Witness Whereof the Metrondhtan 16 besutan besutan e Campeny has caused this Policy to wld be excluted this a . i 1956 of take 1956 .., bearingbearing effect vv o; ET bearing kelih kelihrs eee tee issue Of dato of hs-29 10 It dary Iectaber Iectaber 3...953 | vee eveebeose Iectaber . Iectaber Iectaber the aeens TR ee for fot up Policy No. 8577 Tota TO eae to to be the date of whee, . . 5 : y this Policy Witcher LobK e SSette 7 7 Witcher WitcheWritcher 2! . OO Tle. . l'esident Attendance Physicians Life Insurance ^ sel on Ted Tie ance } Portotal ent Dependen Pr Sa ee 2fat Pe Nae "4 the Imurance Imurance Personal and b St , martedia Personal and Dependent Ci martedia + The for sors sere Form G.L.H. 193 { Jan. 1940 PRINTED IN VISA @ , ee wee 7 - . . - . c orSowsa? nes oe Annu . Disse burjan a Me Me burplus . . ee eee ame moa f 4 ? . . . ne eT, cheer __ . . . . 7 : TE 1k Pre ot4 e - en ckSee . ra . xt Schedule A Attached to Group Policy No. 8577 as a part thereof * Unit or Clons Manhattan Rubber Division Salaried Exployees Employees at Neenah Wisconsin Imployces subject to the Bargaining Agreement between Manhattan Fubber Workers Independent Union Inc. and the Manhattan Rubber Division Employees who are members of Manhattan Loire 1679 International Association of Machinists Employees on the Main Office Payroll (J a * ~~, -- compensated for Manhattan Rubber @ nill time employne who is TOND TOND directly PRO employed and and Division the United States Asbestos Mvision the General bestos Division or the Wabash Division of the Employer fade fade uned in this Policy services by the Asbestos and Rubber Division the Ray- completed Applicablemonths Employe POLICY Section 2. ELIGIBILITY OF EMPLOZIES FOR INSURANCE VIHER THIS Division Each of the Wabash Exployee who on December 1 1955 has Applicable Employe milated service within tusive months of his date of coloyment is eligible for insurance hareunder on Decuber 1 1956. Each Employee who has not completed such period of accumulated service on December 1 1955 and each Employee employed ribsequent to Decmber 1 1956 shall be eligible for insurance herunder on the day imchiately following the date of complatcoimoplnation of three months of accumilated service within twolve meaths of hie date of employment employment | e . B Applicable Applicable to all other Employ.-e- es 1955 Employees employee tho has employee employee tho has completed three months of continuo prior Each E- service to December 1 1955 is eligible for insurance koreunler on Escember 1 1956. ployee who has not completed three months of contimases sexvica prior to December 1 1956 and Employee employed subsequent to December 1 1956 shall be eligible eligible for insurance hereunder on day immediately following the date of complation of three months of continuous service each the Applicable to Exployees of the units units mhytling Celtic Celtic Lovence Lovence de mhytlinmghytling in SeSection cStectiiSoectnion on 3 kartof kartof kartof kartof to to t th he e Celtic " and Celtic Celtic | clusace secified in Schedule A Notuithstandin hee Life Life Lovence mr mrumder umder on any Employee who was . Section 3. EFFECTIVE DATES OF INSURANCE Em- ployee may become insured hereunder only by making written termination of his employment Termination of employment for the purposes of Life Insurance hereunder means cessation request to the Employer on forms furnished by the Insurance Company The insurance on any Employee who makes such of active work as an Employee as defined in Section 1 hereof except that request on or before the date of his eligibility shall become effective his date eligibility provided x x os ( in case of thethe ababsesnceence ooff anan EmEpmplloyoeeyeeEmployee fromfrom active active workwork he is actively at work on the date of his eligibility The insurance on any Employee who makes such request after the date of his eligibility and on or before the thirty day following the date of his eligibility or on or before the thirty day following the date of his return to active work if he is not actively at work on the date of his eligibility shall become effective provided he is then actively at work on the .... x = 4400110 x x date of such request Any Employee making such request after such thirty day and any Employee requesting reinstatement of his insurance hereunder after his insurance hereunder has been - ++: 1his employment may for the purposes of his Life to Insurance hereunder be deemed nated by the Employer or continue until termi- ii Employee ii in case of the absence of an Employee from active work because of leave absence or lay his em- temporary of ployment may for the purposes of his Life Insurance purposes hereunder be deemed to continue by until expeixpriarattiioonn in the Employer but in the Employer Employer nno ocasbeebyeoynodnd expiration the the en Employe Employe of afted StatesDivi Divisions Divisi ion So ee n bel Oe Soreness oe a such leave of absence or off commenced x discontinued in accordance with item s of Section 5 hereof must furnish at his own expense evidence of insurability sarisfactory to the Insurance Company before he may be insured hereunder Any such insurance shall become effective provided Employee the is then actively at work on the . > I **** ; date the Insurance Compariy accepts as satisfactory such evidence In the case of either of the above exceptions the Life Insurance hereunder on such Employee shall automaticaclelasye on the date of such termination of his employment by the Employer as evidemed to the Insurance Company by the Employer whether by notification or by cessation of premium payment on account of fimplover's such fimplover's such fimplover's Life Life Insurance hereunder of insurability The insurance on any Employee not actively As to th Accident and Health Insurance hereunder at work on the date when his insurance hereunder would other- wise become effective shall become effective on the next following 404 ) vmcstensseantes star gerne wepeeetseistonse ets s Geetinmaneeen. sascean **** Accident and Health Insurance on any Employee insured here= under shall automatically cease on the date of the termination of his employment except that an Employee's Accident and Health : st Lon which he is actively at work Insurance hereunder shall continue during any period for which he is entitled to receive Weekly Benefits hereunder Termination Section 4. EMPLOYEES CONTRIBUTIONS Employee of employment for the purposes of Accident and Health Insurance insured hereunder shall be required to contribute to the cost of his insurance more than the maximum amount specified in hereunder means cessation of active work as an Employeaes defined in Section 1 hereof except that Section 6 hereof in accordance with the insurance in force here- . . under on his account ( in case of the absence of an Employee from active work because of sickness or injury his employment may for Section 5. CESSATION OF INSURANCE As to the Life Insurance hereunder Life Insurance on any Employec the purposes of his Accident and Health Insurance here- under be deemed to continue until terminated by the insured hereunder shall automatically cease on the date of the and Foylers Plaths es to any CONTRIBUTORY INSERT 2 ctr plyte plyte following the Lite G.L.H. 1931 a 1-40 PRINTED IN U.S.A. ? insured hereunder on the date applicable to his unit or class an specified in Schedule A hereof shall become effective on the later of a date applicable to his unit or class as specified in Schedule A hereof and b the date of his eligibility for such insurance hereunder provided ho is actively at work on such later date and if not then actively at work on the date of his return to active work - Insurance in For the purposes of determining effective dates of Accident and Health accordance with Section 3 hereof all Exployees insured in New York State shall be deemed to have made written request for Accident and Health Insurance hereunder prior to the date of their eligibility therefor Pe 2 ay mar hereunder (it)in caseof theabsenceof may for ~becauseoftemporary lay hisemployment may -. purposesof hisAccidentandHealthInsurance payable which Employee's expiration of Benefits are hereunder on aocfcowuenetksoffosruwchhichWeekly a disabilityTheAccident andHealth Insurance -hereunderon ~* i months the date the be deemedtocontinueuntil terminated by the but of a Employer any - such . Employee shall bereinstated only and ifif time when he i followinegxpiration i pera iodt returns to active workforthe Employer oonn fulltime employment automaticaly s " cease on thedate ofsuchterminationof his of the Employer as evidenced t othe Insurance Company by theEm- ployer whether bynotification oorr by cessation of premium pay Employee's becomeeffectiveprovided Employee schedule ment on account of'such: ~ Insurance hereunder rs Accident and Health , shall ina teateseate s a The Insuranceon anyEmployeeinsuredhereunderwho shall havenotified the Employer that hisinsurance hereunder in shall le? = | Sedlag.e: ^/uer jar ^/uer26 and in the nece af any other the Employe's EmployeEempl'oyese's nccupational in the Employee alone inid schedule Employeeis thenactively giLbthep tearssak ma \ # delsahanno on ie, Sa ee Stars. 5 in istobe discontinueda shall automaticallyautomatical y cease date on ace dary? ITSdate as if such Employee isnotthen actively at work ssuuch ch " ~ next > discontinuance notice insurance such becomeeffective the by Employer shall of of Employer contribution which on which he required insurance when Employer any the make the Employee insurance amount . due as work hereunder his hereunder automatically insurance ' the date of the become retirement ** such contribution of period for _ last expiration which become st ...iis s received the amount If any Employee fails to anyany by Employer thecost of his lowing nomi lowing Any sacs seccecisersiges tas lowing Pong Hea ytdPF, on decrease in shall the Insurance cease on . +0000 ore, dun hemade eo, become : urna amount amount of 9. his onon the work activ \ at work 5 Ri shal Poaceae Em- - c The Accidentand Health Insuranceon any disabled automatically ployee insured hereunder shall of cease on the date of re yar rae a ae SCHEDULE OF INSUIRANCE NSURANCE ANDEMPLOYEESMAXIMUMMAXIMUM CONTRIBUTIONSCONTRIBUTIONSCONTRIBUTIONS CONTRIBUTIONS Class =} - Employees of a class or unit specified yo in Schedule A hereof except such oo Employees at Neenah Wisconsin + | yO Employes at Reenah Wisconsin ra : . V ' 1 L. ]. Employees employed at Manheim Employer of : vith weekly earnings | Pennsylvania as determined by the of | - than 50.00 ee a Less Employees of GeneralAsbestosand Rubber Division ~~ Division Employees of Raybestos . 4,000.00 4,000.00 3, " g 's) Meta | The amount of Life Insurance as to any Employes of 1 Manhattan Rubber Rubber Division Division 11 Wabash Division or 111 General Asbestos and - SS ~ 1 retired on or subsequent to October 15 1951 but prior to the date specified in the next following sentence 11 September 22 1952 or 111 January 2 1953 respectively shall be 1,000.00 For the Manhattan Rubber Division the amount of Life Insurance as to i Salaried Employees other then Employees on the Main Office Payroll and Employees subject to the Bargaining Agreement between Menhot- ten Rubber Workers Independent Union Inc. 11 Employees who are members of . Manhattan Lodge 1679 International Association of Machinists and 111 Main Office Payroll Employees retired on or subsequent to i October 28 1955 11 November 25 1955 or 111 January 1 1956 respectively shall be 50 of the wount for which such Employee was insured hereunder on the day ismediately preceding the date of his retirement The amount of Life Insurance as to any other retired Employee shall be the amount of Life Insurance in force on his account hereunder on the immediately day immediately preceding the date of his retirement No retired Exployee and no Employee of a class or unit specified in Schedule horoof shall be required to contribute to the cost of the Life Insuranet The amount which any other Employee may contribute to the cost of the Life Insurance shall not exceed 0.60 per month 0.14 per week in the case of my Employes who contributos wookly per 1,000 of Life Insurance and the amount which any Employee may contribute to the cost of the Accident and Health Insurance shall not excood the premium charged A... | for the amount of his Accident and Health Insurance subject to such further lluitation otherwise provided for Employees employed in the State of New York ; Each Employee whose Life Insurance hereunder is reduced because of his retirement shell have the same privilege on the date of such reduction with respect 7 to the excess of a the amount of Life Insurance for which herounder on the day immediately prior duction over such Exployes wus insured to the date of such re- . b the amount of Life Insurance for which such Employee may be insured ~ hereunder on end after the date of such reduction ss is applicable upon termination of employment as set forth in Section 9 hereof st Ee. Let rf Contributory Insert 2b Q.L.H.1931 1 40 Printed in U.S.A " Section 7. INSURING CLAUSES LIFE INSURANCE._ - Upon receipt by the Insurance Company of satisfactory proof in writing that any Employee insured hereunder shall have died.- while an Employee of the Employer as defined in Section 1 Company hereof the Insurance shall pay subject to the terms ~: hereof to the Beneficiary of record of such Employee the amount of Life Insurance if any in force hereunder on account of such Employee in accordance with Section 6 hereof at the date of his : death $ . rn B ACCIDENT and Health InSURANCE receipt by the Insurance Company of notice and satisfactory proof as required - herein that any Employee while insured hereunder shall have become wholly and continuously disabled so as to be prevented from performing any injury from performing any and every duty of his occupation by either injuryarising or the courcos urse ce ourse anyemplofoyr m wageeonrt profit profit E | Section 8. DEATH BENEFITIN THE EVENTOF TOTAL , DISABILITY. re i . Employee hereunderand 1. If any while insured 7 prior prior t of was sixtieth birthday becomes totallydisabledas aresult bodilyinjury or so as to be wholly thereby disease prevented - from engaging any and every business or occupation and- from performing any work for compensation or and profit continues to be so totally disabled uninterruptedly ; beyond the terminationof his employment and until the date of = . his death then upon receipt of satisfactory proof of such and death provided no Death Benefitis payable th",,nt under th",,nt provisions of subsection 2 of Section 9 hereof the In- surance Company shall pay to the Beneficiary of recordthe - amounttheEmployee's Life Insurance in tion hisemploymentprovided termina- ofthe hereunder at the date . of termina- recementwepanqeeseses *- as sickness not entitling him to bene eens fits under any workmen'caompensation occupadt isei aseo ln awaEl mployee and that during the period of such disability such Employee shall licensed have been under treatment therefor by a physician legally to practice medicine The Insurance Company shall pay to such disabled Em: ployee subject to the terms and limitations hereof the Weekly Benefits to which he shall be entitled in accordance with Section 6 hereof during the period the Employee is so disabled and under such treatment provided however that ' ) in no case shall such Weekly Benefits be payable for the first seven days of disability that such " that initial disability satisfactory total ce A continuepdrooufninterruptedly disability at exists has for least termination termination - nine months is submitted eitherbefore the # : of the Employee's employment as definedin item of and A Section 5 hereof or within one thereafter year " B that acknowledgement of the receiptofsuch initial. Employee's ccertief rtifi satisfactory proofis endorsed on the i cate by the Insurance Company and c that each year within the three months preceding the anniversary of such endorsement during the entire remainder of the Employee's lifetime furthersatisfactory . proof is submitted that such total disabilitycontinue.s \ ii iin n no case shall such Weekly Benefits be payable for more . : than weeks forany one continuous period of disability whether from one or more causes or for periods of disability due to the same or related successive cause or causes For all disabilities commencing on or after the Employee's sixtieth birthdaanyd within any twelveconsecutive |months a totaol f not more th"tnwenty weeks benefits shall be paid in the case of an Employee employed in New York State or at the Wabash Division and in the case of any other Employee a total of not more than thirteen weeks benefits shall be paid by Fordisabilitycausedanypregnancy.orpregnancy.or complications complications resulting resulting resulting childbirth more then sixweeksbenebfietsnefitsshallbe paid provided h owevertthhatat no no paymentofanykis ndhallbe made on the effective date of the Employee's Accident and Health Insurance hereunder Subject to due proof of claim the Weekly Benefits will be paid ENCORSEMENT to the Employee each week during any period of disability for which such BenefitsBenefits are payable and any balance remaining un- paid at the termination of such period will be paid immediately jupon receipt of proof my Employe _employed weeks twenty Employee_employed my other twenty Employee ,,and as to other my en ee thirteen ee ee . D that upon the death of the Employee satisfactory proof is submitted that such date of his death total disability continued to the 2 the death one If however the Employee's occurs w. ithin year oe after the termination of his employment and before parnoyof such proofs have been submitted then satisfactorybefore that Employce was totally disabled uninterruptedly from ' the date of the termination of his employment to the date* yearafterthe =? of his death must be submitted within one ; date of his death _. disability death and must 2. All such proofs of total of must be sub- mitted in writing to the Insurance Company atits HomeHome disabled without initiative Office or at one of its Head Offices on the Employee or by someone on his behalf of theany any such any proof | Employee's disability 3.3. Whenever proof of the total issub physicians designated examined the and mitted the Insurance Company shall have right o5e _ opportunity to have him by by it 9 disabled fails 4. If the Employee ceases to be so totally or m fails theref -. mit any required proof within the time prescribed thereftheref automatically = his rights under this Section shall mediately cease . Printed 1931-40 1931-40 sie made Employershall policy All the individual pursuant ~ statements bythe in absence of Ifan shall have been issued fraud application Emplodyeseigena Employee designa hereunder representations and be deemed not warranties and no such __ statement shall avoid the insurance or reduce benefits under this . Policy or be usedin defense of claim it iscon- madein accordance with Section 9 hereof the = tion by the of a Beneficiary under suchindividual policy other than the Beneficiary of record of the unless wae application tained inin the written ne hereunder shall notwithstanding any other provision of thi-s: I: emer is Section Agent author- 12.AGENTS ALTERATIONS is . Section to the contrary effect change of Beneficiary hereunder hereunder to the Beneficiary record under such individualpolicregayrdles change ized to alter or amend this Policy to accept premiums in arrears . of whether ornot such is endorsed on the : Employee's | or extend the due date of any premium to waive any notice certificate or proof of claim required by this Policy or to extend the date ASSIGNMENT Employee's certificate before which any such notice or proof must be submitted Section 15. is No change in this Policy shall be valid unless approved by an executive officer of the Insurance Company and evidenced by endorsement hereon or by amendment hereto signed by the Employer and by the Insurance Company assignable and the insurance and benefits with respect - to assignable such any coverage are coverage prior to a loss under . Section 16. REGISTERInsurance H Section 13. CERTIFICATES. The Insurance Company will issue to the Employer for delivery to each Employee insured . hereunder an individual certificate which shall state the insurance to which such Employee entitled under this Policy and to whom this benefits are payable and shall summarize the provisions of Policy principally affecting the Employee The certificate delivered to an Employee insured hereunder shall be surrendered to the Insurance Company after the death of . the Employee before the Insurance Company shall pay any benefits to his Beneficiary Such certifiente must be returned to the Insurance Company for appropriate endorsement or exchange before the Employee may exercise any privileges hereunder The word certificate as used in this Policy includes certificate riders and certificate supplements if any Section 14. CHANGE OF BENEFICIARY Employee insured hereunder may from time to time change the Beneficiary designated in his certificate by filing written notice thereof with the Insurance Company accompanied by the certifi- cate of such Employee Such change shall take effect upon en- dorsement thereof by Insurance Company on such certificate and unless the certificateis so endorsed the change shall not take effect After such endorsement the change shall r^'lateback and take effect as of the date the Employee signed said written notice of change whether or not the Employee is living at the time of such endorsenient but without prejudice to the Insurance Company on account of any payment made before receipt of such written notice If at the death of any Employee insured hereunder there shall be more than one designated Beneficiary then unless such Em- ploye^shall have specified the respective interests of such Bene- ficiaries the interests of such Beneficiaries shall be several and If any designated Beneficiary shall predecease the Em- epqlouyaele the rights and interest of such Beneficiary shall thereupon automatically terminate If at the death of the Employee there be no designated Beneficiary as to all or any part of theinsurance ' ' then the amount of the insurance payable for which there is no designated Beneficiary shall be payable to the estate of the Em- ployee provided however that the Insurance Company may in such case its option pay such amount to any one of the follow- ing surviving relatives wife husband mother father child or children and payment to any one or more of such surviving relatives shall completely discharge the Insurance Company's liability with respect to the amount of insurance 80 paid of keep a Register which shall show at all times the names all Employees insured hereunder and the amount of insurance in .. force on each of such Employees together with the date when any any . - insurance became effective and the effective date anyincrease or decrease in amount of of of said the issue of Pollay insuranocfe a Register as of this Pollay and copies of entries in sald Rogistor subse quent to said dote shall be furnished b subse Insurance Company to the Employer = 7.. - COMPUTATION AND a Section 17. DUE DATE PAY- MENT OF PREMIUMS premiums due on and afterthe--7 date of issue of this Policy for the insurance provided hereunder = accordance shall be determined and shall be payablein following paragraphs with the Z the premium The initial the first and shall subsequent is dueon date of be due due on the month subsequent premiums | this Pdoalyicy ; thereafter herein called the due date We"4 The initial premium due on the date of issue of this Policy and *. this the premium due on any due date after the date of issue of Policy shall be the aggregate of a the Insurance premium.* Life determined by applying the average Life Insur- monthly : ance premium rate thenin effect to each of Life Insurance then in force on all Employees irrespective of age plus b the Accident and Health Insurance premium determined by applying the monthly then monetfhlfyect each premium rate iin n Accident and Health Insurance to 10.00 of Accident and Health Insurance ey Weekly Benefit then in force on all Employees including those = subject Employees who are receiving Weekly Benefits hereunder . , howeverin either case to premium adjustments if any Premium adjustments involving return of unearned premiums . ; to the Employer shall be limited to the period of twelve months *: | Com-nie immediately preceding the date of receipt by the Insurance pany of evidence that such adjustments should be mademonthly The Insurance Company shall compute an averagemonthly ScIhendsuulreance Insurance p remium rate per 1,000 of Life as of the date of issue of this Policy using the Initial of of Life Insurance Premiums set forth in Section 23 hereof which | rate shall be the Life Insurance premium rate until such time as 7 paragraph such rate is recomputed in accordance with the eighth of this Section I The initial monthly Accident and re paragraph ; Insurance Health Insurance premium rate shall be w.. ..per 10.00 of Accident and Health Insurance Weekly Benefit which rate shall be the See Reverse Side -- : in vs G.L.H G.L.H 1931 te 1407 TFU.S.A| * . *, tee If policy been issued individual LifeInsurance n ni an of of has 5. Section accordance with the provisions of the following Section payment may be made under the provisions of this Section | - -_ only if such individual policy is surrendered to the Insurance Company without claim thereunder In such case any + pay tohis Beficiaryofrecord whether oorr not theEm- . . ployee shall have made application for such individual ". policy the maximum amount of Life Insurancefor which an Section individual policy could have been issued under this 2 If the Employee shall have been entitled to make such appli- premiums paid on such individual policy shall be refunded by ~ cation pursuant to paragraph iii of subsection 1 ofthis < . . the Insurance Company to the Beneficiary of record of the Section and shall die within year after the termination Employee s ' of his employment but before his certificate shall havebeen | 4 Section 9. PRIVILEGE OF OBTAINING AN INDIVIDUAL , POLICY OF LIFE INSURANCE. "+ endorsed in accordance with the provisions of Section death hereof then satisfactory proof of the Employee's death ~~ within such thirty period and that he was totally ~ 1. Any Employee upon written application made to the Insur- disabled uninterruptedly from the date of the termination . ance Company within thirty days after either . of his employment to within thirty days of the date of i the date of the termination of his employment or Company death his death must be submitted to the Insurance within one year after the date of his ii the date of the discontinuance of this Policy provided such date is five years or more after the effective date of his insurance hereunder or ACCIDENT Section 10. NOTICE AND PROOF OF HEALTH INSURANCE CLAIMS. . AND 7, 7A3-ME8NDMENT iii the date of the cessation pursuant to subsection 4 of the preceding Section of his rights under that Section shall be entitled to have issued to him by the Insurance Company without evidence of insurability an individual policy of Life Insurance only subject the following conditions and provisions A such individual policy shall be upon one of the forms then customarily issued by the Insurance Company except Term Insurance and claim may A Written notice ofinjury or sickness on which . be based must be given to the Insurance Company within . , twenty days after the date of the commencement causing such injury or the of disability resultingme from such sickness Proof of such injury or sickness must beas s accident ninety furnished to the Insurance Company not laterthan days after the termination of the period for Weekly which Benefits are payable hereunder ^' ee bet : The Insurance Company upon receipt of the notice required x by this Policy will furnish such forms as are usually furnished . B premium for such individual policy shall be the premium applicable to the class of risk to which the Employee belongs and to the form and amount of the individual policy at the Employee's attained age nearest birthday at the date of issue of such individual policy and c the amount of such individual policy shall be equal to or at the option of the Employee less than the amount of the Employee's Life Insurance or Death Benefit hereunder as the case may be whichever of the ; - dates specifiedin paragraphs ) ii and iii aboveis : applicable except that if the Employee's Life Insurance herqunder ceases because of the discontinuance of this _ Policy five years or more after the effective date of his insurance hereunder the amount of such individual | policy shall not exceed the lesser of a the amount of the Employee's Life Insurance here- by it for filing proofs of claim If such forms are not receivebdy | - Company the claimant within fifteen days after the Insurance receives such notice the claimant shall be deemed to have com plied with the requirements of this Policy as to proof of claima upon submitting within the time fixed in the Policy for filing -" character proofs of claim written proof covering the occurrence _ and extent of the disability for which claimmade .. - iG Failure to furnish notice or proof within the time provided in this Policy shall not invalidate nor reduce any claim if it shall be shown not to have been reasonably possible to furnish such- proof furnished notice or proof and that such notice or soon as was reasonably possible was as owe, shall rightand B The Insurance Company have the appor- | tunity to have a physician designated by it examine the person of . : require the Employee when and so often as it may reasonably during the pendency of claim hereunder 3 1 x . oS hereunder =< x x x ;x 1 under at the date of the cessation of suchinsurance x x x : x ; reduced by any amount of Life Insurance for which | / ot 4 / +! he may be or may become eligible under any Group Policy issued or reinstated by the Insurance Company or by any other insurer within thirty days after such cessation and : b 2,000 2. Any individual policy of Life Insurance so issued shall become effective not earlier than the expiration of the thirty- one period during which application for such individual policy may be made If however the Employee dies during such thirty period the Insurance Company shall c No action at law or in equity shall be to recover sixty on this Policy prior to the expiration of days = * after proof of claim has been filed in accordance with the require- ments of this Policy nor shall such action be brought at all unless brought within -years from the expiration Policy os of the time within which proof of claim is required by the and the Section 11. INCONTESTABILITY Policy hereto application of the Employer a copy of which is attached | | constitute the entire contract between the parties and excepthe year incontestable after one for nonpayment ofpremiums shall be Policy from the date ofissue of the a ' Employees of the Wabash Division 0.747 Employees of the Raybestos Division 0.646 All other Employees fay - 0.620 betali Oe m Thygan wo el Bt _monthlyAccident_monthlyAccident _monthlyAc ident _monthlyAcident _monthlyAccident and Health Insurance premium ; ing under policies of this class Any such divisible surplus appor accordance rate thereafter until such time as such rate ischangedin with the eighth paragraph of this Section tioned to this Policy shall be paid in cash to the Employer or upon written request from the Employer to the Insurance Com- _ Insurance On written request of the Employer approved by the Company premium payments may if not then so payable be changed at any premium due date of this Policy so as to be payable annually annually quarterly or monthly _ Upon any renewal of this Policy or whenever the terms of pany shall be applied towards the payment of the aggregate of. event the premiums next falling due under this Policy In either in the case of Contributory Insurance an amount equal to the| excess if any of the Employees aggregate contributions` toward the cost of the insurance provided hereunder over the costof this Policy are changed the Insurance Company may change the _monthly Accident and Health Insurance premium rate per 10.00 of Accident and Health Insurance Weekly Benefit and either the Employer or the Insurance Company may require a recomputation as of such date of the monthly Life Insurance premium rate per 1,000 of Life Insurance using for such recomputation such Schedule of Life Insurance Premiums as may then be determined by the Insurance Company and the amount of Life Insurance then in force at the respective attained ages of the insured Employees on such date All premiums falling due under this Policy including adjust- ments thereof if any are payable by the Employer on or before their respective due dates direct to the Insurance Company at its Offices Home Office or one of its Head The payment of any pre- mium shall not maintain the insurance under this Policyin force beyond the day immediately preceding the next due date except as provided in the next paragraph A grace period of thirty days without interest charge shall be granted to the Employer for the payment of any premium due after the initial premium provided the Employer has not previously given written notice to the Insurance Company that this Policyis to be discontinued as of the due date of such pre- by Employer such insurance shall be distributed or applied the for the sole benefit of the Employees Section 20. RENEWAL PRIVILEGE Policy is issued for a period commencing with the date of issue and ending the with day immediately preceding 1957 on ..July Employer which date and on each anniversary of which date the : may renew this Policy for a further term of one provided the | year number of Employees then insured hereunderis in the case of Contributory Insurance not less than seventy per centum of the number of eligible Employees andin the case of Contrib- utory Insurance not less than the total number of eligible Employ- ees and provided in either case the number of Employees then insured hereunder is not less than fifty Renewal is conditioned upon the payment of the premiums then dueas computed in the . manner set forth in Section 17 hereof and based upon such Schedule of Life Insurance Premiums and such Accident and. determined Health Insurance premium rate as may then be the Insurance Company by- Section 21. OPTIONAL OF MODES SETTLEMENT OF LIFE Upon written election by | the INSURANCE ***Employee or in the absence of such election by the mium and during any such grace period this Policy shall continue in force If the Employer fails to pay any premium within the grace period this Policy shall be discontinued on the last day of such grace period but the Employer shall nevertheless be liable to the Insurance Company for the payment of all premiums then due and unpaid together with the premiums for the grace period If however written notice is given by the Employer to the Insurance Company during the grace period that this Policy is to be discon tinued before the expiration of the grace period this Policy shall be discontinued as of the date of receipt of such written notice by the Insurance Company or the date specified by the Employer for such discontinuance whichever date is Inter and the Employer shall be liable to the Insurance Company for the payment of the rata premium for the period commencing with the last due date and ending with such date of discontinuance serene then by the Beneficiary after the death of a * the Employee in either case made to and accepted by the Insur- : ance Company the whole or any part of the amount of Life . - Insurance payable upon the death of any Employee insured here- under will be retained by the Insurance Company and paid to following the Beneficiary of record of the Employeein the instead ofin one sum manner manner ~ ra By payment of monthly or annual instalments over such speci| fied number of years shown in the following table as may be ; the elected the first instalment being payable immediately upon | death of the Employee The amount of suchinstalments shall be ~ 1,000 determined by the Schedule of Instalment Payments Per . of Life Insurancein effect at the date of such election INITIAL SCHEDULE OF INSTALMENT PAYMENTS Re tee oS 1,000 OF LIFE INSURANCE o enMatteet PER Section 18. AGE the event of the misstatement of the age of any Employee there shall be an equitable adjustment of the premium If the amount of insurance applicable to such Em- ployee in accordance with Section 6 hereof would have been affected by such misstatement of age the amount ofinsurance on Employee shall be adjusted to the amount for which such EmployeeEmployee would have been entitled at his correct age and the adjustment of the premium shall be based on such adjusted amount of insurance Section 19. PARTICIPATION IN DIVISIBLE SURPLUS. AMENDMENT This Policy is a participating contract and the Insurance Company AMENDMENT shall annually ascertain and apportion any divisible surplus accru- NUMBER OF YEARS SPECIFIED AMOUNT OF EACH AMOUNT OF EACH | ANNUAL INSTALMENT |MONTHLY INSTALMENT PER 1,000 OF PER 1,000 OF INSURANCE INSURANCE -2345058 1,000.00 84.47 -2345058 507.16 42.86 22.06 -234508 343.24 261.19 22.06 -2345058 -2345058 113.78 9.61 AMENDMENT 7 ON 6 G.L.H. 1931-1-40 ; to Printed in U.S.A. TEL 1300 Manville CORPORATION JM October 3 1947 -- --,---- MANVILL NEEW JERSEY W. J. McConnell M.D. Ass't Medical Director Industrial Metropolitan Life Insurance Co. 1 Madison Avenue New York 10 New York Health Section Industrial Health Survey Your letter Sept. 22 1947 We here at Manville are very well satisfied with the way the survey was conducted at our Manville Plant and the careful manner in which the records were prepared for our Industrial Health Program Governed by the Nr Dieringer we are carrying pect from time to time to call of improved areas findings of your Mr. Petrick and on a program of improvement and ex- upon your offices for recheck surveys BFS 68 Enc Very truly yours Bonj F. Stanton Safety Engineer e SUMMARY FOR 1946 OF WORK OF INDUSTRIAL HEALTH SECTION Surveys conducted by Industrial Hygiene Laboratory .ecccccecccecccccce 40 Analyses made in Laboratory SHHOTCSHHCT CRHE OTH EFE OCH HRE e cease ercereeese 2,494 Home Office Inspections SSHHEHTHSHAETHEREGTEHC EE EOOCE HOH HO HEDTEC ECHO EEO DEE BEE 62 Travel Credit cec cece ee ecce enc c ces ewer ener eceseesesceesessesen 2,405.26 2,405.26 Special inquiries handled by mail or conference ..ssscesscsacccasecses 675 An increase of approximately 125 over 1945 Series 3,684 Literature sent Industrial Health rersteeeseteeseeeeesees 4 Publications completely revised SSCSSHSHCHCEZREFCOHHODEGEHOTESHLSOLOECBUBEEH , 4 Publications slightly revised cccccssccncsccccccvnccccccessccseevsces 1 Leaflets revised .eccccccccccccccccccscvcssccescocccsccscccssevaveces Other publications written and published ....sccessscsescaccasseusees 2 . Conferences in Home Office covecesscvvecccccacccccadevascccccecensces 80 Field visits to Groups seseceescesessseasesessseesceressesensesengecs Other field visits ceccewccssccvcrcesscacrcsaccvsvnsavesccvercconsece Meetings attended by staff SOS OCHSHTEHOHSHOEHEEHAREOHEEOEREHECOCESCEEEHEOES 36 SCHTKETHESTHOTHTSESEHVETCEMCOHCEEBOHEEOSE Dr. Lariza has been made a member of the Board of Trustees of the Trudeau Sanatorium and Foundation A ventilation engineer is now available in the Laboratory of Industrial Hygiene for consultation in planning new ventilation and exhaust systems and necessary revisions of those in use . We have secured the services of another chemist in the Laboratory The following are a few of the more outstanding research jobs con- ducted by the Laboratory 2 The Rochester Gas and Electric Company was visited by Mr. Fehnel to outline and supervise a program for the study of atmospheric dusts and gas pollution The company is planning to erect a new steam electric generating plant which will take about two years to build The Metropolitan is to make studies each season of the year of the normal dust counts and supervise the study of the dust fall and sulfur dioxide concentrations in the City of Rochester before the erection of the plant After completion of the plant and when it is in production we are to supervise check studies to see if the plant causes any pollution of the air which will be detrimental to the health of people living in the vicinity of the plant The Metropolitan was asked to do this work by the Rochester Gas Company on the advice of the Republic Steel Corporation for whom similar work has been done A study was made of the possible exposure of employees to hydrogen fluoride generated by the addition of sodium fluoride to molten steel when pouring rim heat The study was made over a prolonged period to determine the was extent of the exposure of employees before put into operation Recently a strike was steel this method of making . called at the Ford Motor Company due to complaints of employees who had been exposed to the irritating fumes of hydrogen fluoride generated at a similar process It is interesting | to note that before any new process is developed or any new materials are used in the plants of the Republic Steel Corporation the company requests the Metropolitan to make a study to determine the existence of any possible health hazards an Tests were conducted on certain days of the week for three consecutive weeks in the carding room of the Manville New Jersey plant of the Johns- @ . -3- Manville Corporation to determine the dust pollution that could be expected when carding and spinning four different mixtures of asbestos and cotton This is another example of tests being made by the Industrial Hygiene Labor- atory of contemplated processes in the plants of our Group policyholders be- fore being put in production to eliminate any potential health hazards Triethylene Glycol Study In certain areas in the new building Unit 1 the air supplied to the sections is treated with triethylene glycol as a method of air sterilization We have taken air samples in the sections with the impingers and absorption tubes and made quantitative triethylene glycol determinations Considerable work was done in checking and adapting the analytical method used By adapting a special filter we were able to use our Electrophotometer in the analytical work in these determinations The results of our study to date indicate that the concentration of triethylene glycol vapors in the atmosphere is not at the optimum quantity and therefore no positive results are indicated nor can they be expected until the triethylene glycol concentration is increased until it reaches the bactericidal or killing range a. 2 . WA . " . e PLANT SURVEYS ANNUAL REPORT FOR 1942 Kial 502 of THE INDUSTRIAL HEALTH SECTION *** *** 1/25/198 11/25/198 During the year 1942 nearly twice as many surveys were conducted as in 1941. The number of different industrial plants studied in 1942 was 58 as compared to 30 in 1941. As in 1941 firms engaged in manufacturing heavy _ metals comprise the major part of the studies with ore mines second The industries studied may be classified as follows Metals Ore mines 62.1 15.5 Asbestos plants 8.6 Chemicals 1.8 Quarries 1.7 Wood 1.7 100.0 oO i { ! The samples collected in the plants necessitated making 1,536 separate analyses in the laboratory Analyses have also been made as in the past of materials shipped to the laboratory from plants of our Group policyholders These tests were mostly for free and total silica A number of materials used in our Home Office buildings has also been analyzed In addition to the above surveys the plants or offices of three policyholders were visited and advice given regarding hazards or medical service Requests for plant surveys and information were received from Group . policyholders and others in all lines of industry To give an idea of the variety a4 -2- of firms which request this service the following are some of the more important firms which we have served Armstrong Cork Company Consolidated Gas Electric Light & Power Pennsylvania Greyhound Lines American Viscose Corp. Idaho Marylend Gold Mines American Rolling Mill Co. Corp. Standard Oil Co. Union Carbide Co. American Seating Co. Humble Oil &Refining Tennessee Coal Iron Blackwell Zinc Co. Co. & R.R. Co. Co. Republic Steel Corp. Kohler Co. Marshall Field & Co. Vickers Inc. National Enameling & Stamping Co. Montgomery Ward Co. Bethlehem Steel Co. Pendelton Ship Yards Norfolk & Western Railroad General American Transportation Co. Kimball Piano Co. General Motors Corp. Ruberoid Co. Continental Baking Co. Higgins Corp. Atlas Powder Co. N.Y. Telephone Co. International Business Machine Corp. Braden Copper Co. Florida Power &Light Co. Lewisburg Chair end Furniture Co. Norton Company U.S. Leather Co. Virginia Electric & Power Caterpillar Tractor Co. Manville Corp. Baker & Taylor Co. Bell Telephone Laboratorie A.P. Green Fire Brick Co. N.Y. Employing Printers Assoc Inc. General Electric Co. Monarch Machine Tool Co. Asbestos Textile Corp. RESEARCH STUDIES Due to the increased number of requests for plant surveys resulting from the speed up in production due to industry's victory effort more routine work has been loaded upon the laboratory This additional work hes left little time for new type research problems The Laboratory staff did design and of centrifugal pump which could operate on A.C. or D.C. construct current / of 110-220 volts TRAVEL CREDIT The amount of money expended for travel in the Industrial Health Section during 1942 amounted to 4507.57 However of this amount 4047.63 was paid to incurred by our men in the field while us by the Group policyholders for expenses conducting plant surveys Therefore our total expenditure for travel for the year amounted to 459.94 SPECIAL INCUIRIES Nine hundred thirty 937 special inquiries were received during the year for information covering a wide range of subjects of 39 over 1941 This is an increate 11 11 11 RAY INTERPRETATIONS Before Dr. McConnell left for the Service he had read and interpreted 158 rays received from our Group policyholders Dr. McConnell and other members of the staff attended 38 meetings during the year 1942. The following addresses were made Dr. McConnell mede an address over Radio Station NABC on Heat Stroke and Other Effects of Health . Dr. McConnell gave a series of at a training course in industrial medicine and Surgeons Columbia University He also at Columbia University and demonstrated our lectures to Naval medical officers and surgery at the College of Physicians addressed the Industrial Hygiene class apparatus for collecting and sampling air hygiene at due to his Dr. McConnell continued during the spring semester a class in industrial New York University He had to secure a substitute for the fall semester induction into the Army Mr. Fehnel gave a lecture to this class on The Conservation of Man Power Mr. the joint annual Surgeons and the Fehnel gave a paper entitled Health Hazards in Steel Mills meeting of the American Association of Industrial Physicians American Industrial Hygiene Association at and Miss Rantoul attended a meeting in Washington of the Committee on Standards for Maternity Care and Employment of Mothers in Industry LITERATURE over During 1942 1941 76,405 publications were sent on request an increase of 31 // : CORRESPONDENCE Oo The incoming letters to the section during the year amounted to 2,242 and the outgoing numbered 1,368 COMMITTEES Members of the section have continued to serve on a number of committees which have active during the year and attended a number of meetings The following are new committees and others to which members have been reappointed during 1942 New committees A committee has been formed among Home Office building men entitled Wer Emergency Committeteo devise ways and means of equipping the Metropolitan Home Office buildings with protective devices in case of air raids Dr. McConnell and Mr. Ferry are members of this committee and attended a number of meetings and rendered advice and assistance Dr. McConnell has been appointed a member of an advisory committee to prepare proposed industrial code rules relating to the revision of the Code on the Removal of Dusts Gases and Fumes at the New York State Department of Labor Dr. McConnell has been appointed a member of the advisory committee with Dr. Wittmer and Dr. Watson on intensive graduate instruction in industrial health by industrial physicians and the Feculty of the Long Island College of Medicine Reappointments Dr. McConnell has been asked to serve on the Technical Advisory Committee on Sensations of Comfort of the American Society of Heating and Ventilating Engineers Dr. McConnell has been asked to serve again on the National Association of Manufacturers Industrial Relations Committee He was also reappointed to the following committees American Society of Refrigerating Engineers Committee on Biology Research Technical Advisory Committee on Air Conditioning in Industry of the American Society of Heating and Ventilating Engineers -5- Committee on Ventilation and Atmospheric Pollution of the American Public Health Association Committee on Standard Methods for the Examination of Air of American Public Health Association HOME OFFICE SERVICES As in the past our assistance has been requested on frequent occasions by the different departments charged with the maintenance of the Home Office buildings These requests covered advice regarding illumination ventilation health hazards of different operations and materials used etc. In addition our office has been represented on the War Emergency Committee a committee charged with the responsibility of plans for air raids in Home Office buildings This entailed a number of conferences and testing of various materials to be used for protection Dr. McConnell was in charge of decontamination procedure in case of gas attack He gave a number of lectures on poisonous gases methods of detection physiological action first aid treatment etc. to members of the decontamination squads ^ few of the requests follow Information regarding inflammable solvents in use and methods of storage in laboratories Shatterproof tests on electric light bulbs covered with garinol were made to test its efficiency Information regarding control of refrigerants in case of a bombing raid Analyzed food from Home Office cafeterias Advice regarding elimination of faulty plumbing Analyzed specimens of urine of claimants for permanent disability Reviewed proposals regarding defouling stations the Pacific Coast sent in by Dr. Shepard Inspected the Typewriter Repair Room to see if they had carried -6- out our recommendations regarding the use of sodium cycnide Information regarding a proofing compound which is effective in preventing cloth from igniting and bursting into flame Analyzed sample of the lacquer cleaner which is to substituted for Utility Wash Analyzed sample of Protecto thinner Information regarding the formule for making supertropical bleach used to decontaminate floors walls etc. in case of a gas raid Temperature end humidity readings of eight of most congested air raid shelter areas in Home Office buildings Information regarding the composition of bottled gas Information regarding toxicity of fumes from creosote sprayed on wood in connection with a double indemnity death claim Recommended use of M 1 mask to be used by the attendant in the Senatorium laundry to prevent inhalation of formaldehyde and ammonia fumes PUBLICATIONS Report of the survey of the leather industry entitled Health Hazards of the Leather Industry was completed and appeared in the May issue of the Journal \ of Industrial Hygiene and Toxicology Copies of this reprint were sent to industrial hygienists and those particularly interested Dr. Fred O'Flaherty of the Department of Leather Research of the University of Cincinnati arranged for the report of the leather survey to be reprinted in the trade journal Hide and Leather Dr. McConnell rewrote his chapter in A Textbook of Medicine by American Authors edited by Dr. Russell Cecil -7- Lr Joseph E. Zbar Editor of Philosophical Library requested permission to use Dr. McConnell's article on Mobilization of Industrial Hygiene for National Defense which appeared in the American Journal of Public Health sa a chapter in a book on Public Health in War Time Dr. McConnell prepared a Memorandum on Protective Measures Against Common Implements of Warfare This has been given a good deal of publicity and reprinted in the New York State Journal of Medicine A digest of the article was published in The Digest of Treatment byJ. B. Lippincott Company The demand for this memorandum has been very great and it has created a good deal of interest Dr. McConnell wrote a paper on Indoor Environmental Atmosphere and Its Control for Medical Clinics of North America Copies of this paper were sent to state industrial hygienists and to a selected mailing list Reviewed two articles by Dr. Victor G. Heiser of the National Manufacturers Association on Defense Workers Lunch Box and Pack a Lunch a Man Can Work On Reviewed Chapter II of the 1942 Guide of the American Society of Heating and Ventilating Ventilating Engineers and gave suggestions for rewriting it Reviewed paper entitled Physiological Reactions of Workers in Hot Industries with Atmospheric Conditions of Various Relative Humidities published by the Research Committee of the American Society of Heating and Ventilating . Engineers Reviewed pamphlet on Health of the Workers Reviewed article for Nursing Bureau on Communicable Disease Technique : Reviewed revised edition of First Aid booklet Reviewed instructions to be sent to our nurses regarding their participation in air raid emergencies Reviewed and offered comments for revision of Rabies booklet -8- Revised our booklet Air Conditions and the Comfort of Workers Reviewed article on Showers to be issued by the Policyholders Service Bureau Commented on paragraph on Health Hazards in Ear Production Areas which appeared in November 1942 Service Digest of Policyholders Service Bureau Commented on new book issued by U.S. Department of Labor Division of Labor Standards entitled Arranging Shifts for Maximum Production Reviewed the revised edition of Conquest of Typhoid Fever booklet Prepared an article on Rocky Mountain Spotted Fever to be sent to an agent who is in Army Reviewed Health Bulletins for Teachers for the School Bureau Reviewed and offered criticisms on articles prepared by the Policyholders " Service Bureau and members of the Welfare Division on health hazards of industrial processes THE INDUSTRIAL Since HEALTH SECTION AND THE WAR the outbreak of the war and before there has been a great increase in requests from industrial firms for information regarding the hazards of processes and the toxicity of solvents and materials newly introduced in the plants in connection with the war effort The following requests were received from firms and individuals so engaged Surveys 2 Ruberoid Co. survey of four plants - : government projects >> make asbestos roofing for Republic ~ -- Steel Corp. recheck s- hells and all kinds surveys of of steel | all plants and mines - make Blackwell Zinc Co. Blackwell survey of two plants - supply zinc for war projects y arene Geo D. Roper Co. - make shells -9- General American Transportation Co. - make P.T. boats - Sundstrand Machine Tool Co. - make m chine tools Maremont Automotive Products make springs and mufflers for tanks Asbestos Textile Corp. - make cloth and brake linings for ee requested Union Carbide Union Carbide Co. - surveys of seven plants - government alloys for een making steelour on el Kimball Piano Co. - make desks for the government Armored Force Fort Knox - study of armored tanks and army trucks Armstrong Cork Co. - shells insulation linoleum for battleships etc. om Walter Kidde & Co. 440- fire extinguishers eer remem en ' In addition to complete surveys eighty nine requests for assistance were received from bases These the above and other firms and individuals and from Navy requests covered such subjects as adjustment of workers and Army V changing to ... ... es ... shifts relative hazards from electric shock from the use of alternating and direct SS current in welding toxicity of emulsifying or wetting agents chlorinated paraffins end barium peroxide and other compounds information regarding a twin chemical cartridge mask hazards of explosives manufacture hazardosf handling TNT sub- stitutes for tetrachlorethane in airplane factories recommendations as to how to handle an epileptic and fit him into industry information regarding hospital requirements in city to take care of increased personnel due to war work There has been a very increased demand for our booklets on welding first aid service in small plants and the first aid booklet The requests for assistance on methods of maintaining the health of personnel have also increased ' -10- In 1941 Dr. McConnell was appointed a consultent of the United States Public Health Service to make a survey of the medical facilities available in industrial plants This work necessitated consulting with the Directors of State Industrial Hygiene Divisions and visiting plants in Philadelphia Pittsburgh Jersey City Tenton Bayonne Baltimore Harrisburg Lancaster Lensing Chicago Louisville Indianapolis and Boston In localities where these representatives of the Industrial Hygiene Divisions were to make the visits themselves Dr. McConnell discussed with them the survey form to be used methods of presenting the survey etc. He personally made visits to 49 plants in different sections of the country Dr. McConnell reported for active service with the War Department on August 28 1942 TESTIMONIALS Attached are copies of several letters which express appreciation for our service wee ' eg hs : . i ry . Phil 5085 Phil - 5085 1/20/878 ANNUAL REPORT FOR 1941 of THE INDUSTRIAL HEALTH SECTION %# PLANT SURVEYS During the year 1941 30 different industrial plants employing approximately 15,706 employees were studied Firms engaged in manufacturing heavy metals and printing plants comprise most of the firms studied this year The industries studied may be classified as follows Metals 40.0 . Printing Chemicals 40.0 Ceramics 3.3 Textiles 3.3 The samples collected necessitated making 1,112 separate analyses in the laboratory A number of different substances which affect unfavorably | the health of exposed workers was detected such as dusts silica lead iv arsenic zinc ganister manganese carbon monoxide benzol methyl alcohol | carbon tetrachloride etc. It has always been believed that employees in isolated locations in the plants as for instance crane operators were not exposed to gases and fumes at least to concentrations not as high as the workers at the breathing level of the operation However we found that on certain operations where gas is given off that the crane operator has a higher exposure than those on the floor level especially in connection with the lighter gases which tend to = -" 2 : ve ws ee Loot area | ~ -2- Mv rise to ceiling height This was particularly evident in crane operator's cabs over the fired soaking pits in steel mills and over galvanizing pipe operations where the men were exposed to excessive concentrations of zinc and lead fumes In addition to the above the plants of three Group policyholders were visited and advice given regarding hazards or medical service Our policyholders have continued to send in for analyses mostly for free and total silica materials constantly used in the plant as for instance bricks used in blast furnaces heating furnaces in steel and iron foundries as well as abrasive powders used in the plants We have also during the year analyzed materials used in our Home Office buildings Requests for plant surveys and information were received from Group policyholders and others in all lines of industry Some of the more important firms which we have served are Chalmers Mfg Co. Milwaukee Wis Combustion Engineering Co. Inc. New York City Maryland Mines Co. Grass Valley Calif Manville Co. New York City Roebuck & Co. Chicago Ill Standard Oil Co. of N.J. New York City Armstrong Cork Co. Lancaster Pa Union Carbide & Carbon Co. New York City United States Leather Co. New York City Metallurgical Co. Alloy W. Va Rochester Gas & Electric Co. Rochester N.Y. Congoleum Inc. Kearny N.J. Electric Storage Battery Co. Philadelphia Pa Clearwater Mfg Co. Clearwater S.C. Otis Elevator Co. Yonkers N.Y. Continental Baking Co. New York City Caterpillar Tractor Co. Peoria Ill Chrysler Corp. Detroit Mich Monsanto Chemical Co. Ralston Purina Co. St. Louis Mo. General Electric Co. New York City Palmolive Co. Jersey City N.J. St. Joseph Lead Co. New York City Carnegie Corp. Pittsburgh Pa Curtis Corp. Caldwell N.J. Certain Products Co. New York City General Motors Corp. Detroit Mich | New York Employing Printers Assoc Inc. New York City Requests for assistance were received from thirty states of the United States three provinces of Canada from China Santiago Chile and from Honolulu Hawaii TRAVEL CREDIT Although our budgetary allowance for travel during the year 1941 amounted to 4,000 our actual expenses for travel amounted to 239.67 Our gross expense for travel amounted to 3,366.85 but credits received from Group policyholders for incidental expenses incurred while in the field amounted . to 3,127.18 making an actual expenditure of 239.67 RESEARCH STUDIES A method for the determination of aniline was developed in order to ws determine the exposure of employees in a dye house at a cotton mill insured under a Metropolitan Group plan One of the large Groups engaged in the manufacture of steel uses bricks of a high amorphous silica content for furnace linings Methods for the determination of crystalline free silica are fairly well defined but the determination determination - es er determination of amorphous free silica in combination with combined silica presents a very difficult problem A fairly accurate procedure was developed Acrolein a substance very irritating to the respiratory tract is given off on the heating of animal and vegetable fats As the binder used in core making contains high percentages of linseed oil acrolein is present around core ovens and in the atmosphere of the foundry after pouring the moulds A method for the sampling and determination of acrolein was developed a Investigations of unsanitary conditions and possible sources of contam- ination were made of the plumbing system and in the Commissary Department of the Home Office Portable equipment was built for air sampling using higher voltages for use in field surveys Equipment for use on 25 cycle alternating current was perfected in Studies are in progress of methods for decontamination case of air Nectar raid gas attacks and for the control and protection of refrigerating equipment co one aae oer mar Ore hs ~ SPECIAL INQUIRIES Six hundred seventy 674 special inquiries were receuved during the year The information requested covered a wide range of subjects such as examinations the inauguration of a system of employment and periodic physical installation of a medical department toxicity of certain solvents gases and fumes Many were occasioned by cases of illness among policyholders and cert- ificateholders usually chronic and severe and are pleas for information as to where skilled and honest diagnosis can be obtained All these queries are carefully considered and the effort is always made to put the individual in - touch with the nearest competent medical treatment eee te ON Ok EONAR Se se Seer etary wwe LED PEPRUR SN OIG SB DERE TAG TGF oc - oo. 4 . o fe . eo. ee NINES PEIN POW RMN TEN EI SEE SS ot CRON -5- EN FRA Be O ITS @ @ @ @ RAY INTERPRETATIONS We have been continuing to read and interpret rays of the chests of employees of our Group policyholders Five hundred were received during 1941 cnet - twenty 525 pranbinngy ects MEETINGS AND ADDRESSES During the year Dr. McConnell and Mr. Fehnel attended 28 meetings in different sections of the country following Some of the papers presented included the - . Mobilization of Industrial Hygiene for National Defense - Chairman's address of the Industrial Hygiene Section of the American Public Health Association #Respiratory Diseases and Air Conditioning - Second Symposium on Industrial Health held at the Medical College of Virginia Medical Service in Industry - Address before meeting of the Pharmaceutical Advertising Directors Club of N.Y. The Potential Haz of Sa ome or f thd e Nes wer Solvents - pre- sented before meeting of the Medical Society of the State of New York Lecture on volatile solvents before a class of Navy medical officers at the College of Physicians and Surgeons Dr. McConnell addressed Dr. Flinn's class at Columbia University on Ventilation and Air Conditioning This class is composed of graduate students in industrial hygiene Dr. McConnell addressed a group of 96 foremen from the two Camden plants and the Philadelphia plant of the Armstrong Cork Company TP OM TST TF STR SAS 9 Oh Me OTE, Ml, eek ymEG of rae Vas Awe oe PR. eM ti Be ee et oy Set A le Le Ae Oe atuth wren ee ole e?. FER spin ATi enja, am, | men mR x. al, Due Dr. McConnell's appointment as Consultant to the Division of eR IndustrialHygiene of the United States Public Health Service it was necessary to decline the following speaking engagements Le 1. Annual meeting of the National Safety Council - paper on Health Hazards and Their Correction in the Leather Industry Mr. Herbert L. Clover Industrial Relations Dept. of the International Shoe Company also asked that Dr. McConnell give a paper on the leather industry at this meeting 2. Home Office Underwriters meeting - paper on the leather industry industry 3. American Conference on Industrial Health - paper on Health Service in Small Groups 4. Massachusetts Safety Council - dinner meeting with industrial key safety people 5. Invitation to act as Chairman of Cold Committee of the American Association of Industrial Physicians and Surgeons 6. Discussion of paper Health of Executives Association of Industrial Physicians and Surgeons and American Association of Industrial Hygienists at Cincinnati Ohio LITERATURE During 1941 23,855 publications were sent on request Of these 20,189 were sent out through Welfare Division order although a letter of transmittal was sent from this office CORRESPONDENCE The incoming letters to the section during the year amounted to 1,980 and the outgoing numbered 1,190 ' ce eB: Faseetry EY. ae ee SARL Ser Fs FS a u 1 1 7 vA HIT ^': sen Tae la 3A hey A Rete 08 Eh re cot a's EOIN BED = | ae Pptct ly iS ore 6 BT . Engel aoe e COMMITTEES In addition to serving on a number of committees which have been activa during the year Dr. McConnell and others have been asked to serve on several new committees and reappointed to others in the year 1941 New Committees Mr. Fehnel has been appointed a member of the Constitutional Committee of the American Industrial Hygiene Association Mr. Ferry has been appointed a member of a committee to draft a constitution and laws for the Greater New York Section of the American Industrial Hygiene Association appointments , Dr. McConnell has been reappointed a member of the following committees American Society Heating and Ventilating Engineers - Technical Committee on Air Conditioning in Industry American Society of Refrigerating Engineers Committee # Biology American Society Heating and Ventilating Engineers - Technical Advisory Committee on Sensations of Comfort American Public Health Association - Committee on Ventilation and Atmospheric Pollution American Public Health Association - Committee on Standard Methods for the Examination of Air Mr. Fehnel has been reappointed a member of the membership committee of the local section of the American Industrial Hygiene Association Miss Rantoul has been reappointed a member of the Committee on Standard Practices in the Problem of Compensation of Occupational Diseases for the year 1941 HOME OFFICE CONDITIONS Our assistance has been requested with increasing frequency by the different departments of the Home Office building charged with maintenance These include queries regarding illumination ventilation health hazards of different operations etc. We are also assisting with plans for airraids especially in connection with decontamination procedure in case of a gas attack An idea of the range of these activities will be seen from the following Analyzed cleaner materials used in the Home Office made 103 analyses Inspected exhaust hood Recommended new type respirators Inspected complaint of cyanide cleaning bath in typewriter repair room Investigated use of carbon tetrachloride in Transcription Division =e Visited the Employment Section of the Personnel Division and the office of Mr. Wilson and Mr. Cunningham Made recommendations re illumination Analyzed materials which were reported to have been used by a porter suffering from dermatitis Inspected illumination in new private dining room for executives Inspected complaints of ammonia in water supplies of Main Building Tested two sections of pipe from Printing Plant to determine cause of pipe failure Tested also for corrosion pipe from Unit No. 6 pantry warming cabinet and steam return line Wa-emyi. Visited a section where multigraphing machines are operating : A solvent consisting of 90 ethyl alcohol and 10 acetone is fed to a wick of these machines GROUP HEALTH CLAIMS We have continued to cooperate with the Group Actuarial Division 4}* in an attempt to ascertain the cause of the poor claim experience of a number of Groups PUBLICATIONS The booklet First Aid Service in Small Industrial Plants has been revised The leaflet Hygiene for Working Women has been revised Dr. McConnell prepared a paper on The Industrial Health Service for the Metropolitan Underwriter Reviewed proposed revision of American Welding Society welding handbook Reviewed article on Tuberculosis Reviewed revision of booklet Industrial Safety Education in Schools Reviewed outline of Mrs. Bigler's handbook on nursing Reviewed and suggested changes in paper for Executive Service Bulletin on control of hazards in defense industries for the Policyholders Service Bureau Reviewed revised edition of First Aid Reviewed first draft of the Report of the Workshop on Camp Standards of the American Camping Association Fe TT AS iI S 4 pe lout CMRI Sates Sob ene Se a4 > f 6 -10- Continued to review articles for Health Bulletins for Teachers for the School Bureau TESTIMONIALS There are attached several letters which express appreciation for our service oes e (4 Director Director Assistant Medical Director HELORANDUM ce July 3 1944 DF FREATZE~ I think it would be highly desirable you can arrange it go with Mr. Fehnel to Thetford Mines You could materially supplement his observations by paying some attention to general seni- tation housing medical supervision , if any etc. When is Mr. Fehnel visiting Canada and what contucts is Hemking Mr. Barrett spoke to me about this but I do not have a record of the detailed plans Mr. Barrett s i~ be would clear Fehnel's contacts with Mr. McDonald by sending him a note regarding them and by sending copies of the same to Dr. Burnette and to me 80 VG GE Mctent eeetn ater 7 mt The simplest procedure would be to discuss this with Mr.Barrett Mr.Barrett | ano have him include a reference to the Thetford Mines contact in his mezo to Kr McDonald If you have an opportunity before the visit to discuss it . . further with Dr. Burnette when he is next in the Home Office that would be ~ esirable It would no doubt be desirable to write to Dr. Turgeon I assu be is Director of the Provincial Division of Industrial Hygiene One other important issue remains and that is the attitude of the Johnson Mine Company Are they at all aware of their unfavorable they tuberculosis record I suppose are as their rate is being increased Have they asked the Company to make a study If not their cooperation or at least acquiescence should be secured before we visit the place may Mr. Horecroft might know about this factor Group to be cleared through Er Barrett or the though I expect it Division have , My Third President A AK BENGE %y Bt. PES i t r November 11th 1944 Vandiver Brown Esq General Attorney Executive Offices Manville Corporation 22 East 40th Street New York City Dear Vandiver mos RE CLINIC AT THETFORD ASBESTOS CORPORATION LIMITED BELL ASBESTOS MINES LIMITED AND JOHNSON'S COMPANY Dr.Cartier whom as you know was highly recommended by Dr.Gardner and also by Dr.Wheatley Dr.Wheatley of New York has finally accepted the appointment as of this date and it occured to me that it would be im mensely helpful for him to attend the Pittsburg Air Hygiene Conference if arrangements could be made accordinly I wonder therefore if without putting you out too much an invitation could be arranged for Cc Dr.Cartier ; Yours faithfully 16:15 C.F. Dr.Fheatley Dr.Fheatley Mr.Sherry Mr.Sherry IVAN SABOURIE tie Re SAEa Spohr Peeks SRS; as SRS SNE, Co ee ES SS ate ta one ES . RR tte eip oSfeta SEL . Mb sig tae Sagi ai My Soe TTSHO . pan AW ETE AMES rae . . . ry woe RUS a dee Ne + ee Site St{m. PA Em aay Sa * a aia) os ar. Z . ^' A anand : , ta ea 5 VEER: we oe +] a epee es a id Yea ts ; = aepaee. "Fens 5 ae f x Dr. NcConnell Welfare Division Industrial Health Section Re 43 - Johnson's Company Thetford Mines West Quebec I wrote you on May 27th and asked that you or Mr. Fehnel inspect the plants of this company Since this memorandum was written have been asked by our : Canadian office to approve an offer of Accident & Health coverage In view of the unfavorable experience with the Life coverage we do not want to make a quotation for Accident & Health coverage until you have had an opportunity to advise us as to the occupational hazard The group is not large enough to warrant the expense of a special trip to Thetford Minos but we would appreciate your making an investigation as soon as you conveniently can June 7 1935 CW.F .. Fishugh Fishugh Supervisor Actuarial Division Grous Life & Health Section . $f fin tat tye OF ey tam wane ge % Shae ' eraehin + Fave ee a satiate Srey tppt or & . tp td * [TER LAGAY UPSHIRE UPSHIRE LAGAY UPSHIRE 43 82 CLAIM BOU: T BOUT * BOUT LIPIS LIPIS CLAIM CLAIM NN DE APNE Ah tAveAve 191090190190 ft terrencecsbce re1s 90: NAMIK OF GROUP * et Johnson'sJohnson's Co. ..42 279 33 561 748 .791 12 981 - 230_ 10 1067 1100 6/29 3/30 30- 12/30 1/30 1/32 7/33 -2/24 1/34 24- : 2/26 12/34 - | 7 3/22 . _. 3/231 11/27 ) 12/29 17/20 . L 4 ; 12/2 3/30 4/30 5/30 9/30 10/30 . Se ae 38 | Ful..I.B Ful..I.B .Diasbility .Diasbility .Diasbility 351 1000- 34 Ulcaux stomach DISL -1000- Paralysis 376-2400 Congration Congration aflungs 107-1000 56 Cerebral Urania 71_1000_ 71_1000_ 55 Indigantion guatritio 112 2000 20 T.B of lungs 51 1300 ouphyreme pulmon.ira_at_do pulmon.ira_at_do nephrite 62 Cincor_of_cha Cincor_of_cha Cincor_of_cha lung 3.000 4.3 57 Angina Pectrois 48 Poitrina- -100093 5000 93 cee a 112 Clainos Reported 11/30/30 4/30/35 21,000 52 | Broken Saiun . 66 | Tumor of liver 21 | Tuberculosis ) | Pucumonia 21Accident 21Acident 21Accident 26 | Poisoning 23 | Hit by cur 51 | Preumonis 25 | Cause not Sxcified Sxcified 74 Cancer 46 T.B. Pul PENDING - DICALILITY 100 | 1000 41 1000 51 | 1000 10 500 130 | 1300 | 1:02 1000 120 } 1000 104 } 1900 209 | 1000 11 | 1000 511000 511000 1000 , oe. 5/16/35 . i Cl newe weeree meee od Dr. G. i Kheatley Assistant Medical Director Medical Division Sonetime ago this Divicion referred numerou groups to Dr. who had a survey made of the health conditions and was at to make recommendations to our policyholders for improving McConnell times able these con- ditions Johnson's Company is a concern who has our Group Life coverage This concern quarries and manufactures actestos During the lust three years we have prid 28 claims of which 13 deaths were due to tuberculosis It seems quite possible that this high tuberculosis rate iz . due to conditions on the premiras of the policyholder You might conolder it worthwhile to have a survey mde of this group similar to the ones Dr. McConnell made on other groups in the past Our number on this policy is 43 Gr The location of the firm is Quebec Canada June 13 1944 ch & M recrept recrept recrept recrept recrept recrept Group Life & Health RecordRecord Section Actuurial Vivisiou er i Rapin Sevan ean < cate Dipole & ley gee abn... - . HES aes: POE ed eas ee RAS shai Ne! Gane v,pT es ETS ea eae roe aera weg Sips ee pea. N's ane at . wis hes ; ; Ss aes ae - MENORANDUM MENORANDUM MENORANDUM . TO Nr O'Keefe Actuarial Division FROM Dr. McConnell DATE May 27 1936 SUBJECT The Johnson Company Thetford Mines Que Can - The report of the survey of the Johnson Company is attached During our last visit it was noted that a number of the mon were in the upper age groups some in their sixties and seventies They are French Canadians and all look be undernourished very good claim experience I would not expect to find a SCHeeHeHsensaanesseasesseHoeeessesea . Assistant Medical Director pe ae me OT ee ee Vet lee SF eee wae 8, wy? % Ottawa Ontario Canada J. K. Campbell @ J's OCUPAZ August # 109 Hr Hr F. Hr Hr R. Con Trevios El cup Insurance Division Bona Ko Traviess 16th 16th Tis in in reply to your letter of fugust 16th Before counidering our 726 instructions toyour quotaon and Health etibio not t Accident proesto Demotits ivo pirmsent insoction ofN^oCarnacproportio r^daby Dr. . <2 y i vb ve Naturally it cer both both both befor Dr. Cal or cloth tide viodaity Let us onon saloa the mac on commua to we mint that no offer be villy of commua . ~I 98 and when Dr. Donald Donald Donald Donald inspection inspection Hours Thy Hours Thy EJ EJ Marten. DE PL J. VAKKIZ 077.077. 157. FONTS Coe once ES MANNER MANNER MANNER MANNER MANNER 527. IZSTRAL IZSTRAL + th ES CAB CAB Tt, 2 CYMIL Barat 7 ** Mr. W. J. Higinbotham President A. Case & Son Mfg Co. Dear Mr. Figinbotham of March Thank you very much indeed for 25 mclosing copy of the .me you- luttor I am very glad to learn that you wrote to Dr. Pencourt silicosis damage suit you situation were successful in this suit Tro it is a matter matter of tremendous is getting more derinus daily and the value of film backed importance to have e jury recognise by really first class expert testimony with best regards Sincerely yours A. J. Lanza ... Assistrat Unit Unit irector Saco . re meamevraem WALLET SAGE E POSTER WALLET e we 4 POSTER ' WALLET (cate BEAT FUNN FUNN questLAA~ AMssIeLs LE KO . . . : < wee ' 1 + . WAUSAU Wis 10. m 2. ianze Istropolitan Life a _1980 at bue hae 16v City Insurance Co. cee 4 eRe See e2OmM, ware trwerere See te ws wee 6 '001 Ban8 F* cumemae quer mMemte omeq cs eevee... ' ae ont Oo ee apr rw Qe? wee esane=s tm wen Pe ee -- 7 8 -- ' -- at 6 wos wamees we om OEE! POT ee ONO o June June 11 aa ? Dear Mr. Iza At our meeting in Milwaukee 1 entirely overlooked trinding w the subject of checking absentees from employment and I am wondering if you could write me at once telling me hos thet situation is handled in Picher Oklahoma I have been rather under the impression that if it eventually is decided that we have to organi */* carmination clinic cup- selves that that clinic could s^flsobe used as the base for the checking of absentees first by having all absentees roported to the clinic und having them then checked by some 13- ployee on a motorcycle and if absence is due to illness them send a doctor out on the case If you will give me this in- formation it will certainly be appreciated Yours very truly Buechle 11 Moscash imnagar Claim ispartment dune 1A, 9832 tr. Korum Seett, Graig Saperviser, Hatropolitan Life Insurmo Geupgary, 528 82B9enkere Building Dear Norman playars LiabiLliaibitliyty emfi^'ntial Pichsietuatrion emfi^'ntial difficulties Picherbere nevertheless With Company Hatua their Falk thought while difficulties Sineerely yours, Assistant Medical Director Department Department Mutual DeDeppaarrttmmeentnt Mut al Department , Exschler Fisconi ExschlerFisconsin <7, FisconsiFisconsin Fisconsin . Exschler | Exschler has wT not not emaing to employed employed employed emaingOb handle handled db pre Vy JO thingthing thing it realizedo thingdisavntges industryindustry serviceservice in bene for the resntmaccusation the troubletrouble most most thus persamel omniaction effects arpepfleirctanwittsh appreciate personally maintaining letter absentosion functions companies customary utilisation corporations unfounded discussing Industrial Comision important the because permanently ab-i theinp departm TvVaeoug ome vt ser carloyamt ong as the clinicclinic is that physical exAR^ NA of applicants for carloyamt there iiss no that I accepted see why it should not comapcl ompe letetcomeplete examination as is the ggmmerealrlyally accepted preaties throughout the country Jt duplicate copies examination I physalisation physalisation physalisation records preaties preaties office throughout of filing duplicate copies of physalisation physalisation records in sy office outside of the clinic office At one time earinlty he history of Pieber there ma a considerable uproar through the district because the rumor was spread around that the clinic was in reality a subterfuge by which the insurance company sought to get information as night night subterfuge subterfuge which the insurance insurance company company sought that this information night nutter om file ia the. d f difficult at difficult believe believe for life insurance The nutter mus . aboard that it was difficult to believe , that anybody could take it seriously stayed we at Fisher Fisher the to point out that all the records stayed in the clinic at Fisher and that the cos te false conntructions. Assistant Sedical Dir eter ad eaeMs oom < . - / DIRECTORS ALENANDES BEN ALENANDES ALENANDES oc e me Stee ere taster A @& Ouwth ALENANDES WUS bntfi Camm we ve e@e> Oe smeaews a oe -@e- elo me o elke @ wer RQ fer" te foe a foe wee 0 ewe oo ee P86 tram, mew ae 4. ei ee tee ee See KS tee ee seen e ae cee oe 6 mee te ee : - eset ee ae nw le le ... ......... - ... - ...- Dr. Ph 7. Lanze New York K. Y. WAUSAU WIS MILWAUKEE BRANCH OFFICE 100 EMPIRE BUILDING PHONE DALT 3441 o 2 oom we MILWAUKEE WIS June 18 1932 oe memes Dear Doctor You are of course in a great mesure sequainted with the work our company is doing here in Wisconsin in connection with the siliconts problem especially in the foundry industry Our dust counting laboratory of which I have been put functioning and the demands on us for dust counts will ing at top speed for a long time to cas. in charge is keep us worke However from the standpoint of the protection of the health of the workers from this dust hazard it has naturally been but a short ster dusty industries examination would have to be subjected to a complete physical before entering the exployment and thereafter have peri- odie check ezerizations to detect in its very earliest dence of silicosis with a resultant shifting of stages evi- carloyment : Ye have therefore practically come to the conclusion that ing department of our an exarin- company will have to be established to take care of this ad~ itionework nofeled after the misteined st operative clinic which is sicher Oklahoma by the U.S. Pureau of lines the latro- politan life Insurance Company and the mine operators We do not how- ever expect to treat any employes as is done there To feel that our company will have to organize this write the organization department under- expense and maintain it subject to the advice and council of an advisory committee of from three to five medical ren outstanding @ ples to make this service available not waly mit t erpinyera ganerally in the dusty traces trades industry to our em sarecially poli<yholders the ratal expression ^ yse have an expression not feel that this moER from you by return meil na to whether you wren ALMIITA Lard ON OUT part dourled with our to minimize this dunt lu par^ latopetory : * t^ oiia wm orien tp wae : ha ... atareadt arcatarea * a: one! aa. eter ge de in 0 & Att 6 Liability Liability Ins Co 04.190 @ i we San 098 TOMES wages ~- - te GO. P eanceees 0Cr0 p ae a . ru. se = + Seetets Ak OEM eo os ec mee ata eee we o> R oe we ee ete woe on ae WAUSAU WIS . MILWAUKEE BRANCH OFFICE MILWAUKEE WIS UNITED STATES ( JEPARTMENT OF COMMERCE BUREAU OF KINJE WASHINGTON Kovember 27 1929 Dr. ^ J. Lanza Metropolitar Life Insurance Co. . New York N. X. Dear Dr. Lanza Inclosed you will find a copy of the agrement between the Department of Commerce and the Ketropoli Life Insurance Company for the work in Picher Yours sincerely Inciosure 1o 21750 2. H. GAYERS Chief Surgeo U.S.A.of U. Surgeon U.S.P.H.5 tm onal / ... / ... ... COMFAMATITE Ty CORFANODTeRT70) AHFARTAIT SOrVERC IKURANCE IKIURANCE LIFE IKURANCE e te eo Tz TAJO a through DepartmentDepartmentDepartment hereinafter COMFAMATITE referedMetroplizea hereinafter hereinafter agrement refered referred refd Bureau 22 tuberculosis OklahomeSITUASATE in the sevnatssevenants 6monstration now herinafterconsideratim Kaneus a continue Kaneusapratus aterme . . aparatus os . supervison EGS technical eliate sitting sem emination each habiles for employes siting rnishngcarfui oa 2 furnishing suficent woeIS cn e Be AEEER . : . NMS, ee . : | wey! Oe SePe > . en woSee : Lay Er: 4.8 os eS | * key Phe Mac. +a ~Say24amt +2re:2& .. { ' 4 The Clay in consideration of the proposals of the De made herein agrees to provide a fund of 8,000 to be used to help this = *. frey the expenses and extension of such clinis Fy from this -s fung shall be nada by the Gempany upon sertificate of the Buress in a manner as the parties hereto may fren time 14 tins agree. upon approval of the secretary of the Department of Commerce this agreement shall be effective from July 1 19818 and shall remain in , force auzi effect until June 30 1959 by their sunte in witness whereof the parties heye duly authorised offiours this parties hay se their of HarBHahrBR uRUAnU d~jA e, 1929 2, / Esta Mh De O 4../ yt O.- fll ae Directer METROPOLITAN METROPOLITAN LIFE INSURANCE COMPANY By. Title President President * UNITED STATES DEPARTMENT OF COMMERCE SUNZAU OF MINES WASHINGTON June 21 1982 Dr. A. J. Lanze Prest Ketropolitar Life Insurance Co. The will New York Y. you you Dear Dr. Lanza I am inclosing two copies of the agreement together with a tentative outline for the cooperative investigation You will note that the outline is prepared so that the studies may be carried out wherever seems best and yet will also note a statement in the agreement proper that the outline may be modified from time to time by mutual agreement It probably will need sodification occasionally Objective No. III has to deal with infection and is the basis of our special interest in connection with the Picker study at this tine se are already preparing to carry out part of the work at Pittsburgh and have recently rented two rooms ir Miami for that portion of the study If you approve of the outline will you please submit the agreement to Mr. Ecker for his signature and return the two signed copies to me for the signature of the Director and the approval of the Secretary Yours sincerely Inclosure No. 2011 L Ravers Ravers Ravers R. P. SAIFHS Surgeon U.S.P.E.S.  The | 7 Ildar,, lion Ildar,, lionof e Nasmeh made herein agrees to provide funds funds 4,3, te used to help defray the expenses and of regents from this fund shall be made by the Comptifi Comptifi Comptifi Comptifi date f ton Burem te o sane herste te tive - ag, eer--, hie mxrement shall be effective from July 1 1912 an ctuali ruanin in force and effect until Jum 30. 1935. If th eaki Yarwin of the Department of Commerce smil in writing duringduring the mani nf July 1983 notify the Campany of their intention and decire to sextime enak studies fer an additional traite mirth Mris^fi them and in much arent this nt shall ve vansiiara~ vansiiara~ LA TREMENT for such furtanr cerisu of time expiring on June 30 1934 and the Commxy will my towar~ such expense for sugh twelve Buziz period the om of 8,000 in the manoars hereinbefore mo their duly aands by In vines whereof the parties have mereunte si tasir arised officers this =} 1832 VITAL ERLGs MMR uf KIZS ay. Director METW eon 17. iy Tille SAAS: SELANT lie". s .9O?F CCENOTE Aspry red, 1833 ate mi desk ny c bole0 SRST 4% nis s . .o, lo? omc ~apg United States Bureau of Mines Washington D. C. Dear Dr. Sayersi Herewith are the two cosies of the operative operative agreement between the Department of Mises and the clitus Life Insurance Company signed by Mr. Ecker President Sincerely wars Assistant Wedical Mrector COOPLANETVE se vetecen SIZ DEPARTMENT OF O METROPOLITAN LIFE INSURANCE COMPANY Thies omment made by ant tween the Department of Commeros of the United States acting through the Dre ofa Himm se hereinafter referred to as the rem and Netropolitan Sife Insurance Company of New York N. Y. hereinafter referred to as the may LITRESSETH The area in contidaration of the covenants herein made _ by the Company agrees to continue and extend its studies now being conducted at Picher Oklahoms and Pittsburgh Pennsylvania for the study and demonstration of respiratory disence of employees of mining eonjanios. The Burem agrees to furnish all modern apparatus sup plies tecmical staff laboratory equipment supervision and ad- vice necessary to conduct a elinis of sufficient expactoimtakye careful examination of all such pleyces submitting themselves for ommimbioant least ones during each twelve months period of this ecstrast agrees that is addition to furnishing the quent mentioned above it will expend or cause to be expended in och work the cathom cathom of 6,000 ammually except as provided berein This direction work shall be carried on under the supervision and the lurem in a manner satisfactory to both parties nerate and no persen shall be retained in such work that is objesn tionable to the Company or its officers The plan of the investi ation will be in accorcanos with the attached tentative outline The plan may be cua ed by atual consent of coth parties to this spree Publications of the results of this investiation shall be under the central of the Virector of the merean All munuscripts before publication shall be submitted to the Company for comment and critician Dus knowledgment will ce made in the publications of the cooperation of the Company made ~ ompany is siduration siduration of the pre ef the itarazu made herein agrees to provide fund of pre te be used to help defrathye Payments from this find shall be made by the Ompany up cartifi nate of the Burea , E partiesparties . from time to time acres. Doen aspreval of the Secretary of the DepartmofeO nt zerce this agreement shall be effective from July 1 1932 and shall rumain in force and effect antil June 30 1923. ? , said Dureeonf the Department of Commerce shall in writing during the month of July 1985 notify the Company of their intention and desire to cuntime each studier for an additional twelve with, period then and in such event this agreement shall be considered as renewefodr such further period of time expiring en June 30 1954 and the Company will pay toward suck expense for such twelve mest^ period the sm of 8,000 in the maRNAT as bereizbefore you girl Is withese wharvethe parties have hap set their hands by their duly authorised officers this day of Ye a TFZXZSSES MIRZAU OF MIKS . * Sumer Sumer Director # # KETROPOLITAN LIES INSURANCE COMPANY ' ay ~~ Title Sei Sei _ , " GOP " 3 STURS ZIDO | SOP Saxter Springs, Kane March 18 19 MetropolitanMetropolitan New York City N.Y. . , Dear Birt Hr Fred Heshit Association which Insurance jointly , Safety beingto me is Mines morning Betropolites beneBfeitrtopolbietseas that The Century Time Hill good think darived MmaetetrsropMoeltirtoapnolwitianthdracwomcpoamnpyaniesInsurance Yes truly yours 8.E.Davis SIGNED f H. Davis 2 = . . @.*:r oe. eCo ar?y . 7? tavs ZimC2LsATILOANTION LATION Papen cone Ges OFO MIANT OHLAN : a: . o>. . - ay. . aa : . , - s 8 83 a 8 ee ay i ae oat woe . ey s. 4 4 wie . Februar2y2 1:29 Dr. R. R. Szyers Chief U. S. Barem of Kines shington D. C. Surgeon Dear Ur Sayers? , . We have been delayed by sickness in completing the attached correspondence which is sent forward for your information herewith The material enclosed in includes an article the m ~ magazine edition of the Joplin Globe an edition which is widely rund throughout the Unitn^Sinios p epo~bynD^r." Meriwether Meriwether and discussing the remalts and werk of the coupestive slinis at Ficher This arti hascal muse ed considerable critfri om s theinim ne operators who do not appreciate the vide publicity given to certain venereal statistics Consequently w urote to Dr. Meriwether on February 1 calling his attention to the fast that he had not complied with the seoperative contract between the bureau of Mines and the association which requires that scripts be submitted to the association before publication and that acknowledgement be given of the cooperation of the Assosiation It wae assumed that this was merely an <versighton Dr. Meriwether's port and it was consequently a great surprise to ressive this letteart February 7 stating that thwi as s not the an and giving an interpretation of the contract which we feel is entiraly without basis 4 The better unds it oa)  39 st 25 Armstrong BurnettHeursinHgaupHt Lansa PRESNTPRESNT : Burnet e aupt Armstrong Lansa Haupt the 0:Industrial Furse thousand explayees year Gro. up thousand low Nurse Group Asbestos Thectofnosrdideration Industrial cpoomlpliiccyated explaye s McConel Thetford McConMeclConel to Industrial Canada visting was study could celinie service nursing There Lansa thereservice are ccomoplmicpalteid cated Lc 4 consideration Thetford Mines that alans tive contending Comittee presuTI Comision The Metropolita very Industrial Tubermlesis clain because Burnete raises the question question providing providing asbestos saying that betwen stated Gardner's death Unfortunatealsbeystos caliber can might ; Burnetto Unfortunately unfriendly esked part Catholic and Undicate MOCTR await await Dr. McCanel's McCanel's report to McCanel's Dr. and McCanel's and have have CLASINA et & WN mentiod Mis servics for agred thatagred these thes not or * be necesary necesary a it necsary canwhich mumber Metroplian industryindustry the industry scholsin em haveindustry GiradOfice District07 Girard shal thisfor closing service eloss service planned to wasresign tha in pestponed her to waitso wait the feel AUPERVISORS that throughdid groups background througBoards have the might alsogiven orgmised he to 3 themselves Miss Haupt felt there were possibly two reasons for this 1. That the Supervisors have not been clear as to their responsibility and this could be corrected by a more specific statement in their job analysis and 2. That they have not been taught how to handle then It was felt this would be a subject for Miss Girard to handle in Montreal JOB RULATIONS RULATIONS COURSE FOR METROPOLITAN METROPOLITAN SUPERVISORSUPESRVISORS SUPERVISORSSUPERVISORS DE QUERES QUERES Dr. Burnette had taken this course in Ottawa and felt it was muitable for workers dom Rhoades to the Team Captains level Mas Haupt mentioned her resent conference with Mr. and fr Brumer and the agreement to have this course given to the Territorial Supervisors in December Dr. Burnette agreed that Miss Girard attend this session and from it decide whether the course as given by Mr. Bruner should be repeated for the Montreal Supervisors or whether Miss Girard herself could make the necessary adaptions AND DATES OF ISSUE questioof n up the brought to policy numbers and dates of issue Dr. its distribution in Canada sending out the Burnette said letter he had of July 1947 in made arrangements regard for THE ELIZABETH V.K.A. V.K.A. JI TORONTO . tDhr.e MBeutrrnoeptotelitraenpowrtoerdk that this affiliation has been closed and the V.O.K. is now doing Dr. Burnette asked how to handle cases which the St. were not and which finished by the date of cieming care to finish these CASES Misabeth V.N.A. It was agreed to had been carrying pay for the necessary Dr. Burnette raised the same question in relation to La Tuque where a salaried Nurse will be discontinued a at given date It was felt in this case that the Nurse could not be continued on the payroll and that she would have to help the policyholders make other arrangements for mursing service in the community . Director of Nursing Bureau