Document om5jvL74XVvRJ8eMgDR9dOzL8
FILE NAME: Metropolitan Life (ML) DATE: 0000 DOC#: ML012 DOCUMENT DESCRIPTION: Metropolitan Life Documents, Part 3
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OEHS/lt iSBEETS & BOBBER MVrBIOfl
51
torttTOBJmmM' inc.
JBa gherlngtan, &
*
his survey as conducted on April SO, 21, nnd 22, 1936 and Is
supplementary to the surrey nade In July, 1934
Shis surrey es nade to detersine the extent of duet remove!
accomplished by the installation of as exhaust equipment end the redesigning .
*
* . #*
f old exhaust equipment.
4
*
t%
i
y J t i ii J-*
- 2-
. *.
a
O
ZEtufiniloaiaoi
CQtjPAHAYIVK DATA 1
>x
tH9 average count in this room at tha tin of tha 193* survey ras
3*6 Billion portide* par cubto foot of air. the erarage count at the t*v
of tha 1936 survey m 2.7 million particle* per cubic foot of air.
Csr^ Boone
'the average count in thla department at the time of the I934 surrey
7*
.
was 3.5 illion particles per eubie foot of sir. the average count at the tine
of the I936 surrey os 1.2 million particles per cubic foot of air.
X. i
Spinning Departaent
^ the averagecount in this department at the tine of the I924 surrey
as 2.63 million particles per cubic foot of sir. Samplee 14 to 19 inelueire
p- -
rare averaged. The average count at the tine of the 1936 surrey vos 4 ailllon
particles par cubic foot of sir.
t: ;
, I t e m Bftgtt
` *>
^ r The average count in this room at the time of the 1934 survey ves
3.5 Million particles per eubie foot of air. The average count at the time of
,4
-
the 1936 surrey as 2.3 million particles par eubie foot of sir.
n
*,
figRgfirlBQn -OXUnti gaantf pf gqry-ro '
Jplyf IfoL
fonali 2a* ` *Uiioa or Dact * Portici per exu
---- V .... ft. nlr.gapl
go.^ __________
A skuiS g
-Hlllioci of Da*t
Particid por evu - ..--XI* Plr gf>wn1--^
rjj&turio ZOOM
1 2 v 4 5 6 7 8 9 10
PARO pooas
1.9 8.2 / 1.2
1.5 0.87 7.8 8.1 .
1.3 -1.9i '?? -V
U 2A
u
54 64 74 84 94 104
1.2
12..23
2.1
1.5
6 . 6 -- ri
2.3 5.0
U9___
27
5.5 - .
.274
23*
15.9 *
284
29*
13.2
294
1.0
1 .2 1.3
30
304 .
. .1*1 .
i* ...
u 12 13 U 15 16 17 ' 13 19
pckikq pepai
.* * v
20 23 -
1.6 2 JL xa a 0.99 2.3 0.93 8.1 2.5 1.3--
0.45 14
114 124 134 144 154 ' 164 174 . 184 194
204 234
2.4
1.4 0.93 4.9
69..09
3.1
1.1
1.5
0.32
1.8
*lt oa blonror brolo oblio thooo e&aploo *er* ruaning la 1934.
.fognarioon a t Drat Carato- a t Enrroro
(O
' JX 1331
jualilu Milliona of Dut
Anril, 12
sosia a Million* of Doit
nrtleloo por a.
rarttcloa por ou,
J t i H r m a i r i
..
ft. ti
massi.
22
6,3
24
0.6
24
` 5.5
45
26
44
2.7
41
3^
49
54
91
4.9
92
224
1.2
33
ia
34*
.2.3
35*
4.4
36*
2.7
37*
1.2
32*
1.4
39*
1.3
*
* -r
maSpooloplooola33tttoo 13993I4matnbn*o1y9.36 v n j da not oaporo ns to location with
9
Sw follorlnf tabi aho tha r i n i t i of a&aljaaa of ecsples takM la April 1936 Mcthoda of aaapllac and asalycio i n idntie*l to thosa
Mila in u
\
i
GKHgRAIi ASBESTOS & RUBBER Q.
- -Charlestan,
Sample Ko.
PREPARATION ROOM
Station
Data
of
Cu. Ft. Air Sampled
Killlons of Dust Particles par eu. ft.
-JgffpUqg,., ---------------- ?lr b moled_______
1A
At A 'Chaoar
4/20/36
37.4
1.2
21
It #4 chaser
*
35.8
1.3
3
Feeder end of #1 picker
*
44*6
1.1
exhaust hood
41
Feeding end of Garnet
*
36.4
2.2
machine
51
At fly shaker
exhaust
a
49.8
2.1
61
Vertical fibre opener
*
44.0
1.5
71
Floor mixing of cotton
*
9.6
6.6
and asbestos - exhaust
hoods
ai
At shaker screen - load- *
39.0
2.8
ing hand trucks with
fibre
91
At feeder end of cotton
*
23.3
5.0
fibre oponer
101
It conveyor end of #2
*
picker
!8PHWIH0 DEPARTIHT
*4a 111
Oonsrnl eir - braiders 4/21/38 Building #5
i
121
Between 2 ring presses a
Bldg. #5
t. 131 Oberuaeirdearlsa-irBl-dgs.ma#l5l a
.a, * p.- 141 Gsepnienrnailngair - ring frame *
151 .General air - twister
a
v .i 161
General sir - spoolers a
24.2
37.2 34.5 . 43.2
20.4 38.5 33.5
1.9
2.4 1.4 0.93 4.9 9.9 6.0
' i
171 ' General air - spoolers a
33.1
3.1
near partition wall,
east side
181
General air - mule
'*
39.5
1.1
spinning
l 191
General air - mule
*
34.6
1.5
spinning
24
General sir - 4 spooler a
3 0 .0
1.3
,e machines
Typo
of
Dust
Reu r k s
Asbestos a
Asbestos cotton
Asbestos
One men cupplted with respirator
e
n
Asbestos cotton
Exhaust
2 men' - supplied with respirators.
Asbestos Exhaust
Cotton
Exhaust - ona nnn
Asbestos
Exhaust ou machine conveyor
largo machines
Asbestos graphite
Asbestos graphite cotton Cotton asbestos
Asbestos a
a \
Tarn fron ring freaa spinning,near windows, north aide.
Tarn froa aula apinnarc| four omen.
Between machines #3, #d
ft and 110
Botwoen machina ft, fill
#15 and #16. .
Exhaust system.
1'
- -a.--
: card rooh
1v *
South aisle - between
*
cards #21 and 22
36
North aisle - between
*
cards #3 and 10
.
27A
Conter aisle - between
"
cards #2 and #21
27.5 28.3 40.0
23A 29A 30A
\ WEAVE r oo m
22A 33 36 35 36 37
34
Center aisle - between
*
cards #10 and #29 ,
Between cards - #16 and
11
#35
General air - wick, rope,- * and twisted eard rooa
General air - west end of weave rooa
4/22/36
At Inspection table -
*
woven cloth
At Broadlooa #4 - west
*
end of rooa
At loom #17 - brake bands * dry wssving
Gonaral air - oaat and of * cave rooa
At broadlooa #10 -- north * at alda of rooa
Between loons #15 and #16, * broadloons - #15 wet warp
39
At two tape loose #4 end #5, south side of rooa
PACKING DEPARTUEKT
SOI
Gsnorsl air - aolded packing *
dapartaent
j '
S36
1
General air - rubber compound- " lag room
i *
31
32
At Pratt & Whitney grinder
"
At drill press
*
34.6 32.2 32.1
39.0 28.8 27.4
i 33.2 36.4 35-9 32.3
34.7
48.7 41.7
45.5 47.1
1.6
1.1 1.9
1.2
1.3 1.3
1.2
1.4
2.3
6.6
2.7 1.2
1.6
1.3
0.82
1.8
1.1 1.1
Hopper and finisher
ends -- exhaust
M
west of bias.
N
11
It
1
Camel-back end* of
eard* - o*hau*t
|
west of bins.
II
a
a
a
Ks
East of bins - exhaust.
Two sen - exhaust
Exhaust on both warp and slay North east corner of weave room.
Exhaust only under warp, oat on elny. #15 - exhauat on both warp and slay #16 - exhaust on warp north side of rooa. Loose face each other dry weaving.
Clay, talc lead, sulphur Asbestos Brake lining - exhaust. I
. 1
W
ttprr
i r
%
ISif7
%
ri
O'
o
o
GEHRRL ASBESTOS & RUBBER CO. & . Charleston, >.
LSAD AH1LISSS
Sample
Station
Data
Cn. Ft
Milligrams of'
Milligrams of
Dead Intake Renarka
Ro.
of
Air Saapled Lead per Cubie Foot -Lead per Cu. Meter in 10-hr. day
Sampling
of Air Saapled
Air Saapled
on basis of
' workoan breathing
10 cubic aetra
________________ _____________________ ________________;_______ ;_________________ :__________ six____________
2lA
Between two rubber coo- 4/22/36
pounding Bills
23A
General air - rubber
II
compounding roon
3
At Pratt & Fhitnejr
II
grinder '
32
At drill press
ft
36.0 41.7 45.5 47.1
0.000389 000 . 000 000
0.0137
0.137
- 000-- ------ 000
000
000
-
000
000
Exhaust
coicloeiohs ira MCTttfwmEnffi
l t til* lia* of ib 1936 n m j th r ibaaat ajatea* la tb Ccr Soca
n r t M pi*ti4|
abasa! a tb* atorar* tas Th*M axhauat cyaUa*
r* m e o ^ liU l; floiab*4 la Jal? 1931*
Xb* Splaalac Separtaaat abo**4 a alight iaer*** p w tb 1931 n m ; , Xa* rat* of prodastloa a t tb* t&a* *f tb* 1936 turr*7 vas aneh bi*br th*a at tb*% ta* *f tb* p m ltu is m j witb aor* talatara la oprtloa*
^ Za *tb*r 4*parta*ata tb* varlatioa la ao gr*at*r tba tbat *aeosat*r*d
la tb* ia^talA* ataoapb*ra* ,. li l a *rldat fro* tb* r* n lt* *f tbla 1936 orr7 tbat tb* (ea*r*l
a lr pollatioa *f tb* Prwparatlaa laaa ha* b**a b o a tiid , bul l t la aa*stlea-
abl* IT tb* capotar* af iba ladltldsal vorfcasa ot tb* loor alxlag peratloaa
bao b**a I m n im I*
/- o
r i
J
Swppnp
Jarnwtwgwt
Tira brataffupiltkuir numbalagrnaant on dlsehcrg* **&* t o n t i iib tita i * tbbvr DiTiaian
Sa* Chaxlntan( >C*
/o -
8 tu n l!AilCxbit*sril*rtKoti,bbfic*rCW* tiob
f
Vita abacias aahaaat baoda t o t atal as Mac flm lna*l ifiAbatriltaoaita*a,XSd*UC*nr M riaiaa
A
a
$.
c
1
y j i - <Ls
Tini Asola* 6tt kood a hoppor f pldur wftln
fttaox! Aabaoto * Saibbor Sivision
So Charlaste* S*C
k
*
m ih ifc
r\
r\
*-.
V
/
'
, ---
*
f
/ 7 - <LS
Ptrsfrrtownt
jjjaaliil
Q u a il ir m li tifcm at spoolers oo aorth sid* of row
Q iunl
&Wbbr Sir*
( i;
Io Chorlostoa, *C*
J l P f q j
y s S " - <L-^
____ -
*
ialanlBafoBsrtoanl
H w T Ip o d ir sedila s tth xbeast aqaLpMat \ G aseSraa*i iCibtotirtloiritw4 ,SSa*bCb*er Sir
HI I I 1 !' I
J
1
-U
T
/ 7 - c -'
1
Tlf % inoliti orca bawiag u b ra it m atpmnt slay
o
f la mfiol lCitbesirtlMMtofnt, *6 XftT*
/ J * - <L^
VU* o f bniodloao AP ov4lai nlUiiMj t ttlp m t odo* Go mIomICAh>abrelotaotasaA Sft*aCb*bvr S t
//-
/ f
.
________________________ //-o
;
, L
*
So AMobm.
Bin-- up t1*v ( -- rd tbowiajc part of shot-- i
-- In--
OcmarBololoCbhoartloaoste4lf*t*fe0o#rSlVt
! "
Card flonw
Cnti tip tin t o f etir ahovlnc purfc of osdi&iset o&eloocre
Oeaorel sbestof * Rubber Divitioa fio* Charlelian, SC*
<
I
M ani ile i ' atar laalfaarduard n o > w ill baek aadc flcaacal i!abeCctbaacrlaaaadtolaa,bb**eCr*Cirial
%
I *' ,r I
/
I .HtsoloetbhwUnl*i t-owf rctormdo-topp^f * AiBlsarf.lllbiiobrolofttotoi*f,t M*.Cbb. ff SLV
/
A t
.Mamesm* musm vtmm
ht
latu
::
laahals, Ifl&oft.
K
\ :
**
1 survey w u ad of this' plant oa March H , fU, 16, 17, 20, 21 ad
22, 1939 This report aupptoaanti report ode oa etaller surrey* eondseted
ltt 1930, 1935, ad 1930
l
The manufacturing operation at the time of tills survey ere the
saae as la the previous surveys. A few change have since been node in the
relocation of aschlaes sad la the application of exhaust syateag for the colleo
tioa sad raaoval of generated duets. uch changes are noted la the remarks
ooluan la the following tables of results*
The saae esquenoe of staple auabers has been followed as la the
previous reports*
, ^ iJ u M -L
I
D. S. ASBhSTJS t/IVISIOH Q> RAYBESTOS-MANHATTAil. INC.
SsBpli Ho. 1
2
itKnh<( ptinn.
Location of Staple t$U
Cu. Ft. H r Stapled
Total Count of Ulllions of Particl-*
per ouble foot of elr
--
saonlod
Tyoe of
Turt
Rcearks
Preparing or opening rooa 3/15/3? area of vertloal opener and ciuktr creen; asehliws 419 and 39
38,0
8.0
Asbestos The erhimt fsn tn
Itv'.ir ureVr hooil
h^s b<*an lo*eri
two 4d ifiat *frrai* Uv*
floor sir* it
eeoeclty Inereieed
Approi.l-sstely half
th- batch ml'In*
1 Iona outride Cr hood..1
it operator' poeltlan on 3/16/39 . looa #946
46.0
5.2
. .
Asbestae and'
cotton
This poeltlan 1s n*-er the cheara rhlcb ere being enclosed end exhausted.
4
Between FI end 2 chasers; 3/U/39 56.0
mchinoa 42 and 3
4.0
. Asbestos These chasers are
being provided rit
exbnurt hoodr.
6
it loading end of tenden 3A5/39 56.0
vertical opener;
sichine 415
3
At discharge end of tendoa 3/15/39 45.0
vertical opener; oecnlna
#46
5.2
Asbestos
end
cotton
2.5
The exhiust hood
fans been extended
to cover tha con
veyor and truck
into thleh the
vatnrUl drone.
9
Oeneral air ewipU taken 3/U/39 44.0
1,6
at enter of the opening'
rooa
* n
7.
it M U I m s crusher
3/15/39 38.0
2.6
P
The additions!
loose pieced In
this dov.rtsunt
vers nat In oo-ro-
tton chen this
ssople ( taken.
* .
No vest anterlsl
on thn floor st
the tioo this
saoplo w i t teki-ni
9A
it Olent cottar
3/15/39 36.0
3.0
n
Soaple #9 r/.e lak-
at thn picker
*ltleh.hee since
been elUile'.tH.
Na evhcust ensiled
4
to thle nsehlne.
the otterlsl
discharges onto
the floor.
1 'I
Staple Vo
location of Saaplo
Cat Cu. H . .Air Stapled
Card rooms - 2nd floor,, dent. 2.
t
At operator1t position,
cards 1, 2, 7 &8
.IO* 1 .4 1 1
Condensing aschine #360
3/21/39
`
I
!
12 tapi. 2
1
* Between cards 1 and 7,
machines #232 and 212,
at tska-off side.
3/20/39
* U
*
n
Between cards 7 and 13, aachlMS #232 and 212, . addle side.
Between cards 3 and 9, atchints #255 and 261, at taka-off side
a '
13
Between cards 9 and 15,
,machines #231 and 248,
`saddle side
16
Between ccrds 5 and 12,
machines #257 and 263,
!
take-off sldo.
*r
15
Between cards 12 and 18, 3/21/39
hinm#264, saddle side
\ `w
Between cards 16 and 22, machines #266 and 270, take-off aide.
3/20/39
18
Between eards 13 and 20,
aschines' #258 and 267, taka *
off eldo.
19
Between cords 17 and 23, 3/21/39
machines #271 and 276,
take-off side.
42,0 44.6
42.0 44-0 12.0 43. 13.5 13.5 35.6 36.0 51.5
Total Count of Billions
of Particles oer tu. ft. elf saimled
Tyne of
1.5
Asbestos
and
cotton
2.5
S *
'
1.7
2.6
3.0
1.7
*
2.3
n
1.8
9
1.8
2.2
1.1
'
Remarks
Toe exhaust system on the
eards Is the swms as In
1938. .
.
to bagging of material at
time this sample was taken.
Exhaust hood applied' over loading trucks.
*
.
t
.
ftii Spinning Pent.
;
20
Between mules 1 and 2
3/17/39 29.0
21
Batween aulas 5 and 6
22 ' At thltln spoolers,
31.0
31.0
machine #418
1
r r:
1
1
! i
2.7
2.7
3.2 * '
*
Both Bhltln spoolers now enclosed and exhausted.
i
HI,JII.IBQ11
.
i
;
! I l
I k
*t t
1
*< i
i
i *f11
J * 1
.
!'
jj .
Sample No.
Location of Sample Late - Cu. Ft. Air Sampled
spoolingf Elating Atti Jtewrlm: X a$ Xlaar
26
Between twisters,
3/16/39
34.0
machLnes #657 and 658
27
Between twisters,
"
44.0
machines #651 and 652
40
At spoolers,' machines *
42.0
#603 end 613
23
At Universal winders
" .
36.0
29
At looms 4 and 2}
machines #1026 and 1021, 3/17/39 43.5
operator's position
30
At looms 11 and 10,
"
34.0.
machines #1031 and
1028
31
At looms 6, 7, 8 and 9j:3/16/39 43.5
s
machines #1013, 1032, 1040
and 1041 .
Total Connt of Millions-of Particles Type
per cu. ft. air sampled'-
of
-Oasi____
Remarie': - Tr.:-.
2.6
2.6 I i i i }
3.6
1.6
3.4
. 1.4
Loom #10 not operating.
. 3.3
Loom #3 not operating; water spray shut off; dry- weaving.
C
* * .
I- ;
a w * 1
- /
!
s
K
% 1
i 1
1. ` ! 1 ! : i
4 1 i 1 1'
i
'.. ...s. *-*
. v. A/.u.?. .
Sample Ho.
Location of Sample
Daie.
c. H. Air Sampled
Brake band stkXfi room, ' 32 At looms #9 and 10
3/17/39
28.0
Total Count of Millions of particles
-per-cn. ftt-rtr-gqap.lsd.
4.9
33 At loom #2, machine #922
34 . ------ia
Between #33 and 19 looms; machines #939 and 925. ---
36 Between #14, 26, 7 and 12 Looms
46.5
3/14/39 --
44.0 ------
3/17/39 63.0
*
2.5 i.i -- 4.7
35 At inspection tabLe 3/14/39 42.0
2.3
I
Sample No.
Location of Sample
Late
LfcAD aNaLISLS
. Cu. Ft.
Milligrams of Lead
Air Sampled
per Cu. Meter
35A At inspection table 3/17/39
33A At loom #24
3/U/39
-42.0 44*0
0.148 0.126
Lead Intakeper 10-hr. dav
1.43
1.26
far.-^jttsatad with emulsfiiZ'
- s
*r~z *
x ...*et warp: wearing.
Loom #19 - warp la
treated .idth emulsion
-loom-#33-not-opera-
tingi
- -4
Onljr #12 loom opera-
.ting.with warp
passing through
water.
. \
inspecting regular brake-band lining, exhaust over brush.
-Remarks . .1
LJ
ill
il
V-
I*
' 1
:\v : / .M A H M g S E S
s
Sample
Location of Sample Date Cu Ft* Millions of Particles Uilligraas of Lead Lead.Intake ir^?v^<\R^tnarka' 1
Bo*
AAiir
per
per Cu. Meter .. l0*hr; day
_____;____________ - ---:________________ aSmofltUed4.. ' Cu. Ft.________________ ~
~ ~
v
Brake lining finishing dept.
42
At Calendering machine 3/21/39 33.6
1.7
44
At sanding machine
11
34.6
2.6
47
At drill press
3/22/39 37.4
5.3
0.035
0.102
0.074:
<y5 1.0 2
..
0.74
! 'i 43 .gMeancehrianle asihrop - 3/21/39 43.5` 1.5
37
Emulsion mixing dept. 3/21/39 17.0
2.4
0.07
V
NEGATIVE
;;; .. 0.7 '
"
i
3
' ^
i i --a^--mwffri
........................... ..
*^'i4 \
. 1
LLaD ANALYSES
Cample . Location of Cample
tut*
Cu. It,
Millions of Pnrtlol* Ullltgrnae ef Lead Lead Intake Rannri*
0.
M r Campled
par
per Cm `4tr
per
;
^.Oihti_iiU____
i
Clutch facing bant.
50
At Campbell eutttr, 3/22/59 34.0
aschln #2321
51
At Campbell dutch
*
fcine egmnt cutter,
machine #1156 I . . ':
i sa 7 Hand sanding table
*
: c
*
<
7 Dept. 559 -
*
Motor of mandrels
<0
54
Pratt and thitday
*
surface grinder,
machine #2340
35.6 27.0
31.0 . 34.2
57
At Cordoar grinder
*
#14 china #1566
29.6
%
5*
At Blanchard grinder* *
a*chines #157? and
1675
.60
Batmen Gardner grinder *
#7j and #2 drill,
1
- . machine #1596
i .
'
Drilling machine #2346 "
i1
and 1654
1
J
63
Eegnent grinding,
*
machine #2257
27.3 4 2 .0
48.0 42.0
'
64
late gander,
machine #733
40.8
4 .3
2.5
t.;.
..."
5 .0
AEO.t i v e 0.0 6 0.261
2.2
0.07
0.6 Exhaust applied
to this opera
tion.
(
2.61 9 women nor
working as eoapared with
5 in 1938.
0.7
5.6
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exhausted.
8.8
. 9.3 3.1 1.8
'2.8 2.9
0.07 0.459
0.7 This aaehlne
i
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?
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re too large '
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!
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the purpoae.
t
4.59
0.233 0.089 0.304
0.138
f
2.33 The dust
1
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i
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1
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0.89 This nnchlne exhausted.
.
3.04 This nnchlne
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|
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t
1938 surrey.
j
formerly
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sample #49.
1.33 This machine exhausted.
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BaBmPF0 M fM
N S U S /M JC E C O M R M (H ER flN C A U ED IH f IN SURANCE CO M PA N Y )
^
Yuiwm
ff
Group insurance Certificate
l GL-
U711
NiOMOUlA O#fhM(w*C.H
TheInsuranceCompanyC ertifies ihot, under ond subject to the terms and conditions of Group Policy No.lsl. S577-G. vrhich moy be amended or discontinued by the Insurance Company or the Employer in accordance With the terms thereof, ond the provisions of which are summarized on this and the following pages, the Employee named herein, an Employee of
RAYBESTOS-MANHATTAN, INC. U PASSAIC DIVISION
(HEREIN C A llE O 1HE EMPLOYER)
is insured on ihe elective dole of this certificle, subject to the provisions ol the next following paragraph, for insur ance determined in accordance with the Schedule of Insurance herein. The insurance shown in such Schedulo of insurance is subject to change in accordance with the provisions of the Group Policy Numberfs] given obove.
N
If on Ihe dele the Employee becomes Insured under Ihe Group Policy for Medical Expense Insurance--Extended
f
Coverage on account of his Dependents, any Dependent of the Employee is confined in o hospital or other institution
for care or treatment, or is confined at home under the care ol a physician or surgeon bocause of a disabling physical
or mental v'chncss or injury, the Medical Expense Insurance--Extended Coverage on account of that Dependent shall
not become effective until that Dependent Is no longer confined in a hospital or other institution or confined t home
under the cora of a physician or surgeon.
The insurance speeiftod herein on account of Dependents is applicable only If the Employe is eligible for. has requested, and Is insured for such insurance.
I U U L KUHBIR
MAKE OF EMPLOYEE
EFFECTIVE DATE
y
BENEFICIARY
No agent hes authority lo accept or waive the required proof of a claim, nor to extend tho time within which such proof must be given.
This certificate is non-cssignable and the insurance ond benctfis ore non-ossignabte prior to o loss. The Insurance does not at any time provide paid-up insurance, or loan or cash values.
METROPOLITAN LIFE INSURANCE COMPANY,
LIFE INSURANCE HOSPITAL EXPENSE INSURANCE . SUPPLEMENTAL HOSPITAL EXPENSE INSURANCE SUPPLEMENTARY HOSPITAL BENEFITS FOR PHYSICIANS' ATTENDANCE SURGICAL OPERATION INSURANCE SUPPLEMENTAL SURGICAL AND IN-HOSPITAL PHYSICIANS ATTENDANCE
EXPENSE INSURANCE INSURANCE FOR DIAGNOSTIC X-RAY EXAMINATIONS--LIMITED
MEDICAL EXPENSE INSURANCE--EXTENDED COVERAGE SUPPLEMENTAL MEDICAL EXPENSE INSURANCE MATERNITY BENEFITS
fAFofunAg.4.CI4WI11U30.$-1A..IE. A. 7. . S*. ISC. 2<D. 2<SA, 10
^E xhibit
Pretiden/. N un ib o r
(171)
# r A * * m i o * c f t T ir ic A V c o r c m t - m c A T v m i.* * C N r a i u t i n o t o t n c im o w a n c k c r e m i* t o MtumtM m a *
HIMeCUVCRtt TOTMC(HPtVUMfC*COTOMtRCtNOCMCtHTtftC4YCM OTtrtCATXMRMNINT 1VOIP.
SUMMARY OF PROVISIONS < THE GROUP POLICY PRINCIPALS -EFFECTING THE- EMPLOYEE
LIFE INSURANCE
SectionA.
LIFE INSURANCE BENFfIT If Ihc Employee dies whilo in the imploy oi the Employer ond while insured for life Insuronce under Iho Group Policy, the amount of life Insuronce in force on account of the Employee ot Ihe date of his death shall bo paid to the Beneficiary of record.
Section6.
DEATH BENEFIT IN THE EVENT OF TOTAl DISABILITY
submit any required proof within tho time prescribed therefor, his rights under this Section shall automatically and imme diately cease.
5. If an individual policy of life Insurance has been issued in accordance with the provisions o( tho following Section, peymcnl moy be mode under the provisions of this Section only if such individual policy is surrendered to the Insuronce Com pony without claim thereundor. In such cose, ony premiums paid on such individual policy shall bo refunded by the Insurance Compony to the Beneficiary of record of lljor Employee.
of 1. If the Employoe, while insured under the Group Policy ond prior <o his sixtieth birthday, becomes totally disabled as a result bodily injury or diseose so os to bo wholly prevented thereby from engaging in any ond every business or occupalion and from performing ony work for compensation or profit, and continues to be so totally disabled uninterruptedly beyond the termination of his employment ond until the dale of his death, then upon receipt of solisfactory proof of such death (and provided no Death Benefit is payable under tho provl' sions of subsection 2 of Section C hereof), the Insurance Company shall pay to tlie Beneficiary of record the amount of tho Employee's life Insurance in force under the Group Policy at the date of the termination of his employment, provided
(A) that initial satisfactory proof that such total disability exists and has continued uninterruptedly for at least nine months is submitted either before the termination of the Employee's employment (as defined in subsection 1 of Section F hereof]
. or wi*hin one year thereafter, and
(B) that acknowledgment of the receipt of such initial satis factory proof is endorsed on Ihe Employee's certificate by the Insuronce Compony, ond
Section C
-
PRIVILEGE OF OBTAINING AN INDiVIDUAl POLICY OF UFE INSURANCE
1, Upon written application mode to the Insurance Company within thirty-one days after either
(i) the date of the termination of tho Employee's employment, or
(] the date of the discontinuance of the Group Policy, pro vided such date is five years or more after the effective data of ihe Employee's insuronce under such Policy, or
(iH) the date of the cessation pursuant to subsection 4 of the preceding Section, of the Employee's rights under that Section,
the Employee shall be entitled to have issued to him by Ihe Insurance Company, without evidence of Insurability, an In dividual policy of life Insurance only, without Disability or
Accidental Means Death Benefits, subject to the following conditions and provisions:
(C | that each year, within tho three months preceding the anniversary of such endorsement, during the entire re mainder of the Employee's lifetime, further satisfactory proof is submitted that such total disability continues, and
(0] that upon tho death of the Employee, satisfactory .proof is submitted that such total disability continued to the date of his death.
If, however, the Employee's doalh occurs within one year after the termination of his employment and before any such proofs have been submitted, then satisfactory proof that the Employee was totally disabled uninterruptedly from the dote . of the termination of his employment to the date* of his death - must be submitted within one year after the date of his death.
2. All such proofs of total disability and of death must be sub mitted in writing to the Insuronce Company at its Home Office or at one of its Head Offices on the initiative of the disabled Employee or by someone on his behalf, without any obliga tion on the part of tho Insurance Company to request any such proof.
4.3. Whenever proof of the Employee's total disability is sub mitted, Ihe Insurance Company shall have the right and opportunity to have him examined by physicians designated by it.
If the Employee ceases to be so totally disabled or fails to
(A) such individual policy shall bo upon one of the forms then customarily issued by the Insurance Company, except Term
Insurance, and
(B] the premium for such individual policy siwll bo the pre mium applicable to the class of risk to which the Employee belongs and to the form and amount of the`individual policy at the Employee's attained oge (nearest birthday) ot the date of issue of such individual policy, and
(q the amount of such individual policy shall bo equal to (or at the option of the Employee less than] the amount of the Employee's life Insurance or Death Benefit under the Group Policy, as the case may be, on whichever of the dates specified in 'paragraphs (i), (it) and (ifi] above is applicable, except that if the Employee's life Insuronce under the Group Policy ceases because of the discontinu ance of the Group Policy five years or more after the effec tive date of his insurance thereunder, the amount of such individual policy stall not exceed the lesser of
(a) the amount of the Employee's life Insuronce thereunder ot thie date of the cessation of such Insurance, reduced by ony amount of life Insuronce for which he may be or may become eligible under ony Group Policy Issued or reinstated by the Insurance Company or by any other insurer within thirty-one days after such cessation, and
lb] $2,000.
F w m C J|IM0 6S9 )-l
(3)
LIFE INSURANCE--Continued
2. Any individual policy of life Insurance so issued shall become . effective not earlier than the expiration of the thirly-ono-day period during which application for such individual policy may be made. If, however, the Employee dies during such thirty-one-day period, the Insurance Company shall pay to his Beneficiary of record whether or not the Employee shall have made application for such individual policy, the maximum amount of life Insurance for which an individual policy could have been issued under this Section. II the Employee shell have been entitled to make such application pursuant to paragraph (iii) of subsection 1 of this Section and shall die within one year after the termination of his employment but before his certificate shall have been endorsed in accordance with the provisions of Section B hereof, then satisfactory proof of the Employee's death within such thirty-one-day period and that he was totally disabled uninterruptedly from tho dote of th^ termination of his employment to within thirty-one days of the date of his death must be submitted to the Insurance Company within one year oiler the date of his death.
Secf/on D. BENEFICIARIES The Employee may change his Beneficiary at any time upon written request accompanied by this certificate for endorsement. Consent of the Beneficiary sholt not be requisite to any change of beneficiary. If, at the deoih of the Emptoyeo, there shall be more than one designated Beneficiary, then, unless the Employee shall have specified the respective interests of such Beneficiaries, the inter ests of such Beneficiaries shall be several and equal.
Companymay, If any designated Beneciary shall die before the Employee,
the rights and interest of such Beneficiary shall thereupon auto matically terminate. If, at the death of the Employee, there be no designated Beneficiary as to all or any part of the insurance, then the amount of insurance payable for which there is no designated Beneficiary shall be poyabte to the estate of the Em ployee, provided, however, that the Insurance in such cose, at its option, pay such amount to any one of the
following surviving relatives: wife, husband, mother, father, child or children, and payment to any one or more of such surviving relatives shall completely discharge the Insurance Company's liability with respect to the omeunt of insurance so paid.
The designation by the Employee of a Beneficlory under an individual policy of life Insurance issued in accordance with the provisions of Section C hereof, other than the Beneficiary of record of the Employee under the Group Policy, shall effect a change of Beneficiary under the Group policy to the Beneficiary of record under such individual policy, regardless of whether or not such change is endorsed on this certificate.
SectionE, OPTIONAL MODES OF SETTLEMENT
Arrangements may be made with the Insurance Company, subject to the provisions of the Group Policy, whereby tho amount of life Insurance payable at the decth of the Employee will be retained by the Insurance Company and poid to ihe Beneficiary in instalments instead of In one sum. Information c6ncerning such Optional Modes ol Settlement may be obtainod from the Employer upon request.
Section F.
CESSATION O f INSURANCE
1. The life Insurance shall automatically cease on the dale of termination of the Employee's employment. For Ihe purposes of the life Insurance, termination of employment means cessation of active work as an Employee os defined in the Group Policy, except that in circumstances specified in the Group Policy the Employer may deem the Employee's employment to continue after such cessation, subject to the terms of the Group Policy.
2. Th life Insurance shall automatically cease upon the discon tinuance of the Group Policy.
Notice to the Employee--If you leave work because of total disability commencing before age 0, you should be sure to submit written proof to Ihe Home Office or one of the Head Offices of the Insurance Company, os required, os soon as possible oltcf you hove been totally disabled tor nine months, and in no event more than one yeor. after Ihe termination of your employment.
- y/,n . I fCcM..)
Ml
GROUP POLICY No__ SS&5 U* M I ft L .
IN C O N S I D E R A T I O N
of the application ofthe Employer for this Policy, s copy ofwhich application is attached hereto andmadea parthereof utd oftheindividual wrietepapplication-ifany-- 0/thoseEmployeesof
whoareeligible h r theinsuranceprovidedhereundera accordancewith the FormulaandSchcd-
ule ofBenefits hereinafter contained, sad in ooosidcradoa of die payment by the Employerof the premiumdocoa thedateofissucofthisPolicy andofthe peymeneofthepremiumsduethem* 2
after, durinf thecontinuanceof thia PoCey, 00 the_____ 3 rd
day of --eh c,
*
......... Eonth....... -- -- .-- - ----(herein called the doodata), as hereinafter provided, yi '
DOTH HEREBY AGREE
-
to pay the benefits act forth ia aaid Schedule of Benefits, with respect to the several Em ployees insured hereunder, hi accordance with and subject to die Terms of this Policy.
The Formula, Schedule of Benefits, General Provisions and Administrative Provisions hereinafter contained are part of thia Group Policy aa folly aa if redeed over the signatures hereto affiani.
J n SIU arM 9 li|tm f, die Metropolitan Life Insurance Company has caused t h i s ____
Policy to be executed thia......... .................................. day of__....................................
to take effect aa of the. -- ..... ______ last date b die date o f imuc hereof.
day o f... Stir. .A*??.... ,,whielt
Stemmy.
JfagfcOur.
fansOXJLaatSMl
Oeoep M c jr Ufa loaaianco-- Temporary DlaaHUty Taauraota
c Aanaal XMatribetfan of Divisible Suegfea
ftaUaU.
cum
SCHEDULE OF INSURANCE AND EMPLOYEES' CONTRIBUTIONS
MOSfTtAL O R W OMUMCI
fexlA Sa (OAttT N N IfIT )*
tMo*nt wot e n s
SUMtCAl OCSXATION
OHUSANS (MAXIMUM
mnott)
no torn
Wtfl
cans
MASMUM AMOUNTwmex AN iM n o m mat eeN nusvnuaaey--- so*
V OKAl
tttUt* ANCB
is 1 ii
nuoM fitfm D.
cxnoot w in ax exoouM 0(000*
OKU Q UO U
; All Employe
10.00 $10,00*10.00 $215.00 $175.00 $175.00 $0.11 $0.37 $0.37 $0.37
I ncluding Suppleaeataxy Hospital Benefit for Physicians' Attendance - $1.00
~
I t 1 understood and agreed that for tho purpoee o f determining affectiv dato*
o f insurance under the Policy harala applied fo r, the m itten requests o f Enployees Insured
under Oroup P olicy No. 9677-0 on Jatuuy 21, 1951 for Personal Insurance or for Personal
Insurance and Dependant Insurance sh a ll be deeaed'to be Written requests for Personal In
surance or for Personal Insurance and Dependent Insuraace, as the ease soar be. under the
. . P olicy herein applied, fo r .
i
a
-a
t
o
il Formula
FINITION OF TIIETERM "EMPLOYEES"
The firn EnipleyeeC ta med bercia. thtU U dte-ftnlT A lrA 9I9)W l .on .^ ,, B M C o y * ..jL h P _ alt!>d S ta t o i___|n
bMlaa..SilBlBB-flad..tha.iUnaraI-ialMtaa_aiut_&H]i]MicJ)AxiftAeB-SiLJft_^EASZ!___________ __?i
---------------------------------- s iX T a s E iJ OE iT ^ T r ttt-- ---- ------------------------------------------ zo
ICIBIUTT OF EMPLOYEES
i{
I '
rnr
AU prtent Pmplaym- .. -------
J* *
......
.
*
z
r ..................................... ...............ace cliyiMc far iwatriirv hereunder -- tlic date odiarne adtiri Policy. AU other prtent Employait and new
flor htU be eligible fer ataran hereunder ea w d h t> f p o r q lq U o n a d t h r e a (S ) m ontha f C on tin u !
i
_____
anne hereunder.
. Employeti age m a ty (7M.ar nryr akeU me bc digilrlc for Temporary DiubSity
SEE AMENUMLNTf ? / * / Y
1TECT1VE OATES OK INSURANCE
Aa Employee may bceaan intured hereunder taly by aukiag written ippGcadaa ea Coma tumul i t i by the Campear. The iaainnce i any Employe wba la eligible an the date aditene ut due FaBey andaba make m ch ippBctiica an ar befare aaeb date ebaU beeame afectare
i the date a d ' ut tkia
The interlace an any Emplane wba
.cenici eligible niter the data ed iene t i duePeficy and wba makca each appUcaaa aa ar belare tfce data edkit c&giUity, thiU beeaaie cffccthc
i th e-..... ......... ........E . i-i. i'........--........... .................................. ....... .................... --
i , dare ad hit efirtbiSty, protided be it
.traly i t werk an roch eAeeve dcre. The iaaannaa aa any Emplaym wba makat aaeb appBcitiaa a t e dm data at kk eUpbiSty and an ar _
faro tba thfatyAm day feUewing the date at Me cSgihifity. er an ar befare tbe thiityA m day faUowing dm date adkit retata te cara weck
. --
mi i - j u w y , i -- . . i w , - --
................
..........-- - K ......... .................. .........dite adroch i ppHniim . proeidcd keiaaedrely at warten ew^riTcttrte date. Any Employee making iek appu n tita after rack tkiny dm day tad any Emnleyoc rooyplyitf after kla inearenee bereaadtr baa keen diteeatbiacd in attardinee witk ingnph () andar Dtacaanavaact arlam nuae* btlow, name laraiah at kit ana eipenee andean adiaronhiSty ittkitcm ry ta Aa Campaay
feta be may la inaarod btiatmdir. Any--* fa-- --n kenn-- A g fa . -- h........
---
*
...... _______ S - --........ ................................... Idate adthe detm eieitiun by the Campane ad the tuAcieney adeach ceidcnea adiuarabiEry, -oriiini aaeb laeploytt it activciy at work aa tack effective data. TVe inaintero aa any Employee not ectieciy at en d an the date when lut
-- M . I . . . . . r o l l I . - ! . . I -- . A t l w A t M . . A u lii , e a . MW H . J . [
day
MOUNT OF INSURANCE Tbc amront cdianrrictc hereandtr a any Employee ik il be in accardtact with tba Sckadale ad Scacdtt kenjaafttr tat fertb and any
___________ ea icrcaoc--,, .,, A -- _________in tkr amountadtudrimprente,in aceartjiece witk laid Schedule td Scarier, dull becamecfftcov .......... thn.doVo a f thcagn U aceapcllem________________________________________
--, pmiiilrit bofancdmly t e o t m --A Au! A.v; idnuo hon oclfaoly atwroh, rook eba|o in tko
mount ad m enace tkall became effettivi aa tbe am t feUewiag_________ U __________________ ... ------ -- ea which kc it actively
SCONTINUANCE OF INSURANCE
(a) The Life Itara ce an any Kmpltyta incited hrieaadrr tbaU teme aataatattoSy thirty ant 01) dayi after dmdate adtketeronda. imi ad employment ad rock Fmplayw, deep provided ia the acromi pnmgnpk below, Tbe Temperai? Dtaabibty Im wince an any rode i-mployeaakaBroaaeaaitmm titlyaatkadam adtba tttmw itwa adtmploymant ad rock Employe, eieeptm proeidedia the third pangnpb
Cematiaa adaedo warteby an Employee ihaB bo deem ed r a tiitetr fee Cromitid iia d h ia f playmcat, e r o ic a providedin the two
\ A tro tbe Lidi Tetaran knrwndrr.iaeamadtka
adro Tcrpivyiu bam active warban tetmeatafnehmet er injury, ar oa accmiaT
an potrolCB
... *'a--rfdl-m-etchlmaanrgreritkkeaaa____1TT l*f
menthein accanar
odente o aba
a rmmperory laymff; dm emptoyment adtack Eiamrayfloeyree maayy,,fearrthe patpatea adthe Ufa Inearenee ketmiedcr.be deemed ea riaa d by the Employ. T at U fe Immanat btraandrr ea roch Eantayec akaU ccaea ddrtymne (St) dati adter die date ad
d b ir a S byydmwEnvqoiyl^er7,tmeeevtideneeced taedthie Campaaayy by tbhae Emploayecr^, whether by aoidfcatroa er try ecmecioa adprendam peym at
aaaceanat ad tba life In ertem k atradtraarod tEmpliy m.
Aero the Tnapwery PimMity In
e ktt i aail t f ,lacaead tk a
eden Employee (m a activa work an account dticket ar
iniaqr, thTerorfeymraad auihKinrfciymilun, 6 the pminra adthe TcniteicaryDimUaily Inronnec bciaemler, be deemed einrinuc h r not
m en than the mamaron emnhcradwache fer which weddv Tempmary DwaUScy Bcncdtt an payable bciwndert and, provided advance notice u
.abacerocdt a r wph y tidnmh ttire weaken acctiiit cdtca^erify Uy-oiTfeeact faegtrthaian ithirtyoue (It)
Sajnu____________
It Mmfeadaa adca^daymcat anima and an ti the Employ akaU aaody the Ctmpany ed*the terminaren ad
employment edroch Eaqdoyie er thaiOB croce te ambe ptowam paymceti aa trcaaet ad the Taa^orery DnakShy lem tincc herneunder on rock
spbjfct,
(f) The U fe Intanaci ea any Emidnyro bunted bu catrice, who ahcUlime nm iM the Employer drat Mebrowaace rmder th`n P.iBey
it inill ibnmaliatill,abili tramthirty -ni fill duri -/MT ---------
------------1f *-
TUTctapnary
D irobgtyim at iaroc a te y rock RmptoyrethaU be (iraaticiiwlte r ffe r ...................................... ..................... ..........-- -- -----------------
n r1! tn ir tttf dmtaaliaatim < a r ifin ii Fativi adnr Employee ta ambe ommbutioo when due, it mtuirtd
by the Employer, ta the I adiro iamiaaia biniaddterr tihlttnWUVbei dItr-a-a-c-d1i-r1--- *-"-yl-y- L- ------- 1" ~ --*- !` ~ l-
!-><
(r) The Tern)
aa any dtaabkd Employee, wba b u itevc wadtiy b eatiti dur the mammam nambercd week ------------*-- ----- ' ' id inch iammict on auch Employee thafl bc roitttated only if end
g , ta the proemiac i adthe tent paregrifh.
__ I__ ~
I*r rn ih r dkaU be ditnairiaanl cuta-m1anntlr on the renewal dam
t
o o V. O0 1IL SQIEDULE-OF UENEFITS
SEE A.diNDMEN! ^ ^
. elnee
1 Mbontea 6 Rubber Orlaica
icteu*tyirBosst,plForuoraeoaon Suparriacrr i O ffice aployse
1 f,tatas Aebeetaa Brlalo
.ib aod F ila aileroaa
roneo and sx o e u tlr o a ^
r
*
yjwowoma ah i<a--ca lca a--o a--f -J-a-lr- --3 1--*-3-3
Asouirt af Life Ir.auraneo
I 300.00 1000*00
300*00 1000*00 1--0-0--0.00 -
xookly Twporary p la a b llltr Eoivflt
I T.SO 10*00
T.SO 10.00 X X
'I I
Ja flo r e o aol rtlvaljr a t ork ea ccount of aiakaeaa ar Sajory (oxaapt ao er.plaroe la retirad lili ar ritheut paoalee) ao fha effaatlro la ta a f tMa paliar he aa laeurad
e palialaa 3<3l*0 and 14dl0H baaria; detee af Jtto 3 192Tf paliar 3043-0 bearlns data af abar 31 1323 ar paliar U92fiB toarles data a f jacaat 31 1933 aa tbc dar teta d la ta lr' aadias tk* d ffoctiro data a f tkla paliar akall ba a l le b le fa r Uaaraaaa baratador lo aa n i aquel ta iba aacuot for tdilob ba aa latered uadar eueb pallaiaa ao aaeh dar d **>ch rama ab ol bo dacontinuad pao bla rotara ta arb ar apoo prior aotlaa ta tha iaauraaae aar bf tba aeplojrar tbat auab p leree'e eapleyaeot boa baaa tam iaatad
%
vr
a* ,mrr
_-
t
*b'*/X.*
,1Ja.^.mX v.
.
a
***/irLov/^a'wtifi*J*, . . '
'T^t "*'.
a L...
. !i'.l...
O
IV. geneiP l provisions
Section / . In s u r i n g C l a u s e *-- {*) L ire Ik s u x a n c e --Upon receipt by the Company o f due notice and proof--in writing--o f the death if any Employee, while insured hereunder, and upon the surrender o f the Certificate and all Certificate Riders--if any--Issued hereunder to such Employee, the Company shall pay, subject to the Terms hereof, to the Beneficiary of record, the amount of Life Insurance, if any, in force on account of such Employee at the date o f his death, according to the Schedule o f Benefits.
(i) T cmfoxaxy Disability I nsuaance--Upon receipt by the Company of due notice and proof--in writing--that any Employee, while muredI lhereunder, has become wholly and continuously disabled, aa a result of bodily inju fomiing anv am! every duty uf his occupation, the Company shall pay, subject toi dthie Tcerims hereof, to such disabled Employee, the Temporary DUnhility JWiirfiu to which lie is entitled according to the Schedule of Be_n..e..f.i..ts, d..uring the continuance of sudi temporary disability and up 'to the time such Employee is able to eitRnjje in nny gainful ocettpntion o r cm|!oymmt for wage or profit; but in no case shall such Temporary Disability
Benefits be payable for the first__ 0.P.Y.GR..17.1___________ days of disablement, nor for more than-- <fUowfHTo,f*U0w0tenact('p^aj?rt7eRpa..itaD^ . wrek
thereafter, for any one dUaliility, , ----------------------
-------- -- .
--------------------
Section 2 . E x t e n o k o D e a t h B e n e f i t -- Upon receipt by the Company o f due notice and proof--in writing--th a t the death o f any Em .
ploycc formerly Insured hereunder has occurred prior to his sixty-fifth birthday and (a) within twelve (12) months from the date o f termination
of his employment, as defined by the Formula, or (5) within a period, beginning with the date of termination of employment, eoual to the time
during which the lif e Insurance hereunder on such Employee had been In force, whichever is less, and upon receipt of further proof--in writing--
that such Employee was, from the date o f termination o f his employment to the date of his death, continuously and totally disabled, aa a result
o f bodily injury o r disease, to as to have been thereby prevented from engaging in any and every business o r occupation and from performing any
and all work (or compensation o r profit, and upon die surrender o f all Certificates and Certificate Riders, if any, issued hereunder to such E m
ployee, the Company shall pay, subject to the Terms hereof, to*the Beneficiary of record, the amount of life Insurance, if any, in force on account
of such Employee a t the date of the termination of hi{ employment, according to the Schedule of Benefits; provided, however, that no payment
shall he made under the provisions o f this Section unless such notice mid proof of such death and of such disability is submitted to the Company
within ninety (90) days after die date o f such death; norshaU any such payment be made unless this Policy b in fall force and effect a t the date
of the death o f such Employee.
,
I f an individual policy shall have been issued and become effective pursuant to application made in accordance with the Conversn
Privilege granted by Kcrthm 12 hereof, no payment shall lc marie under the provisions o f the preceding paragraph unless such individual^policy
halt he stirrcmlcml to the Company without claim therninrier, in which case the Company will refund to the beneficiary under such individual
policy the premiums paid thereon, w ith interest a t the rate o f six (6) per centum per annum.
Section 3. I jmitatiom* on tur Payment o r T emvoeaxt D isability Benefits--(a) I f any Temporary Disability Benefits are payable hereunder on account o f disalulity due to, or accom;umied by, mental disablement, such benefits may, a t the option o f the Company, be paid to *the Beneficiary o f iccurd o f the Employee so disabled.
^ op .In tho couroo of ^ nny employmnnt for wage or profit*
________
tr
(<) T he Temporary Disability Benefit. sh.U not be payable for any period of disablement for which the Employee is not a id e r treat ment by a physician legally licensed to practice medicine; nor shall such benefits cover self-destraction or self-inflicted injury, while sine or insane.
w In event of disablement caused by, or rewiring from, a pregnancy, including rewiring childbirth or miscarriage, not more than six (6) weeks' benefits shall be paid for disablement during and due to n e k pregnancy.
. (r) I f the Employee be over age sixty (60) i t the rime o f any sickness disablement, he shall not be entitled to receive more than
,, J il lA E iS 9 tl ..1 1 3 } ../il_________weeks' benefits far sickness disability suffered during any twelve (12) consecutive months. ( /) O ther Lim itations..................................................... .............................................................. ....... .-- ........... -- -- ............. ----------- -------
it*.. yx' Ilgfr-y-vy. .
jl.
Section 4. P a y m k h t o r P s c m s u m s -- The prem ium due on and after the date o f iswe of this Policy for benefits provided hereunder shell be
determined and shall be payable in accordance with Sections 5 and 15 hereof. Alt premiums falling due under this Policy, including adjustments thereof--If any--are payable by the Employer, on or before their
respective due-dates, direct to the Company, b u t may be paid to an Agent or other authorised representative of the Company, in which case the
Company's official premium receipt signed by the President, Vice-President, Actuary, Treasurer or Secretary of the Company and countersigned by die Agent o r other authorized representative o f the Company receiving die premium, shall be exchanged for such payment. The payment o f
any premium shall not maintain the insurance under this Policy in force beyond the date when the next premium becomes payable, except as pro
vided in die next paragraph. I f the Employer has not previously given written notice to the Company th a t this Policy is to be discontinued, a grace period of thirty-
one (31) days, without interest charge, shall be granted to the Employer for the payment of every premium after the first, during which period this
Policy shall continue in force. If any premium lie not p a ll within the days of glare, this Policy shall thereupon he discontinued, but the Employer shall, nevertheless,
be liable to the Coni|>any for the payment o f all premiuma dicit unpaid, ether with the premiums fur the days of grace. If, however, written
notice is given by the limpbiyer to the Cumpany, during the grace period, that the Policy is to he discontinued, then the Employer almll lie fiahlc to the Company for ih r payment of a pro-rata premium foe the period commencing with the date on which die last premium became due and
ending with the date o f receipt of aueh written notice by tin: Company.
ju lv 3 1434
S ttlitn S . R en e w a l Paxvur.Qt--The Employer may renew this Policy on--------- - i i r . i - i ! -------------------------and a t each succeeding
anniversary o f such date for the term o f one year, provided the number of Employees then Insured hereunder is, in the case o f a Contributory Policy, not less than seventy-five (75) per c e n t of the number o f eligible Employees and, in the case of a Non-Contributory Policy, not less than
the total number of eligible Employees, and provided in either case die number of Employees then insured hereunder is not le a than fifty (50). Renewal U conditioned upon the payment o f the premium* then due a* computed in the manner act forth in Section 15 hereof and based upon
uch Schedule of lif e Inauu
-- i uma and such Temporary Disability |n u if~
s^Eemwpitlioyoefr, apjwvcd by t"he**Company, prer
" r m i r then be determined by the Company.
^ h a o . r o payab.le, b.e c.hanged a t any
1l* ' I
1
UryWf i > nnr
#* W,l*
'LIC iJ ^ O N is hereby made to the M ti,, - v yiTA N LIFE INSURANCE COMPANnYr// l|aa Croup Policy providing tHeTnsuranoe
ified |n the-schedule of insurance below for t1 'Ugible Employees (as defined below) of / J
y('YBr:STOS-i:<NHATTAH. .INC.-........V /?
SsiLJbsssx. (HEREIN CALLED THE EMl-LOTER)
_____ n address of EmployerTMTM____________
_______________________________
(where r o i t c r is t o ee delivered and >rom w hich address rremiums are t o de raid)"
ire o f businessTMTMTM________________ U2p.hft!'JtP.:L.5i^^X~!lJ.W.?S.SSXSS.. (if more th a n one business, state all)
The word "Employee", as used herein, m eansS -X i^l.A4TMTMM&iS9..k2_ia_.ir..S.iJ...O TJ.l.9ae.4...M ld_________ ________ A "5P.?M ^5ft,,g9.E-l.gipdL.TM bjjapJK anh^t.P.ftti.JB-b-b9.r_hTg.. P iy l lo n o f R avbeBtoB -E n h att n r I n n .,_______ -pr-hy..gbS ..)lanhftt.-ton,,B ub);flg..H te,.,,C a..^.ft..gl8.c.orw iji.gon)ornjl;lfla..w hony..om ad,,h y _ th e e m p io TB r,_________ -Q .lL A .4H _S faB ft-ro3iO gnn-nn.Jdia.A :aln..0.tfi.cj--and.X !fln.tral-T arritory .peyT oiiR who s < H r e n r __________ ^aP.i,M 9.4-flD d-60ro.qaaA fld.^a:-aftcyi.ceA .by..ilaybiBB.toB--E tn ha t ltin ^ -In c ^ ^ -h u t-ji.n .n o HTt ,,y_______ jm& h..W ?lflyett..tm ii ng.JLe a a than..&IS.jQQ-.pax-eualc..ha ..l a c l HdatL.__________________________________________
ELIGIBILITY--All present Employees______ _____ ___________ ___________ _________________________________________
l be eligible for insurance on die date of issue o f the Policy. All other present tn d new Employees sh ill be eligible for insurance on the immediately* following the date o f completion o L ,TM jjlfS A TM .................. months o f continuous service. The Insurance on any ale Employee shall become effective in accordance with the provisions of the Croup Policy. In no event, however, shell the insurance me effective as to any such Employee on e date on which he is not actively a t work,
1, ( \V
SCHEDULE OF INSURANCE AND EMPLOYEES* CONTRIBUTIONS
cuss
UR IN SU R A N C E
A C C ID EN T A N D HEALTH IN SU R A N C E (N O N -O C C U '
R A T IO N A L ) w eekly b e n e f it s
A C C ID EN TA L DEATH AND
D I3M SM SERM ENT IN SU R A N C E
H O SH TAU* Z A T IO N EXPENSE
IN SU R A N C E ( d a il y
b e n e f it s )
SU R G IC A L O PE R A T IO N IN SU R A N C E ( m a x im u m b e n e f it s )
em plo y ees' C O N T R IB U
T IO N S
0enem.nmt.Jourly.Paid.EwBlQY993... _.fttnAne.il5AM.wftpJslx-sr_Bfii:8_______ -fcUQOfc. JXQ.,0fl,,.
- ,M,i [Salaried Smployeea
4i,ooo.
-- .60 menthlv ,
-
.
It is understood and agreed diet, if life Insurance is applied for, the Employees shall not he requited to contrlbutc_BfiCft..
^ ^ t o .A . S g ^ _ E g _ f e i S S 9 ^ . _____ of such insurance. it it understood and agreed that, if Accident and Health Insurance is applied for, Weekly Benefits shstt not be payable for the first
___ days of disablementTMTM!^_________ _ nor in eny case for snore th an TM ^ ^ .?.?.?......weeks. lerstood and agreed that, if Hospitalization Expense Insurance is applied for, Daily Benefits th ill not be payable for more than
___ days, urancc herein applied for is nor to replace, nor is it in addition to, any Croup or Wholesale Insurance now or previously in or any other Company on any persons eligible for this insurance, nor has any application been submitted to any other Corn er similar Insurance on persons eligible for this insurance, except) of Insurance Company__ JlanfluTM.TM--TM -TM -TM -TM TM -- TM ~-.TM L-________________ ___ ______.......___ ________ Jac______ Kane....... .... .... ...... ....................... ................... .... - .....................- Date of discontinuance.___ SoM --------- ----------------e greed that the Policy will not become effective unless this applicadoa Is approved and accepted by the Insurance Company at ita pffice, nor shall the Policy, if issued, become effective prior to me payment o f an approximate initial premium, and, if the Employees jontribute toward the initial cost, unless at least 75 percent of all eligible Employees have made written request for insurance there*
Inlums willbe paid .......... Ko n th ly _________________ .-------------------------- (annuallt, semi-annually, quarterly, monthly). *
Arance payment, herewith, to be applied to payment of premiums under the Policy herein applied for, when and if issued, $J.lQQSLTM
. i t agreed that necessary particulars concerning Employees to be insured on or subsequent to the date of Issue of the Policy, end loyees whose insurance Is to he changed or discontinued, shall be furnished monthly to the Insurance Company by the Employer on
s provided for the purpose.
; .r Pan ftle . Wow fe ro o y
y hi,__________ *&*#____________ _dey ofK_ _____ __________________ A *
' (Witness)
[ <1911-3--Jan. I9f0--khntsd in u.s.a.
f >
../W
FEKH1N CALLED TH E t ' --. -.A :CE COMPANY)
V
JWy>
________ -, 11.*
-j S
GROUP POLICY No.
IN C O N s I n E U . - . T : CN*
il" the nir>llonHmfot flii (". v nt.tdc hv
VM'iZT'.
ip c .
KL'N CAL' r o :r .'; V --
a copy of which rnplicat'o is -ttacheii hereto anv n.toe a-part here; f. and in.consideration flf t h ^ j 5
t*':` pcvment by the Employer o. ;.;e nitia'-prer.xium an-J 'i' -he vaviueni hereafter by the EmployeQ-during * :
*
*l.*;'**r
the continuance of *h Focv of rl p'-orniums w. cn t^ev f*: Juv ?*$ hereinafter provided**-
.*./ 1 `
v'
'* " ' v > r ;
;n*ftr:\Y a : *' s
*- ^V
, %
fi"**'"*'.'," v?
to im! v fir piiviiieiiN he-oi-i ::>iyiiVj. v.-llii f -he . \ v . ! :n:-'.i>yees insured hereunder, In
:icc>',diin* : witli->i:J si;1- rise im.
. -Ii1* `\ \ \ .
ce;
- .. .
T he Piov'si-ms jf-i
.nf'Hi.'e in. ,
'..y ;-.s folly ns ii recited .over the .'>
x i i 'i 'T l n 'c s hv" ' !. e !.
J ltt H t n r a ? l j h f r r i l f . 'in- Mi-:rn\>!nan
'icexeLuteJilt1'-
:
ro rake effect as o i ' -e...........:
...................
ksKdxK3srrhcJC:-c^j.'''frr3-jcr-: set's i n . . - . + d a t e o f r * y k 9 . 1' ? ...' It...-. ' i .......... th in P o lie.-.
suntM e <.. h|>e,y has caused this rd ic y to
*. V * * **..*3 <*r m ... ........ .I;r:?.V ^.f*...^95o......... \*KX2*
-.. for '.-r.oo Policy So. 8577--G bearlSg:'
'* >,. ;3 ho be the date of issue %f
P e rso n a l
A ).- -- A f'-yS.ZJ-. --
* .
iAr.-Vr-..
( >y `
Life lnMir.imv-- A-
P c r c c r d e n d ............ -
P e r r e n d o~d j. c - . "
e n d Pepc-nde: L L- r w . e r . U "-
,% /
w f'^esiihnt.
.il1* f iv. -
_
l .rear
t.
-a. .. ln.^traise
rr .or Physicians* Attendance.
Form G.L.H. 1931 Jan. 1940
PUNTED IN r.S .A .
" r.-i Ai-.ojr . D:*!- r<t)f
v rurp'us
) I-
s
Schedule A
Attached to Group Policy BO* 8577-0 as a part thereof*
Unit or dang
Manhattan Rubber Division
Salaried Eoploye33 Eaployeco a t Zbeneh, Wisconsin -- taploycec subject to the Bargaining
Agreement between tahnttan rubber Workers IndcFcr-ient Union, Inc. and the Manhattan Eubber Division - --Employees vho ora members o f Manhattan ledge 1879, International Association o f Machinists Employees on the Malm O ffice Payroll
I
1
' /
1.1
v
t
Section 2* lEFlITJETIOn 0 ? T ,S ^ J.JIQ "ETilT.OIIZ".-- 21 vord "Zrryd a" as used la tibia Policy noani & tuH-tino eoplcaro tfeo Is directly cssployeS. cad canpenactcd Iter services by the Manhattan a^str Etviolon, the Ubltod States Asbaoto3 Elvision* the General Acbcstoo uad Bbbbar Dlvlclosu the To bestos DLvloloa, or the Vsboah Ei-sision of the Eaployor.
Section 2* J2UGI3ILITr OF EHPIGZ533 FOE IF ^ Z P J.C L VZE3 HIS POLICY.-- (A) Applicable to Bnolov of the 'tebaah rivloio:u-- Ench Saplayco vha c a DacsaToer 1, 1 3 % has collated three months of acciv-'
Etuloted Dcrvlce within twolvo rsonths of U s date of c^leyasr.t is cll^blo for Insurance hereunder
on Loccixsr 1, 195&. Each Dsploaraa who has not ccsrplatod ocoh period of ocarsulatod service on
Decenber 1, 1955 and each Brployce ployed e-Ibor.;uant to Eesoiber 1 , 1956 p-ha3.1 be
fo r
lnouroaco hersuador on the day lr-ic-dlatcly relieving tho date of canplatlon of three ""+*- 0t
accuculated oervlee within twelve ncaths of M o date cf eai-loymaat.
() /placable to oil ot>xr_S=plo;^ses.-- Each Shclcycc who lias coepleted three
of
Hw.ii Eg y i.li
_______________ on the day iiuiodlataly following the date of ccsplotlca of three s m s Z-js of continuous cervlco*
.is gchzdalo A hereof.-- Hotulthstandla cj harsunder on any Enployee ho m e :
Section 3. EFFECTIVE DATES OF INSURANCE.--A n Em ployee may become insured hereunder only by making written
termination of his employment. Termination of employment, for the purposes o f Life Insurance hereunder, means cessation
request to the Employer on forms furnished by the Insurance
Company. The insurance o n any Employee who makes such
request o n or before the date o f his eligibility shall become effective
on the date of his eligibility, provided ....... ....................... * .
...*.......................... X
.............X. . ..
he is actively at work on the dare of his eligibility. The insurance on any Employee who makes such request after the date of his. eligibility and on or before the thirty-first day following the date o f his eligibility, or o n or before the thirty-first day following the date o f his return to active work if he is not actively at work on the date o f his eligibility, shall become effective, provided he is then actively at work, o n the ..? ...............................................::
..... X _ ...................... X ....................... X .
date of such request. A ny Employee making such request after such thirty-first day and any Employee requesting reinstatement of his insurance hereunder after his insurance hereunder has been
of active work as an Employee as defined in Section 1 hereof, except that
(i) in case of the absence o f an Employee from active work because of sickness, injury o r retirement._5...5S9*?,.95.. .............. . his employment may, for the purposes of his Life Insurance hereunder, be deemed to continue until termi nated by the Employer, or
(ii) in case o f the absence o f an Employee from active work because of leave o f absence or temporary lay-off, his em ployment may, for the purposes o f his Life Insurance hereunder, be deemed to continue until terminated, by the Employer but in no case beyond the????,,TM "7 ^ . ... a period of (a) ole noai&3 as to an fijsplaye o f " a i 't c d 'S ta td s ''A c b G c to 3 `'2aSdM<raj"CSM' i> ^ `
such leave of absence or lay-off commenced.
discontinued in accordance with item (a) of Section 5 hereof, must furnish at his own expense evidence o f insurability satis
factory to the'Insurance Company before he may Ik insured
hereunder.1Any such insurance shall become effective, provkk-d
the Employee is then actively at work, on the . . * .
X
2*
date the Insurance Compariy accepts as satisfactory such evidence
In the case of either o f the above exceptions, the Life Insurance hereunder on such Employee shall automatically, cease on the date of such enninntinn o f his employment by the Employer, as evident ed o the Insurance Company by the Employer, whether by n<>t!fieatii>n or by cessation of premium payment on account of such Employee's Life Insurance hereunder.
of insurability. The insurance o n any Employee not actively
As to th.- Accident and Health Insurance hereunder:--The
at work on the date when his insurance hereunder would other wise-become effective shall beccggeffective o n the next following
Accident and Health Insurance o n any Employee insured here under shall automatically cease on the date of the termination
of his employment, except that an Employee's Accident smd Health
..on which he is actively at work.
Insurance hereunder shall continue during any period for which he is entitled to receive Weekly Benefits hereunder. Termination
Secnon 4. EMPLOYEES' CONTRIBUTIONS.--No Employee of employment, for the purposes of Accident and Health Insurance
insured hereunder shall be required to contribute to the cost hereunder, means cessation of active work as an Employee'as
' of his insurance more th a n the maximum am ount specified in defined in Section 1 hereof, except th at
Section 6 hereof in accordance with the insurance in force here under on his account.
(i) in case of the absence of an Employee from active work because of sickness or injury, his employment may, for
Section 5. CESSATION OF INSURANCE.--(a) A s to the Life Insurance hereunder:--T he Life Insurance on any Employee
the purposes of his Accident and Health Insurance here under, be deemed to continue until terminated by the
insured hereunder shall automatically cease on the date of the o r a ^ T t e f i S a t h s as to any
CONTRIBUTORY INSERT
(2) ctiK .r Li:plcv'.c^ fallo w in g th o it*
G.L.H. 1931-1-40
PRINTED IN U.S.A.
,
t
Insured hereunder on the dote applicable to his unit or class as specified In Schedule A
hereof ifrn-il becone effective on the later of (a) the date applicable to hie unit or class
as pacified in Schedule A hereof end (b) the date of hio eligibility for such insurance
hereunder/ provided ho is actively at torn on such later data and if not then actively at
vork* on the date of his return to active boric*
;
>l'2Us
fbr the purposes of determining effective dates of Accident and Health Insurance"in
accordance vith Section 3 hereof all Employees insured in Hew fork State shall be doomed
to have made written request for Accident and Health Insurance hereunder prior to the date
of their eligibility therefor*
I .
\
f
9
t
Iii the case o f cither oi tfteriibove exceptions,' the Accident a
- Health Insurance hereunder on such E^phiyeo shall hutomaticnlly v : . Section <5. AM O U N T O F I N S U R A N C & ^ ^ - i f t K ^ ^ 'S r ^
. ceose on the .datc/bf such jcm lnntion^f^.his emjdpymcnt by the ,r_;6llranCe hereunder.on any Employee shall 1*
Employer. its 'evidenced to the Insurance Company by the Em-
- ..j i.;__e v U s m a s a
(u) The Insurance on any Employee insured hereunder who shall have notified- the Employer- that' his insurance hereunder
antf In th .!>* >f sny than- f"sUvaa an ttia . 4at.f eKna In-.'IT
the ENfavMlt (IMUM^Ulltr tM
-r-
.'day:................... ...
by, the Employer. If any Employee fails to make any contribution lowing...............
when due,'as required by the Employer, to the cost of his insurances .' T
S4*:i:Von-which, he is tctivl ^ t 'u p r k l *
w * n y decrease la the eoouni of the
hereunder, his insurance thereunder shall automatically cease on '
(c) T he Accident-and Health Insurance on any disabled Em ployee insured hereunder shall automatically cease oh the date of- .
ni a m wwM SW M niiaVMMtwaMaawttu fttsM a iltsa a M X tia a .M M M V ilta iiK B iM il ti
'****"
|i>?>'.* - *>.A*/
*,**,.,,
>ayaaaaaaanaaya.aa<aaiaaa>nS*f
3-'-v ; .
v t
SCHEDULE O F INSURANCE AND EMPWYEES`, K ^X IM U M O O N ^ y t K ^ *
'-vr
dass 1
Employees of a class o r unit specified
la Schedule A hereof except rach Employees at Seenah Wisconsin
iloyees at Keenah, Vlsconaln
-*life
Insurance
$hooo.oo 3ooo.oo
' Accident
' .-Insurance','''' (Weekly Benefit)*
-...-=* r.-o-A
i ;
'- j : -
USHik .* . .
' ;j-v-fi '-Vv'r,^`*
.
`i r f c __ --
' $28.00 --''%.::.**&?<
cyees employed at Manheim Pennsylrania vlth veekly earnings
Uas determined by the Employer) of: >$50.00 or store /Less than $50.00
,3 000.00
,3 000.00
fBlaap]loyees of General Asbestos and
/ *Rubber Dtvislon - -
/
Bapp]loyees of Raybeatos IMLyisioa
2, 000.00 Sh'IturarQnce''
All father lfcplcyees'__-
^ 2, 000.00 V
- - ' 28.00
..aV "
ga-:'vss
. ,*~'i *5o Accident and Seeltlv Xnsuraac^ Is provided hereunder for any
enployed la Saw JerSear*v"-
r
-- 'J".'
fj$Ss
' V Axqr Edpioyea eoployedln Sew_Tork State -who Soes n o t sake written
for-Life Insurance hereunder shall be"'insuredJ^nMjnderfor A ^ d m a t and/"
Insurance only. ';
: y .
COpTRtUUTOKr INSJiRT
;!? .? a M f e p * | t
The amount of Life Insurance as to any Employeo of (i) Manhattan Rubber
r
Division, (JLi) Wabash Division, or (ill) General Asbestos and Robber Division
-:~W r '
retired on or eobaoquent to (1; October 15, 1951, bat prior to tho dote speaified
in the next following sentence, (li) September 22, 1952, or (lii) January 2, 1953
rospeotively, shall be $1,000.00. For the Manhattan Rubber Division, the amount
of Life Insurance as to (i) Salaried Employees, other then Employees on the Main
Office Peyroll, and Ennloyoes subject to tho Bargaining Agreement between Manhat
tan Rubber Workers Independent Union, Inc., (ii) Employees who ere embers of
Manhattan Lodge 1679, International Association of Machinists, and (ill) Main Office
Payroll Employees retired on or subsequent to (i) October 28, 1955, (ii) November 25,
1955, or (Hi) January 1, 1956, respectively, shall be 505? of the amount for which,
such Employee was insured hereunder on the day immediately preceding the date of
his retirement. The amount of Life Insurance as to any other retired Employee shall
be the auount of Life Insurance in force on his account hereunder on tho day Immediately
preceding the date of his retirement.
r...
No retired Employee and no Employee of e class or unit specified In Schedulea.: horoof shall be roquirod to contribute to the cost of tho Life Insurance. Tho amount which any other Employee may contribute tc tho cost of the Lifo Insurance shall not exceed C0.60 per month ($0.1A per week in the case of fiiy Employao who contributes voolcly) per $1,000 of Life Insurance and tho amount which any Employee nay contribute to the cost of the Accident and Health Insuronoo ahull not excood tho premium charged for tho amount of his Accident and Health Insurance, subject to such further limitation otherwise provided for Employees employed in the State of Now 'fork.
Each Employee whose Life Insurance hereunder is reduced because of his retirement, shell have the seme privilege, on the date of such reduction with respect to the excess of,
(a) the amount of Life Insurance for which such Employes vus insured hereunder on the day immediately prior to the date of such re duction, over
(b) the amount of Life Insurance for which such Employee may be insured
'
hereunder on end after the date cf such reduction
irti
s la epplioable upon termination of employment, as sot forth in Suction 9 hereof*
Contributory Insert
(2b)
G.L.H.1931-1-A0 Printed'in U.S.A
vi?
_ .?.>Ty
}%
... *7J
S; :-
Section 7. INSURING C L A U SE S^-(A ) Life Insurance.-- Upon receipt by the Insurance Company of satisfactory proof, ' in' writing, that any Employee insured hereunder shall have died . while an Employee of the Employer, as defined in Section 1 hereof,, the Insurance Company shall pay, subjea to the terms hereof, to the Beneficiary of record of such Employee, the amount of Life Insurance, if any, in force hereunder on account of such Employee, in accordance with Section 6 hereof, at the date of his death.
(B) A ccident and H ealth Insurance.--Upon receipt by the Insurance Company of notice and satisfactory proof, as required herein, that any Employee while insured hereunder shall have become wholly and continuously disabled so as to be prevented from performing any and every duty of his occupation by cither ___.CA)._jBn7...inJur7..not-.arlaing...Qut..of_t>r..ln.-tha_
___ p rofit, or______________________
` Section 8. DEATH BENEFIT IN THE EVENT O F TOTAL
DISABILITY.-- . .
- \
u
1. If any Employee, while insured herender nd p riig W h is , . sixtieth birthday, becomes totally disabled as .a'-result of .
. ' bodily injury or disease so as to be wholly prevented thereby ; from engaging in any and every business or. occupation and from performing any work for compensation or profit, and continues to be so totally disabled uninterruptedly !beyond ' the termination of his employment and until th e 'dat of . ' his death, then upon receipt of satisfactory proof of- such, ', death (and provided no Death Benefit is payable under the ,1 provisions of .subsection 2 of Section 9 hereof), the "in- ;
' surance Company shall pay to the Beneficiary of record the L ife Insurance In of ^ a t rm na-
,,b lg - e ^ l c y m a n t . p r o v id e d .. "*234
__ 5>r_fis>!3paliipnal_di.s9.BSR..lEW> ______________ and that> during the period of such disability such Employee shall have been under treatment therefor by a physician legally licensed to-practice medicine,
T h e Insurance C ompany shall pay to such disabled Em ployee, subject to the terms and limitations hereof, the Weekly Benefits to which he shall be entitled in accordance with Section 6 hereof, during the period the Employee is so disabled and under such treatment, provided, however, that
0 ) in no case shall such Weekly Benefits be payable for the first____ JRfWi.__ _____ days of disability------ --------------
j (ii) in no case shall such Weekly Benefits be payable for more \ i than..*_________________ ,,w eeks for any one continuous I period of disability whether from one or more causes, or for
successive periods of disability due to the same or related cause p r causes.
__For a ll d is a b ilitie s commencing on or a fte r the ^mpipyee'8 s i x tieth birthday and with in any
twelve
than twen ty -six weeks* benefit s shall be paid_ in t h e .ease of an Employee employed in New York "Stote"or nt the Wabash D ivision and In the case of Tnyyother Employee, a total of noi more th-an /t filFteen'weeks* ben e fits shall be paid. ^F Q r.d is ^ v;rel y t i n f l . 's . h l M b ^ a than s ix weeks* benefits shall be paid: provided. 'however, that no payment of any kind shall be_ made for such d isa b ility i f the pregnancy exis te d
and Health Insurance hereunder.
Subject to due.proof of claim, the Weekly Benefits will be paid 'g to the Employee leach week during any periods of disability for
w hich such Benefits are payable and any balance rem aining un-
paid at the termination of such period will be paid immediately 5 upon receipt of proof.
(3)
. . . ( a)
( b)
th at initial satisfactory^ proof that such total
exists~ and has continued uninterruptedly Toe at" feast
nine months is submitted either before th e ;ien n iitttib n ^
of the Employee's employment <as defined in item (a) ofV*
'-A-', Section 5 hereof) or within one year thereafter; and '
that acknowledgement of the receipt ;of jsuch initi!
satisfactory proof is endorsed on die Employee's certifi- ^
cate by the Insurance Company, and r
: T;
(c) that each year/ within the three months preceding the
anniversary of such endorsement, during the entire-;:
remainder of the Employee's lifetime, further^satisfactory .
proof is submitted that such total disability continues, -
and
` '
'
. ''
. . . ; ; wt
(d) that upon the death of the Employee, satisfactory proof ;
is submined that such total disability continued t o t h e -
date of his death.
;.
If, however, the Employee's death occurs within R ieL ys^j
after the termination of his employment-and before' any -
such proofs have been submitted, then satisfactory proof "
that, the Employee was totally disabled uninterruptedly from
the date of the termination of his employment to the date'-; *
of his death must be submitted within one year after .th-.-
date of his death.
. ;-
'. ' ''A2. All such proofs of total disability and of death must be s u b ^ .
mined in writing to the Insurance Company at its Home ^
Office or at one of its Head Offices on the initiative'.of the .^
disabled Employee or by someone on his behalf, w th o t a n y ^
obligation on the part of the Insurance Compahy to r ^ u o ^
' any such proof.
' `
.yi-
3. Whenever proof of the Employee's, total disability. ,sub-j?
mitted, the Insurance Company shall have -the.' right .and v-
opportunity to have him examined by physicians designated T
by it.
4. If the Employee ceases to be so totally disabled or fails, ttiju b ^ jj
m it any required proof w ithin th e tim e prescribed therefor,*?
his rights under this Section, shall automaticaljy^and^im -^
mediately cease.
V.T: i p
J - '' Printed in 'U.S.A. ":
B
- All statements made by die Employer shall, in the absence of
If an individual policy shall have been issued pursuant tci
fraud, be deemed representations and not warranties and no such, application made in accordance with. Section 9 hereof; the designs-;
statement shall avoid the insurance or reduce benefits under this tion by the Employee of n Beneficiary under such individual, j
Policy or be used in defense of a claim hereunder unless it is con policy, other than the Beneficiary of record of the Employee > >
tained in the written application.
hereunder, shall, notwithstanding any other provision of this **
- Section 12. AGENTS; ALTERATIONS.---No Agent is author ized to alter or amend this.Policy, to accept premiums in arrears or. to extend the due date of any premium, to waive any notice or proof of claim required by this Policy, or to extend the date before which any such nodce or proof must be submitted.
No change in this Policy shall be valid unless approved by an executive officer of the Insurance Company and evidenced by endorsement hereon, or by amendment hereto signed by the
Section to the contrary, effect a change of. Beneficiary hereunder...
to the Beneficiary of record under such individual policy, regarctfeSs1"
. of whether or not such change is endorsed on the Employee's ` '
certificate.
` V"
Section 15. ASSIGNMENT--The Employee's certificate is
non-assignable and the insurance and benefits with respect, to
any coverage are non-assignable prior to a loss under such .
coverage.
' ...'...
Employer and by the Insurance Company.
Section 16. REGISTER.--T h e l.fe s^ .a fiO ^ C q n e n ^ _ g h a U ' '
Section 13. CERTIFICATES.-- T he Insurance Company will issue .to the Employer, for delivery to each Employee insured hereunder, an individual certificate which shall state the insurance to which such Employee is entitled under this Policy and to whom benefits are payable, and shall summarize the provisions of this
keep a Register which shall show at all times the names of sill Employees insured hereunder and the amount of insurance in ... . force on each of such Employees, together with the date when tiny . insurance became effective and die effective date o f`any increase or decrease in amount of insurance,,,..5.?i^._9...,?.i.<L j j ` R gfflnteg ea of th e d a te o f Issu e, o f t h i s ToH ay_,,
Policy principally affecting the Employee.
andcopieo'"of"entries"in* s & 3 "Hogis`o?
T he certificate delivered to an Employee insured hereunder o n o n t t o i i H r a
shall be surrendered to the Insurance Gompany after the death of In s u ro n o e Company t o th o E m ployer*
the Employee before the Insurance Company shall pay any
benefits to his Beneficiary. Such certificate must be returned to
Section 17. DUE DATE, COM PUTATION AND PA Y r j ^
the Insurance Company for appropriate endorsement or exchange MENT O F PREMIUMS.--The premiums due on and after the
before the Employee may exercise any privileges hereunder. The word "certificate" as used in this Policy includes certificate riders
date of issue of tills Policy for the insurance provided hereunder_ shall be determined and shall be payable in accordance w id\ th e
and certificate supplements, if any.
following paragraphs.
T he initial premium is due on die date of issue of this Policy,
Section 14. CHANGE O F BENEFICIARY.--Any Employee insured hereunder may, from time to time, change the Beneficiary
and subsequent premiums shall be due....9IL
._ST-.
off each calender month_________________
designated in his certificate by filing written notice thereof with .................... ................... ,,.(herein called the due date) thereafter.,'
the.....???.5Bi,.?!??.9.5...9.951P.?5Y.:._.........accompanied by the certifi
The initial premium due on the date of issue of this Policy and
cate of such Employee. Such change shall take effect upon en the premium due on any due date after the date of issue of this. ;
dorsement thereof by th e .._ ^ .^ > e ? .,, ^ 5 P . ^ ,, _________ .on sqch certificate an'd unless the certificate is so endorsed, the change Khali not take effect. After such endorsement, the change shall relate back and take effect as of the date the Employee signed said written notice of change, whether or not the Employee is living at the time \of such endorsement, but withtHJt prejudice to the Insurance Company on account of any payment mnde before receipt of such written notice.
If, at the death of any Employee insured hereunder, there shall be nfiore than one designated Beneficiary, then, unless such Em ploye? shall have specified the respective interests of such Bene ficiaries, the interests of such Beneficiaries shall be several and equalj If any designated Beneficiary shall predecease the Em ployee, the rights and interest of such Beneficiary shall thereupon Automatically terminate. If, a t the death of the Employee, there be no ciesignated Beneficiary as to all or any part of the insurance, y h e n the amoiint of die insurance payable for which there is no 'designated Beneficiary shall be payable to the estate of the Em ployee, provided, however, that the Insurance Company may, in such casc,;at its option, pay such amount to any one of the follow ing surviving relatives: wife, husband, mother, father, child or children, and payment to any one or more of such surviving relatives shall completely discharge the Insurance Company's liability with respect to the amount of insurance so paid.
Policy shall be the aggregate of (a) the Life Insurance premium >
determined by applying the average..... .?9.9.r."-s........'....Life Insur- `
mice premium rate then in effect to cadi $1,000 of Life Insurance -
then in force on all Employees irrespective of age, plus (b) the
Accident and Health Insurance premium determined by applying'
thc ....n,OI^ 1^Y ............. Accident and Health Insurance premium
rate then in effect to each $10.00 of Accident and Health Insurance I
Weekly Benefit then in force on all Employees, including those '
Employees who are receiving Weekly Benefits hereunder (subject,
however, in either case, to premium adjustments, if any).
Premium adjustments involving return of unearned premiums
to the Employer shall be limited to die period of twelve months
immediately preceding the date of receipt by the Insurance Com-!' ^.
pany of evidence that such adjustments should be made. - .
The Insurance Qimpany shall compute an average.
;
_______ Life Insurance premium rate per $1,000 of Life In su ra n c e ^
as of the date uf issue of this Policy, using the Initial Schedule of ^
Life Insurance Premiums set forth in Section 23 hereof,- Which v
rate shall be the Life Insurance premium rate until such tiiiie na ~
such rate is recomputed in accordance with the eighth paragraph.
of tilts Section.
.>
The i n i t i a l . . _......A ccident and Health Insurance! --
premium rate shall be........ ----------- -------- per $10.00 of Accident
and Health Insurance Weekly Benefit, which rate shall be the "
(5) S e e R e v e r s e S i d e
^
G .U L 1 9 3 1 --
POINTHO
an individual policy of Life InsuranCrhas been issued in : accordance with the provirion* of the following Section,
payment may be made under the. provisions of this Section . only if such individual policy is surrendered to the Insurance Company without claim thereunder. In such case, any premiums paid on such individual policy shall be refunded by the Insurance Company to the Beneficiary of record of the Employee.
Section 9. PRIVILEGE O F OBTAINING AN INDIVIDUAL POLICY O F LIFE INSURANCE.--
1. Any Employee, upon written application made to' the Insurance Company within thirty-one days after either
(i) the date of the termination of his employment, or
(ii) the date of the discontinuance of this Policy, provided such date is five years or more after the effective date of his insurance hereunder, or
(iii) die date of the cessation pursuant to subsection 4 of
the preceding Section, of his rights under that Section,
ui
oj iZQ
shall be entitled to have issued to him by the Insurance Com pany, without evidence of insurability, an individual policy
Ui of Life Insurance only, subject to the following conditions
1 and provisions:
~
( a ) such individual policy shall be upon one of the forms
then customarily issued by the Insurance Company,
except Term Insurance, and
(b) the premium for such individual policy shall be the pre mium applicable to the class of risk to which the Employee belongs and to the form and amount of the individual policy at the Employee's attained age (near est birthday) at the date of issue of such individual policy, and
(c) the amount of such individual policy shall be equal to
(or at the option of the Employee less than) the amount
of the Employee's Life Insurance or Death Benefit
hereunder, as the case may be, on-whichever of the
I
if dates specified in paragraphs
applicable, except that the
(i), (ii) and (iii) above is Employee's Life Insurance
hereunder ceases because of the discontinuance of this
Policy five years or more after the effective date of his
insurance hereunder, the amount of such individual
i policy shall not exceed the lesser of
t
. ; / 1 * ' > l
(a )' the amount of the Employee's Life Insurance here/ under at the date of the cessation of such insurance, reduced by any amount of Life Insurance for which he may be or may become eligible under any Group ' Policy issued or reinstated by the insurance Company or by any other insurer within thirty-one days after such cessation, and
/ >' (b) ,0 0 0 .
2. Any individual policy of Life Insurance so issued shall become effective not earlier than the expiration of the thirtyone-day period during which application for such individual policy may be made. If, however, the Employee dies during such thirty-one-day period, the Insurance Company shall
. . . . p ayjo.nts ne^itciary ot record, wnetner or not the.Em. . ployee shall have made application for such individual'* ' - policy, the maximum amount of Life Insurance for which ah.', individual policy could have been issued under this Section. If the Employee shall have been entitled to make such appli cation pursuant to paragraph (iii) of subsection 1 of t{iis Section .and shall die within one year after the termination of his employment but before his certificate shall havebeen endorsed in accordance with the provisions of Section. 8 hereof, then satisfactory proof of the Employee's death within such thirty-one-day period and that he was totally disabled uninterruptedly from the date of the termination of his employment to within thirty-one days of the date of his death must be submitted to the Insurance Company within one year after the date of his death.
Section 10. NOTICE AND PROOF OF ACCIDENT AND
HEALTH INSURANCE CLAIMS--
( a ) Written notice of injury or sickness on which claim may
be based must be given to the Insurance Company within
............. t ---------------!-- .....days after the date of the accident
causing such injury or the commencement of disability resBltingr
from such sickness. Proof of such injury r sickness must be'
furnished to the Insurance Company not later.thtm.....54S?.fer...'1,I...:.
days after the termination of the period for which Weekly Benefits
are payable hereunder.
.
The Insurance Company, upon receipt of the notice reqtured
by this Policy, will furnish such forms as are usually furnished-
by it for filing proofs of claim. If such forms are not received by
the claimant within fifteen days after the Insurance Company
receives such notice, the claimant shall be deemed to have com .
plied with the requirements of this Policy as to proof of claim
upon submitting, within the time fixed in the Policy for filing
proofs of claim, written proof covering the occurrence, character
and extent of the disability for which claim is made. . . .
Failure to furnish notice or proof within the time provided in
this Policy shall not invalidate nor reduce any claim if it shall
be shown nor to have been reasonably possible to furnish such
notice or proof and that such notice or proof was furnished as
soon as was reasonably possible.
' IT..'
(b) The Insurance Company shall have the right and ff|po: tunity to have a physician designated by it examine the person of the Employee when and so often as it may reasonably require during the pendency of claim hereunder:____________S - i . -----
X
.... X ...
..... X
x
X ____________X ____ __ _________X ______;_________ X T . .
(c) No action at law or in equity shall be brobght to recover on this Policy prior to the expiration of------- .iiftiiJfTM--.,,..days after proof of claim has been filed in accordance with the require ments of this Policy, nor shall such action be brought at all unless brought within___ .ttW?.------------years from the expiration of the time within which proof of clajm is required by the Policy.
Section 11. INCONTESTABILITY,.--This Policy and the
application of the Employer, a copy of which is attached hereto,
constitute die entire contract between the.parties and, except
for nonpayment of premiums, shall be incontestable after one .year
from the date of issue of die Policy.
v
(4 )
. G.LH. 1931^-1-40
,,.M U N T E IN U A aT
t
Employees of the Wabash Division Employees of the Raybontoa Division All other Employees
# $0,747
O .646
0.620
D
Vi: ^ : V & . .
------
----- ,,. Acci dent and Health Insurance premium
rate thereafter until such time as such rate is'changed in accordance
with the eighth paragraph of this Section. .
n written request of the Employer, approved by the Insurance
Company, premium payments may, if not then so payable, be
changed at any premium due date of this Policy, so as to be payable
annually, semi-annually, quarterly, or monthly.
Upon any renewal of this Policy, or whenever the terms of
this Policy are changed, the Insurance Company may change the
__-B O n th ly --____ Accident and Health Insurance premium rate
per $10.00 of Accident and Health Insurance Weekly Benefit and
either the Employer or the Insurance Company may require a
recomputation, as of such date, of the average__ m o n th ly -.........--
Life Insurance premium rate per $1,000 of Life Insurance, using
for such recomputation such Schedule of Life Insurance Premiums
as may then be determined by the Insurance Company and the
amount of Life Insurance then in force at the respective attained
ages of the insured Employees on such date.
All premiums falling due under this Policy, including adjust
ments thereof, if any, are payable by the Employer, on or before
their respective due dates, direct to the Insurance Company, at its
Home Office or one of its Head Offices. The payment of any pre
mium shall not maintain the insurance under this Policy in force
beyond the day immediately preceding the next due date, except as
provided in the next paragraph.
A grace period of thirty-one days, without interest charge,
shall be granted to the Employer for the payment of any premium
title after the initial premium, provided the Employer has not
previously given written notice to the Insurance Company that
this Policy is to be discontinued as of the due date of such pre
mium, and during any such grace period this Policy shall continue
in force.
If the Employer fails to pay any premium within th grace
period, this Policy shall be discontinued on the last day of such
grace period, but the Employer shall, nevertheless, be liable to the
Insurance Company for the payment, of all premiums then due
and unpaid, together with the premiums for the grace period. If,
hbwever, written notice is given by the Employ* to the Insurance
Company, during the grace period, that this Policy is to be discon
tinued before th e expiration of the grace period, this Policy shall
be discontinued os of the date of receipt of such written notice by
the Insurancl* Company or the date specified hy the Employer for
such discontinuance, whichever date is later, and the Employer
shall lie liable to the Insurance Company for the payment of the
pro-rata premium fo r the ixrriod commencing with the last due
date and ending with such date of discontinuance. , <
Section 18. AGE.--In the event of the misstatement of the
age of any Employee, there shall be an equitable adjustment of
the premium. If the amount of insurance applicable to such Em
ployee in accordance with Section 6 hereof would have been
affected by such misstatement of age, the amount of insurance on
such Employee shall be adjusted to ,,the amount for which such
'Employee would have been entitled at his correct age, and the
adjustment of the premium shall be based on such adjusted amount
of insurance.
Section 19. PARTICIPATION IN DIVISIBLE SURPLUS.-- This Policy is a participating contract and the Insurance Company shall annually ascertain and apportion any divisible surplus accru-
ing under policies of this class. Any such divisible surplus appor' tioned to this Policy shall be paid in cash to the Employer or,' upon written request from the Employer to the Insurance Com pany, shall be applied towards the payment of the aggregate of the premiums next falling due under this Policy. In either event,' in the case of Contributory Insurance, an amount equal to die excess, if any, of the Employees' aggregate contributions toward. the cost of the insurance provided hereunder over the net tost of such insurance shall be distributed or applied by the Employer for the sole benefit of the Employees.
Section 20. RENEWAL PRIVILEGE.--This Policy is issued for a period commencing with the date of issue anti ending with the day immediately preceding__ J u l y . . l , . JL9157.__________ SJ.t on which date and on each anniversary of which date the Employer
may renew this Policy for a further term of one year, provided the . number of Employees then insured hereunder is, in die case of Contributory Insurance, not less than seventy-five per centum of the number of eligible Employees and, in the case of Non-Contrib utory Insurance, not less than the total number of eligible Employ ees, and provided in either case the number of Employees then insured hereunder is not less than fifty. Renewal is. conditioned upon the payment of the premiums then diielas computed in the manner set forth in Section 17 hereof and based upon such Schedule of Life Insurance Premiums and such Accident and ' Health Insurance premium rate as may then be determined by the Insurance Company.
Section 21. OPTIONAL MODES O F . SETTLEMENT
O F LUTE INSURANCE.--U p o n written" e le c tio n by th e '
.... Employee.......... or in the absence of such election by the . ..... Employee......... ., then by the Beneficiary after the'death of .
the Employee, in either case made to and accepted by the Instir- '
ance Company, the whole or any part of the amount of Life .
Insurance payable upon the death of any Employee insured here
under will be retained by the Insurance. Company and paid to
the Beneficiary of record of the Employee in the following manner
instead of in one sum:
.
By payment of monthly or annual instalments over such sped- *
fied number of years (shown in the following table) as may be
elected, the first instalment being payable infihediately upon the
death of the Employee. T he amount of such'tnstalments shall be
determined by the Schedule of Instalment Payments Per $1,000
of I.ifr Insurance in clfect at the date of such election.
INITIAL SCHEDULE O F INSTALMENT PAYMENTS PER $1,000 O F LIFE INSURANCE
NUMBER OF YEARS SPECIFIED
AMOUNT OF EACH ANNUAL INSTALMENT
(P E R $1,000OF
in su r a n c e)
AMOUNT OF EACH
MONTHLY INSTALMENT
(PER $1,000OF
in su r a n c e)
I
$1,000,00
$84.47
2
507.7*6
42.86
3
343.2A
28.99
4
261.19
22.06
5
1A
212.05
17.91
15
113.78
9.61, .
20
81.34
6.87 <
65.24
5.51-
G.L.H. 1931--1-40 *
Printed in U-SA.
AMENDMENT
/
ywm
Tc l . SOM* 1 3 0 0
Johns-Manville
CORPORATION
SB!
October 3, 19U7
Ma n v il le .New J ersey
VA. J'.t. MMcCedoincnaelllD, iMre.Dc.tor, In d ustrial Health Section M1 MetraodpisoolnitaAnveLnuiefe Insurance Co. Hew Tork 10, Hew Tork
TInoduru iltertitaelrHSeeapltth. 2S2u,rre1y9^7 way the Surrey wVeaihceorendautcteMdauartilioeuraMreanvveirlylewPelalln tsaatnisdfitehde wcairthefuthle mPraongnrearmi.n vhieh the records were prepared fo r our Industrial Health Mr. Dieringer, wGeovaerrenedcabryryitnhge foinndainpgrosgroafmyoouf rImMpr.roPveamtreinctkananddex poafcItmfprroomvetdimaeretaos. time to call upon your offices for rechack surveys
BPS/dg Inc.
Very truly yours SSeanfeJ.tyPE. nSgtianneteorn
SUMMAKI FOR 1916 OF TORE OF INDUSTRIAL HEALTH SECTION
Surveys conducted by Industrial hygiene Laboratory .................. 40
t
Analyses made in Laboratory......................................... 2,494.
Home Office Inspections ........................ ..................... 62
Travel C r e d i t .................. '.............................. ..$2,405.26
Special inquiries handled by mail or conference............... ......675 (An increase of approximately 125% over 1945)
Literature sent (industrial Health Series) ..........................
Publications completely r e v i s e d .......................
2
Publications slightly revised .......................................
1
Leaflets r e v i s e d ...... ......................................
2
Other publications written and p u b l i s h e d................ .......
3
Conferences in Home O f f i c e ........................1................. SO
Field visits to G r o u p s ............. ....................... .... ./^... Other field v i s i t s ..... ................. ....................... . Meetings attended by s t a f f ................. ................... .
14-
36 -
6l
Dr. Lanza has been made a member of the Board of Trustees of the Trudeau Sanatorium and Foundation.
A ventilation engineer is now available in the Laboratory of In dustrial Hygiene for consultation in planning new ventilation and exhaust systems and necessary revisions of those in use.
We have secured the services of another chemist in the Laboratory.
The following are a few of the more outstanding research jobs con ducted by the Laboratory.
- 2-
*
i
The Rochester Gas and Electric Company was visited by Mr. Fehnel to
outline and supervise a program for the study of atmospheric dusts and gas
pollution. The company is planning to erect a new steam electric generating
plant which will take about two years to build. The Metropolitan is to make
studies each season of the year of the normal dust counts and supervise the
study of the dust fall and sulfur dioxide concentrations in the City of
Rochester before the erection of the plant. After completion of the plant
and when it is in production, we are to supervise check studies to see if the
plant causes any pollution of the air which will be detrimental to the health
of people living in the vicinity of the plant. The Metropolitan was asked to do this work by the Rochester Gas Company on the advice of the Republic
Steel Corporation for whom similar work has been done.
A study was made of the possible exposure of employees to hydrogen
fluoride generated by the addition of sodium fluoride to molten steel when
pouring rim heat. The study was made over a prolonged period to determine
the extent of the exposure of employees before this method of making steel,
was put into operation. Recently a strike was called at the Ford Motor Company due to complaints of employees who had been exposed to the irritating
fumes of hydrogen fluoride generated at a similar process. It is interesting
to note that before any new process is developed or any new materials are
used in the plants of the Republic Steel Corporation, the company requests
the Metropolitan to make a study to determine the existence of any possible
health hazards.
l.__
Tests were conducted on certain days of the week for three consecutive
weeks in the carding room of the Manville, Hew Jersey plant of the Johnsr
- 3-
Manville Corporation to determine the dust pollution that could be expected
when carding,and spinning four different mixtures of asbestos and cotton.
^
This is another example of tests being made by the Industrial Hygiene Labor
atory of contemplated processes in the plants of our Group policyholders be
fore being put in production to eliminate any potential health hazards.
Triethylene Glycol Study In certain areas in the new building (Unit 1) the air supplied to the
sections is treated with triethylene glycol as a method of air sterilization. We hare taken air samples in the sections with the impingers and absorption tubes and made quantitative triethylene glycol determinations. Considerable work was done in checking and adapting the analytical method used. By adapting a special filter, we were able to use our Electrophotometer in the analytical work in these determinations.
The results of our study to date indicate that the concentration of triethylene glycol vapors in the atmosphere is not at the optimum quantity and, therefore, no positive results are indicated nor can they be expected until the triethylene glycol concentration is increased until it reaches the bactericidal or killing range.
/
PLANT SURVEYS '
During the year 1942 nearly twice as many surveys were conducted.
as in 1941 The number of different industrial plants studied in 1942 was 58, as compared to 30 in 1941 4s in 1941 firms engaged in manufacturing heavy
metals comprise the major part of the studies, with ore mines second. The
industries studied may be classified as follows*
Metals
62.1%
Ore mines
15.5
Coal mines 8,6
Asbestos plants 8.6
Chemicals
1.8
Quarries
1.7
,
Wood
1 .7
/
100.0%
The samples collected in the plants necessitated making 1,536 separate
analyses in the laboratory. Analyses have also been made, a in the past, of
materials shipped to the laboratory from plants of our Group policyholders. These
tests were mostly for free and total silica. A number of materials used in our Home Office buildings has also been analyzed.
In addition to the above surveys, the plants or offices of three
%
policyholders were visited and advice given regarding hazards or medical service.
Requests for plant surveys and information were received from Group , policyholders and others in all lines of industry. To give an idea of -the variety
of firms which request this service, the following p.re some of the more important firms which we have served:
Armstrong Cork Company
Consolidated Gas Electric Light & Power Co Pennsylvania Greyhound Lines
American Viscose Corp. Idaho Maryland Gold Mines American Rolling Mill Co. Standard Oil Co. Union Carbide Co.
Corp.
American Seating Co. Humble Oil & Refining Co. Tennessee, Coal, Iron & R.R. Co. Elackwell Zinc Co.
Republic Steel Corp.
Kohler Co. Marshall Field & Co.
Vickers, Inc. national Enameling & Stamping Co. Montgomery Ward Co. Bethlehem Steel Co.
Pendelton Ship Yards Norfolk St Western Railroad General American Transportation Co. Kimball Piano Co.
General Motors Corp.
Ruberid Co. Continental Baking Co. Higgins Corp. Atlas Powder Co. N.Y. Telephone Co. International Business
Machine Corp. Braden Copper Co. Florida Power & Light Co. Lewisburg Chair and
Furniture Co. Norton Company U.S. Leather Co. Virginia Electric & Power Caterpillar Tractor Co. -- Johns-Manville Corp. Baker & Taylor Co. Bell Telephone Laboratorie A.P. Green Fire Brick Co. N.Y. Employing Printers
Assoc. Inc. General Electric Co. Monarch Machine Tool Co. A.sbestos Textile Corp.
RESEARCH STUDIES
Due to the increased number of requests for plant surveys resulting
from the speed up in production, due to industry's victory effort, more routine
work has been loaded upon the laboratory. This additional work has left little
time for research problems. The laboratory staff did design end construct a /
new type of centrifugal pump which could operate on A.C. or D.C. current o f /
110-220 volts.
TRAVEL CREDIT
The amount of money expended for travel in the Industrial Health Section
during 1942 amounted to $4507.57. However, of this amount $4047.63 was paid to
us by the Group policyholders for expenses incurred by our men in the field while conducting plant surveys. Therefore, our total expenditure for travel for the
year amounted to $459.94.
SPECIAL INC.HTRTFS
Nine hundred thirty-- seven (937) special inquiries were received during
the year for information covering a wide ra n g e of subjects. o f 39% over 1941*
This is an increase / , /
X-RAY INTERPRETATIONS
Before Dr. McConnell left for the Service, he had read and Interpreted 158 X-rays received from our Group policyholders. MEETINGS AND ADDRESSES
Dr. McConnell and other members of the staff attended 38 meetings during
the year 1942. The following addresses were madet
Dr. McConnell me.de an address over Radio Station WABC on "Heat Stroke and Other Effects of Health".
Dr. McConnell gave a series of lectures to Naval medical officers at a training course in industrial medicine and surgery at the College of Physicians and Surgeons, Columbia University. He also addressed the Industrial Hygiene class at Columbia University and demonstrated our apparatus for collecting and sampling air.
Dr. McConnell continued during the spring semester a class in industrial hygiene at New York University. He had to secure a substitute for the fall semester due to his induction into the Array. Mr. Fehnel gave a lecture to this class on "The Conservation of Man Power".
Mr. Fehnel gave a paper entitled "Health Hazards in Steel Mills" at the joint wwnug.T meeting of the American Association of Industrial Physicians and Surgeons and the American Industrial Hygiene Association.
Miss Rantoul attended a meeting in Washington of the Committee on Standards for Maternity Care and Employment of Mothers in Industry.
L IT E R A T U R E
During 1942, 76,405 publications were sent on request, an increase of 31%
over 1941 CORRESPONDENCE
The incoming letters to the section during the year amounted to
2,242, end the outgoing numbered 1 ,368.
COMMITTEES
Members of the section have continued to serve on a number of committees which have been active during the year and attended a number of meetings. The following are new committees and others to which members have been reappointed during 1942.
New committees A committee has been formed among Home Office building men entitled
War Emergency Committee, to devise ways and means of equipping the Metropolitan Home Office buildings with protective devices in case of air raids. Dr. McConnell and Mr. Ferry are members of this committee and attended a number of meetings and rendered advice and assistance.
Dr. McConnell has been appointed a member of an advisory committee to prepare proposed industrial code rules relating to the revision of the Code on the Removal of Dusts, Gases, and Fumes at the New York State Department of Labor.
Dr. McConnell has been appointed a member of the advisory committee with Dr. Wittmer and Dr. Watson on intensive post-graduate instruction in industrial health b y industrial physicians and the Faculty of the Long Island College of Medicine.
Reappointments Dr. McConnell has been asked to serve on the Technical Advisory Committee
on Sensations of Comfort of the American Society of Heating and Ventilating Engineers. Dr. McConnell has been asked to serve again on the National Association
of Manufacturers' Industrial Relations Committee. He was also reappointed to the following committees$ American Society of Refrigerating Engineers Committee on Biology Research Technical Advisory Committee on Air Conditioning in Industry of the American Society of Heating and Ventilating Engineers
-5Committee on Ventilation and Atmospheric Pollution of the
American Public Health Association Committee on Standard Methods for the Examination of Air of
American Public Health Association HOMS OFFICE SERVICES
As in the past, our assistance has been requested on frequent occasions by the different departments charged with the maintenance of the Home Office buildings. These requests covered advice regarding illumination, ventilation, health hazards of different operations and materials used, etc. In addition, our office has been represented on the War Emergency Committee, a committee charged with the responsibility of plans for air raids in Home Office buildings. This entailed a number of conferences and testing of various materials to be used for protection. Dr. McConnell was in charge of decontamination procedure in case of gas attack. He gave a number of lectures on poisonous gases, methods of detection, physiological action, first aid treatment, etc. to members of the decontamination squads.
A few of the requests follow: Information regarding inflammable solvents in use and methods of
storage in laboratories. Shatterproof tests on electric light bulbs covered with garinol were
made to test its efficiency. Information regarding control of refrigerants in case of a bombing raid. Analyzed food from Home Office cafeterias. Advice regarding elimination of faulty plumbing. Analyzed specimens of urine of claimants for permanent disability. Reviewed proposals regarding defouling stations on'the Pacific Coast
sent in by Dr. Shepard. Inspected the Typewriter Repair Room to see if they had carried
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out oar recommendations regarding the use of sodium cyanide.
Information regarding a fire-proofing compound which is effective in proventing cloth from igniting and bursting into flame.
Analysed sample of the lacquer cleaner which is to substituted for Utility Wash.
Analyzed sample of Protecto-Hote thinner. Information regarding the formula for making "supertrooical" bleach used to decontaminate floors, walls, etc. in case of a gas raid. Temperature and humidity readings of eight of most congested air raid shelter areas in Home Office buildings. Information regarding the composLtion of bottled gas. Information regarding toxicity of fumes from creosote sprayed on wood in connection with a double indemnity death claim. Recommended use of G-M-E 1 mask to be used by the attendant in the Sanatorium laundry to prevent inhalation of formaldehyde and ammonia fumes. PUBLICATIONS Report of the survey of the leather industry entitled "Health Hazards of the Leather Industry" was completed and appeared in the May issue of the Journal of Industrial Hygiene and Toxicology. Copies of this reprint were sent to industrial hygienists and those particularly interested.
Dr. Fred O'Flaherty of the Department of Leather Research of the University of Cincinnati arranged for the report of the leather survey to be reprinted in the trade journal "Hide and Leather".
Dr. McConnell rewrote his chapter in "A Textbook of Medicine by American Authors", edited by Dr. Russell Cecil.
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Ir. Joseph E. bar., tu.iitor of Philosophical Library requested permission to use It . McConnell's article on "Mobilization of Industrial Hygiene for National " Defense" (which appeared in the American Journal of Public Health" ?s a chapter in a book on "Public Health in War Time".
Lr . McConnell prepared a "Memorandum on Protective Measures Against Common Implements of Warfare". This has been given a good deal of oublicity and reprinted in the New York State Journal of Medicine. A digest of the article was published in "The Digest of Treatment" by J. B. Lipoincott Company. The demand for this memorandum has been very great and it has created a good deal of interest.
Dr. McConnell wrote a paper on "Indoor Environmental Atmosphere and Its Control" for Medical Clinics of North America. Copies of this paper were sent to state industrial hygienists and to a selected mailing list.
Reviewed two articles by Dr. Victor G. Heiser of the National Manufacturers Association on "Defense Workers' Lunch Box" and "Pack a Lunch a Man Can Work On".
Reviewed Chapter II of the 1942 Guide of the American Society of Heating and Ventilating Engineers and gave suggestions for rewriting it.
Reviewed paper entitled "Physiological Reactions of Workers in Hot Industries with Atmospheric Conditions of Various Relative Humidities", published by the Research Committee of the American Society of Heating and Ventilating Engineers.
Reviewed pamphlet on "Health of the Workers". Reviewed article for Nursing Bureau on "Communicable Disease Technique". Reviewed revised edition of First Aid booklet. Reviewed instructions to be sent to our nurses regarding their participation in air raid emergencies. Reviewed pd offered comments for revision of Rabies booklet.
-3Hevised our booklet "Air Conditions and the Comfort of Workers". Reviewed article on "Showers" to be issued by the Policyholders* Service. Bureau. Commented on paragraph on "Health Hazards in War Production Areas" which appeared in November 1942 Service Digest of Policyholders' Service Bureau. Commented on new book issued b y U.S. Department of Labor, Division of Labor Standards entitled "Arranging Shifts for Maximum Production". Reviewed the revised edition of Conquest of Typhoid Fever booklet. Prepared an article on "Rocky Mountain Spotted Fever" to be sent to an agent who is in Army. Reviewed Health Bulletins for Teachers for the School Bureau. Reviewed and offered criticisms on articles prepared by the Policyholders' ' Service Bureau and members of the Welfare Division on health hazards of industrial processes.
TH5 INDUSTRIAL HEALTH SECTION AND THE WAR Since the outbreak of the war and before, there has been a great increase \
in requests from industrial firms for information regarding the hazards of processes V
pnd the toxicity of solvents and materials newly introduced in the plants in connection
with the war effort. The following requests were received from firms and individuals
so engaged.
Surveys
Ruberoid Co. (survey of four plants) - make asbestos roofing for
' -
government projects.
~
Republic Steel Corp. (recheck surveys of all plants and mines) - make - -- shells and all kinds of steel
Blackwell Zinc Co. (survey of two plants) - supply zinc for war projects.
Geo. D. Roper Co. - make shells
-9-
General American Transportation Go. - make P.T. boats
Sundstrand Machine Tool Co. - make me chine tools
Maremont Automotive Products (make springs and mufflers for tanks)
Asbestos Textile Corp. -- make cloth and brake linings for government
-- -
, | _
____ _.<t
Onion Carbide Co. -- (requested surveys of seven plants) - alloys for
making steel___
Kimball Piano Co. -- make desks for the government
Armored Force, Fort Knox - study of armored tanks and army trucks
Armstrong Cork Co. -- shells, insulation, linoleum for battleships, etc.
Walter Kidde & Co. -- fire extinguishers
In addition to complete surveys, eighty nine requests for assistance were
received from the above and other firms and individuals and from Navy and Army
bases. These requests covered such subjects as adjustment of workers to changing
shifts; relative hazards from electric shock from the use of alternating and direct
current in welding; toxicity of emulsifying or wetting agents, chlorinated paraffins,
end barium peroxide and other compounds; information regarding a twin chemical
cartridge mask; hazards of explosives manufacture; hazards of handling TNT; sub
stitutes for tetrachlorethane in airplane factories; recommendations as to how to
hpudi<= an epileptic and fit him into industry; information regarding hospital-bed
reauirements in city to take care of increased personnel due to war work.
There has been a very increased demand for our booklets on welding, first
aid service in small plants and the first aid booklet. The requests for assistance
on methods of maintaining the health of personnel hare also increased.
1
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in 1941 Dr. McConnell was appointed a consultant of the United States Public Health Service to make a survey of the medical facilities available in industrial plants. This work necessitated consulting with the Directors of State Industrial Hygiene Divisions and visiting plants in Philadelphia, Pittsburgh, Jersey City, Tenton, Bayonne, Baltimore, Harrisburg, Lancaster, Lansing, Chicago, Louisville, Indianapolis, and Boston. In localities where these representatives of the Industrial Hygiene Divisions were to make the visits themselves, Dr. McConnell discussed with them the survey form to be used, methods of presenting the survey, etc. He personally made visits to 49 plants in different sections of the country.
Dr. McConnell reported for active service with the War Department on August 28, 1942.
TESTIMONIALS Attached are copies of several letters which express appreciation for our service.
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/
rise to ceiling height. This was particularly evident in crane operator* s '
cabs over the gas--fired soaking pits in steel mills and over galvanizing pipe r
operations where the men were exposed to excessive concentrations of zinc and
lead fumes. In addition to the above, the plants of three Group policyholders were
visited and advice given regarding hazards or medical service.
Our policyholders have continued to send in for analyses, mostly for
free and total silica, materials constantly used in the plant, as, for instance,
bricks used in blast furnaces, pre-heating furnaces in steel and iron foundries,
as well as abrasive powders used in the plants We have also during the year
O
analyzed materials used in our Home Office buildings
Requests for plant surveys and information were received from Group
policyholders and others in all lines of industry. Some of the more important
firms which we have served are:
Allis-Chalmers Mfg. Co.
Union Carbide & Carbon Co.
Milwaukee, Wis.
e
New York City
Combustion Bigineering Co. Inc.
United States Leather Co.
New York City
New York City
Idaho-ttaryland Mines Co. Grass Valley, Calif.
Electro-Metallurgical Co. Alley, W. Va.
s / Johns-Nanville Co. New York City
Rochester Gas & Electric Co. Rochester, N.Y.
Sear8-Roebuck & Co.
Chicago, H I .
Congoleum-Nairn, Inc. Kearny, N.J.
Standard Oil Co. of N.J. New York City
Electric Storage Battery Co. Philadelphia, Fa.
Armstrong Cork Co. Lancaster, Fa.
Clearwater Mfg. Co. Clearwater, S.C.
Otis Elevator Co. Yonkers, N.Y.
Continental Baking Co. New York City
Ajthim
***m m m m
Caterpillar Tractor Co. Peoria, 111.
Monsanto Chemical Co. St. Louis, Mo.
General Electric Co. Hew York City
St. Joseph Lead Co. New York City
Chrysler Corp. Detroit, Mich.
Ralston Purina Co. St. Louis, Mo.
Colgate-Palraolive-Peet Co. Jersey City, N.J.
Carnegie-Illinois-Steel Corp. Pittsburgh, Pa.
Curtis-right Corp. Caldwell, N.J.
Certain-Teed Products Co. New York City
General Motors Corp. Detroit, Mich.
New York Employing Printers Assoc. Inc. New York City
Requests for assistance were received from thirty-two states of
the United States, three provinces of Canada, from China, Santiago, Chile,
and from Honolulu, Hawaii.
TRAVEL CREDIT Although our budgetary allowance for travel during the year 1941
amounted to $4,000, our actual expenses for travel amounted to $239.67. Our gross expense for travel amounted to $3*366.85, but credits received from
Group policyholders for incidental expenses incurred while in the field amounted
to $3,127.18, making an actual expenditure of $239*67.
RESEARCH STUDIES A method for the determination of aniline was developed in order to
determine the exposure of employees in a dye house at a cotton mill insured
under a Metropolitan Group plan. One of the large Groups engaged in the manufacture of steel uses
bricks of a high amorphous silica content for furnace linings. Methods for the
determination of crystalline free silica are fairly well defined, but the
determination of amorphous free silica in combination with combined silica,
%
presents a very difficult problem. A fairly accurate procedure was developed.
Acrolein, a substance very irritating to the respiratory tract, is
given off on the heating of animal and vegetable fats. As the binder used in
core making contains high percentages of linseed oil, acrolein is present
around core ovens and in the atmosphere of the foundry after pouring the moulds.
A method for the sampling and determination of acrolein was developed. Investigations of unsanitary conditions and possible sources of contam
ination were made of the plumbing system and in the Commissary Department of
the Home Office. Portable equipment was built for air sampling, using higher voltages
for use in field surveys. Equipment for use on 25 cycle alternating current
was perfected.
Studies are in progress of methods for decontamination in case of air
raid gas attacks and for the control and protection of refrigerating equipment.
SPECIAL TNOIIIBIES
*"""
Six hundred seventy-four (674) special inquiries were receuved during
the year. The information requested covered a wide range of subjects, such as the inauguration of a system of pre-employment and periodic physical examination ,
installation of a medical department, toxicity of certain solvents, gases, and
fumes. Many were occasioned by cases of illness among policyholders and cert-
ificateholders, usually chronic and severe, and are pleas for information as to
where skilled and honest diagnosis can be obtained. All these queries are carefully considered and the effort is always made to put the individual in
touch with the nearest competent medical treatment.
m^a^taBioBgTO -5-
X-RAY INTERPRETATIONS
ffa have been continuing to read and interpret X-rays of the chests
of employees of our Group policyholders.
were received during 1941*
Five hundred twenty-five (525)
f it- llll-r --TP
** * ' '
I i f . i II |
MEETINGS AND ADDRESSES
During the year Dr. McConnell and Mr. Fehnel attended 28 meetings in
different sections of the country. Some of the papers presented included the
following*
"Mobilization of Industrial Hygiene for National Defense" -
Chairman* s address of the Industrial Hygiene Section of the American Public
Health Association. "Resniratorv Diseases and Ai-r Conditioning" - Second Symposium
on Industrial Health held at the Medical College of Virginia* "Medical Service in Industry" - Address before meeting of the
Pharmaceutical Advertising Directors Club of N.Y. "The Potential Hazards of Some of the Newer Solvents." - pre
sented before meeting of the Medical Society of the State of New York. Lecture on volatile solvents before a class of Navy medical
officers at the College of Physicians and Surgeons. Dr. McConnell addressed Dr. Flinn's class at Columbia University
on "Ventilation and Air Conditioning". This class is composed of graduate
students in industrial hygiene. Dr. McConnell addressed a group of 96 foremen from the two
Camden plants and the Philadelphia plant of the Armstrong Cork Company.
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Due to.Dr. McConnell's appointment as Consultant to the Division of
Industrial Hygiene of the United States Public Health Service, it was necessary
to decline the following speaking engagements: 1. Annual meeting of the National Safety Council - paper on
Health Hazards and Their Correction in the Leather Industry.
Mr. Herbert L. Clover, Industrial Relations Dept, of the
International Shoe Company also asked that Dr. McConnell give a paper on the
leather industry at this meeting.
2. Home Office Underwriters meeting - paper on the leather industry
3. American Conference on Industrial Health -- paper on Health
Service in Small Groups.
A. Massachusetts Safety Council - dinner meeting with industrial
key safety people. 5. Invitation to act as Chairman of Cold Committee of the America:.
Association of Industrial Physicians and Surgeons.
6. Discussion of paper "Health of Executives",
Association of
Industrial Physicians and Surgeons and American Association of Industrial
Hygienists at Cincinnati, Ohio.
LITERATURE During 1941, 23,855 publications were sent on request. Of these,
20,189 were sent out through Welfare Division order, although a letter of
transmittal was sent from this office. CORRESPONDENCE
The incoming letters to the section during the year amounted to 1,980
and the outgoing numbered 1,190.
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COMMITTEES la addition to serving on a number of committees -which have been
active during the year, Dr. McConnell and others have been asked to serve on
several new committees and reappointed to others in the year 1941.
New Committees Mr. Fehnel has been appointed a member of the Constitutional
Committee of the American Industrial Hygiene Association. Mr. F e n y has been appointed a member of a committee to draft
a constitution and by-laws for the Greater New York Section of the American Industrial Hygiene Association.
Re-annointments Dr. McConnell has been reappointed a member of the following
committees American Society Heating and Ventilating Engineers -- Technical
Committee on Air Conditioning in Industry. American Society of Refrigerating Engineers, Committee #2 Biology. American Society Heating and Ventilating Engineers - Technical
Advisory Committee on Sensations of Comfort. American Public Health Association - Committee on Ventilation and
Atmospheric Pollution. American Public Health Association - Committee on Standard Methods
for the Examination of Air. Mr. Fehnel has been reappointed a member of the membership committee
of the local section of the American Industrial Hygiene Association. Miss Rantoul has been reappointed a member of the Committee on
-8 -
Standard Practices in the Problem of Compensation of Occupational Diseases for
the year 1941 HOME OFFICE CONDITIONS
Our assistance has been requested with increasing frequency by the
different departments of the Home Office building charged with maintenance.
These include queries regarding illumination, ventilation^ health hazards of
different operations, etc. We are also assisting with plans for air raids,
especially in connection with decontamination procedure in case of a gas
attack.
An idea of the range of these activities will be seen from the
following*
\ Analyzed cleaner materials used in the Home Officej made 103 analyses.
Inspected exhaust hood. Recommended new type respirators.
Inspected complaint of cyanide cleaning bath in typewriter repair room.
Investigated use of carbon tetrachloride in Transcription Division.
I
Visited the Employment Section of the Personnel Division and the office
of Mr. Wilson and Mr. Cunningham.. Made recommendations re illumination. Analyzed materials which were reported to have been used by a porter
suffering from dermatitis.
Inspected illumination in new private dining room for executives. I
Inspected complaints of ammonia in water supplies of Main Building.
i
Tested two sections of pipe from Printing Plant to determine cause of
pipe failure. Tested also for corrosion pipe from Unit Ho. 6 pantry, warming
cabinet and steam return line.
i**<!
j ___ 4
"1
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o
Visited a section where multigraphing machines are operating. A
solvent (consisting of 90% ethyl alcohol and 10% acetone) is fed to a wick of
these machines. GROPP HEALTH CLAIMS
We have continued to cooperate with the Group Actuarial Division in an attempt to ascertain the cause of the poor claim experience of a number of Groups. POBLICATIONS
The booklet "First Aid Service in Small Industrial Plants'1 has
been revised. The leaflet "Hygiene for Working Women" has been revised. Dr. McConnell prepared a paper on "Hie Industrial Health Service"
for the Metropolitan Underwriter. Reviewed proposed revision of American Welding Society welding
handbook.
Reviewed article on Tuberculosis. Reviewed revision of booklet "Industrial Safety Education in
Schools".
Reviewed outline of Mis. Bigler* 6 handbook on nursing.
Reviewed and suggested changes in paper for Executive Service
Bulletin on control of hazards in defense industries for the Policyholders'
Service Bureau. Reviewed revised edition of "First Aid". Reviewed first draft of the "Report of the Workshop on Camp
Standards" of the American Camping Association.
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July 3, 1 9 U
DR. f e e a t :
' I think it would be highly desirable, if you can arrange
it, to go with Mr. Fehnel to Thetford Mines. You could muteiially supplement his observations by paying some attention to general sani tation, bousing, medical s u p e r v i s i o n i f any, etc.
T.nen is Kr. Fehnel visiting Canada anc what contacts is he '-king? Si. Barrett sp-oke to me about this, but I do not have a record of the Detailed plans. Mr. Eariett said he would clear Fehnel's contacts with Ur. KcDonald, by sending him a note regarding them, and by sending copies of the same to Dr. Burnette and to me.
The simplest procedure would be to discuss this tith Kj .Eairett . ano have him include a reference to the Thetford Kines contact in his memo to Hr. McDonald.
If you have an opportunity before the visit to discuss it further with Dr. Burnette when he is next in the Home Office that would be desirable.
It would no doubt be desirable to write to Dr. Tuxgeon. I
ussui.1* he is Director of the Provincial Division of Industrial Hygiene.
One other important issue remains and that is the attitude of the Johnson Mine Company. Are they at a n aware of their unfavorable tuberculosis record? I suppose they are, as their rate is being increased. Have they asked the Company to make a study? If not, their cooperation or at least acquiescence should be secured before we visit the pla c e '. U r . Koreeroft might know about this factor, though I expect it may have to be cleared through Kr. Barrett or the Group Division.
Third Vice-President.
November 11-th, 1944
Vandiver Brom, Saq., General Attorney, Ex3native Office, Johns-lianvilie Corporation, 22 East 40th Street, Se York City-
Dear Vandivers-
RE: CLINIC AT THETFOHD (ASBESTOS CORPCRATION LB1TLD; BELL ASTSr&TCS MIKES LIiaTED AND JOEKSCiPS CbKPAKY)._________
Dr.Cartier, whom && you know vaa
highly recommended by Dr.Gterdn&r and aloo by Dr. fae&tley
of iiew York has finally accepted the appointment as of
this date and it has .eccured to me that it would be im
mensely helpful fer him to attend the Pittsburg Air
Hygiene Conference if arrangements could be made ac-
ccrdinly. I wonder, therefore, if without patting you
oat too much an invitation could be arranged Cor
Br.Cartier.
^
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Youre faithfully,
i; 33
C.P. Dr.Wheatley Nr.Sherry
IVAN SABOTUHN
* V.
Dr. McConnell Welfare Division Industrial Health Section
Ret 43-G-2 - Johnson* 8 Conpany
Ihetford Mines West, Quebec
I wrote you on May 27th, and asked that you or Kr. Fehnel inspect the plants of this company. Since this memoraudum was written,we have been asked by our Canadian office to approve an offer of Accident & Health coverage. In view of the unfavorable experience with the Life coverage, we do not want to make a quotation for Accident & Health coverage, until you have had an.opportunity to advise us as to the occupational hazard.
The group is not large enough to warrant the expense of a special trip to Thetford Minos, but we would appreciate your making a n investigation as soon as you conveniently can.
June 7, 1935 GV.F/D3
V1K G . Fi/6hugh, Supervisor
Actuarial Division
Group Life & Health Section
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Dr. G. U. T.'heatley Assistant Medical Director Medical Division
Sometime ago this Division referred numorouE groups to Dr. McConnell vr:io had a survey made of tho health conditions, and was at times able to make recommendations to our policyholders for improving these con ditions.
Johnson's Company is a concern who bos our Group Life covornro. This
concern quarries utnJ manufactures asbestos. During the lust three
years we have paid 28 claims of v.hich 13 deaths were due to tnborcu-
losis. It seems quite possible that tbi;- high tuberculosis rr.te is due to conditions on the promises ol' tho policyholder. You mi -ht con sider it worthwhile to have a survey aide of this group oimilrr to the
ones Dr. McConnell made on other groups in the poet;
Our number on this policy is 3 GS r , Quebec, Canada.
The location of the firm is
June 13, 1944 GM/ch
..... r $ . M * Grouo Life Health Record fee turn
Actuarial Division
--i il il il 0 R A N D U U i-
TOs
Mr. O'Keefe, Actuarial Division
iROMi Dr. McConnell
DATE May 27, 1936
SUcJACTi The Johnson Company, Thetford Mines, Que. Can.
The report of the survey of the Johnson Company is attached. During our last visit it was noted that a number of the men were in the upper age groups, some in their sixties and seventies. They are French Canadians and all looic to be undernourished. I would not expect to find a very good claim experience.
Assistant Medical Director
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MV.r.AX. .CSa.saKItlgSlBonboJtihfaf.a,CPor.e, sident, Buffalo, M. I. Paar Mr. Flciabothaat of March 25, encloalag eTojhyanokfyothuer-.inxye yauoouhlraodtaaadtofoDrr.yoPue*nc2oa rt.t.or Ziatllllacae-raaolraaya{dttlaaa-drgeotofstluraeiatarcnsaitltuohuaatatioyimnouploaretgaranectateiuntegoeahaaosrf*uldaianJruitrytuisaredccaoullglynt,iasnedfra the value cf %file , backed by really flrat elaaa expert testiaooy.
Kith bast regards, Sinee-ely youra,
A. J . Lansa, M...
Aa^ldtHOt Kn- .ioil irocter
J r a uoize
- -Poison -venue Ustropolitan life Insurance Cc.
i%** ior> City
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Youre very truly,
3Juo<echjL.e 11
ihtneper, Cleir: h*pertrser.t
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IItrt.NBpaoraItlatt oLtitfa, tXraaauaa(aboimOtAamfptT, i
*wrttt li a ita nf af a latta Mah Z tea Jaat ritta ta ta tatari# af tta i f W i tatari U a M l l * Xaaarwaa tita X rali far tat ttar tali tkia lattar rfltatial a m i ttalr ra fra
X a atalac j w a tair at arij- far /aar ra aiiM tat tarara j n rifkt tata ta etra it ta Sr Talk, yratahly tta m & w w tatari 111 ria it ta Ma a7W ` taila tta alf atana la Mirata! la aat atriatl? aayaraWa ta fiatar, aaaarttalaaa X ttaofta it riffe* ta arti Mia far ttaa ta ritrattai ara f tta iifflaoltlaa ttat rigtt rlaa X ta aat Mah ta gita aafbaij aonaaza, aar ta X klak ttora la aar aaaaa far ala.
litk toni ragaita,
tlaaaraly youra,
i f i l i t u t adieri Director
14, IMI
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Ir. 1. S. liwh]<> lasafer,
cala D i a t a a t,
fctul LltUUtf Im w - m Cespasr h u , Vleooaala.
Osar I r . Kaaehlat
titta w f iraiM t jm r lattar ef issa 1. th flaher Oliala tu aet eoaew aed la aajr ear Uh aheeataelaa. Xta fhsttloas ar limitad te tastililag applica*a far aaplersaa, tassi physieel cxuiaetlo* ef theaa aapleyed, aai ha traataaat ef raeraal distase. The setter ef ah* saataalaa aa haadlad dlreetly bjr ha ariosa aespaalaa aa la eseteaery every-
MlleX apprestate yoar re-- ite la rag* te ahantrise f abaeeteelaa aad realit hai frea ha vUtpalat af afflelesoy, it osl he he satani thlag to de, X partasally aa 1allaad te thiak hat froa ha flaiyeiat af niiillay lt asid ha all te aaaaldar 07 earefally ha Testacee aad illaadvaalafaa af ha pia* ras aaatlaa. Tha hlataiy af ha darsiopsaat ef aedl aal aervlee la ladaatqr la ha pac as er flftaea raara la fall ef any iiitma Mare hittar raaaalaaa haa beai arasaad f he stUlaaties af piasi aadleal dapartsaata far aaa sadlaal parpoett.
Tha sa hlsf# ha hsas arasaad ha aaat reeastsast asd basa
aaasad he sea rashla aa (1) salse tha phrelal assdsatlos a <at rld af as-
daalrsblaa asi has salatalalac a lidi Usi asi (t) salsi ha sadlaal daptrtsaat
ar Ite para-- al a ahaak abeasteain. Xs vacati a ha first ltes, lt la aa
hst ha aasaaatloa acalma sarleaa IsdastrUl aerporatiosa ha they aai ha
phreleil -- tsatina aa s hlaek Usi aae la aaay aaaaa safasadad. Xs athar aasae,
partiaalarlr is ha Vaet, lt aaa trsa s d li set asir esaaia aad af trambia bai
. ha ili affetta ara fall a hla dar 1* these leealltlas bara Ma ssa issa, la
rteaciasrlderceeeheerpeoorosatadloaltees,a
lt haa beoa aad poeeibly stiliaa Tialtlaf serelag
stili la a ahaak
th praetlee la sp abaeateelaa.
eei>* ftli
aelfeathproarsraakeeee
latesaa aad th
raaaataaat asd preetleallr shlllfiaa tha deatara. Xa ear n a letropelltas laralac
prepar fnetiaoUg Servita, fee-e thli
lralayeexrtenddeee#d
e |nap pollayboldere, ve aet atteapt te atlllae esr
bave te aarslac
beeerorelaeaetasaetlercheaeckeaera|ebaeHesttehaetleeth.<1
la y'-or oMi late reale1 ei at d1ia1o3unparelabgebtlhyeebee hivlofhlltrealaepaolrtthaajtreuthatoteetahue*reXaethreiai-kbethat thsyatdos-bort alaliathle aLleadaaxeeeftlythhXatsdlstatprrleatlesQilueastirtelbees, aaaraeelfytheeelethboor! losfteprrsoetteeet;*i*ti 7>'Jb*mfa'iertle*eJmmbreeapde<-laentraitpijlrotyoarthfresferthethhaaetarldtel?-.faaoocmwaprrh*'. n*.-li***>.'*
<- Bp<r*v lt Ir t':i *> aployar.
r. 9. I. faMkli - 2
ef applicante fer enrlej4m*^lto,ngthemmretilue noHramiemm1m hMatnI np^arimlo*ilmthnj al ti ubealii athemt eosehaatrmy*mmmlptimtmooeldsnhdaetallale, ImmthImlakth,ts((Itrai lelyariiemaeptthdo^phmtatteiethatkarosnttfebrent eeff tfhliladgiadlueplaicffaltoao. op4iMt oemf ptlkMyah|Aeaalrlyamiaalathaeti*hlsrmtomreyrdmefiaFiebeyere, ffthlssrwtal aheaotatahidaeremliballeparaos*/i-a thmreaqlgihtythaeadah'stetrrflaegtebltye whiiebththeraaUo--r araasmspr>eaeadjtarrsasecdagut tehagteIthilaefaiamfeertalcaatlemam nteicthhtehfehyaalfaidle eioaadthltelaaeaeafatthhaptetehpal?e alat thaya dtliaastraiprtp,liemd fehratlifaeyhlaa^arareaaaneld.takthai at eetetarlrneaaealya.e aTheantrethhaadt itet gaeaste iefofleasoldletratehlebapllalma etef hpiarilaatgenetftfhlealtsaaltletlherakisitnerisapeptielrea*theiha fthaar dlaiaaelraeaaaat Fyairdpaaaraaeadeetahlatatdhe eoe Mh precedere lapeecitta, evaa i f i t ha aver antere nr haee.
2a atlar acte. ya hev te he rupf te fereetall all
oarpti elaetftacrrieteiecraiia
eoeaaate bacici ia tha office af
fsr-fetehei ar areaseaahle. Ihe aa iaaaraaae npaf night reeitHj
flag af 1 1 ltaelf
te falte ooaatmetluae.
beet regarde, Z aa Trastlag that theee eaanaata vili not eoafaee yen end alt
Siaeerdy yenre,
4*1Staat dedlod Dir ctor
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M ILW AUKEE IM N C M O W C I O O tM A m e B U IcO lM O **<OMC O A L T W 4 I
la*. Co.
M ILW AUKEE. W*.
.'una 1, 1932
Door Doctor:
Ycoomupearney, laofdocionugrshee, reinlaa hgiraoeaotnaaiIanauinresoeaqauaeeltalotend*it1hthththaaewiloierkosoluer proble*, aapaelally In tha foundry iaduatry.
Ofuunrcdtiuoantlocgouanntdingthelabdaoaraaatdoaryo,noufaAfolcrbdIushtavcoeubnotosnpiullt klaoapebuasrgwa,orlka ing at top spood for a long tlaa t t *a.
Xwoocrksweresr,frfaro**ththisa dstuasntdhpsotianrtdoIft thhaaspnroattouoratllolyn boofonthahuhteaalsthhoorft stbtoap ^tdouaftoyreinsduussttroiesthaaoucoldnchluarsaiontothboatsuapbpjelcicteadntstofaorceomupplloeytms epnhtyisnictahlose oosdblcbIcnhaeticokn-ubpeefoxrmelesanttleorainsgtothdeeetcepcltoyinaeintts anederytheeareralifetesrt hstaargeeps eerivi dence of silicosis vlth a resultant ahlftlac of employment. tolenf rhthdaevispeo,artdtmhdeeirntietofnooarrel o, wuprorrekaocmvtpiocadaaeyllleyd iael alf*t ehaartvoethtethoacboca-ooanpaeetlrauabatllloivanahacthdlaintoicaatawkehaxicahcsalnrlaempoalllnttaenlneTdItat Inriscuhraenrc,eOCkolamhpoaeney,byandthathUa .vSi.sai*uorepeeuraotof rfsi,nehse, dthoanVote,troho-w ever, expect to treat aay employes as la dona there.
*wanrdifteeceoluthnatchioal trgooafunsrinzeaoatnidopvneinseyoxrywpeicnlolsneh&,aiavtntewdtsomoiofnrgftraaoinnizetihtrtheseuiebtjodeecfrtiavrttoe&toehunstts.taaudnnvddicienerg radical ran.
-hautpiter,atrorlonyuekre* t hgei sn esrearlvlyic eIns vthael l adtulsatynotrt aodnelsy,
to our own aspeel ally
poll~yho!-*rs the natal
traces incustry.
' ey a h ve nn e x p r e s s i o n fr o r . you by r a t u r n mai l a s t w h a th a r yni dc
ft* f a r ) t h a t t h i s n o v a on o u r p o r t C o upled i t h o u r laf-nrr.*<*ry ' l - In
* area*
ter1 t o r . i n i m l v e t h i s dun 7 t r i \ - r'mit- ! r
'sc.i* tjf,* * *n.-im ' n 'of *Skf* *seV't ^
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CiXVtttflfl 2u uriiain r
ufi iitmui
(obciLnMlraoaa foufr lMbn*fittrtiar^ittrdatdwt Bintat atehOt4o,a*blsiyttlargaadauUk*r)ioWoaNfdl ilihUBaaoBtBsarUa^aiiarMtaafvUiftear sfa
locarascs dampaaj of Boa Ione, I.T .f (baratacitar rafarrad a a tba
Uoapafij*)}
C*tf&aZBt
Tha Inrasa la ;tuUrltt of la MtMUtt Barala soda
a Coapaqy agrtaa e aatlaaa al ostasd ltp aiuta m
instad at H a Bar, (MeliBau. far tBa lady M dcattraila a i
wbarloiotleaaliaaaaaffa*apf rllyalaUaUafUalaatlr il iel *aalaapaOaKllaaabaasaajuaKdanlaaaaaiamaldaUg
laad
wb
TBa Baraas sgrana ta faralaB all aadara apparatata, staff laBaratary agalyl dipanisi, aad adla a anndaat a aitalo af soffiatasi sapaalt)r ta aaks oarafsl U a * aapiarsos -- Battitif >alila far -- rtnatlas at lassi dsrij* aaeh asalta aaslfts parlad af ila aastraat.
agreaa tkst la addltias ta furailag iba fdp> alara lt ili >pd or aaaaa ta W xpaadad la
aaa af ft330 assaily aad all asoli 'aortica Sali Ba lthast Barga ar aaat ta asid aaplcyaaa ar tBa Qaapaay axeapt aa praaldad Barala
Uta il aall ba osrrlad aa sadar tBa asparviaiaa llracUaa af tba farsas la a aanaar astiatatoiy ta bota parti barata aad aa para all Ba datalaad la s$B watt that la oljaettaaalla ta o,*ry ar -Ita fftaara.
Pabal-atlaaa af tba raaalta af tala lavasUgatta aad alisi Bai1 bs aadar taa atral af caa Birastsr of ila Barsau. ili scritta, Bafara paBlisati, all Ba balitad ta tba.'Coapaajr far aaaaaat
aad cx^tlalaa. Usa a irlm rt) t1 t ili Ba soda la tba pallicotias* of tba aooparstiaa af Ba
r-SJ-,tr-
w
h 4i k irtia, Tarnrao# m jvitAadaaaalidtatriaUafaMf8tMt, ptaraphaaaaMllaiafaUhaai*KflaW V
fra/ u m
aad astaoalan of aoafc aliala* tajamts (Na Itola -'`
fuaa alili ba aada bjr tha Saapaajr iipaa aanlflaaka af ha tona la a
attutar as us /arvlaa barata aajr.-fraa tlaa.t ttaa l|TM.
cia agrsaam. aaa/iitrboavaiffoafoUsaoa*farcoraatlaar7*/e1tthIMa SOe/aasrxl aaaleat laifraCsaaolaaaralaa
for auri ffaat u u l fuaa 10 IMO.
i1
oy tbair
dull-jo-a-au-l-ttb-ao-ara- laaada-aoarfafioe-fa-rt-ba--atap-laartiv a' Vbava
baronata JUJ
a taair katda
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htfbftU Of lu ti y -- m
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U f i liSUilCl OOlflR
JOBUT Of .TObaiAlH L~axaim*A S /s * z / 3 S . U h i
Jltla-?rsWant.
Astiag SMiaU<7:
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United Statu
Department o r Commerce
/
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WASHINGTON
June Zl, IML.
SDeeri.ftroAYpo.orJkl.i,teNLr.a. nTLz.aif,e lRSurAr.ee Co.,
Dear Dr. Lanza: with tenItaetixveincoluotsliinnge,tufoorctohpeiecsooofpethraetivagereienmveesntti,*atotigoenth. er nstoutdeieassmtatljeomubeewnctialirlnrinetodhteeoatuhgtraertheetshreeenvtoeprurtosleipneemerst1hbaaeptsrtethpaneadreodyuetsloinwethilnalatyatlhsboee nmeoeddifmiedodfirfeiceatitolsneotcocatsimioenablylym. utual egreeaeat. I t probably will basis of oOurbjsepceticviealNion.teHreI shtaiss tocodnenaelctwiointhwinithfecthtieonPiaentderisstutdhye wa ot rkthaist Ptimittesb. urgheanadrehaalvreeardecyepnrtelyparreinngtedtotwcaorrroyooesutirp.aKrtiwofi fthoer that portion of the study. sthigeneadgreceompIieefnstyottoou Mmaperp.frooEvrcektahoreffosthirgenboaistuutsrleiignnoeaf, tuwthreeillDeyniodruercepttoluerransanedthseuthbetnwiot approval of the Secretary.
lours sincerely,
Incloaur* Ko. bCll
Chief SRu. rPge.oSna, CFK.SS.B.of U, Surgeon, O.S.P.E.?.
4
Sii n N M i t -- Ae * -- A M m i tae II|i iiH ef
n<-- me ef tb* UmltoA lUt, oliai
tae kia ef Mia--
Ho
(luNiMfi iifimt I* u tta I u m *) -- A -- epallt-- tifa
1
ismrisN Ceapaaj f Sa* Tette, V. T,, (OniaafMr rtfimi t u
the Oawor)i
ItitSOATHl
Ir ta* C Samw iimerawailatM aMs tlidaiaataiAn euflotade aiteeresa--MtembatruataMMaac
/
etaoeadeatc--t--p aaatAiUMbaaritnOtriUalaaneof, raeaedpmlrteeteliy-- fAbl,--Peaaa--aajrfle----taala, rfmar if
ta l-- a-- aalM.
Sa lare-- acre-- te farmi-- all aafafi affarti-- , aqp?llwi tethal-- 1 Uff, Ubwataqr anl-- aat, eaparrlaiae, aai at>
1-- aaoaaaa f ta -- a-- * a allato af aafftol-- t -- olir te arte aerefai e-- otaetlaa af all eaafc -- la u aakattttof II-- ili far e-- aia-- tea al toaat a-- Aartac ee-- -- elee -- la pari-- af tuia iiatao i.
tbe -- unii that ta aAAlttoa to (tata ta
m i -- at artia-- afte-- to a-- b eatk tot -- I a--
aitf v1i1l,i000aaapa--anealrlyaaaaaasaaytta--leinaa-iaIatiaa!l
Zela teak abell le earrlaA ea eaAar tee eoperrlelaa eaA cireattoa ef th lare-- ta a aaaanr satlef-- tezr to Iota parti-- Mere-- e-- -- pera-- a-- 11 ee reteiaeri ta ee-- *erk tali, It ti-- kU te ta Oaagear -- ita filo-- e.
fi-- gl-- af taa ta-- 1-- ti-- vili le la eaoorA-- iti tee ette-- A t-- tetta a-- ltae. fi pi-- e-- rle tu-- 4 ky -- tuel -- -- t ef feetkp-- ti-- te tale efree ant
faWl-- Ile-- ef ta retali ef tale taveeti-- ti-- e-- 11 m ut<f t-- e-- Irti af t-- Jlreeter ef ta lama. All -- aeripl -- fere -- ili-- ttaa, talli -- eutatteA w ta reepear far otaa-- t e-- ariti-- 1-- >fi-- liijial vili ce -- ta tae palli-- Ita-- ef tee e-- parati-- mt ito 0-- ga--r>
Hornea aa*B*ubarata>aaj^. rMla iUm UpriormidiaM afafataaimJdn.'ViC.i ua.f\mttt of'-ssaTdoatao*bfnlpataftlavfuIb*a asbpaawliMfeaanaaaddailrftiU ttnaawf nMy iolpa*taatlaMrtl.fl* aat- *f tM k o ia a manar a Iba itfM M larata aar f h i tina
lo ti--.* r**.
J!Mi tnnnl *1 taa 3aratay af feaSewurtaaat af Oan-
. tbl* imraaaaat Mal fea affaaMva fraatWaly i, 1922, v
i-i:.*).: r~eyln la foro* and affaat astil ana SO, 1932. Xf fea aai
'so.- rf toa DwnarteMit af Sraerse abali ia rltlas toriv iba
--J-.W. nf Jly, 1933, notifj- iba
af thalr lataaiiaa aad
daclra i# aaatitaia raci atadla far aa adiltlaml trana aaeth
jy-.ri.yl. than *ii la ausb aranl tai raanaet abol io m 1Um
.j raaMrac lar aash furtaar oarlaa f i W , aspiriiyj n ana SO,
1934. aaalo
aaardlaidbaiCbaamaansagrarfll#l8,0ja0g0r
laasater*
auab axpaasa for anafe taalra anaaar aa baraiitbafora ?*n-
vli.
Atis thIbalfrtlteamjr aufteeaarralosafAibfpriacratraaibteisn ..baraitata mdai?ta*i ir
_______________ _ 1938.
inRim
Stamatf Mi KX': Blraotor
uKTbuw.^i ur. .
tin a
.-'i'iAir
XaprvTad.
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I,ymw
J\om ?7, i r r
Cr. R. F.. S*yer, Cblef Surfob Osited StAtes Bureau of Hui, Mhinfton, C. C. Cear It . Sayersi
Hwewlth re the teo cooles of the oo-operstiee beteuern the Sepertseat of Ilses and the etro*'clltas Life Insurance Conpargr, slfned ly Ir. Ecker, President.
Slacerely y~ttre,
Assistent led ien ! .''ircctor
r
uKMK<.stA uvt lisauKx ccunn
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ail ii.nw-1 Mil tgri kHMa tba Poparla-- t of Om b c t n ei tha Ualta lia, atiac tbfoafib ttl lara-- f 11-- >
l(ubaarrauliaMaftcoarspraaafyar*rafiXtouT*t>tt|iy. >-- (k)t fataldu iUfattt frowpailiUr --w i Ltitfo
tba
WX!S3SZnil
by tba CoroTahagrMurc--rantilata ecooanxtlidnauraatalannd oafxtc(1amd olinaroallaantttaMba--ralaM--4a>i otbeaatai e--toi aaatdndaab--ar tOrbaltalbcas--of, ara-dplPrlatttear--yr*dbla.aaPaaos--e jarfia----laloyafaar af aislar a----alar.
Xba laraaa asraae ta for&iah ail -- 6an apparat-- , ooppllaa, taabaloal ataff, laberatoiy afalya-- t eaporvlataa, aa al lea -- aaaaary ta oaaftaat a alala af eafflelaat aapaelty ta -- fea oarmfal a--al-- tlam af ail aaab aaplayaoa aMUlac tboaaalaaa far a-- al-- lia at laaat as-- lorias aaah tvalra aaatba parlai af tbls aoatvaat,
fl-- Sara-- a p m tbat la alllttaa ta faraiahiac Aba Mfaat aaatl-- i aba-- lt alll aapaatl or aaaaa ta aa arpa-- ai la aaab aaHc tba et* a--af tt.OOO -- lally ascapt mm pavrlial.
llra a tl-- tabfiatbMa liat--baillnba uea--rrlraleaaatleufaadcotrextbyataaabpoatrbrlpalaeratia--a --tloaatablatatia--tbaparaapaenayaaalrl lmtanaifafIlc--are*la auab work taal la abjao* taa attachtabiatapalotaatlovfatboautlixl--rraatlT.^utlopal&a1--11ybabalncu;a.ca,c-o^4robajorm--taItabl --aaaat of oatb parti* to tbia arao--t -- aaiar tPaaubal--lciartalaiaaafatfatabaUtrraacataoltraaofftbthale-- InaTaa. atAl^itllo--a aabealrl te, aaadfoararltplaulbalalootlSauaa, aaai--all blaada--uabaatltta1d11taaata--aiaCelaapaatbyafaprwalala--atiiat-- f tba aaaparatlaa af tba 6a-- gr.
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a lu n bMi delared hjr *damnm la cspletlac the ettaahed eerrespoodsaee, hlch 1 m t feaaard fer jomr U foM U at.
A aeterUI ac&oead k i m t A lattabi a trtieli la the m m tH
aslae ditlaa af tas Joplla leba -- a edltlsa falci 1 widelr raed thm^uat he W t a t SUU -- iftyus* V 9r* srtsshsr sad. dleeaasiag the
malte ead m k of he aocpesatlaa Atala t lcher. fhia artUti tai nuad coaslderehle A t U t a i irm the atea aparatore, he de aot cfpaeliU the vida y*lUU^ *le te stala fm w i l atetisues. r w f U y a rete te Sr. Ku m U it a Vehxmei7 1, siltac hit tteatloa te the fait thst ha hed set enwylted eith the tMfiiaUva eeatimet hetveea the Sarasa ct Xiaae sai the ssoetstioa, ehteh reqalm thst aaaascrlpti he abantad te toe essoeistioa hefore pahllastloa, sad thst sebearlede-- aet he elees sf the eeepentlea af tfee sseeletlm.
Zt ese m h m 4 thst thle se erais sa '>nnl^t ea 3r. Kerleether'e pert, ad &t se eenaeqseatlp s f m t sarprlse to reeelre fblm latteraf fahnutty 7, atedia thst thle se aot the asee, sad tTiif ea tatarpaetetloe of the oeatreet ahiah e fael la aatlralp ithoat tesis. He lettar aada 11
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aolbBBhlBacInd1usttarci*ai aInnoforrnaoilitlaaanlysaAla,ri4a5d, Ithoitsmstahrorirossathoao#aabkarsns 2,d07ar roiaapttBaldprarrtbumfor - ythaadrGs.hroo9urpmtbIawealaoaalmaifapfaitrghuathraaInnsafaemmsdtarlaalawn!lpb9aonalaidoayata.haaaryisuiptIaq,rMOSl,alaOor.hlaarmn Ianttdausptorilaitlalasouurtaathmat -Ohar#. MgeenCaantaoaHThloatfaoordv lMainCsain. ada rialtln g Albaatoa aad l t la not team feethar or aot ha
aOaursr.tauLladagyaasoaasaurarldilAobsathlaaaardmaaaimoefatiltahaaretax.syltihnosfoMiapi,lhlstabattaaadoMtpatlrhaaabl lnaoauaralsdainitgBiaaunatafrlsraridatsbllaaialaaanaaoaaa.andsltthya, tahnda ftaboapod TZhaadruasatrmialaranmaamlalalcasnntmofdfleagiahforOnra. iVliadaTlhsatfTar.dB.Msiampaosr,i-Owri.thCtararitniairnganadthJlashealslaBioappklnhsa laaarUrloadaleoafl CthiamZataodrui stthriaalmC--isalsa,almad athaad oafaplhoaysarist.alaBuraduaalraaOar.faCaalrttihaartatmhataoaadoiacaalsarra~ tthiraaParaiadpKralraaisottaar ifIemsaapfpraaiaptardaaaMrit--taglat at nd gaafttlmaga daloaaltaoar.aatdhma aanaimngainpoasri ptortliaammatmlgata Coaaolaalsa,almthvaiPthriamuat KthalalCaatsoratlhaamlaap'aailatohoeLMsdngps.pelOitra.aaVimdalthoabjpsoaytam. ll af tha Zadustrial TtohothnalalMngatmoopasplaltaaloaafaamr hraolrfyaasnhehasotahnaooZmaoddaasatrdlaalsCGormoupsaploolsl.ayboldors bara appaolad bthaasaounsImhaa awolarkhadtalaprothvoa athlaa#tsroBsuyyabtoaailraralththaTuabsabmaaatloasaldauhsataeaf tohaalaaiaf*oraanuaaaaapwthtatcTn.B. Dahro. rBtaugma altatathraalppamsrtlhaMa qeufaaQtlooaabaaof. pm rldlag T.B. bada aaylag that tham la a 1,000 bad bOor.taLtoaaaTa.Bst.aataad OMbr.aGttaaradadaaro'at*aCfehfaetrttaeamataal#y Oferm. aGdartfheaart*tahadmoatahafaauaodamlaylaatdlmthaahmlpaaarah ioasvasblraoddoanaadtothogaBipuotfaslrtdlrKa lpaamaelfeadhfeartaTa.Bra. alaadaaosabaatamtotstoaamshaaoltthroOlart.eLda.aaBa utomalaaa ahat afaigahr tthboatoOf ri.aVfairdlaalrmayalbibaafrl.m d and that tho aalm a ill put la Ita em aadiaal aaa aho lOar.uBnfurlmaaadttZayataobaidaitsfmtheatlaaaaalml mlaimaap(atrhtoeAf .tFh.aoCf aLt.haalalde tgbjaadCla.Sa.tOs..) Tha Prima U niatar Or. Bonetto ralsod tha quastlm af harlag Or. Bmam aad Xlaa Girard go to Ihotford dinas.
- 2-
p^droaai*na!ngta.gthreeedsetrovicMe,ialntdOtro* hMavceCdUMiolol1G1 isrmeprdorat,dtoDpro.stBpeonnsoennpioiisntpgonethainy(juviiitsicitBfoofr tha QtS.MALSrmXRstTroLnCgISmeIDnRti oCnLeQdS1aB6lis t of services for consideration for closing afaich tfisa snow hfoadr epriothpaerrodMissIStnowasoargMreiesds Gthiaratrdtbotoso woulad nfiootldbeveisloits*ad until thsrs is an opportunity SCIJrD. BfUcRuImette statod i t would bo neoeasary to ooftsa tho attitudo of tha International lSioudkhaulyCwoohpiacnhythtoowMaredtrtohpooTli*ta0n*I*eabpalofyosrabwuat ohanieba ftfhioliaIntato.mWateianonwalhlaivoekoanlapHmxorstaioianlly runt tbSUhaeab^yaa-^okoocwsllnaisiolotswo, nvinoisbsiocthrionooflAsv,uigssuaisdttswInpidathursyMtooiysssraGbtolztohmsoazsdor.eqsouessutchofotfhahoBr eznatilos nsspleHnticiknolCCesopaapauyrr DSMrT.LBTuSrTnBe.tt#MApRoIKinted out that tbs D istrict Offloa for Saalt Sto. Mario is in Uiohigan. sIfalwaroiecdlolsuerstheothsserrov*iceM, iosos SsnhoawllahnadvMe itshsaGpirroatradlawn iolfl dvoissiidtining wiahgatustto. do about the
Lilnhia.r.Go' rBaonuaprDj rivi iisaioln, .hi taswaapsplreoavendedthtihsaftoMr rcsl.osPisnrgs*dioTs hhroaudghresaigvniesdi.t MTrhsa. isleeOrvuilelosucish n--ow inaotkvw I t was agreed to hlooo service as of October 1st.
`TgffheieBtt,,iDnnggirlsafoftso,Muro,acMiasnissJsoBrU. FCCo.aepnTtaolOdrsimantilnodntowarsegsiivnsn toJulalnydainngd MoniessoGf ioraurrdbwaads Moounrssaeslt,sdifabout noeossary, and Miss Girard psstponod hsr vasatlin to handle the situation.
MDri.asBLuarnCeottaeptreepaolsrotedbadthaagtretheed Ctohawirmaiatnpoofththaot nBooalrodanwafsrowmiltlhinagMtoetrwopaoitliatannd wthaastnsesssazy
TDTMr.OFBOcuKTmmeMttu*Mms
i a
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mamitm Girard
a d
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row hat
AarrwiavsAfiVB positioms a poblic any of our present Supervisors or l
e
a
d
tDttr.taBsurtunertstsespioninMteodnetruetalthooart*orseahdayvetotwuongdreorutapkseotfhoSuDpeirrevcistoorrssh! iponoaf, tthhee MoldonetrreeaolaeVn.fBe.And.
ttchhooantaouttnhhlietysr,potrrhegebslayoionsuaentixgoeiasrtwbsaIcnkngarowluhlnoodaftrheeruoBruegaahdarSovulsorresssstsaa.nfdfHtiohnrasattiisttehudetetvshe.eryMqnuiase*tsutHiroeanaopoftfoegxuiprvlwainiongrekdthaasn
Haannudrlsaoinssuhonaxnvpeienergiscnothenaopaisnnayaoneoakrtkeinlsndgi ot wfiinethpenoBtaaosealttroldasintoofthhDoaivreeooolntooacursanllatynaddvvhisoioolhurynatoereoonrmanaiIdtnteabdeysevaaenloVdp.Btion.Agg.bivuedgooutor
pI teresaoanasluitgygessatdedatbhialittyoswshiognhitgshetlbeoctgcivoesnosrothwoolalruarhsiopos wtoithstupdoyteantttaiianltistitemstiIanntaarnndstoof hwaovueldabcetudallsoflusslsdsdswspisthzloMaisses GInirsarsdellalteorrg. anised local T.H.A. I t was agreed that this
aDsrn.yBoufrnthetatenfuorsoilnsgthnaatttsoruar BwuhircsheshaavlseooaoeneodtohshlpisinattdeondtUionng wsiinthespBarisoosaintaelmpr'osbdlsenasthas have been personnel questions vdiioh te fools the Local auporvisor# oeuld have handled
- 5-
theaeelrwg. Bias Hsupt fait than wan possibly two reasons for thiai
1 That the Suparriaora han net been olaar aa to thair responsibility and thia couJLd ba comatad by a non speeifio statanact in thair job analysis, and
2. That thay han not baas taught hew to handle then. It waa fait thia would ba
a subject for Uiaa Girard to handle in Uontroal,
JOB RELiTIQBB COPig fOR METBQlOLITtM S t m a O M TWOBCge.
Dr, Burnatta had takcn thia oourse in Ottawa and felt it waa auitsbls for workera down
to tha Team Captaina leni, Mfca Haapt nantionad bar neeat conferwnoa with iir. Nhoades
and Str. Bruner and tha agreement to ban thia eouraa ginn to th Tarrltorial Suparriaora
in Decaaber, Dr. Boraette agnad that Klaa Girard attand thia aaaaion and fron it decida
.whethar tha contrae aa ginn by ir. Bnaar ahould ba repeated for tha alontnal Supervisore
or whethor Bis* Girard berseli conld aaks tho naooaaaxy adaptiona.
rm m. POIJCI
m m r turn
m
to
natrong brought policy nuabera and
up tha quaatlas data# of issue,
ofDr.saBnduirnngetotuetamthiod
lhaathteadr
noafdJaulaym,a1g9a1a7a,nitan
regard for
its distribution la Canaria,
m git a m TM V iP iA i a t p m t o
Dr, lunette nportad that thia affiliation haa bean alosad and tha V.O.B. ia now doing tha Hetropel!tan work.
Dr; Burnatta asked how to bandit oases which tho St, Eliaabeth V.B.A. had been carrying and which ware*net finished by tho data of dosing, It waa agreed to pay for the neoeaaary otre te finiah thaae eaaaa.
Dr, Burnatta raiaed tha sana question in relation to La Tuque where a salaried Nurse will be discontinued at a ginn data. It was felt in thia case that the Burse could not be continiLad on tha payroll and that aha would han to help tho policyholders sake other arrangements for nursing Barrica in the commi y.
el
Director of Bursing Bureau