Document o95xrmXgNDJdyJ244bBJp46ew

N21294 I w CV (V n- ^ H> | Jr a * IA -- -j a i & M ^ <J1 H ^ ru CO oi o B Oc GLD05X576 0049-GLD-000051576 i GLD051577 0049-GLD-000051577 Umb*eWa Liability roucy Policy P ^visions -- Part 1 Form -1>8 THE HARTFORD / / THE HARTFORD POLICY NO, 10 HU 465425 SCM CORPORATION ( SEE ENDT) 299 PARK AVENUE NEW YORK N Y 10017 m _m -7a m -m -Ro The member company of THE HARTFORD INSURANCE GROUP designated on the Declarations page as the Insurer (a stock insurance company, herein called the cofhpany) In consideration of the payment of the premium, in reliance upon the statements in the declarations made a part hereof and subject to all of the terms of this policy, agrees with the named insured as follows: I Coverage The Company will indemnify the insured for ultimate net loss in excess of the underlying limit or the self-insured retention, which ever is the greater, because of: (a) bodily injury, (b) personal injury. (c) property damage or (d) advertising injury to which this insurance applies, caused by an occurrence which takes place anywhere in the world. Exclusions This insurance does not apply: (a) to liability assumed by the insured under any contract or agree ment with respect to an occurrence taking place before the contract or agreement is made; (2) the^failure of the named insured's products or work per fumed by or on behalf of the named insured to meet the level of performance, quality, fitness or durability war ranted or represented by the named insured, i (b) to bodily injury or property damage included within the aircraft hazard, the watercraft hazard or the pollution hazard; b6t this exclusion does not apply to loss of useofother tangible .property resulting from the sudden and accidental physical /injury to or destruction of the named insured's products or (c) to bodily injury or property damage due to war, whether or not / work performed by or on behalf of the named insured after declared, civil war. insurrection, rebellion or revolution or to , such products or work have been put to use by any person or any act or condition incident to any of the foregoing, with re- / organization other than an insured; spect to liability assumed by the insured under any contract / or agreement; / ^ to ultimate net loss claimed for the withdrawal, inspection, re (d) to bodily injury or property damage included within the nudeaf^ pair, replacement, or loss of use of the named insured's prod energy hazard; / ucts or work completed by or for the named insured or of any property of which such products or work form a part, if such (e) to any obligation for which the insured or any carrier as.4iis products, work or property are withdrawn from the market or insurer may be held liable under any workmen's compensation, unemployment compensation or disability benefits law. or from use because of any known or suspected defect or de ficiency therein; under any similar law; / CO -to proper.t.y d.amage .to pro'perty owned..by any named. o/nsured. ; 0) to advertising Injury arising out of (g) to property damage to / (1) failure of performance of any contract or agreement, other than the unauthorized appropriation of ideas based upon <1) the named insured's products or premises aliarhated by the alleged breach of an implied contract; named insured arising out of such produces or premises or any part of such products or premises: (2) infringement of trademark, service mark or trade name, other than titles or slogans, by use thereof on or in con (2) work performed by or on behalf oi the/named insured arising out of the work or any portion fhereof, or out of nection with goods, products or services sold, offered for sale or advertised; or materials, parts or equipment furnished in connection therewith; / (3) incorrect description or mistake in the advertised price of goods, products or services sold, offered for sale or ad (h) to loss of use of tangible property which hafe not been physically vertised ; injured or destroyed resulting from (k) to personal injury arising oul of discrimination or humiliation (1) a delayTn or lack of performance by or on behalf of the named insured of any contract or agreement, or directly or indirectly related to the employment or prospective employment of any person or persons by any insured. II Investigation, Defense, Settlement The Company will defend any claim or suit against the insured seek ing damages on account of injury or. damage to which this policy applies and which no underlying insurer is obligated to defend, but may make such investigation, defense and settlement thereof as it deems expedient; provided, however, the Company shall have the right but not the duty to investigate, settle or defend any such claim or suit brought against the insured outside the United States of America, its territories or possessions or Canada. If the Company elects not to investigate, settle or defend any such claim or suit, the insured under the supervision of the Company shall arrange for such investigation and defense thereof as are reasonably necessary, and subject to prior authorization of the Company, shall effect such settlement thereof as the Company and the insured deem expedient. All expenses incurred by the Comp any or the insured in the investiga tion, settlement and defense of claims or suits shall be charged against the limit of the Company's liability with respect to ultimate net loss. The Company shall not be obligated to pay any claim or judgment, defend any claim or suit or reimburse the insured for the costs of investigating, settling or defending any claim or suit after the applicable limit of the Company's liability lor ultimate net toss has been exhausted. 0049-GLD-000051578 part thereof, completes the below numbered UMBRELLA LIABILITY POLICY.' - 1 17 KRT MJG 3 a Hartford Accident and Indemnity Company 6 OD Hartford Casualty Insurance Company Hartford Plaza, Hartford, Connecticut 06115 The INSURER shall be as named in Part 1 of the Co. Cad* Policy and as designated herein by Co. Code: 5 DECLARATIONS Previous Policy No. Items 10 HU 463646 POUCT NO. 10 HU SCM CORPORATION 299 PARK AVENUE ------ -- THE HARTFORD 465425 ; SEE ENDT) 1. Named Insured and Mail Address- NEW YORK N Y 10017 The named insured Is; Individual I I Corporation Partnership I 2. Policy Period- I Producer's Name and Address I Asent Code ->,From 01-01-79 01-01-80 To 12:01 A M,, itindird tine <1 the addreu of the named insured is ststed herein. 252898 MARSH AND MC LENNAN a. Premium:-----------------4. Self-insured Retention5. Umlts of Liability each occurrence-- aggregate --------- ,175 000.00 100,000 *$ >$ 5,000,000 5,000,000 6. Schedule of Underlying Insurance Policies (Use Supplemental Schedule Form L-2739 it additional space is required.) Policy Number Policy Period Type of Policy Limits of Liability Insurer AS PER FORM L 2739-1 ATTACHED s' FORM NUMBERS OF ENDORSEMENTS FORMINS PART OF POLICY AT ISSUE: G 2240-2A (OH 135 ) 0 2240-2C (EMPL BEN) (GH 114) (NOT OF CAN C) (NAMD INS) 7. During the past year no insurer has canceled insurance issued to the named insured similar to that afforded hereunder, unless other wise stated herein: ----------------------------------------------------------------------------------------------- -------------------:---------------jzsut form 1-77SB-2 p> .itr-.t ;> Countersigned by............ .................................. ...................."................ RBmbrized Agent GLD051579 0049-GLD-000051579 Amendment of Declarations Umbrella Liability Policy THE HARTFORD R.P. $5179.00 Named Insured and Address This endorsement forms a part of Policy N0.10HUA65425-............ Issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective date............. \J.XlJ3....................................... Effective hour is the same as stated in the Declarations of the policy. SCM CORPORATION(see endt.) 299 PARK AVENUE NEW YORK,NEW YORK 10017 It is agreed that: (check alternative(sj below) Item 1 is amended with respect to such of the following particulars as are indicated by specific entry in connection therewith: (a) Named Insured to read: (b) Mail Address of Named Insured to read: (c) Status of Named Insured to read: O individual D Corporation D Partnership Other.: D Item 2 is amended to read: Policy Period: From ....... ..........;-----------To--------------------- ------- --.... --..--... 12:01 A.M., Standard Time at the address of the Named Insured as stated herein. Item 3 is amended to read: Item 4 is amended to read: Item 5 is amended to read: 3. Premium:---------------- !----------------------- ------ . -------------- >$ 4. Setf-lnsured Retention-------... .--_--,, ; ---S 5. Umite of Liability each occurrence-.... -- .... - --........ ........... .......e $ aggregate------------------------------------------------------------------ $ 169,821 Item 6 is amended to: Add Delete underlying insurance policy(ies) designated herein: Revise underlying Limits of Liability to read as stated herein: 6. Schedule of Underlying Insurance Policies (Use Supplemental Schedule Form L-2739 if additional space Is required) Policy Number Policy Period Type of Policy Umlta of Uabllity Insurer And any Renewals Thereof M = SI000. Additional Return Premium Due on Effective Date of Endorsement_______ ^ S 5179.00______ let Anniversary S 2nd Anniversary $ Nothing herein contained shall be held to vary, waive, alter or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated.. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company. . Form L-38SS-0 Printed in U S A. (NS) Countersigned by Authorized Agent GLD051580 0049-G LD-000051580 THE HARTFORD 10 HU 465425 This endorsement forms a par! of Policy No. issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address Effective date Effective hour is the same as stated in the Declarations of the policy. IT IS UNDERSTOOD AND AGREED THAT THIS POLICY EXCLUDES AUTOMOBILE LIABILITY COVERAGE FOR LEASED VEHICLE OR LEASED BACK VEHICLES WHEN BEING USED POR PERSONAL USE BY EMPLOYEES AND EMPLOYEES FAMILIES OR OTHERS DRIVING WITH THEIR PERMISSION. <s- \* - \ ""\ \ . s -c \ Nothing herein contained shall be held to vary, waive, alter, or extend any of tha terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. G-2240-2 A Printed in U. S. A. 6- 74 Countersigned by. GLD051581 0049-GLD-000051581 THE HARTFORD Named Insured and Address 10 HU 465425 This endorsement forms a part of Policy No. issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another eltective date is stated herein. Effective date Effective hour is the same as stated in the Declarations of the policy. NOTICE OF CANCELLATION ENDORSEMENT IT IS AGREED THAT IN THE EVENT 0? CANCELLATION OF THE ABOVE POLICY SIXTY (60) DAYS WRITTEN NOTICE WILL BE GIVEN TO: THE NAMED INSURED AS DESCRIBED IN ITEM #1 NAMED INSURED. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be bind ing unless countersigned by a duly authorized agent of the company; provided that If this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid-countersignature of this endorsement. G-2Z40-2 A Printed In U. S. A. 6-`74 Countersigned by. \uthoraed Agent GLD051582 0049-G LD-000051582 THE HARTTORD Mamed Insured and Address' 1`0 HU 465425 Tills endorsement forms a Dart ol Policy No. ................ *. . Issued by 1 fIf'. HAftTFOffO INSURANCE GROUP company design nated therein, and tai.es effect as of the effective date of said policy iinlcss another effective date is stated herein. Effective dale . ................... ............ :______ Effective hour Is the same as stated in the Declarations of the policy. V?. LIMITATION ENDORSEMENT LIABILITY) IN COIIS l DERAT I ON OF THE PREMIUM CHARGED, IT IS AGREED THAT SUCH INDEMNIFICATION AS IS PROVIDED BY THE POLICY SHALL NOT APPLY TO PERSONAL INJURY UNLESS THERE IS VALID AND COLLECTIBLE UNDERLYING INSURANCE DESCRIBED IN THE SCHEDULE OF UNDERLYING INSURANCE, AND THEN ONLY FOR SUCH PERSONAL INJURY AS IS AFFOPvPED UNDER SAID UNDERLYING INSURANCE. R- GH 135 ' ' Nothing herein contained shall be held 10 vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be bind np unless countersigned by a duly authorized agent of the company; provided that if this endorsement fakes effect as of the effective date of tne policy and, at issue of said policy, torms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of tne company shall constitute valid countersignature of tnis endorsement. Countersigned by. 1 Authorized Agent 0049-GLD-000051583 THE HARTFORD 10 HU 465425 This endorsement forms a part of Policy No... issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named insured and Address Effective date............................................ Effective hour is the same as stated in the Declarations of the Policy. IT IS AGREED THAT ITEM #1, NAMED INSURED SHALL READ: NAMED INSURED A) SCM CORPORATION, ALL SUBSIDIARIES AND SUBSIDIARIES OP THE SUBSIDIARIES, SCM FOUNDATION, ANY OTHER COMPANY OF WHICH IT ASSUMES ACTIVE MANAGEMENT, ANY EMPLOYEE SPONSORED ASSOCIATION OR CLUBS OF THE NAMED INSURED. B) JOTUN-BALTIMORE COPPER PAINT COMPANY A JOINT VENTURE. HOWEVER, SUCH COVERAGE AS IS PROVIDED FOR THE INTEREST OF GLIDDEN-DURKEE DIVISION OF SCM CORPORATION AND A. F. JOTUNGRUPEEN OF NORWAY IN THE JOINT VENTURE ABOVE IS RESTRICTED TO SUCH COVERAGE AS IS AVAILABLE TO THE INSURED UNDER THE PRIMARY INSURANCE STATED IN THE SCHEDULE OF UNDERLYING INSURANCES ATTACHED TO THIS POLICY. C) SYLVACHEM CORPORATION, A JOINT VENTURE, HOWEVER, SUCH COVERAGE AS IS PROVIDED FOR THE INTEREST OF GLIDDEN- DURKEE DIVISION OF SCM CORPORATION AND ST. REGIS PAPER CORPORATION IN THE JOINT VENTURE ABOVE IS RESTRICTED TO SUCH COVERAGE AS IS AVAILABLE TO THE INSURED UNDER PRIMARY INSURANCE STATED IN THE SCHEDULE OF UNDERLYING INSURANCES ATTACHED TO THIS" POLICY. " ......... ' ............ Nothing herein contained shall be held to vary, waive, alter, or extend anyo) the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agentof the company shall constitute valid countersignature of this endorsement. / yj G-2240-2 B Printed in U. S. A. 6-'74 Countersigned by.. Authorized Agent GLD051584 0049-G L D-000051584 Schedule of Underlying Policies (Continued) THE HARTFORD (For Um only on Umbrella Policies) DECLARATIONS 10 HU 465425 This schedule lorms a part oI Policy No.......................................... issued by THE HARTFORD INSURANCE GROUP company designated therein. Policy Number RENEWAL OP CCP2470548 GW 5250 RENEWAL OP XWC1427738 Policy Period 1-1-79-80 9-3-78-80 RENEWAL -1-79-80 Type of Policy COMPREHENSIVE GENERAL LIABILITY PRODUCTS/COMPLETED OPERATIONS Limit* of Liability Insurer 5,000,000 CSL 5,000,000 AGG CNA PERSONAL INJURY FIRE LEGAL LIABILITY 100,000 OCC EMPLOYEE BENEFITS LIABILITY 1,000,000 OCC COMPREHENSIVE AUTOMOBILE LIABILITY 5,000,000 CSL EMPLOYERS LIABILITY 5,000,000 OCC E. L.O.D. JONES ACT F. R.E.A. F.L. Sc H.WA. ADVERTISERS LIABILITY 5,000,000 OCC MALPRACTICE-Kt 5,000,000 OCC WATERCRAFT LIABILITY 5,000,000 OCC AIRCRAFT LIABILITY 10,000,000 OCC INCLUDING NON-OWN AIU EXCESS WORKERS COMPENSATION 2,000,000 CNA Cesses* vnn n net c m e \ GLD051585 0049-GLD-000051585 j -j . iflM xiu rujLiXvx k j x >u .l x i o -l iUu h o iiu JVU.uiAyrt.u'tu: I.'.. COVERAGE: THE COMPANY WILL INDEMNIFY THE INSURED FOR ULTIMATE NET LOSS WHICH THE INSURED SHALL BECOME LEGALLY OBLIGATED TO PAY. IN EXCESS OF THE APPLICABIE LIMIT OF THE UNDERLYING ERRORS ANI OMISSIONS LIABILITY INSURANCE POLICY DESCRIBED IN ITEM 6 OF THE DECLARATIONS , ON ACCOUNT OF ANY CLAIM MADE AGAINST THE INSURED AND CAUSED BY NEGLIGENT ACT, ERROR OR OMISSION OF THE INSURED, OR ANY OTHER PERSON FOR WHOSE ACTS THE INSURED IS LEGALLY LIABLE IN THE ADMINISTRATION OF THE INSURED'S EMPLOYEE BENEFIT PROGRAMS AS DEFINED HEREIN. II.,,. DEFINITIONS: (A) "EMPLOYEE BENEFIT PROGRAMS "-THE TERM "EMPLOYEE BENEFIT PROGRAMS" SHALL MEAN GROUP LIFE INSURANCE, GROUP ACCIDEN1 OR HEALTH INSURANCE, PENSION PLANS, EMPLOYEE STOCK SUBSCRIPTION PLANS, WORKMEN'S COMPENSATION, UNEMPLOYMENT INSURANCE, SOCIAL SECURITY AND DISABILITY BENEFITS. (B) "ADMINISTRATION" -THE UNQUALIFIED WORD "ADMINISTRATION", WHEREVER USED, SHALL MEAN: (1) GIVING COUNSEL TO EMPLOYEES WITH RESPECT TO EMPLOYEE BENEFIT PROGRAMS; (2} INTERPRETING EMPLOYEE BENEFIT PROGRAMS; (3) HANDLING OF RECORDS IN CONNECTION WITH EMPLOYEE EENEF3 PROGRAMS; (4) EFFECTING ENROLLMENT OF EMPLOYEES UNDER EMPLOYEE BENEFIT PROGRAMS; PROVIDED ALL SUCH ACTS ARE AUTHORIZED BY THE NAMED INSUREI III. . .EXCLUSIONS-THIS INSURANCE DIES NOT APPLY: (A) UNLESS A LIABILITY INSURANCE POLICY IS DESCRIBED IN ITEt 6 OF THE DECLARATIONS WHICH AFFORDS COVERAGE WITH RESPEC TO ERRORS OR OMISSIONS IN THE ADMINISTRATION OF THE INSURED'S EMPLOYEE BENEFIT PROGRAMS AND SUCH POLICY OR / RENEWAL OR REPLACEMENT THEREOF, IS IN FORCE CONCURRENTLY WITH THIS POLICY;OR (B) TO ANY CLAIM NOT COVERED UNDER SUCH POLICY. IT IS ALSO AGREED THAT SECTION (A) OF "ULTIMATE NET LOSS" UNDER INSURING AGREEMENT V, OTHER DEFINITIONS, IS AMENDED TO INCLUDE THE FOREGOING. (C) IT IS FURTHER AGREED THAT THIS POLICY DOES NOT AFFORD COVERAGE FOR ANY CLAIM OR CLAIMS MADE UNDER THE EMPLOYEE RETIREMENT INCOME SECURITY ACT. ----------- yt Nothing herein contained shall beheld to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a partthereof.countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. 0*2240*2 C Printed in U. S. A. 6-74 Countersigned by. 'thorized Agent GLD051586 0049-GLD-000051586 Amendment of Declarations Umbrella Liability Policy THE HARTFORD Named Insured and Address This endorsement forms a part of Policy N0.1QHU4&5425............ issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective date.............. 1/1/79......................................Effective hour is the same as stated in the Declarators of the policy. SCM CORPORATION 299 Park Avenue New York,New York 10017 It is agreed that: (check aitemative(s) below) Item 1 is amended with respect to such of the following particulars as are Indicated by specific entry in connection therewith: (a) Named Insured to read: (b) Mail Address of Named Insured to read: (c) Status of Named Insured to read: D Individual D Corporation Q Partnership Other:----------------------------------------- Item 2 is amended to read: Policy Period: Fnom_To----------------------------------Standard Time at the address of the Named Insured as stated herein. 12:01 AM., item 3 is amended to read: O Item 4 is amended to read: Item 5 is amended to read: 3. Premium:----------------------------------- ---........... .... ----- $ 4. Setf-insured Retention--------------------------------- ----------------- $ 5. Limits of Liability each occurrence---------------------------------------------------- ----- t- $ aggregate-------------------------------------------------------------- --$ item 6 is amended to: Gt Add Delete underlying insurance policies) designated herein: Revise underlying Limits of Lability to read as stated herein: 6. Schedule of Underlying Insurance Policies (Use Supplemental Schedule Form L-273? if additional space is required) Policy Number Policy Period Typo of Policy Limits of Liability Insurer RENEWAL OF CCP2470548 1/1/79-80 COMPREHENSIVE GENERAL LIABILITY PROD/COMP OPS PERSONAL INJURY BLANKET CONTRACTUAL 5,000,000 CSL CNA And any Renewals Thereof Additional Return Premium Due cn Effective Date of Endorsement________ 1st Anniversary i S1000. 2nd Anniversary Nothing herein contained shall be held to vary, waive, alter or extend any of the terms, conditions, agreements or declarations of the policy, other lhan as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company. Form L-38BS4 Printed in U.S.A. (NS) Countersigned by v_/ ................................ '' > Authorized Agent GLD051587 0049-G LD-00005T587 THE HARTFORD This endorsement forms a part of Policy No. lQHD4654.25. issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. f J J i 1 Effective date......... 1/1/79..........................Effective hour is the same as stated in the Declarations of the policy. Named Insured and Address SCM CORPORATION 299 Park Avenue New York(New York 10017 IT IS AGREED THAT COVERAGE UNDER THIS POLICY SHALL NOT APPLY TO CANADIAN LIABILITY COVERED UNDER POLICY #9DH0156111. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Countersigned by. .. CsvX\< G-2240-2 A Printed in U.S. A. 6-'74 THE HARTFORD his endorsement forms a part of Policy No465425 .sued by THE HARTFORD INSURANCE GROUP 'company desig. ated therein, and takes effect as of the effective date of said uolicv nless another effective date is stated herein. Named Insured and Address ame as stated in the Declarations of the policy. e PROFESSIONAL LIABILITY EXCLUSION ( UMBRELLA LIABILITY) IT IS AGREED THAT THIS POLICY DOES NOT APPLY TO ANY LIABILITY vna BODILY INJURY, PERSONAL INJURY OR PROPERTY DAMAGE! BECAUSE OP ANY ACT OR OMISSION OF THE INSURED. OR V ACTS OR OMISSIONS THE INSURED IS LEGALLY BIlsmfcTRT:R! ` OUT OP THE PERFORMANCE OF PROFESSIONAL SERVICESFOR OTHERS '*2* INSURED S CAPACITY AS LAWYERS . U1HERS IN THE GLD051588 0049-GLD-000051588 JKSmS 1 lit HAKOUKD 10 HU 465425 This endorsement forms a oart of Policy No. ................................. issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective date..... ......................................... . .Effective hour is the same as stated In the Declarations of the policy. IT IS UNDERSTOOD AND AGREED THAT THIS POLICY EXCLUDES AUTOMOBILE LIABILITY COVERAGE FOR IEASED VEHICLE OR LEASED BACK VEHICLES WHEN BEING USED FOR PERSONAL USE BY EMPLOYEES AND EMPLOYEES FAMILIES OR OTHERS DRIVING WITH THEIR PERMISSION. *"\Vv g w1- orV <i Iu r tvSlJkjt. C-TWu\ s-v.c&M, ccLv \O Vff C U0t> v.'-.-C- jC .Jtfrnc Cn.'< Vei.4 c tv CLIS.Jl S X j- ^r ' -r ' >\A Nothing herein contained shall be held to vary, waive, alter, or extend any ofthe terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duty authorized agent of the company shall constitute valid countersignature of this endorsement. Countersigned by. 03240-2 A Printed In U. S. A. S--74 JliU THE HARTFORD Named Insured and Address 10 HU 465425 This endorsement forms a part of Policy No.................................. issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective date..................................................Effective hour is the same as stated in the Declarations of the policy. NOTICE OF CANCELLATION ENDORSEMENT IT IS AGREED THAT IN THE EVENT OF CANCELLATION OF THE ABOVE POLICY SIXTY (60) DAYS WRITTEN NOTICE WILL BE GIVEN TO: THE NAMED INSURED AS DESCRIBED IN ITEM #1NAMED INSURED. GLD051589 0049-GLD-000051589