Document nm29jgrkr7VvmZoDQ6mbr5eZG
FILE NAME: ZW^W^ DATE: D DOC#: W^ DOCUMENT DESCRIPTION>ZtZZ
, a.a KJS.
Our Ret: RN/8'1'1
l., eU J..av1B t l':8-h , NortL Hri tiDh l;lu.5t1oo Ltd., lHoydon-on-Tyne.
Dear Sir,
Aaboatoeia
Your lotter dated the 14th ~ay aJdressod to ~r. Sker.~s hus been passed to the ,.ritar tor attention .
.. In the rlrst plooe, we would point out th~t the Asbeatoaio
Hogulations ot 19.;1 apply (8.'.llDog other ocoupationo) to all v,ork0rs
o1on~p".oooae.wd inwc,hocl;rliyn:1o1rD.p8 aarntdlytuorrnaiosbcoisntoatheindtrhyeemtaatnoutoatotaurreticolressuoh
artlolee." Thia certainly 1njicutoa that tho procosnes rerorrod to in tho seoonj poracr~ph or yvur letter would oo~e within tho scope or the ;~abostosis Heeul.at1ons, 1r U:ey aro carried out in a lry otato; there in, or oouroe, thia ~uallticutlon, 1.o. t~~t it auoh e~plvyraent 10 oooaslonal only and not tor ~oro tllan 8 hours in any week then the Aot does not apply.
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It ~irht be worthwhile ~entioninc 4t this point that as
1renattr.dea oaustbtionsgtoos tFtihxoer:snathtuorriealisin.aothedaJo:1pe,onr ; ar1isri.nghorwroevaiert,hethodust
5heeto aro not out in the opon there is some slicht riok tro:n
aobestos Just and, ror this reecon, our st;andard 1notruot1ons to
all our l'!xers atato that 1r asbestos sheets are -out in an
enolonod spaoe they must. t1rat be JAmped.
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Turning now to ths question raised by your Inournnoo
CQ~pany - aa rororred to in the penult1..iate paragraph ~r your lottor
we ahould :nake it oleu.r that where the Regulations refer to wovon
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products they lire not referring to aabostoa-oe~ont proouots;
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rurther.nore, our understanJing of the position is that it is
othnelyoaoortp1eoolers thweh1Rohegaurelatiimonpsre. gnated with bit~~en which are outsi1e
On the ;uestion or Insuranoe ,. we have or course h::id
oonsi.lorable experionce 1n this direction, but whereo~ our ordinary ,,ork:nen 's Co.upensa tion risk io covered by an outside
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Insuranoo Co..1pany, our ,,abestoais r1ok has alweyo been oe. rriod
by our Pttront Co.npany, Turner&. ?lowall Ltd. It .:1Lht bo or
osoiutonoe to mention that we recently had ocoosion to get in
touch with one or two Iru,uranoe Ca.ir,any ~n th1o subJeot for the
pur~ono or assistin5 another oueto~er, and one or these Insuranco
Co~po.nies aJvlsed ua that they had recently quoted 7.10.01. por
oont tor thiB risk. T.t.c, other Ca:npan1es said thoy oould not
~ivo a quotation without first 1nspoot1ne tte pr<Qisea, an so muoh
depends upon the type or work being oarriod out and the facilities
provided ror dust extraction, eto. Thoy did, hov:ever, advise us
that they had rooentl7 quoted t7.lO.Od. por cont tor 3ilioon1s.
( Vie rive you the foregoing 1nfor:nat1on as in tho ovent or your deoidine that you should Insure agoinst Asbestosis then you will hnve so~e idea as to the pr0011u.u whioh will bo payable. The ous t-0:iers wehrererred to above had boon ,:iuoted a r 1Gure or 6.0 .od. por cent which, 1n the 11:ht or the enquiries cinde fro::i our Insurance Co.:;ipanies did not oeem exoessive, although we appreciate that it is probably :nany ti~es hicher than the rate ~tioh you are payin~ tor 0rJlnary compensation cover. No doubt it would bo ajvantareous so far as you are oonoerned to let tho ~ams COJ1pany cover the ~..sbestoais risk, us well as the ordinary Y,orkalens Co.:iponsation.
Wo gather rrom your lettor that you have taken all poosible preoautivna to reduce to a ::unutU the risk to the employees ooncornod Md these praoautions v,ere apporon tly ~ui te satisfaotor1 to H.~. Inspector or Factories. No doubt the Insurance
Oo~pany is aware or this, anJ we prestUe that they themselves have
surveyed the pro..iiaes. It these twd assumptions are oorroct anj 7ou ,_ do dooilo that you should oovar against this risk, then tho question or the rate will be one tor negotiation, and you will havo to review 1~ rro~ year to year in an endeavour to ~et it as low us pooslble in the light ut your oleiols ezperienoa.
to hope the toregoing will enable you to settle this
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question. but 1r there is anythin,.. whioh is not ole:ir or 1r thore
is any:othor aepoot.-on which you foal we might be able to assist,
please uu not hesitate to advi~o us.
Yours ra1 thtul_~T,
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For Turn~ Asb~mont Co. Ltd.
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