Document nLBGK1z0Q8QaOBjwg0EQN1a8

kr* Dual ftpi CERT. sjVJJjg jh fU*te S''J J w la rot The Rubberold Coopany/- Prior to the reneval date, ve bad tlx eentmcta oa tb tier* eonpany, throe Ufa tad thro* Health, all eoablaftd for dividend purpoeee. hen a* eoneiderad th (reap for poor oxperlaaee prior to tba renewal data, ve raeoasaadad that tba rate oa taro of tba Ufa contracta ba laeraaaad from "Ta to "T" plua $400 aad from *7a to *Ta plua f300, reapeetirely, Tba idainietraticn Urielon aakad vbet tba rata vould ba oa tba whole group if all tba Llfa coatracta vara aargad aad eoablaad vltb tba nargad Haaltb groupa for dividend purpsaea* Va quoted a rata of *T* plua $2*00 for tba eoablaad Ufa coverage which vas obtained* ill tba $ * .Ufa coatracta ara aov uadar oaa policy at tba laeraaaad rata of "T* plua 2 00 DB/GT