Document mqM0jG0wxYq4Qnwrdz5Y7zVRg

Dr. '"cConnell, T.Ifare Division, Industrial Health Section Re: Johnson'* Company, Thetforo Hines Test, Quebec ire cover the employees of the above company for group life insureDce, end to date the claims amount to S3Z of the premiums. bcveral yeere ego the experience wt-s unfavorable, and r.e rtfermd the (.roup to >ou because there tea a substantial number of claims for lung dicoecoc. There has been an improvement in the experience in recent years end the covers*# has shown e profit since 1935. In 1936 the question of offering this eomprny Aceid">;t t He*'1th benefits its considered and r.e aaxed you to stake cn inspection of the properties. fou reported that the employee.-. were french Ca:.L*Iici.t ond looked undernnuriched and tht t in your opinion the cl* in ex.-erience would not be very good. On the bacis of this report, .e decided not to offer Accident k Health coverage. Our representative hat tgain rr.ited the question of /ceio'ent k Health coverr.*# eed advises us that the company hat appropri* ted considerable sum of money for mine improvement*. Possibly thie wiil im prove the group ea e risk for group coverage. fie would appreciate a further inspection of this c-imprny'a properties and a report from you at your convenience. The ,,ro*:p is not ler^e enough to justify the expense of e epecial trip for this inspection, but possibly you will have aomaoas in the vicinity soon and can have him sake a report. In advising u* whether you consider this compare an rrpcptible risk for Aceident & Heulth coverage, you will i-- r.t to. t* he into co'iclder; lion tlu t for this lK.uatry (asbesto# mines) t.e lotd our at'.irhT.i i" ns IC~-. In other words, if you think tha claim rata rill be leas than 140^ of the claim rata in a non-hazardous industry, our normal rate should be adequate. Of courts, the plan wa will offtr will notArevire benefits for occupational accidents. Croup Lif4 k Haaltb Section m* r_ wj ...............