Document Z4x3xrMJ5pQVmO8meon6zJpYL
FILE NAME: Contract Unit Workers Comp Claims (WCC)
DATE: 1953
DOC#: WCC030
DOCUMENT DESCRIPTION: Workers Comp File - Munger, Louis M Contains all documents found in the Claimant's file, with one blank page between each separate document
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Comp Cases in New York, Etc.
I asked Louis Brown to check the 2 cases on the Armstrong list in NY before 1964. One was a 1957 case that went to the Appeals Board. Lou said the case file on it, which is from the Buffalo area, may no longer exist. It would be a public record once appealed. (V. Coll) The other case was in his area (Wm Dean, I960).
Barb found that there are records for burial permits, and they are in the charge of our friend Irv Mellon.
Michigan -- Munger on Armstrong list
17 years as pipe coverer, compensated by Armstrong, decision copy on the way from
nice woman at 517"373"3476. State has no employer index. See letter to Zechinato.
Armstrong tried unsuccessfully to involve other employers of Mr. Munger in paying
off the claim. I have asked for all communication with employers, Ms. Z 5373"3492)
assured me that the info is all freely available under the state FOI act.
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Texas -- Workers Comp Records
They have an employer index of claims back to the mid-50s. I told Mike Hauty to check the records, which are open enough so that he thinks he'can view the microfilm of case files. The case files that old are somewhat trimmed, and may be missing some of the material we want to see (e.g., mention of and contact with defendants out-of-state or defendants against whom the claim was dropped.).
I called Dave Weir to confirm his availability and willingness to be my inter mediary in dealing with Judge Gately and the California comp board.
Blood on the Tracks of Johns-Manvilie
Contrary to what Ms. Zechinato told me yesterday/ Mr. Mung^r made his compensation claim against a bunch of firms that employed him V s a^^parbecoverer in Michigan. The The law is quoted in a letter to one of the firms, Young Sales Corp., and it says the last employer where the man was at risk of the disability claimed pays all; how ever, that employer may apply for apportionment of costs among all other employers where claimant did similar work, and apportionment will be weighted by length of service per employer. Armstrong was apparently the last one, and the one of long est standing, but Armstrong dragged in the others.
The records, original file copies of which were sent to me, show that Johns-Manvilie was notified August 1, 1956 of Armstrong's application for a hearing and adjustment of claim. On January 18, 1957 $260 of compensation was assessed to J-M, which was agreed upon, because of Mr. Munger's 2 months' employment with J-M. Another $127.34 in medical costs was hung on J-M, 12/3/59*
It is unclear from the papers sent to me that Mr. Munger made 3 separate claims as his disability worsened, but that is what Ms. Z said. The appeal decision, received last week, states that Hunger was a pipe-coverer for 17 years. It is thus apparent that despite Munger's brief employ with J-M, J-M had an excellent chance to learn here of the hazardous nature of pipe-covering work.
April 8, 1978
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/baltim ore NEW YO RK ClARKSBUPG TULSA ST. LO U IS
/ CHICAGO LOS ANGELES At l a n t a P IT T S B U R G H
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2221 NORT H C H ARL ES STREET, BAL T I MOR E 18, MD.
March 9th, 1956
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TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM T ELETY P E BA 582 CABLE ADDRESS
"A LEX B LU E"
Mr. R. C. Schiedt, Jr.
Insurance Department
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Armstrong Cork Company
Lancaster, Pennsylvania
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Dear Mr. Schiedt:
re: Louis M. Munger
. 1953 Workmen's Compensation
Claim No. B 72978A9_________
Referring to your letter of February
23rd, ve are advised by the Travelers Insurance Company that
Apportionment proceedings are presently delayed because of the
Workmen's Compensation Appeal' Board Avard of January 18th, 1956.
The Travelers have filed lea've to appeal to the Supreme Court on
the ruling of the Appeal Board handed down on January 18, I956.
The Travelers have promised to keep us
advised of developments and when we have further information, it
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will be passed on to you.
Sincerely
ALEXANDER & ALEXANDER, INC.
LOSS DEPARTMENT
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JAN 2 3 1856 AVI S T A T B O F R I C H I Q A I w o r k m e n 's compensation fpea,;;b o a r d s
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ARMSTRONG CORK CCMPAMT^'-'Vi
TRAVELERS INSURANCE C04PANY,,
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DEFENDANTS.
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Workmen*s oa- "
penstion Appeal Board held At its offices in the City of Lansing,
Michigan, this
lBth : day of January," A, D. 1956} / i:
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Hon. H. Delbert S t o r i e , 1
- Hon. James H. McLaughlin,
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; Appeal Board on appeal of the defendants from the award of the /L- .
Hearing Referee Nolan granting compensation to plaintiff at the, j ^v.
rate of $36.00 per week from August 8, 1953 until the further :'
order of the Department but not to exceed the sum of $10,500.00}
after due consideration of the evidence,taken and the arguments
and briefs of counsel (the Board having made a finding of facta :
' and law) and it appearing to the Board that the award made as - t
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BALTIM O RE. MO. N (W YORK. N . Y. c l a r k s b o r o . W . VA.
TULSA, OKLA. 0T. LO U IS, MO. CHICAGO . ILL. UOS ANGELES, CAL. ATLANTA. OA. PITTSBU RG H . PA.
A lexander & A lexander
IN C O R P O R A T E D
AVERAGE
INSU
ADJUSTERS
RANCE
C O N SU LTIN G
ACTUARIES
5 0 3 ST. P A U L P L A C E , BALTIM O RE 2, MD.
July 22nd, 1955
TELEPHONE MULBERRY 0 -8 3 4 0
BELL SYSTEM TELETY PE BA S 8 2
CABLE AOORE88 " ALEXBLUE"
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Mr. R. C. Schiedt, Jr. Insurance Department Aim strong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt;
^f ^ RE; Louis M. Munger
1953 Workmen* scompensati on Claim B 72978X9____________
We recently made inquiry of the Travelers Insurance Company in respect to the status of this claim and wish to quote from their letter of July 15th, as follows;
"Our petition to take additional medical -testimony has been denied by the Industrial Commission. We are now perfecting our appeal to the full Board from the Deputy* s award.
"Our reserves presently remain the same as indicated in our letter of April 18th, 1955."
and 1 ,500. medical
file.'
The reserves mentioned are $6,000 claim
The above is for your information and Sincerely
ALEXANDER & ALEXANDER, INC.
)SS DEPARTMENT R
M U N M O . MO. Y OK . H . Y.
CU * K * BUR0, w * va tuv*a, okua. *T . L O U I. MO. CH IC A G O . H .L. to f anoeleb. cal. ATLANTA, GA.
A lexander & A lexander
in c o r p o r a t e d
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
5 0 3 ST. PAU L P L A C E , BALTIM O RE 2, MD.
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TELEPHONE MULBERRY 5 * 4 * 4 0
ELL SYSTEM TELETYPE BA BSE CABLE ADDRESS
A LEX BLU E'*
April 28, 1955
Mr. William L. Hughes, Manager Insurance Department Armstrong Cork CompanyLancaster, Pennsylvania
Dear Bill:
WORKMEN'S COMPENSATION INSURANCE D/A-August .Ith^JLga. Employee: Louis M. Munger Travelers Claim No. B 729781$
In connection with Mr. Schiedt's letter of April 5th, regarding the above claim, we are advised by the Detroit Claim Office of the Travelers that the apportionment proceedings have not yet been completed. In this claim the Deputy Commissioner held that the Plaintiff was disabled from an occupational disease known as "Asbestosis" . The apportionment proceedings had to be delayed until the award was handed down by the Deputy Commissioner on February 25th, 1955. However, on March 1st, 1955 the Travelers' recent medical information indicated that the claimant may be suffering from Pulmonary Emphysena, with evidence of Asthmatic Bronchitis. It appears possible that the employee does not have Asbestosis.
The Travelers immediately filed an appeal with the full Board, and petitioned to take additional medical testimony on this claim. The date for the taking of the additional medical testimony has not yet been set.
The Travelers' present Reserve on this case is as follows: Claim $6,000., Medical $1,500.
The Travelers will advise us when the additional medical has been heard by the Commission and the award of the full Board received.
Very tr^y yours,
ALEXMDB^> ALE^WDER, INC.
JEFBMcD
_A_ssiissttaanntt Vice President
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Mr# 1 E. Pannoa'
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Alexander & Alexander, Inc*
503 St* Pool PI*** Baltimore 2/ 8d* : .
Saar Mr* 7/cmoni
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1953 Vorisen*f Coapansation CUla #B-7297d49
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The alleged injury (pneuaooonioeie) occurred August 7 1953 *1# aeoording
to the last report, a hearing on this olai* vae held in Boy City, Michigan,
on May IS, 195-4 before a Deputy Coaaissioner*
Could you let us know about the outeoae ot this hearing and whether or not apportionment proceedings hare been completed A $3,500*00 compensation and $1,500*00 aedlcal reserre had been established on this claim and me are wondering if those amounts are still standing or if the dal* has bean
closed end you can girt us the find '.costs*'
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CLAIM DEPARTMENT H. C TIMMINS, Claim Manager
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July 1 , 1954
B 7297849 Armstrong Cork Co. Re: Louis M. Hunger
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BRANCH OFFICE Dim Building
719 Griswold Street at Fort Street DETROIT 26, MICHIGAN
Telephone: W Oodward 1-8240
Armstrong Cork Company Lancaster, Pennsylvania
Attent ion: E.M. We groan
Gentlemen:
With reference to your letter of June 24, 1954,please be advised that there has been no change in status in this claim since my letter of May 26, 1954. Mr. Manger has encountered considerable difficulty in trying to establish his work record through Social Security records. Our apportionment proceedings are dependent upon the exact work history and we are unable to commence proceedings until this has been obtained. I am hopeful that we may have this information shortly.
We shall be pleased to furnish ary additional information you may require.
Yours very truly,
rew/mb
mit R. E. Wveerrrner
Supervising Adjuster
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B 72^649'~*Arstrong Cork (5M|^"an4V^''V-,: Melnecka & Cdauaay * Rat Loula M. Hunger ,,.-
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Attn:' Mr.' G. H. Finlay V-- " ' -.
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CLAIM DEPARTMENT H. C TIMMINS, Claim Managtr
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May 26, 1954
Armstrong Cork Co. Lancaster, Pennsylvania
Attention: Mr. E. M. Wegraan, Tax Ins. and Real Estate Department
BRANCH OFFICE Dime Building
719 G risw old Street a t Fort Street DETROIT 2 6 , M ICH IGAN
Taiephonet WOodward 1<6240
B 7297849 Armstrong Cork Co. & Meinecke & Co. Re: Louis M. Munger
Gentlemen:
The above captioned employee has been disabled and receiving compensation benefits from August 10, 1953. He has been under the care of Dr. R. S. Taylor of Bay City, Michigan for a condition diagnosed as Asbestosis of both lungs. The condition of Asbestosis or Pneumoconiosis, from the medical records, apparantly also pre disposes Mr. Hunger to attacks of upper respiratory infection and pneumonitis.
As Mr. Hunger has four dependents under the provisions of the Michigan Workmen's Compensation Act he is entitled to weekly bene
fits in the amount of $36.00, not to exceed an aggregate total of
$10,500.00.
Part seven, section nine, of the Michigan Workmen's Compensation Act provides a total compensation due shall be recoverable from the employer who last employed the employee in the employment to the nature of which the disease was due and in which it was contracted. However, it is also provided that the employer made liable for the total compensation could apply for apportionment amongst the previous employers for whom the employee worked in the same general industry. The apportionment would be proportioned to the time the employee was employed by previous employers.
As compensation has voluntarily been paid in this claim we have filed, through our attorneys, an application for hearing to determine the rights of the parties. It is necessary to process proper apportionment proceedings that liability be determined by award of the Compensation Commission against the last employer and insurance carrier.
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HOME OFFICE:
700 M A I N S T R E E T , H A R T F O R D 15, C O N N E C T I C U T
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18, 1954 a hearing -was held in Bay City, Michigan before ommissioner, in which Mr. Hunger's testimony and the medical
,j, were made part of the Commission records. Wien the award is j down by the Commission establishing legal liability we will
position to commence apportionment proceedings against }jr employers.
priment proceedings in this matter may be delayed as Mr. Munger's
/jStory relates back to 1937 and he was not aware of dates or
actual employers for whom he had worked. Vie are going to endeavor fblish this through his social security records.
JJ}f that the above information will adequately summarize the current of this claim. We shall be pleased to furnish any additional
(ition you may require at your request.
Very truly yours,
Robert E. Werner, Supervising Adjuster
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RSnxVib4jectt\LTvo^tuilba MM* Munger
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BALTIM O RE NEW YO RK CLARKSBURG TULSA ST. LO UIS C H IC A G O LOS ANGELES ATLANTA PIT T S B U R G H SAN FRAN CISCO
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INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 N O R T H C H A R L E S STREET, B AL TI MOR E 18, MD.
September 11th, 1956
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM TELETYPE BA 582
CABLE ADDRESS "A LEX B LU E"
Mr. R. C. schiedt, Jr. Insurance Department Armstrong Cork CompanyLancaster, Pennsylvania
Dear Mr. Schiedt:
% 56
re: Louis M. Munger
D/A August 7th, 1953
Claim B 729789 ~
_____ Workmen*s Compensation
Referring to your letter of September 5th inquiring as to the status of this old case, it so happens that ve addressed a communication to the Travelers Insurance Company under date of August 27th, and now have their reply, which reads as follows:
"Please be advised that since our previous correspondence, Apportionment Proceedings have been commended against the prior employers of Mr. Munger. These matters have not yet been set for Hearing but it is expected that this will occur in the very near future.
"We shall be pleased to keep you ap praised of developments."
We will, of course, pass on to you any information which we receive at this end.
Sincerely
ALEXANDER & ALEXANpEB^ .INC.
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'j Corres. re claim of Louis M. Hunger (S/7/53).
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Workmen s Compensation Claim
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Latest letter is from Finlay of A.&A. to R.C.S. dated 7/22/55 stating petition to take additional medical testimony was denied by Industrial Comm, and Travelers is perfecting its appeal to the full Board from the Deputy's award. Reserves remain the same.
What is latest status? W.C. Appeal Bd. affirmed award Hearing Referee. Wrote Finlay on 2/23/56 asking if apportionment proceedings have been completed.
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ST. LO UIS
C H IC A G O
LOS ANGELES
ATLANTA
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P IT T S B U R G H
SAN FRAN CISCO
< & A i ^k x a ^ i i d i k i i s
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NORTH CH ARLES STREET, BALTI MORE IS, MD.
February' 27th, 1957
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TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM T E L E T Y P E BA 582 CABLE ADDRESS
"A LEX B LU E"
Mr. R.C.Schiedt, Jr.
St
Insurance Department
KAfi 1 1357 Wi
Armstrong Cork Company
Lancaster, Pennsylvania
jir
Dear Mr. Schiedt:
.
re: Louis M. Munger
D/A August 7th, 1953
Claim B 7297849
_____ Wor k m e n s Compensation
?<-
Referring to your letter of January 30th, we
-
are advised by the Travelers that Apportionment Proceedings
in this matter were held in Midland, Michigan on January 18th,
1957.
Diability Benefits in this matter have been pro rated against prior employers of this claimant. The award handed down by the Hearing Referee provides that a total of $5;135*00 be contributed to the Travelers Insurance Company from the prior employers of Mr. Munger. These employers, .through their respective carriers, have been requested to make this contribution as determined by award.
remain
Trusting this is the desired information, we
Sincerely
ALEXANDER & ALEXANDER, INC.
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BALTIM O RE NEW YORK CLARKSBURG TULSA ST. LO U IS CH ICAGO LOS ANGELES ATLANTA PIT T S B U R G H SAN FRA N CISCO
A l X A ^ D E K <&
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INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NO RT H CHARL ES STREET, BAL T I MOR E 18, MD.
March 21th, 1957
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BELL SYSTEM T E L E T Y P E BA 582 CABLE ADDRESS
"A LEX B LU E"
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt:
re: Louis M. Munaen_ File B 7297849 D/A 8/7/53 Michigan WORKMEN'S COMPENSATION
Referring to your letter of March 1st, the Travelers Insurance Company have written us as follows:
"Please he advised that the Michigan Workmen's Compensation Act provides that
a maximum of $10,500. be paid to the. employee in
Occupational Disease Cases. It is further provided that Apportionment Proceedings may be maintained by the carrier responsible for payment against the prior employers of the claimant.
"In the present case, the Award
provided that a total of $5,1 3 5 * tie contributed to the
Travelers Insurance Company from the prior employers of Mr. Munger. This amount to be ultimately contributed by the prior employers will be deducted from our present reserve. We will, therefore, carry a claim
reserve of $9,365* It is possible, however, that
shoudl Mr. Munger be deceased from unrelated causes prior to the expiration of the Statutory Payment Period, that our ultimate paymentswould not total
$&365."
needs
We trust the above information will serve your
Sincerely
ALEXANDER & ALEXANDER, INC.
LOSS DEPARTMENT R
BALTIM O RE NEW YO RK CLARKSBURG TULSA ST. LO U IS CH ICAGO LOS ANGELES ATLANTA P IT T S B U R G H SAN FRA N CISCO NEW O RLEAN S MIAMI
A l e x a n d e r & ixwidihim
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 N O R T H CH A R L E S STREET, B A L T I MOR E 18, MD.
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April l8th, 1958
Mr. R.C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear M r . Schiedt:
re: File B 72978^9 Louis M. Munger D/A August 7, 1953
_______ Workmen*s Compensation
We are advised by the Detroit Office of the Travelers Insurance Company that this employee remains disabled and compensation payments continue weekly. Contributions have been made, as indicated to you in our letter of March 27th, 1957
The Travelers further state that it is
anticipated that the maximum payment of $10,500. will be made in this claim with contributions of $5,135-00 to be
contributed to the Travelers from the prior employers, as
provided by the Award.
The above is for your information and
file
Sincerely
ALEXANDER & ALEXANDER* INC.
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S5UEFARTMENT R
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM TELETYPE BA 582 CABLE ADDRESS
"A LEX B LU E"
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BALTIM ORE NEW YO RK CLARKSBURG 1ULSA S I. LO U IS CH ICAGO LOS ANGELES ATLANTA P IT T S B U R G H SAN FR A N CISCO NEW O RLEAN S MIAMI P H ILA D E LP H IA
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NORTH CHARLES STREET, BALTI MORE IS, MD.
July 10, 1959
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM T E L E T Y P E BA 582
CABLE ADDRESS "A LEX B LU E"
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Mr. Wallace B. Hofferth, Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Asst.
General Manager
Re: WORKMEN'S COMPENSATION Open Claims for 1953
Dear Wally:
X
Referring to your letter of June 5th/nd in particular to the claim of Louis Manger, D/A August 7, 1953, Travelers Claim No. B7297849, we would "Tike to report that tne Detroit Claim Office of -The Travelers inform us that compensation benefits in the amount of $10,500 have been made to this claimant, but they have been reimbursed by his former employers to the extent of $5,135. The Travelers re serve, therefore, as far as Armstrong Cork is concerned, is $5,365 claim. Their reserve for medical is $5,000. Medical expenses to date have amounted to $4,848.89 and we are advised further that The Travelers are commencing proceedings against the prior employers of Mr. Munger to obtain apportionment of the medical benefits.
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Subj acti 1 Lo u is M. Hunger
/ 7
i.Vorkaen* 8 Compensation, Mich.
D/A - 8/7/53
Claim #0-7297849
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The follow ing vage record shows Hunger's employment by Armstrong during the
entire period covered by Travelers workmen* s compensation insurance. The
1953 T ra velers p o licy #HJB-2673803 i s the only one involved.
Week EndinZ
Week Endinv
Hours
5/10/53
40
5A7/53
32
5/24/53
32
5/3V53
24
6/7/53
36
6/ I 4/53
40
' V21/53
16
6/28/53
16
7/ 5/53
28
7/ 1 V 53
40
7/ 19/53
40
7/ 26/53
40
8/ 2/53
32
8/9/53
40
According to T ravelers le t t e r dated May 26, 1954, H r. Hunger's "work h isto ry re la te s back to 1937* I t i s our understanding that awards are apportioned among the employers according to the periods o f employment. Pipe covering mechanics conceivably could work fo r many d ifferen t employers during the course o f a year. Under the circum stances, Hunger's fourteen weeks o f employ ment with Armstrong under T ravelers coverage, out o f a to ta l o f 832 weeks, should o rd in a rily re s u lt in an in sig n ific a n t charge to our lo s s record unless other extenuating circum stances are involved.
le t correspondence in our f ile s would lead one to b elieve that Traveler^ w ill charge us with 5l o f the $10,500 maximum compensation award plus several thousand d o lla rs in medical co sts. A ll Hanger's years o f employment with Armstrong account fo r a l i t t l e over one-third o f h is employment since 1937.
Standard Accident Insurance Company provided workmen's compensation coverage fo r Armstrong %dren Hunger worked fo r us in 1942, 1943, 1944, 1949, and 1951
Mr. a* H. F inlay
2
Ju ly 17, 1959
Kay va as suae the issu e o f apportionment betveea Standard Accident and Travelers w ill be separately determined ainoe the Board has already fixed the amount to be apportioned among the various employers eves though these amounts appear questionable in the lig h t o f Armstrong1s employment record.
Ve re a lis e under Section 9 o f the Michigan Workman* s Compensation Act that com pensation i s recoverable from the la s t employer) yet i t i s d if f ic u lt to under
stand hov former employers vould contribute only (5,135 since T ra v e le rs insurance covered only fourteen veeks.
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Tery tru ly yours,
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A X A T O U D K I R S s.
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NO RT H C H A R L E S STREET, BAL T I MOR E 18, MD.
T T'
July 30th, 1959
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM TELETYPE BA 562
CA8LE ADDRESS 'A LEXBLU E"
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt:
LOUIS M. MUNGER Workmen's Compensation, D/A August 7th. 1953 ClaiiTB 7297849
Mich. ____
The information contained in your letter of July 17th was transmitted to the Travelers Insurance Company for comment in respect to their contribution of payments. They now advise that Mr. Werner, who has been handling this matter personally is away on vacation and that they would prefer to defer answering your inquiry until his resturn.
We should hear further from Mr. Werner in the very near future and when the information is available, we will pass it on to you.
S incerely
ALEXANDER & ALEXANDER, INC.
ENERAL ADJUSTER R
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C H IC A G O LOS ANGELES ATLANTA P IT T S B U R G H SAN FRA N CISCO NEW ORLEAN S MIAMI
P H ILA D E LP H IA
A X A N B E R Ss i^ILJEXAMIIDIEIR
INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NORTH CHARLES STREET, BAL T I MOR E 18, MD.
August 25th, 1959 .. u
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt:
LOUIS M. MUNGER Workmen's Compensation, D/A August 7th, 1953 Claim B 7297849
Mich.
Supplementing our letter to you of July 30th,. we now enclose photostat of letter dated August 21st, 1959 from the Detroit, Michigan Office of the Travelers Insurance Company in respect to the contribution made by them in the handling of this matter.
Should you desire any additional infor mation, please let us know and we shall endeavor to secure it for you.
Sincerely
ALEXANDER & ALEXANDER, INC.
GENERAL ADJUSTER R
TELEPHONE TUXED O 9-4304
B ELL SYSTEM T E L E T Y P E BA 582
CABLE ADDRESS "A LEX B LU E"
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August 21, 1959
uanch orna
CXm* iuAdlny 71f G risw old S<t m I a t Pod Street
DCTROCT 26, MICHIGAN
TslH>-- WOe^eent M240
Alexander & Alexander Agency
2225 H. Charles S t. Baltim ore 18, Maryland
Attn:
F in la y
General Adjuster
B-7297849 Armstrong Cork Co, et al Re: Louis M. Hunger
D A : 8-7-53
Dear Mr. F in la y :
I am so rry for the delay in answering your previous correspondence concerning th is claim . This has been due to vacation schedules.
The Apportionment Proceedings bafore the Michigan Workmen's Compensation Department in the Louis M. Hunger Claim , were held on 1-18-57. Under the Michigan Workmen's Compensation A ct, Compensation can be recovered by the employee from the la s t employer, the date of in ju ry being the la s t day worked in the employment in the exposure to which the d is a b ility is claimed to be due. Apportionment by th is la s t employer can be obtained^rm a U rp rio r employers in which there was a lik e exposure. However, Apportionment doea\ not l i e against the previous insurance c a rrie rs of the same employer. In ) th is claim , apportionment would not re st against the previous insurance / c a rrie r of the Armstrong Cork Company.
As d is a b ilit y was due to a dust d isease, under the Michigan Workmen's Compensa tion A ct, payments to the employee would be lim ited to an amount of $10,500. Apportionment rig h ts against p rio r employers would e x ist from the date of in ju ry in 1953 back to the date of the Occupational Disease Amendment of the Michigan Workmen's Compensation Act Cn Ju ly 30, 1943. At the Hearing on 1-18-57, the work h isto ry of the P la in t if f was obtained. The P la in t if f had a to ta l exposure of 81 months and with respect to the in d ivid u al employer, the exposure of each employer was tabulated as follow s:
Armstrong Cork Company - 41.5
Jackson In su latio n Co. - 19
Evart Asbestos Co,
9.5
J , W, Wellman Co,
4 .0
R ile y Stoker Co. Johns-Mansville Co. Central Asbestos Co^; Parham Co,
2.5 2.0 2 .0
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8-21-59
With the 81 months of exposure, a percentage of 41.5 i s the amount apportioned to the Armstrong Cork Company to be paid by The Travelers Insurance Company, There would be no apportionment by The Travelers Insurance Company against the p rio r insurance c a rrie rs e f Armstrong Cork Co,
The to ta l l ia b il it y e f The T ravelers Insurance Company in the amount of $10,500 has been paid by The T ravelers Insurance Company to the P la in t if f , Louis fexnger, and the amounts recoverable under the award from the p rio r employers, have been reimbursed to The T ravelers Insurance Company,
Medical expenses in ths abort claim to ta l $5,157.16. Apportionment Proceedings have been co n e need against the p rio r employers to obtain a pro-rata reimbursement of th is medical expense, in accord with the award of 1-18-57 This matter is presently pending before the Workmen's Compensation Department.
I tru st that t h is le t t e r w ill serve to answer the questions raised in our assured's letter of Ju ly 17, 1959.
Kindly advise i f ad ditio nal inform ation may be required.
EEW/mnr
Supervising Adjuster
-cA. A
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y I
September 1, 1959
Mr. Q. H* fin la y
Alexander & Alexander, In c .
2225 H. Charles S tre et
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Dear Mr. flnlagr c-, ; - ;
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Subject* vX o tiis M. Manger
D/A - S m f ^ M i c h .
Claim #B-7297849 -
V.' -
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Thank you for the copy of the August 21 letter written to you by Travelers adjuster, R. V. Werner.;
Mr. Weiner w rites, "Apportionment rig h ts against p rio r employers would e x ist from the date o f in ju ry back to the date of the Occupational Disease Aa*4nent o f the Michigin Workmen*s Compensation Act on Ju ly 30, 1913." '
In K r. Hunger' s case that covers a period o f tea years. H is f i r s t employment with Armstrong Cork Company was in 1944 H is next period o f Armstrong employ ment occurred in 1949 Unfortunately, the detailed record o f h is employment during these two years has been destroyed. We can, however, give you the d e ta ils on h is employment during 1951 and 195*> - " -
195X Total Wages Paid - $4,638.55
....... i i M a r c h - ' - - 3 \Acs.
J u ly 4 wk*
-
-
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' Amg. 5'-'* . * - - ~ '
.
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Sept. 4
June r : A : :r ,,
O ct.' 4 *
1953 Total Wages Paid - $1,287.12 * *
May June
4 vks. 4 *
Ju ly 5 wks. Aug. 1
I f he worked during the en tire year of 1944 and again in 1949 which i s doubtful, he could not have been in Armstrong1s employ fo r a period o f more
than 3^ months at the most out o f a to ta l o f 120 months which elapsed since the enactment o f the Occupational Disease Amendment.
Mr. Q. H. Finlay
- 2-
September 1, 1939
Anastrong vas charged v ith & to ta l o f -41.5 months, and we are wondering vh&t
happened daring the remaining 39 months out o f the 10-year period which are unaccounted fo r. M ilita ry service might be the answer. Vere the names of a l l o f h is employers secured from S o cia l Secu rity records during th is 10-year period? jj ' ...
We re a lis e those records do not always give the complete sto ry. However, in Mr. Monger*a ease, the f i r s t $3,000 o f each y e a r's wages would be reported Up to ~emd including 1950 and the f i r s t $3#600 up to and including 1953 by each employer. r 8ince these pipe covering mechanics could conceivably work fo r sev e ra l d ifferen t employers during the course o f a year, I t i s p o ssib le that one might accumulate the greater p art o f Munger's employment h isto ry fo r each o f the years i n v o l v e d . r : ; ].ji ci,
Ve vere unable to fin d any reference in our Vorteaan' s Compensation Lav Reporter
which ;would not perm it apportionment against previous insurance c a rrie rs o f the
seme employer. However, ve did come across the following item - Hay v. Klng-Seely
Carp. (1951) 62 X. V . 2d 631.
.^
"Even though the employer had elected to become a 'se X f-ih su re r' 51'"
' end the employer's former insurance c a rrie r no long er carried
' the employer's r is k s at the time o f th is hearing, the c a rrie r .
.
vas properly held lia b le fo r an employee's occupational demak->lf^f. '
\ t it ia since there vas evidence that the claimant had contracted
her o rig in a l case o f derm atitis while the c a rrie r was s t ill_ ;f * '' :',^'
'"covering the em ployer.'', u
- >-- .* ht***'-. >
I t i s very u n lik e ly that anyone would dispute the fa ct that Mr. Monger had con
tracted asbestosis long before h is la s t fourteen weeks of employment with
Armstrong in 1953"
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**-** ** *******
Ve would lik e to know vhy only 81 months were used in the apportionment end
also what section o f the Act was applied by T ravelers Legal Department or the
Appeal Board in ru lin g that Standard Accident could not be Involved in apportion
ment proceedings as our former insurance c a rrie r.
''' '
Very tru ly yours, "" ARMSTKDNG CORK COM?AST
JEZ
-c.- r
R. 0 . Schiedt, J r . ' ' Insurance Department
i> l ' - ,
J . E . Z e lle r, AC&3, Lancaster
BALTIM ORE NEW YO RK CLARKSBURG TULSA ST. LO U IS C H IC A G O LOS ANGELES ATLANTA P IT T S B U R G H SAN FRA N C ISC O NEW O RLEA N S MIAMI P H ILA D E LP H IA
...0t
Alexander
IN C O R P O R A T ED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 N O R T H C H A R L E S STREET, B A L T I MO R E 18, MD.
September 16th, 1959
TELEPH O N E TU X ED O 9-A304
B ELL SYSTEM T E L E T Y P E BA 582
CABLE ADDRESS "A LE X 8 LU E "
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt:
re: Louis M. Munger D/A August 7,.1953 = Michigan Claim No. B 7297849
The information contained in your letter of
September 1st, 1959 was transmitted to the Travelers Insurance
i.'1
Company for their comments, and so that you may have their full
views, we attach hereto photostat of their reply dated September
10th, 1959, which will be found self explanatory.
We trust the information contained in Mr/
i
Werner's letter answers your inquiry, however, should you desire
any additional data, please let us know and we shall be glad to
secure it for you.
S incerely
ALEXANDER & ALEXANDER, INC.
GENERAL ADJUSTER R
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Attached is the subject Notice of Hearing received from the Workmen's Comoensation Department of the State of Michigan in Lansing. It indicates that in Midland on December 3rd a hearing will be held on Detition for apportionment. The Dlaintiff is Mr. Lewis M. Munger and the defendants are the Armstrong Cork Comnany et al. Dick Sigel today indicated that Mr. Munger has never worked for the Armstrong Contracting & Supply Corporation, but he vaguely remembers that he did work for the Armstrong Cork Comoany on the Dow Chemical contract aonrorimately three years ago, and at that time contracted Sycosis. This asbestos worker then listed all of the insulation contractors for whom he had worked in the past, indicating that he had contracted this disease by virtue of his work with asbestos products. Dick thinks that about three years ago a hearing was held on Workmen's Comosnsation, that this must be a reonening of the case and that our Insurance De partment or Travelers Insurance Company has all the details. The. attached notice is therefore passed on to you and we ask that you handle it.
Enclosure
FORM 1802 3.55
s>ORM 14
U
Workmen's
St a t e o f M ichigan
Compensation Department
LANSING, MICHIGAN
PLAINTIFF
NOTICE OF HEARING DEFENDANTS
L*ls H. Munger
Armstrong Cork Co. e t a l
(SEE AffAtRfE LSf)
STATE OF MICHIGAN, ]
County of Ingham
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- AtHL0L"JLRaDEmQeBUsEENSDToIS1RaEFilCOTREDADJTOOUiRNMENT^
To the abov~e named parties and each of them: Bay 1C2iItB`y>PaMrkich. T tle# Tirinb'roe*l -t* PLEASE TAKE NOTICE that a hearing on this case will be held before a Representa tive of the Workmen's Compensation Department on the matter indicated below: ( ) application for hearing and adjustment of claim ( ) agreement to redeem liability ( ) application for a lump sum advance ( ) petition for additional medical benefits ( ) order or petition for additional testimony ( ) petition for determination of rights
( X ) P e t i t i o n f o r APRORTlcm cKHr
at the COUNTY CLERK'S OFFICE, in the City of........................................................................ , County of................ KISUCID-............................., State of Michigan, on the...... -SrS........ day of ...................... C soesb er....................................., 19 59 commencing at 9:30 o'clock in the FORE NOON, LOCAL time
YOU ARE DIRECTED to be present at the time and place above mentioned and to be prepared to proceed with the hearing with such witnesses and proofs as are necessary.
If approval of attorney fees is required, the attorney must file a statement of the proposed fee on or before the date of the hearing.
WORKMEN'S COMPENSATION DEPARTMENT
Dated at Lansing, Michigan, this.....
Secretary of the Department
-day of....Co*0feer-
19 5 0
Travelers Ins* Co. P. 0. hex 309 Midland, Michigan
Lace/, Jones & Doolie, Attys. 1204 Dime blag., Detroit, Michigan
>Y/J9a0c2ksE.onMiIcnhsiuglaanti^ovne.C,o. /
Jackson, Michigan
Kalamazoo Asbestos 744 E. Walnut t.,
Co.
Q
Kalamazoo, Michigan
Michigan Mutual Liab. Co. 28 V/. **dans, Detroit, Michigan
State Accident tund
hansing, Michigan
o
Johns-Manville % l e s Corp..
22 E- 42nd. St., New York, N. Y.
Au
Perkhao Insulation Co.
730 S. Dix ht.,
0 ,/
Detroit, Michigan
Aaerican Automobile Ins. Co. 1100 Guardian bldg., Detroit, Michigan
Walter A. Mansfield, Atty. 1912 Guardian bldg., Detroit, Michigan
Riley Stoker Ccrp. of Foot of Walker St.,
N.r \Y . .
Detroit, Michigan
^
l/^Evart Asbestos Insulating Co. of Grand rapide, 326 Mt. Vernon St., Grand Rapids, Michigan
/ J. " tollman ^sbestos Co. of Saginaw
3S2a3ginSa.wM, agMaicrhaigatn.,
Central Asbestos & Magnesia Co. /
of Molland
f)
Holland, Michigan
^
Hartford Accident & Ind. Co, 135 N. Washington, Saginaw, Mionigan
Young Salsa Corp. Nashville, Tenn.
The Austin Co.
16112 Euclid St., ,P)
Cleveland, Ohio.
v~-/
General Accident Aggur, Corp. 469 Ledyard ^t., Detroit, Michigan
Stanton, MacKensie, Cartwright
& Walker, Attys.
Bearlnger Bldg.,
Saginaw 3, Michigan
O 'Keefe, Braun, Kendrick & Finkbeiner,
Second Natl. Bk. Bldg.,
Attys.
Saginaw, Michigan
Weadock & Montgomery, Attys. 303 hearinger bldg., Saginaw, Michigan
February IS, i960
Mr* 0. 9* Finlay Alexander & Alexander, Inc. 2225 H* Charles Street Baltinore 18, Md.
Dear Mr:** Finlliay*
SubJact* /Louis x/i/A - August 7, 1953 - Michigan Claim #8-7297849
Have yon received any ward of the outcome of the apportionment proceedings covering medioal benefits in the Hunger claim? According to the Hotice of Hearing, the meeting v&s scheduled fbr December 3, 1959*
Yeiy truly yours, AEMSTRDB3 COBS COMPANX
R. C. Schiedt, Jr* Insurance Department JEZ
*DAT^^THIS" DECSJ SHAUL STAKliu^TH W H 'DECtS?0H;OK THE W r SS& M * :'
fe '.'
^ T T O F ty , F M '. IN ,EXCESS OF._.35% p r 'TIK ' M ^ N S T p ^ ACCRUED IS AUTHORIZES* tXCXPf *VPOH
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ATLANTA BALTIMORE CH IC A G O CLARKSBURG LOS ANGELES MIAMI MONTREAL NEWARK NEW ORLEANS NEW YORK PHILADELPHIA PITTSBURGH SAN FRANCISCO ST. LOUIS TORONTO TULSA
A . A . ileslammer & iljeslakidiek INCORPORATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIEl
2225 NORTH CHARLES STREET, BALTIMORE, MD. 21218
February 19th, 1964
CABLE ADDRESS "ALEXBLUE"
Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Gentlemen:-
re: Lewis M. Munger D/A August 7tH7~953 File B 72978349
We have received a status report from the Saginaw, Michigan Office of the Travelers Insurance Company in connection with theabove case, which reads as follows:
"This man is permanently and totally disabled. I would not expect any startling developments will be occurring on this case. We will just continue to pay lifetime medical as set forth in our Michigan compensation act. We have paid $1,748.24 medical since July, 1962."
The above is for your information and file.
Sincerely
BALTIM ORE NEW YO RK
CLARKSBURG TULSA ST. LO U IS C H IC A G O LOS ANGELES ATLANTA PITTSBU RGH SAN FRANCISCO NEW O RLEAN S MIAMI P H ILA D E LP H IA
Auexander & Alexander
IN CO RPO RATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 N O RT H CH ARLES STREET, BAL TI MORE 18, MD.
July 30th,1962
_ L /'
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM T ELET Y P E BA 562 CABLE ADDRESS
"A LEX B LU E"
Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Gentlemen:-
B 72978349
re:
s
D/A August 7th, 193
Workmen's Compensation
We quote from letter of the Travelers Insurance Company dated July 25th, in reply to our inquirey as to the status of the case:
"We are writing you at this time in response to your letter of June 15th regarding the status of this case. There have been no important developments on this case during the past year. Principally, what is involved here, is that we have a caja of permanent dis ability involving silicosis and this condition will require continual treatment as long as Mr. Munger lives. Under the Michigan Compensation Act, and its present interpretation by our Supreme Court, we owe tl*is man medical expense for life. We are following the case closely and paying reason able medical expses that occur."
The above is for your information and file.
Sincerely
*7/A?
BALTIM ORE NEW YO RK CLARKSBURG TULSA ST. LO UIS C H IC A G O LOS ANGELES ATLANTA PITTSBU RGH SAN FRAN CISCO NEW O RLEAN S MIAMI P H IL A D E L P H IA
A u -h s x a n i d i e r <&s A j l e x a n i d i e r
IN C O R P O R A TED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NO RT H C H ARL ES STREET, BAL T I MOR E 18, MD.
September 19th, 1961
TELEPH O N E TU XED O 9-430A
B ELL SYSTEM T E L E T Y P E BA 582
CABLE ADDRESS "A LEX B LU E"
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt:
Louis M. Munger D/a August 7th, 1953 W. C. B 7297849 - Michigan________
We enclose herewith copy of letter dated September 8th which we received from the Detroit Office of the Travelers Insurance Company in connection with the above case, which we trust answers the inquiry contained in your letter of August 18th, 1961.
Should you desire any additional information, please communicate with us.
Sincerely
ALEXANDER/^ ALEXANDER, INC.
'GENERAL ADJUSTER R
CLAIM DEPARTMENT
H, C . TIM M INS, Clolm M a n a g er
September 8,1961
BRAN CH OFFICE
Dme Building 719 Griswold Street at Fort Street
DETROIT 2 6 , M ICH IGAN TUphon*t W O o d w a rd 1*8240
Alexander & Alexander Inc. 2225 N. Charles St. Baltimore 18, Maryland
Attn: Mr G. H. Finlay Central Adjuster
B-7297S49 Armstrong Cork Company Re: Lewis M. Munger D/L: 8-7-53
Dear Mr. Finlay:
This will acknowledge receipt of your letter of 8-25-61, in connection with Mr. Schiedt's inquiry regarding the above matter.
At the time the Apportionment Proceedings were held, it was co reputed that Mr. Munger had a total exposure in the industry of 81 months and the exposure of each employer was tabulated as follows:
^Armstrong Cork Co. Jackson Insulation Co. Evart Asbestos Co. J. W. Welnan Co. Riley Stoker Co. Johns-Manville Corp. Parham Co. entral Asbestos Co.
41 5/l months S3.7D /
19
9 5/10
4
2 5/l 2
5/10
Jz
2
PRO-RATA LIABILITY
51.232 23.44# 11.722
- $121.32 - 6O .66
4.932 - 25.54
3.082 - 15.96
2.462 - 12.71
0Q.612 -
3.19
2.462 - eliminated
Contributions have been received from all of the carriers, with the exception of Continental Group, the Compensation Insurance Carrier for Evart Asbestos Co. The Evart Asbestos Company's share amounts to $60.66 and while Continental Group have raised some question in this matter, we expect to receive a payment shortly.
We trust the above is the information you desire.
Very truly yours, 1
LCW/mnr
'L. C. Widmayer Supervising Adjuster
\
HOME OFFICE:
700 M A I N S T R E E T , H A R T F O R D 15, C O N N E C T I C U T
August 18, 1961
Mr, G. H. F in la y Alexander St Alexander, In c , 2225 North Charles S t, Baltim ore 18, Md,
Dear Mr, Tihlay*
/
Subject! /Lo u is M, Hunger * D/A - 8/7/53 - Workmen18 Compensation B-7297849 - Michigan
Travelers* August 9 le t t e r enclosed with your August 16 le t t e r indicated I960 medical expenditures amounted to $417,20 of which $166*01 vas recovered
from p rio r employers*
i ' V 2-*
According to the January 18, 1957 award, Armstrong Cork Company exposure was established at 41*5^, I f th is percentage i s co rrect, Travelers should have recovered about $300,
Not a larg e d ifferen ce, but when one considers that Mr* Hunger i s en title d to life tim e su rg ical and h o sp ital se rv ic e s, Including m edicines, the variance could be siza b le .
I f no change occurred in the apportionment o f medical lia b ilit y other than the elim ination of Central Asbestos, should not Travelers c o lle c t the pro portionate amount as established by the Referee' s hearing dated December 3,
1959?
Very tru ly yours,
. MLT
R, C. Schiedt, Jr* Insurance Department
BALTIM ORE NEW YO RK Clarksbu rg TULSA ST. LO U IS CH ICAG O LO S ANGELES ATLANTA PITTSBU RGH SAN FRA N C ISC O NEW O RLEAN S MIAMI P H ILA D E LP H IA
A X . E X A K T E H E R S& A x j e x a t v o i e r
IN CORPO RATED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NORTH CH ARLES STREET, BALTI MORE 18, MD.
August 16th, 1961
TELEPH O N E TUXEDO 9-4304
B ELL SYSTEM T E L E T Y P E BA 582
CABLE ADDRESS ALEXBLUE"
Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
.Ut.-AUG17 1961
Gentlemen: -
B 7927849 re: Louis M. Munger 1953 Workmen's Compensation
We made inquiry of the Detroit Office of the Travelers Insurance Company with respect to the status of this old claim.
For your information and file, we attach hereto copy of the company's letter o August 9th, 1961 on the subject, which will be self explanatory.
Sincerely
ALEXANDER & ALEXANDER, INC
GENERAL ADJUSTER R
CLAIM DEPARTM ENT H. C . TIMMINS, Claim Manaoar
Alexander Sc Alexander 2225 N. Charles Street Baltimore 18,Maryland
August 9,1961
BRA N CH O FFICE
Dima Building 719 G m w o ld Street at Fort Street
DETROIT 2 6 , M ICHIGAN Telephon WOodward 1*8240
B-7927S49 Armstrong Cork Company . re: Louis M. Munger*-
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Gentlemen:
This will acknowledge receipt of your letter of August 2,1961, in which you inquired as to the status of the above case.
As you knoT.r, Mr.Munger has received the Maximum Compensation Benefits he is entitled to under the 'Provisions'of the Michigan Workmen's Compensation Act. However, we are required to furnish him with medical care for the balance of his life. Medical expenditures for the year of~1960, totaled $51720. Of this amount, we recovered $16601 from prior employers under the Tormua^stablished in the award' of' 1-18-57
''y-y lie trust that this is the information you desire.
a LCW/mrr
Very t^uly yours,,
L. C. Widmayer Supervising Adjuster
j
HOME OFFICE
700 M AIN STREET, HARTFORD IS, C O N N E C T IC U T
BALTIM ORE .'NEW YO RK CLARKSBURG ! TULSA ST. LO UIS CH ICAGO LOS ANGELES ATLANTA
P IT T S B U R G H SAN F R A N C IS C O NEW O RLEAN S MIAMI P H IL A D E L P H IA
A lJ E x A r a f lD E R & A lJ E X A N ir D IE IR
IN C O R P O R A TED
INSURANCE
AVERAGE ADJUSTERS
CONSULTING ACTUARIES
2 2 2 5 NO RT H C H ARL ES STREET, B AL TI MOR E 18, MD.
March 7th, 1960
TELEPHONE TUXEDO 9*4304
B ELL SYSTEM TELETYPE BA 582
CABLE ADDRESS "A LEX B LU E"
Mr. R. C. Schiedt, Jr. Insurance Department Armstrong Cork Company Lancaster, Pennsylvania
Dear Mr. Schiedt;
re: Louis M. Munger D/A August 7, 1953*- Michigan Claim No. B 7297849__________
Referring to your letter of February 18th, 1960 in connection with the above case, and for your information and file, attach hereto copy of letter dated March 1, 1960 from the Detroit Office of the Travelers, together with copy of the Award.
We trust the enclosures will give you the desired information on the case.
Sincerely
ALEXANDER & ALEXANDER, INC.
/LOSS DEPARTMENT
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