Document YGLQNz6LqD275e6nzZ37EvX78

N21344 I n r> H O_ nm Pi x J CO o 4*. O $8 0049-GLD-000052643 POLICY GLD052044 0049-GLD-000052044 -r\*VTrif+<*.- * X / |ee Hartford Accident and indemnity Company 3H Hartford Casualty Insurance Company Hartford Ptazi, Hartford, Connecticut 08115 The INSURER shall be The Company as designated herein by Co. Code: DECLARATIONS Previous Policy No. Items 1/14/MAW/SH 10 HU EK01hj i I 1. Named Insured and Mailing Address-------------------------- The Named Insured is: Individual Corporation Partnership L. Other__________ 2. Policy Period:--------------------------------------------------------------- *- ; Producer's Name and Address Producer's Code MARSH & KC LENNAN 252898 THE H POLICY NO. HU HE 1700 SCM CORPORATION )-U3rf 299 PARK AVENU, NEW YORK, N.y 10171 1/I/8l , /1 /au Inception (Mo. Day Yr.) Expiration (Mo. Day Yr.) 12:01 A.M. standard time at the address of the named insured as stated herein. i_ 3. Premium: ________ ________________ | Advance Premium Minimum Premium 1$ 155,000.00 ' '$ _J Rate . Per Premium Base 4. Self-insured Retention 5. Limits of Liability each occurrence aggregate----------- $ 100,000 *" $$ , *9 000,000 , '9 000,000 x 6. Schedule of Underlying Insurance Policies SEE ATTACHED EXTENSION SCHEDULE OF UNDERLYING INSURANCE POLICIES FORMING A PART OF POLICY. The above numbered UmbreSa policy is completed by: (a) this Declarations, Form XL-10-0; (b) the Policy Provisions, Form XL-12-0; (c) the Policy Jacket Form 6153; (d) any Endorsements forming part of the policy at issue. Form Numbers of Endorsements Forming Partof Poicy At Issue: XL 224-0 XL 257-1 G-2240 (NMD INS.) (FF AIRCRAFT) (AUTO COV') (NOTICE OF CANC) (JOINT VENTURE) Date 1/14/83 Agency at NYC *0-0 Printed in U.SA Countersignedby ^ AuthorizedAgent ------------------------------------------------- V. GLD052045 0049-GLD-000052045 Extension Schedule of Underlying Insurance Policies Policy Number 10 HU HE 1700 This extension schedule forms a part of the policy desig nated herein. THE HARTFORD Named Insured and Address Carrier, Policy Number & Period Type of Coverage Ajpplicable Limits (a) CNA CCP089657845-' 1/1/83-84- Employers' Liability " $ 1 ,000 , 0 0 0ELOD JONES ACT^ F.E.l.A. U.S.L. & H Employers' Liability each accident* (b> CNA CCP089657845' 1/1/83-84 - Comprehensive -- Bodily Injury Liability Automobile Liability $ ,000 each person Inducing $ ,000 eachoccurrence Property Damage Liability O owned automobiles $ ,000 eachoccurrence O non-owned Bodily Injury and Property Damage liability Combined automobiles XU hired automobiles $ 1 ,000 , 00 0 .eachoccurrence <c) CNA CCP089657845 - 1/1/83-84' General Liability " including 1 jp products-completed S operations Liability $ Bodily Injury Liability .000 ,000 each occurrence aggregates E contractual Liability 1 personal injury $ Liability $ Property Damage Liability ,000 each occurrence .000 aggregate <d) (9> FEDERAL IGW47359 jp employees as Bodily Injury and Property Damage Liability Combined additional insureds $ 1 ,000,0 0 0 each occurrence " E Liquor Law Liability $ 1 ,000 , 00 0 aggregate- SP ADVERTISERS L AB 1 ,000,000 EA. OCC CSL Es t o p g a p l ia b . 1,000,000 CSL EA PERSON 1,000,000 EA. Watercraft Liability-- Bodily Injury Liability OCC. S .000 each person including $. ,000 . each occurrence Property Damage Liability owned watercraft S .000 each occurrence Bodily Injury and Property Damage Liability Combined non-owned watercraft S ,000 each occurrence Other (Specify) AIRCRAFT LIAB. 50,000,000 CSL1 9/1/81/84 An "X" marked in the box indicates the coverage is provided in the Underlying Policies. Note Maintenance of Underlying Insurance Condition. "Except that in any jurisdiction where the amount of Employers Liability Coverage afforded by the underlying insurer is by taw unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction. / Form XL-11-0 Printed in u S A INS) GLD052046 0049-GLD-000052046 Extension Schedule of Underlying Insurance Policies Policy Number 10 HU HE 1700 This extension schedule forms a part of Ihe policy desig* nated herein. THE HARTFORD Named Insured and Address Carrier, Policy Number & Period Type of Coverage (a) Employers' Liability Applicable Limits $ ` ,000 Employers' Liability each accident* 1t (b) (c) CNA CCP089657845 1/1/83-84 Comprehensive Automobile Liability including $ $ owned automobiles $ non-owned automobiles hired automobiles $ Bodily Injury Liability ,000 ' eaoh person ,000 each occurrence Property Damage Liability ,000 each occurrence Bodily injury and Property Damage Liability Combined ,000 each occurrence General Liability including products-completed $ operations Liability $ Bodily Injury Liability ,000 ,000 each occurrence aggregates contractual Liability Property Damage Liability personal injury $ ,000 each occurrence Liability $ ,000 aggregate employees as Bodily Injury and Property Damage Liability Combined additional insureds $ ,000 each occurrence Liquor Law Liability $ ,000 aggregate G9 EMPLOYEE BENE FITS 1,000,000 EA. OCC. 1,000,000 AGG, (i(| EMPLOYERS HAL PRACTICE 1,000,000 EA. OCC CSL <d> Watercraft Liability Bodily Injury Liability S ,000 each person including S .000 each occurrence Property Damage Liability owned watercraft S .000 each occurrence non-owned watercraft Bodily Injury and Property Damage Liability Combined S ,000 each occurrence (0) PROTECTIVE T.B.A. Other (Specify) EXCESS WORKERS COMPENSATION 2,000,000 EA. OCC XS OF 1/1/83-84 250.000 SIR PER ACCIDENT An "X" marked in the box indicates the coverage is provided ih the Underlying Policies. Note Maintenance of Underlying Insurance Condition. Except that in any jurisdiction where the amount of Employers Liability Coverage afforded by the underlying insurer is by law unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction. --------------------------------------------------------------------------------------------------------------------------------------------------------- 1---------------------------------------------------------- Form XL-11-0 Primed in U S A INS) GLD052047 0049-GLD-000052047 Extension Schedule of Underlying Insurance Policies Policy Number 10 HU HE1700 This extension schedule forms a part of the policy deslg^ nated herein. THE HARTFORD Named Insured and Address Carrier, Policy Number & Period Type of Coverage (a) Employers' Liability Applicable Limits $ ,000 Employers' Liability each accident* (b> Comprehensive Bodily Injury Liability Automobile Liability including $ . ,000 $ ,000 each person each occurrence Property Damage Liability owned automobiles $ ,000 each occurrence non*owned Bodily Injury and Property Damage Liability Combined automobiles hired automobiles $ ,000 e&ch occurrence (c) General Liability Bodily Injury Liability ' including products-completed $ ,000 each occurrence operations Liability $ ,000 aggregates contractual Liability Property Damage Liability personal injury S .000 each occurrence Liability $ ,000 aggregate (d) (e) CNA CCP089657845 1/1/83-84 employees as additional insureds $ Liquor Law Liability $ Watercraft Liability nicluding $ $ owned watercraft S non-owned watercraft Other (Specify) $ Bodily Injury and Property Damage Liability Combined ,000 each occurrence ,000 aggregate Bodily Injury Liability , .000 each person ,000 each occurrence Property Damage Liability ,000 each occurrence Bodily Injury and Property Damage Liability Combined ,000 each occurrence LAWYER'S PROFES^ I0NAL 230,000 EACH CLAIM-500,000 AGG LIABILITY EXCEPT 1,000,000 FOR SPECIFICALLY NAMED LAWYERS An "X" marked in the box indicates the coverage is provided in the Underlying Policies. Note Maintenance of Underlying Insurance Condition. *Except that in any jurisdiction where the amount of Employers Liability Coverage afforded by the underlying insurer is by law unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction. Cnm< Yl.tl.ft r I I C ft GLD052048 0049-GLD-000052048 THE HARTFORD Policy Number Named Insured and Address 10 HU HE 1700 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. ......... ........................................... ........ Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. EXTENSION SCHEDULE CONTINUED IT IS UNDERSTOOD THAT THE FOLLOWING COVERAGES ARE SCHEDULED AS UNDERLYING TO THE COMPREHENSIVE GENERAL LIABILITY POLICY AS ISSUED BY THE CONTINENTAL CASUALTY COMPANY POLICY NUMBER CCP0896578A5. IT IS FURTHER UNDERSTOOD THAT THE COMPREHENSIVE GENERAL LIABILITY WILL BE EXCESS OVER ALL SCHEDULED LIMITS. COVERAGE LIMITS OF LIABILITY A) EMPLOYERS' LIAB, E.L.O.D. JONES ACT, F.E.I.A. & U.S .L. & H CARRIER POLICY MO. ALL STATE POLICY JOTUN-BALTIMORE SYLVACHEM CORP. TEXAS EXPOSURES b ) WATERCRAFT LIABILITY WATERCRAFT IN JOLIET & BALTIMORE FLORIDA WATERCRAFT c) CHARTERERS LEGAL LIAB 100,000 100,000 100,000 100,000 EA. EA. EA. EA. OCC OCC OCC OCC CNA CNA CNA TEXAS EMPLOYERS INS. ASSOC. wc 3451539 WC 3451540 WC 3451541 WCA-84311 1,000,000 EA. VESSEL ACCIDENT/OCCURRENCE 1,000,000 EA. ACCIDENT 1,000,000 ANY ONE ACCIDENT OR SERIES OF ACCIDENTS CONTINENTAL INS. CO CONTINENTAL INS. CO. CONTINENTAL INS. CO. 1 . PIC 81014 XC 362430 HC 036999 0) FOREIGN INSURANCE PER UNDERLYING SCHEDULE VARIOUS VARIOUS VARIOUS Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form 0*2240*3 B Printed in U.S.A. y Countersigned by Authorized Agent GZ.D052049 0049-GLD-000052049 EMPLOYEE RETIREMENT INCOME SECURITY ACT LIABILITY EXCLUSION ENDORSEMENT Policy Number 10 HU HE I 700 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE -GROUP com pany designated therein, and takes effect as ot the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. THE HARTFORD Named Insured and Address It is agreed that the insurance does not apply with respect to any liability arising out of intentional or uninten tional violation of any provision of the Employee Retirement Income Security Act of 1974, Public Law 93-406 (commonly referred to as the Revision Reform Act of 1974), or any amendments to them. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. i Form XL-224-0 Printed in U.S.A. Countersigned by GLD052050 0049-GLD-000052050 NEW YORK AMENDATORY ENDORSEMENT -- UMBRELLA LIABILITY THE HARTFORD Policy Number 10 HO HE t 700 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated __________ _______________in the Declarations of the policy. Endt. No.I Named Insured and Address It is agreed that: 1. The definition of "personal injury" is amended to read: "personal injury" means injury, other than adver tising injury, arising out of one or more of the following offenses committed during the policy pe riod in the conduct of the named insured's busi ness: (1) the publication or utterance of a libel or slander or of other defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; (2) false arrest, detention or imprisonment, or ma licious prosecution; (3) wrongful entry or eviction or other invasion of an individual's right of privacy. 2. Exclusion L is amended to read: L to personal injury sustained by any person: (1) as the result of an offense directly or indirectly related to the employment of such person by the named insured, or (2) on account of discrimination because of race, ` creed, color or national origin. 3. CONDITION 5, Action .^gainst Company, is amended to read as follows: No action shall lie against the company unless, as a condition precedent thereto, there shall have been full compliance with all of the terms of this policy, nor until the amount of the insured's obligation to pay shall have been finally determined either by judgment against the insured or by written agreement of the insured, the claimant, and the company. Any person or organization or the legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent`of the insurance afforded by this policy. No person or organization shall have any right under this policy to join the company as a party to any action against the insured to determine the in sured's liability, nor shall the company be impleaded by the insured or his legal representative. Bankruptcy or insolvency of the insured or of the insured's estate shalf not relieve the company of any of its obligations hereunder. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form XL-257-1 Printed in U.S.A. Countersigned by.. Authorized Agent GLD052051 0049-G LD-000052051 THE HARTFORD Policy Number Named Insured and Address 10 HU HE1700 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. ...................... .................... -- Effective Date Effective hour is the same as stated in the Declarations of the policy. IT IS AGREED THAT ITEM #1 NAMED INSURED SHALL READ: NAMED INSURED A) SCM CORPORATION, ALL SUBSIDIARIES AND SUBSIDIARIES OF THE SUBSIDIARIES, SCM FOUNDATION, ANY OTHER ASSUMES ACTIVE MANAGEMENT, ANY EMPLOYEE OR CLUBS Q.F. THE. NAfjED INSURED. ____ -s/*? J<Ffcn Mara-vM. COMPANY OF WHICH IT SPONSORED ASSOCIATION B) JOTUN-BALTIMORE COPPER PAINT COMPANY A JOINT VENTURE, HOWEVER, SUCH COVERAGE AS IS PROVIDED FOR THE INTEREST OF GLIODEN-DURKEE DIVISION OF SCM CORPORATION AND A.F. JOTUNGRUPPEN OF NORWAY IN THE JOINT VENTURE ABOVE IS RESTRICTED TO SUCH COVERAGE AS IS AVAILABLE TO THE INSURED UNDER THE PRIMARY INSURANCE STATED IN THE SCHEDULE OF UNDERLYING INSURANCES ATTACHED TO THIS POLICY. C) SYLVACHEM CORPORATION, A JOINT VENTURE, HOWEVER, SUCH COVERAGE AS IS PROVIDED FOR THE INTEREST OF GLIDDEN-DURKEE DIVISION OF SCM CORPORATION AND ST. REGIS PAPER CORPORATION IN THE JOINT VENTURE ABOVE IS RESTRICTED TO SUCH COVERAGE AS IS AVAILABLE TO THE INSURED UNDER PRIMARY INSURANCE STATED IN THE SCHEDULE OF UNDERLYING INSURANCES ATTACHED TO THIS POLICY. HOWEVER COVERAGE SHALL NOT APPLY TO CANADIAN LIABILITY.-^ Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy jand, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-22404 B Printed In U.S.A. Countersigned by Authorized Agent GLD052052 0049-GLD-000052052 THE HARTFORD Policy Number 10 HU HE 1700 Named Insured and Address This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour js the same as stated in the Declarations oftrie policy. Endt. No. LIMITATION ENDORSEMENT UMBRELLA LIABILITY IN CONSIDERATION OF THE PREMIUM CHARGED, IT IS AGREED THAT SUCH INDEMNIFICATION IS PROVIDED BY THE POLICY SHALL NOT APPLY TO: AIRCRAFT LIABILITY"" UNLESS THERE IS VALID AND COLLECTIBLE UNDERLYING INSURANCE DESCRIBED IN THE SCHEDULE OF UNDERLYING INSURANCE, AND THEN ONLY FOR SUCH AIRCRAFT LIABILITY, IS AFFORDED UNDER SAID UNDERLYING INSURANCE. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of fhe company shall constitute valid countersignature of this endorsement. 1 1. Countersigned by. Form G-2240-3 A Printed in U.S.A. GLD052053 0049-GLD-000052053 THE HARTFORD Policy Number 10 HU HE 1700 Named. Insured and Address This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as ol the effective date of said policy unless another effective date is stated herein. Effective Date hour is the same as. stated in the eclarations of the policy. i Endt. No. r "IT IS UNDERSTOOD AND AGREED THAT THIS POLICY EXCLUDES AUTOMOBILE LIABILITY COVERAGE FOR LEASED VEHICLES OR LEASED BACK VEHICLES WHEN BEING USED .FOR PERSONAL USE BY EMPLOYEES AND EMPLOYEES FAMILIES OR OTHERS DRIVING WITH THEIR PERMISSION." Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. , This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed in U.S.A. Countersigned by ' AuthdrtzecT Agent" GLD052054 0049-GLD-000052054 THE HARTFORD Policy Number 10 HU HE 1700 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. Named Insured and Address NOTICE OP CANCELLATION ENDORSEMENT. IT IS AGREED THAT IN THE EVENT OF CANCELLATION OF/OR NON-RENEWAL OF THE ABOVE POLICY 90 DAYS PRIOR WRITTEN NOTICE WILL BE GIVEN TO THE NAMED INSURED EXCEPT FOR NON-PAYMENT OF PREMIUM. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent qf the company; provided that if this endorsement takes effect as of the effective date of the policy and, al issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed in U.S.A. Countersigned by Autfidrized' Agent' / GLD052055 0049-GLD-000052055 Policy Number 10 HU HE 1700 1 THE HARTFORD Named Insured and Address This endorsement torms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endl No. r * JOINT VENTURE ENDORSEMENT (NMA 1687) VJ* I I. IT IS AGREE0 THAT THIS POLICY COVERS ANY LIABILITY WHICH IS INSURED ANO WHICH ARISES IN ANY MANNER WHATSOEVER OUT OF THE OPERATIONS OR EXISTENCE OF ANY JOINT VENTURE, CO-VENTURE, JOINT LEASE, JOINT OPERATING AGREEMENT OR PARTNERSHIP (HEREINAFTER CALLED "JOINT VENTURE") IN WHICH THE INSURED HAS AN INTEREST. IN SUCH CLAIMS, LIA8ILITY UNDER THISPOLICY SHALL BE LIMITED TO THE PRODUCT OF (A) THE PERCENTAGE INTEREST OF THE INSURED IN THE JOINT VENTURE ANO (b ) THE TOTAL LIMIT OF LIABILITY INSURANCE AFFORDED THE INSURED BY THIS POLICY. WHERE THE PERCENTAGE INTEREST OF THE INSURED IN THE JOINT VENTURE IS NOT SET FORTH IN WRITING, THE PERCENTAGE TO BE APPLIED SHALL BE THAT WHICH WOULD BE IMPOSED BY LAW AT THE INCEPTION OF THE JOINT VENTURE,. SUCH PERCENTAGE SHALL NOT BE INCREASED BY THE INSOLVENCY OF OTHERS INTERESTED IN THE SAID JOINT VENTURE. II, IT IS FURTHER AGREED THAT, WHERE ANY UNDERLYING INSURANCE(s) HAS BEEN REDUCED BY A CLAUSE HAVING THE SAME EFFECT AS PARAGRAPH (l), THE LIABILITY OF UNDERWRITERS UNDER THIS POLICY, AS LIMITED BY PARAGRAPH (l), SHALL BE EXCESS OF THE SUM OF (A) SUCH REDUCED LIMITS OF ANY UNDERLYING INSURANCE(S) ANO (b )-THE LIMITS OF ANY UNDERLYING INSURANCE(S> NOT SO REDUCED. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations ot the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. rent) 0-2240-3 B Printed In USA. Countersigned by Authorized Agent GLD052056 0049-GLD-000052056