Document QqB19zoeLEL3n4zOn9EmB9e6

N21360 t Xij GLD052194 0049-GLD-00005219 V r: L- [r ' i- X. THE HARTFORD GLD052195 0049-GLD-000052195 UMBRELLA LIABILITY INSURANCE POLICY QUICK REFERENCE This Index will guide you quickly to the information you are looking for: Declarations Page Your Name and Address Policy Period LIMITS OF LIABILITY PREMIUM The Declarations Page contains specifics of your policy -- such as Ihe period your policy is in effect, limits of liability selected, the premiums and other information related to you and your insurance. POLICY PROVISIONS t -- Coverage, Exclusions II -- Investigation, Defense Settlement III -- Persons Insured IV -- Limits of Liability V -- Definitions Nuclear Energy Exclusion Conditions Premium Notice of Occurrence Assistance and Cooperation of the Insured Action Against Company Appeals Other Insurance Subrogation Changes Assignment Maintenance of Underlying insurance Sole Agent Cancellation Declarations PAGE NO. 1 2 3 4 4 6 7 7 7 7 7 7 8 8 8 8 8 8 8 9 0049-GLD-000052196 UMBRELLA LIABILITY Policy Provisions -- THE HARTFORD The member company of THE HARTFORD INSUR ANCE GROUP designated on the Declarations page as the insurer (a stock insurance company, herein called the company} In consideraiton of the payment of the premium, in reliance upon the statements in the declarations made a part hereof and subject to all of the terms of this policy, agrees with the named insured as fol lows: I. COVERAGE The company will pay on behalf of the insured'ultimate net loss in excess of the total applicable limit (as stated in the Extension Schedule of Underlying Insurance Policies) of underlying insurance or the amount of the self- retention wh'sn nn underlying -Insur ance applies, because of bodily injury, per sonal injury, property damage or advertising injury to which this insurance applies, caused by an occurrence. EXCLUSIONS This insurance does not apply: A. to liability assumed by the insured under any contract or agreement with respect to an occurrence taking place before the contract or agreement is made: B. to bodily injury or property damage arising out of the ownership, operation, mainte nance. use or loading or unloading of any aircraft (1) owned by any insured, or (2) chartered or loaned to any insured without a crew: but this exclusion does not apply to bodily injury to any employees of any insured arising out of and in the course of their employment by any insured; C. to bodily injury or property damage arising out of the ownership, operation, mainte nance. use or loading or unloading of (1) any watercraft over fifty feet in length, owned by any insured or chartered or loaned to any insured without a crew or (2) any watercraft being used to carry persons for a charge: but this exclusion does not apply to bodily injury to any employees of any insured aris ing out of and in the course of their employ ment by any insured, or any watercrafl while ashore on premises owned by. rented lo or controlled by the named insured; D. to bodily injury or property damage arising out of the discharge, dispersal, release or escape of smoke, vapors, fumes, acids, alkalis. toxic chemicals, liquids or gases, waste materi als or other irritants, contaminants or pollutants into or upon land, the atmosphere, or any watercourse or body of water: but this exclusion does not apply to (1) injury or damage if such discharge, dispersal, release or escape is sud den and accidental, or (2) bodily injury to any employees of any Insured arising out of and in the course of their employment by any insured; E. to bodily injury or property damage due to war, invasion, act of a foreign power, hostili ties (whether war be declared or not), civil war, rebellion, revolution, riot, riot attending a strike, civil commotion or insurrection or mili tary power with respect to occurrences which take place outside the United States of America, its territories or possessions, or Canada; F. to any obligation for which any insured or any carrier as his insurer may be held liable under any workers' compensation, unemploy ment compensation or disability benefits law. or any other similar law: but this exclusion does not apply to liability of others assumed by the named insured under any contract or agreement; G. to property damage to property owned by the named insured; H. to property damage to: (1) the named insured's products or prem ises alienated by the named insured if the property damage arises out of such prod ucts or premises or any pari of such products or premises: (2) work performed by or on behalf of the named insured if the property damage arises out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith: I. to loss of use of tangible property which has not been physically injured or destroyed resulting from: (1) a delay in or lack of performance by or on behalf of the named insured of any contract or agreement or (2) the failure of the named insured's prod ucts or work performed by or on behalf of the named insured to meet the level of performance, quality, fitness or dura bility warranted or represented by or on behalf of the named insured; "In any jurisdiction where the company may be prevented by lawor otherwise from paying on behalf of the insured, the words "pay on behall of the insured" are replaced by "indemnify the insured for". Form XL-12-1 Page 1 of 9 GLD052197 0049-GLD-000052197 but this exclusion does not apply to loS 6*f use of other tangible property resulting from the sudden and accidental physical injury to or destruction of the named insured's products or work performed by or on behalf of the named Insured after such products or work have been put to use by any person or organization other than an insured; J. to ultimate net loss claimed for the with drawal, inspection, repair, replacement or loss of use of the named insured's prod ucts or work completed by or for the named insured or of any property of which such products or work form a part, if such prod ucts. work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein; K. to advertising injury arising out of; (1) failure of performance of any contract or agreement, other than the unauthorized appropriation of ideas based upon an alleged breach of an implied contract; (2) infringement of trademark, service mark or trade name, other than titles or slo gans, by use thereof on or in connection with goods, products or services sold, offered for sale or advertised; (3) incorrect description or mistake in the advertised price of goods, products or services sold, offered for sale or adver tised; or (4) the willful violation of a penal statute or ordinance committed by or with the knowledge or consent of the insured; L. to personal injury arising out of discrimina tion or humiliation directly or indirectly related to the employment or prospective employ ment of any person or persons by any insured; M. to personal injury arising out of any publica tion or utterance of a libel, slander, or other defamatory or disparaging material, or in vio lation of an individual's right of privacy, if the first injurious publication of the same or simi lar material by or on behalf of the insured was made prior to the effective date of this insurance; N. to personal injury arising out of (1) any pub lication or utterance of a libel, slander, or other defamatory or disparaging material, or in violation of an individual's right of privacy, concerning any person, organization, or busi ness enterprise, or his or her or its products or services, made by or at the direction of any insured with knowledge of the falsity thereof, or (2) the willful violation of a penal statute or ordinance committed by or with the knowledge or consent of the insured; O. with respect to coverage afforded any employee of the named insured, to bodily Injury or personal injury to: (1) another employee ot the named insured arising out of and in the course of his or her employment, or (2) the named insured or, if the named insured is a partnership or joint venture, any partner or member thereof, unless there is valid and collectible underly ing insurance covering such bodily injury or personal injury; P. with respect to coverage afforded any employee of the named insured, to prop erty damage to property owned, occupied or used by, rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by: (1) another employee of the named insured, or (2) the named insured or, if the named insured is a partnership or joint venture, any partner or member thereof, unless there is valid and collectible underly ing insurance covering such property dam age; Q. to any claim for Uninsured or Underinsured Motorists Coverage, unless this policy is endorsed to provide such coverage; or R. to any claim for Personal Injury Protection, Property Protection or simitar no-fault cover age by whatever name called, unless this policy is endorsed to provide such cover age. II. INVESTIGATION, DEFENSE, SETTLEMENT With respect to bodily injury, personal Injury, properly damage or advertising injury covered under this policy (whether or not the self-insured retention applies) and (1) for which no coverage is provided under any underlying insurance; or (2) for which the underlying limits of any underlying insurance policy have been exhausted solely by payments of dam ages because of occurrences during the period of this policy. The company will (a) defend any suit against the insured seeking damages on account thereof, even if such suit is groundless, false or fraudulent; but the company may make such investigation and settlement of any claim or suit as it deems expedi ent; (b) pay all expenses incurred by the com pany. all costs taxed against the Page 2 of 9 Form XL-12-1 0049-GLD-000052198 Insured in any suit defended by the company and all interest on the entire amount of any judgment therein which accrues after entry of the judgment and before the company has paid or ten dered or deposited in court that part of the judgment which does not exceed the limit of the company's liability thereon: (c) pay all premiums on appeal bonds required in any such suit, premiums on bonds to release attachments in any such suit for an amount not In excess of the applicable limit of liability of this policy, and the cost of bail bonds required of the insured because of an accident or traffic law violation arising out of the operation of any vehicle to which this policy applies, but the com pany shall have no obligation to apply for or furnish any such bonds: (d) pay all reasonable expenses incurred by the insured a! the company's request in assisting the company in the investigation or defense of any claim or suit, including actual loss of earnings not to exceed $100 per day per insured; and the amounts so incurred, except settle ment of claims and suits, are not subject to the insured's self-insured retention as stated in the declarations and are payable by the company in addition to the applica ble limit of liability of this policy. The insured agrees to reimburse the com pany promptly for amounts paid in settle ment of claims or suits to the extent that such amounts are within the insured*s self-insured retention as stated in the declarations. The named insured agrees to arrange for the investigation, defense or settlement of any claim or suit in any country where the company may be prevented by law from carrying out this agreement. The company will pay defense expenses incurred with its written consent in addition to its applica ble limit of liability under this policy and will promptly reimburse the named insured for its proper share, subject to its applicable limit of liability under this policy, of any settlement above the self-insured reten tion made with the company's written con sent. The company shall have the right to asso ciate at its own expense with the insured or any underlying insurer In the investigation, defense or settlement of any claim or suit which in the company's opinion may require payment hereunder. In no event, however, will the company contributeto the costs and expenses incurred by any under lying insurer. ill. PERSONS INSURED Each of the following, including the named insured, is an insured under this insurance to the extent set forth below: A. if the named insured is an individual, such individual but only with respect to the conduct of a business of which he or she is the sole proprietor, and the spouse of the named insured with respect to the conduct of such a business: B. If the named insured is a partnership or joint venture, the partnership or joint venture and any partner or member thereof but only with respect to his or her liability as such; C. if the named insured is other than an individ ual, partnership or joint venture, such organiza tion and any executive officer, director or stockholder thereof while acting within the scope of his or her duties as such; D. any person (other than an employee of the named insured) or organization while acting as a real estate manager for the named insured; E. any employee of the named insured while acting within the scope of his or her duties as such; F. with respect to any automobile owned by the named insured or hired for use by or on behalf of the named insured, any person (including an employee of the named insured) while using such automobile and any person or organization legally responsible for the use thereof, provided its actual use is with the permission of the named insured, except (1) any person or organization, or any agent or employee thereof, operating an auto mobile sales agency, repair shop, serv ice station, storage garage or public parking place, with respect to an occur rence arising out of the operation thereof; or (2) the owner or any lessee, other than the named Insured, of a hired automobile or any agent or employee of such owner or lessee; G. any person or organization to whom or to which !he named insured is obligated by virtue of a written contract to provide insur ance such as is afforded by this policy, but only with respect to operations performed by the named insured, or facilities owned or used by the named insured; H. any other person or organization who is an insured under any policy of underlying Insurance, subject 1o all the limitations upon Form XL-12-1 Page 3 of 9 0049-GLD-000052199 coverage under such policy other than the limits of the underlying insurer's liability. With respect to any person or organization who is not an insured under an underlying insur ance policy, coverage under this policy shall apply only to ultimate net loss in excess of the underlying insurance or self-insured retention applicable to the named insured. This insurance does not apply to bodily injury, personal injury, property damage, or advertis ing injury arising out of the conduct of any part nership or joint venture of which the insured is a partner or member and which is not designated in this policy as a named insured. IV. LIMITS OF LIABILITY Regardless of the number of (a) insureds under this policy, (bl persons or organizations who sus tain injury or damage or (c) claims made or suits brought on account ot such injury or dam age, the company's liability is limited as fol lows: 1. The lotal liability of the company for all ulti mate net loss as the result of any one occurrence shall not exceed the limit of lia bility stated in the declarations as applicable to "each occurrence." 2. Subject to the above provision respecting "each occurrence", the total liability of the company for all ultimate net loss because of all bodily injury and property damage to which this policy applies and which is described in either of the numbered subpara graphs below shall not exceed the limit of lia bility stated in the declarations as ' aggre gate": (a) all bodily injury and properly damage included within Ihe products hazard and within the completed operations haz ard, (b) all bodily injury because of occupational diseases of employees of insureds. The aggregate limit of liability shall apply separately to the injury or damage described in subparagraphs (a) and (b) above. 3. For the purpose of determining the limit of the company's liability, all advertising injury, bodily injury, personal injury and property damage described in either of the subparagraphs below shall be considered as arising out of one occurrence: (a) all bodily injury and property damage arising out of continuous or repeated exposure to substantially the same gen eral conditions. (b) all advertising injury and personal injury arising out of repeated publica tions or utterances of the same or similar material. V. DEFINITIONS When used in reference to this insurance (includ ing endorsements forming a part of the policy): ' advertising injury" means injury other than personal injury arising out of one or more of the following offenses committed during the policy period in connection with the named insured's advertising activities: (1) the publication or utter ance of a libel or slander or of other defamatory or disparaging material, or a publication or utter ance in violation of an individual's right of pri vacy; (2) infringement of copyright or of title or of slogan; or (3) piracy or unfair competition or idea misappropriation under an implied contract; "automobile" means a land motor vehicle, trailer or semi-trailer; "bodily injury" means bodily injury, sickness or disease sustained by any person which occurs during the policy period; "completed operations hazard" includes bodily injury and property damage arising out of opera tions, or reliance upon a representation or warranty made at any time with respect thereto, but only if the bodily Injury or property damage occurs after such operations have been completed or aban doned. and occurs away from premises owned by or rented to the named insured. Operations" include materials, parts or equipment furnished in connection therewith. Operations shall be deemed completed at the earliest of the following times: (1) when all operations to be performed by or on behalf of the named insured under the con tract have been completed, (2) when all operations to be performed by or on behalf of the named insured at the site of the operations have been completed, or (3) when the portion of the work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontrac tor engaged in performing operations for a principal as a part of the same project. Operations which may require further service or maintenance work, or correction, repair or replacement because of any defect or deficiency, but which are otherwise complete, shall be deemed completed. The completed operations hazard does not include bodily injury or property damage aris ing out of (1) operations in connection with the transporta tion of property, uniess the bodily injury or property damage arises out of a condition in or on a vehicle created by the loading or unloading thereof. (2) the existence of tools, uninstalled equipment or abandoned or unused materials, or (3) operations for which the classification stated in the underlying insurance policy in the Page 4 of 9 Form XL-12-1 GLD052200 0049-GLD-000052200 company's manual specifies "including com pleted operations". "damages" do not include fines or penalties or damages for which insurance is prohibited by the law applicable to the construction of this policy. Subject to the foregoing, "damages" include damages for any of the following which result at any time from bodily Injury to which this policy applies: death, mental anguish, shock, disability or care and loss of services or consortium; "defense expenses" means all reasonable expenses (other than the amount ot any settle ment) incurred by the named insured in dis charging the named insured's obligations under Provision il with respect to the investigation, defense or settlement of claims or suits except (1) salaries of salaried employees of the named insured, and (2) any such expense payable under an underlying insurance policy or any other valid and collectible insurance; "executive officer" means a person holding any of the officer positions created by the charter, constitution or by-laws of the named insured; "first named insured" means the person or organization first named in Item 1 of the declara tions of this policy; "insured" means any person or organization qualifying as an insured in the "Persons Insured" provision of this policy. The insurance afforded applies separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the company's liabil ity; "named insured" means the first named insured and any other person or organization named in Item 1 of the declarations and any other organization coming under the named insured's control and of which it assumes active management; "named insured's dispensary or clinic" means a dispensary, clinic or similar facility maintained by the named insured for the benefit or convenience of the named insured's employ ees or students; "named insured's products" means goods or products manufactured, sold, handled or distri buted by the named insured or by others trad ing under his name, including any container thereof (other than a vehicle), but named insured's products shall not include a vending machine or any property other than such con tainer, rented to or located for use of others but not sold; "occurrence" means (1) with respect to bodily injury or property damage: an accident, including continuous or repeated exposure to conditions, which results in bodily injury or property damage neither expected nor intended from the standpoint of the insured and includes: Form XL-12-1 (a) the rendering of or failure to render pro fessional medical, dental or nursing serv ices by the named insured's dispen sary or clinic, (b) the use of reasonable force for the lawful protection of employees, tenants, guests or property of the named insured, and (2) with respect to advertising injury and per sonal Injury respectively: an offense described in one of the numbered subdivi sions of those terms in this policy; "personal injury" means injury, other than advertising Injury, arising out of one or more of the following offenses committed during the pol icy period in the conduct of the named insured's business: (1) the publication or utterance of a libel or slander or of other defamatory or disparaging material, or a publication or utterance in vio lation of an individual's right of privacy; (2) false arrest, detention or imprisonment, or malicious prosecution; (3) wrongful entry or eviction or other invasion of an individual's right of privacy; or (4) discrimination or humiliation not intentionally committed by or at the direction of the Insured or any executive officer, director, stockholder, partner or member thereof, but only with respect to injury to the feelings or reputation of a natural person; "products hazard" includes bodily injury and property damage arising out of the named insured's products or reliance upon a represen tation or warranty made at any time with respect thereto, but only if the bodily injury or property damage occurs away from premises owned by, or rented to the named insured, and after physi cal possession of such products has been relin quished to others; "property damage" means (1) physical injury to or destruction of tangible property which occurs during the policy period, including the loss of use thereof at any time resulting therefrom or (2) loss of use of tangible property which has .hot been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period; "self-insured retention" means the amount stated as such in the declarations which is retained and payable by the insured with respect to "each occurrence". All expenses incurred in the investigation or defense of a claim or suit within the self-insured retention shall be payable by the company; "suit" includes an arbitration proceeding to which the Insured is required to submit or to which the Insured has submitted with the com pany's consent; "ultimate net loss" means all sums which the Page 5 of 9 r\r\A^ GLD052201 0049-GLD-000052201 insured and his or her insurers shall become legally obligated to pay as damages, whether by final adjudication or settlement with the com pany's written consent, after making proper deduction for all recoveries and salvages collect ible; "underlying insurance" means the insurance policies listed in the Extension Schedule of Underlying Insurance Policies, including any renewals or replacements thereof, which provide the underlying coverages and limits stated in the Extension Schedule of Underlying Insurance Policies. The limit of underlying insurance includes any deductible amount, any participation of the Insured or any self-insured retention beneath any such policy, less the amount, if any by which the aggregate limit of such insurance has been reduced by payment of loss with respect to occurrences during the policy period of this policy. The coverages and limits of such policies shall be deemed to be applicable regard less of (1) any defense which the underlying insurer may assert because of the insured's fail ure to comply with any condition of any such policy or (2) the insolvency of the underlying insurer. NUCLEAR ENERGY LIABILITY EXCLUSION It is agreed thal the policy does not apply: A. Under any Liability Coverage, to bodily injury or property damage (1) with respect to which an insured under the policy is also an insured under a nuclear energy liability policy issued by the Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Lia bility Underwriters or Nuclear insurance Association of Canada, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or (2) resulting from the hazardous properties of nuclear material and with respect to which (a) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (b) the insured is, or had this policy not been issued would be, entitled to indem nity from the United States of America, or any agency thereof, under any agree ment entered into by the United States of America, or any agency thereof, with any person or organization. B. Under any Liability Coverage, to bodily injury or property damage resulting from the hazardous properties of nuclear mate rial, if (1) the nuclear material (a) is at any nuclear facility owned by. or operated by or on behalf of, an insured or (b) has been discharged or dispersed there from; (2) the nuclear material is contained in spent fuel or waste at any time pos sessed, handled, used, processed, stored, transported, or disposed of by or on behalf of an insured; or (3) the bodily injury or property damage arises out of the furnishing by an Insured of services, materials, parts or equipment in connection with the plan ning, construction, maintenance, opera tion, or use of any nuclear facility, but if such facility is located within the United States of America, its territories or pos sessions or Canada, this exclusion (3) applies only to property damage to such nuclear facility and any property thereat. As used in this exclusion: "hazardous properties" include radio active, toxic or explosive properties: "nuclear material" means source material, special nuclear material or by-product material; "source material", "special nuclear material", and "by-product material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory thereof; "spent fuel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a nuclear reactor; "waste" means any waste material: (a) containing by-product material other than tailings or wastes pro duced by the extraction or concentra tion of uranium or thorium from any ore processed primarily for its source material content, and (b) resulting from the operation by any person or organization of any nuclear facility included under the first two paragraphs of the definition of nuclear facility; Page 6 of 9 Form XL-12-1 GLD052202 0049-GLD-000052202 "nuclear facility" means (a) any nuclear reactor, (b) any equipment or device designed or used for (i) separating the isotopes of uranium or plutonium, (ii) process ing or utilizing spent fuel, or (iii) handling, processing or packaging waste, (c) any equipment or device used for the processing, fabricating or alloying of special nuclear material, if at any time the total amount of such mate rial in the custody of the insured at the premises where such equipment or device is located, consists of or contains more than 25 grams of plu tonium or uranium 233 or any combi nation thereof, or more than 250 grams of uranium 235. (d) any structure, basin.excavation, prem ises or place prepared or used for the storage or disposal of waste, and includes the site on which any of the foregoing is located, ail operations con ducted on such site and all premises used for such operations: "nuclear reactor" means any apparatus designed or used to sustain nuclear fis sion in a self-supporting chain reaction or to contain a critical mass of fissionable material: "property damage" includes all forms of radioactive contamination of property. CONDITIONS 1. Premium with all the terms and conditions thereof. The All premiums for this policy shall be computed in accordance with the company's rules, rates, rat ing plans, premiums and minimum premiums applicable to the insurance afforded herein, and shall be payable by the first named insured. Insured shall enforce any right of contribution or indemnity against any person or organization who may be liable to the insured because of bodily Injury, personal injury, property dam age or advertising injury with respect to which insurance is afforded under this policy or any of 2. Inspection and Audit the underlying insurance policies. The company shall be permitted but nol obli gated to inspect the named insured's property and operations at any time. Neither the com pany's right to make inspections, nor the making thereof, nor any report thereon, shall constitute an undertaking on behalf of or for the benefit of the named insured or others to determine or warrant that such property or operations are sale or healthful, or are in compliance with any law. 5. Action Against Company No action shall fie against the company unless, as a condition precedent thereto, there shall have been full compliance with all of the terms of this policy, nor until the amount of the insured's obligation to pay shall have been finally deter mined either by judgment against the insured, after actual trial, or by written agreement of the insured, the claimant and the company. rule or regulation. Any person or organization or the legal represen The company may examine and audit the named Insured's books and records at any time during the policy period and extensions thereof and within three years after the final termination of this policy, insofar as they relate to the subject matter of this insurance. tative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy No person or organization shall have any right under this pol icy to join the company as a party to any action against the insured to determine the insured's 3. Notice of Occurrence Whenever it appears that an occurrence is likely liability, nor shall the company be impleaded by the insured or his legal representative. Bank to involve payment under this policy, written ruptcy or insolvency of the insured or of the notice shall be given to the company or its insured's estate shall not relieve the company of authorized agents by the named insured or a any of its obligations hereunder. designated representative of the named insured as soon as practicable. Such notice shall contain particulars sufficient to identify the insured and also reasonably obtainable information respect ing the lime, place and circumstances of the occurrence, the names and addresses of the injured and of available witnesses. 6. Appeals In the event the insured or the insured's under lying insurer elects not to appeal a judgment in excess of the underlying insurance or the selfinsured retention, the company may elect to make such appeal, at its cost and expense, and shall be liable in addition to the applicable limit of 4. Assistance and Cooperation of the Insured liability, lor the taxable costs' disbursements and The Insured shall cooperate with the company interest incidental thereto, but in no event shall and shall comply with all the terms and condi the liability of the company for ultimate net loss tions ol this policy and shall also cooperate with exceed the amount herein applicable to any one any of the underlying insurers as required by the occurrence plus the cost and expenses of such lerms of the underlying insurance and comply appeal. Form XL-12-1 Page 7 of 9 GLD052203 0049-GLD-000052203 7. Other Insurance The insurance afforded by this policy shall be excess insurance over any other valid and col lectible insurance (except when purchased spe cifically to apply in excess of this insurance) available to the Insured, whether or not described in the Extension Schedule of Underly ing Insurance Policies, and applicable to any part of ultimate net loss, whether such other insurance is stated to be primary, contributing, excess or contingent; provided that if such other insurance provides umbrella coverage in excess of underlying insurance or the self-insured retention, the insurance afforded by this policy shall contribute therewith with respect to such part of ultimate net loss as is covered hereunder, but the company shall not be liable for a greater proportion of such loss than the amount which would have been payable under this policy bears to the sum of said amount and the amounts which would have been payable under each other umbrella policy applicable to such loss, had each such policy been the only policy so applicable. 8. Subrogation In the event of any payment under this policy, the company shall participate with the insured and any underlying insurer in the exercise of all the insured's rights of recovery against any per son or organization liable therefor, and the insured shall execute and deliver instruments and papers and do whatever else is necessary to secure such rights. The insured shall do nothing after loss to prejudice such rights. Recoveries shall be applied: first, to reimburse any interest (including the insured) that may have paid any amount with respect to liability in excess of the limit of the company's liability hereunder; then, to reimburse the company up to the amount paid hereunder, along with any other insurers having a quota share interest at the same level; and lastly, to reimburse such interests (including the insured), with respect to which this insurance is excess, as are entitled to claim the residue, if any; but a different apportionment may be made to effect settlement of a claim by agreement signed by all interests. Reasonable expenses incurred in the exercise of rights of recovery shall be appor tioned among all interests in the ratio of their respective losses for which recovery is sought. 9. Changes Notice to any agent, or knowledge possessed by any agent, or any other person shall not effect a waiver or a change in any part of this policy, or estop the company from asserting any rights under the terms of this policy with respect to any requirements as to underlying Insurance; nor shall the terms of this policy be waived or changed, except by endorsement issued to form a part of this policy, signed by an authorized rep resentative of the company. 10. Assignment Assignment of interest under this policy shall not bind the company until its consent is endorsed hereon; if, however, an individual named insured shall die. such insurance as is afforded by this policy shall apply (a) to the individual named insured's legal representative, as an individual named insured, but only while acting within the scope of his or her duties as such, and (b) with respect to the property of an individual named insured, to the person having proper temporary custody thereof, as insured, but only until the appointment and qualification of the legal representative. 11. Maintenance of Underlying Insurance Policies affording in total the coverage and limits stated in the Extension Schedule of Underlying insurance Policies shall be maintained in full effect during the currency of this policy. Failure of the named insured to comply with the forego ing shall not invalidate this policy, but in the event of such failure, the company shall be liable only to the extent that it would have been liable had the named insured complied therewith. The first named insured shall give the company written notice as soon as practicable of any change in the coverage or in the limits of any underlying insurance, and of the termination of any coverage or the reduction or exhaustion of the aggregate limits of any underlying insur ance. The self-insured retention shall not apply should ihe underlying insurance be exhausted by the payment of claims or suits. 12. Sole Agent The first named insured is authorized to act on behalf of all insureds with respect to- the giving or receiving of notice of cancellation, receiving unearned premium, and agreeing to any changes in the policy. 13. Cancellation This policy may be cancelled by the first named insured by surrender thereof to the company or any of its authorized agents, or by mailing to the company written notice stating when thereafter the cancellation shall be effective. This policy may be cancelled by the company by mailing to the first named insured, at the address shown in this policy, written notice stating when not less than 60 days thereafter such cancellation shall be effective; provided that, if the first named insured fails to discharge when due any of its obligations in con nection with the payment of premium for this policy Page 8 of 9 Form XL-12-1 GLD052204 0049-GLD-000052204 or any installment thereof, this policy may be cancelled by the company by mailing to the first named insured written notice stating when not less than 30 days thereafter such cancellation shall be effective. The mailing of notice as aforesaid shall be sufficient proof of notice. The time of the surrender or the effective date and hour of cancellation stated in the notice shall become the end of the policy period. Delivery of such written notice either by the first named insured or by the company shall be equivalent to mailing. If the first named insured cancels, earned pre mium shall be the pro-rata earned premium plus 10% of the pro-rata unearned premium. If the com pany cancels, earned premium shall be computed pro rata. Premium adjustment may be made either at the time cancellation is effected or as soon as practicable after cancellation becomes effective, but payment or tender of unearned premium is not a condition of cancellation. 14. Declarations By acceptance of this policy the lirst named insured agrees that the statements in the declarations are its agreements and representa tions, that this policy is issued in reliance upon the truth of such representations, and that this policy embodies all agreements existing between the first named insured and the company or any of its agents relating to this insurance. In Witness Whereof, the Company has caused this policy to be signed by its President and a Secretary, but the same shall not be binding unless countersigned on the declarations page by a duly authorized agent of the Company. Form XL-12-1 (Ed. 12- 82) Printed in U.S.A. (NS) Page 9 of 9 GLD052205 0049-G LD-000052205 *0->+ I-AW rt-. I_ Hartford Accident and indemnity Company d I Hartford Casualty insuranr^ Company Hartford Plaza, Hartford, Connecticut Odl IS The INSURER shall be The Company as designated herein by Co. Code: IcoTcod 5 DECLARATIONS Items j Previous Policy No. I XO HU HE1700 1. Named Insured and Mailing Address-------------------The Named Insured is: Individual ^ Corporation Partnership _ Other: 2. Policy Period:----------------------------------- ----- ---. Producer's Name and Address Producer's Code Marsh & Me Lennan 25-2898 THE HARTFORD POLICY NO. /10 HU JClOl+O SCK Corporation 299 Park Avenue New York, NY.10171 .......... 1-1-84......................... 1-1-85.............. Inception (Mo. Day Yr.J Expiration (Mo. Day Yr) 12:01 A.M. standard time at the address of the named insured as stated herein. 3. Premium___________________ ______________________________________________________________ _____ I Advance Premium j Minimum Premium ] Rate : Per i Premium Base $ 160,000.00 i$_____________________ L________ L_________ ___________ 1 4. Seif-insured Retention-----------. $ 5. Limits of liability each occurrence---------- $ aggregate--------------------- $ 100,000 9,000,000 9,000,000 r/.v.* A fir i\\C -`7 - 6. Schedule of Underlying Insurance Policies SEE ATTACHED EXTENSION SCHEDULE OF UNDERLYING INSURANCE POLICIES FORMING A PART OF POLICY. The above numbered Umbrella policy Is completed by: (a) this Declarations, Form XL-10; (b) the Policy Provisions, Form XL-12; (c) the Policy Jacket, Form 6153; (d) any Endorsements forming part of the policy at issue. Form Numbers of Endorsements Forming Part of Policy At Issue: XL 22U-0 XL 257-1 XL 319-1 G 2240- (Nmd Ins.) (FF Aircraft) (Auto Cov) (Notice of Cane) (Joint Venture) ( Amend of cov) (iSmp Ben) (Excess Workers Comp) Date Agency at 1-23-8L New York Form XL-10-1 Printed in U.S.A. jCounftfig* rlzea Agent GLD052206 0049-GLD-000052206 Extension Schedule of Underlying Insurance Policies Policy Number 1 0 HIT JC1040 This extension schedule forms a part of the policy designated herein. THE HARTFORD Named Insured and Address Carrier, Policy Number & Period {a) CKA CCP089657845 1-1-84-85 (b) CKA CCP089657845 1-1-84-85 (c) CNA CCP069657845 1-1-84-85 Type of Coverage Applicable Limits Employers' liability $ Elod Jones Act $ ff.B.T.a. TI-B-T..ft H. Comprehensive Automobile Liability $ inclucSng $ 3 owned automobiles $ 3 non-owned automobiles 3 hired automobiles $ Employers' Liability 1,000,000 ,000 each accident* O. D. aggregate* Bodily Injury Liability ,000 each person ,000 each occurrence Property Damage Liability .000 each occurrence Bodily Injury and Property Damage Liability Combined 1,000,000 each occurrence General Liability including 3 products-completed operations Liability Bodily injury Liability ,000 ,000 each occurrence aggregate 3 contractual Liability Property Damage Liability 3 personal injury $ ,000 each occurrence Liability $ .000 aggregate (d) (e) Federal 1GW47359 9-1-81/84 & Renewal 0 employees as Bodily Injury and Property Damage Liability Combined additional insureds $ 1,0001000 each occurrence Qt Liquor Law Liability $ 1 -000,000 aggregate 3 Adrertisers Lie b . Stop.Jj.ap Liab Watercraft Liabiity including owned watercraft non-owned watercraft 1,000,000 ea. Occ CSL 1,000,000 CSL ea Person 1.000,000 Ea. Bodily Injury Liability Occ. ,000 each person ,000 each occurrence Property Damage Liability ,000 each occurrence Bodily Injury and Property Damage Liability Combined ,000 each occurrence Other (Specify) Aircraft Liab. 50,000,000 CSL An "X" marked in the box indicates the coverage is provided in the Underlying Policies. Note Maintenance of Underlying Insurance Condition. 'Except that in any jurisdiction wriere the amount of Employers Liability Coverage afforded by the underlying insurer is by law unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction. Form XL-11-2 Printed in U.S.A. (NS) GLD052207 0049-GLD-000052207 Extension Schedule of Underlying Insurance Policies Policy Number This extension schedule forms a part of the policy designated herein. JT THE HARTFORD Named Insured and Address Carrier, Policy Number & Period (a) (b) (c) CM CCP089657845 1-1-84-85 Type of Coverage Employers' Liability Applicable Limits Employers' Liability $ ,000 $ ,000 each accident* O. D. aggregate* Comprehensive Automobile Liability including $ $ owned automobiles $ non-owned automobiles O hired automobiles $ Bodily Injury Liability ,000 each person ,000 each occurrence Property Damage Liability ,000 each occurrence Bodily Injury and Property Damage Liability Combined ,000 each occurrence General Liability including products-cornpleted $ operations Liability $ Bodily Injury Liability .000 ,000 each occurrence aggregate contractual Liability Property Damage Liability personal injury $ ,000 each occurrence Liability $ ,000 aggregate employees as Bodily Injury and Property Damage Liability Combined additional insureds $ ,000 each occurrence Liquor Law Liability $ ,000 aggregate / S Employee Benefit s 1,000,000 Ea. Occ. 1,000,000 Agg. B Employers Malprs ctice 1,000,000 Ea. Occ CSL (d) Watercraft Liability Bodily Injury Liability $ ,000 each person including S ,000 each occurrence Property Damage Liability owned watercraft $ .000 each occurrence non-owned Bodily Injury and Property Damage Liability Combined watercraft $ ,000 each occurrence Protective Other (Specify) xc 1178 1-1-84-85 Excess workers compensation 2,000,000 Ea. Occ XS of 250.000 Sir per aeeident An "X" marked in the box indicates the coverage is provided in the Underlying Policies. Note Maintenance of Underlying Insurance Condition. -Except that in any jurisdiction where the amount of Employers Liability Coverage afforded by the underlying insurer is by law unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction. Form XL-11-2 Printed in U.S.A. (NS) 0049-GLD-000052208 Extension Schedule of Underlying Insurance Policies Policy Number 10 HU JCICA-O This extension schedule forms a part of the poicy designated herein. THE HARTFORD Named Insured and Address Carrier, Policy Number & Period (a) flt <c) Type of Coverage Employers' Liability Applicable Limits Employers' Liability $ ,000 $ ,000 each accident* O. D- aggregate* Comprehensive Automobile Liability including $ $ owned automobiles $ non-owned automobiles hired automobiles $ Bodily injury Liability ,000 each person ,000 each occurrence Property Damage Liability ,000 each occurrence Bodily Injury and Property Damage Liability Combined .000 each occurrence General Liability including products-completed $ operations Liability $ Bodily Injury Liability .000 ,000 each occurrence aggregate contractual Liability Property Damage Liability personal injury $ ,000 each occurrence Liability $ ,000 aggregate (d) (e) CNA CCP089657845 1-1-84-85 ... D employees as Bodily Injury and Property Damage Liability Combined additional insureds $ .000 each occurrence Liquor Law Liability $ .000 aggregate Watercraft Liability including owned watercraft non-owned watercraft Bodily Injury Liability $ ,000 each person $ ,000 each occurrence Property Damage Liability S .000 each occurrence Bodily Injury and Property Damage Liability Combined $ ,000 each occurrence Other (Specify) Lawyer's Professioirial 250,000 Each claim 500,000 Agg Liability Except 1,000,000 for specifically Named Lawyers' An "X" marked in the box indicates the coverage is provided in the Underlying Policies. Note Maintenance of Underlying insurance Condition. 'Except that in any jurisdiction where the amount of Employers Liability Coverage afforded by the underlying insurer is by law unlimited, the limit stated does not apply and the policy of which this extension schedule forms a part shall afford no insurance with respect to Employers Liability in such jurisdiction.________________________________________________________________ FormXL-11-2 Printed in U.S.A. (NS) GLD052209 0049-GLD-000052209 THE HARTFORD Policy Number Named Insured and Address 10 HU JC10U0 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. Extension Schedule Continued It is understood that the following coverages are scheduled as underlying to the comprehensive general liability policy as issued by the continental casualty company policy number CCP089657845. It is further understood that the comprehensive general liability will be excess over all scheduled limits. Coverage Limits of Liability Carrier Policy Ho. A) Employers' Liab, E.L.O.D. Jones Act, F.E.I.A. & U.S .L. & H All State Policy Sylvachem Corp. " Texas Exposures 100,000 Ea. Occ 100,000 Ea. Occ 100,000 Ea. Occ CNA CNA Texas Employers Ins. Assoc. WC 3451539 WC 3451541 WCA-84311 B) Watercraft Liability Watercraft in Joliet & Baltimore Florida Watercraft C) Charterers Legal Liab D) Foreign Insurance Per Underlying Schedule 1,000,000 Ea. Vessel A ccident/o ccurrence 1,000,000 Ea. Accident 1,000,000 Any one Accident or Series of Accidents Various Continental Ins. Co Continental Ins. Co. Continental Ins. Co. Various p ic 83005 YC 245326 HC 037270 Various Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shail constitute valid countersignature of this endorsement. Form O'2240-3 B e-mted ,n u S A Countersigned by. Authorized Agent GLD052210 0049-GLD-000052210 EMPLOYEE RETIREMENT INCOME SECURITY ACT LIABILITY EXCLUSION ENDORSEMENT PM*040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP com pany designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date _____ Effective hour is the same as stated in the Declarations of the policy. THE HARTFORD Named Insured and Address It is agreed that the insurance does not apply with respect to any liability arising out of intentional or uninten tional violation of any provision of the Employee Retirement Income Security Act of 1974, Public Law 93-406 (commonly referred to as the Revision Reform Act of 1974), or any amendments to them. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as ol the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of thp /bmpanyjfiall^sjistitute valid countersignature ol this endorsement. Form XL-224-0 Printed in U.S.A. Countersigned by. Authorized Agent GLD052211 0049-GLD-000052211 NEW YORK AMENDATORY ENDORSEMENT UMBRELLA LIABILITY THE HARTFORD !i8La Policy Number 10 HU JCIOUO This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. ; Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No.; Named Insured and Address It is agreed that: 1. The definition of "personal injury" is amended to read: "personal injury" means injury, other than adver tising injury, arising out of one or more of the following offenses committed during the policy pe riod in the conduct of the named insured's busi ness: (1) the publication or utterance of a libel or slander or of other defamatory or disparaging material, or a publication or utterance in violation of an individual's right of privacy; (2) false arrest, detention or imprisonment, or ma licious prosecution: {3} wrongful entry or eviction or other invasion of an individual's rignt of privacy. 2. Exclusion L is amended to read: L to personal injury sustained by any person: (1) as the result of an offense directly or indirectly related to the employment of such person by the named insured, or (2) on account of discrimination because of race, creed, color or national origin. 3. CONDITION 5, Action Against Company, is amended to read as follows:: No action shall lie against the company unless, as a condition precedent thereto, there shall have been full compliance with all of the terms of this policy, nor until the amount of the insured's obligation to pay shall have been finally determined either by judgment against the insured or by written agreement of the insured, the claimant, and the company. Any person or organization or the legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy. No person or organization shall have any right under this policy to join the company as a party to any action against the insured to determine the in sured's liability, nor shall the company be impleaded by the insured or his legal representative. Bankruptcy or insolvency of the insured or of the insured's estate shall not relieve the company of any of its obligations hereunder. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. FormXL-257-1 Printed in U.S.A. Countersigned by Authorized Agent GI,D052212 0049-GLD-000052212 CANADIAN TF.Rj'ITCK'AL EXCLUSION ENDOP.SE//ENT -SLvi THE HARTFORD Policy IJufptK* 10 HU JC1<*0 Ihts enderserment tcvms a part cA the f'oficy as numbered abuvtt, Usuod by ThE HARirono in s u r a n c e GROUP company designated therein, and lat.es cfiect as of the efteeuve date of said po* cy unless another oftfCtu-e date *s staled herein. Eftecbve O.ilf* CftoctMO hour is lire sir.ns as slated in Ihe Dt*c!a:3tions ot the policy. EnOI No. NanitKl Insured and A33*cs& It is ogrecd thot the policy is amended by adding thereto the following provis'ion: VI. Policy Territory This insurance applies only fa bodily Injury, personal injury, property domooe, ond advertising injury covered by this policy and caused by an occurrence which lakes place onywhene in the world other than within Canada. A q h*.*t *n cr.r.umr-i tvnnll be he'd to vary. waive, afier. o* extend any of the terms condition^, agreements or doctarattons of the liirtn rtv t.L-v*r* MMc-et Tins i>$: bu b>.d ?n nr.'-r^ couv.irs by a duty rurth:>r*ed ror-ut o' the com; **Hy. jv c*. <dvd lh*`* it Ih;* pi c? the c-f!.nt;**e C-.:e o-' U*e f:-f*cyV?d. at isRu> of sVd term*, r ppfl Uteteof. counters^: on the* rffc^vAKt'-s l5'il> u!S.o::7i<i Pi/l*n{ o* ir tw-.f.3ny r.\r vftt'd CO:>n*.#:rS3!M*u*t* Of IhlS fclVlOiSifjXlU r.'rr-i. * c* r* fu:M '(! "31 9"Vr.'('i t t:> A Counte r; ^' rd hy....................................... ....... . A,:-, _ GLD052213 0049-GLD-000052213 Policy Number THE HARTFORD Named Insured and Address ^his'endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. It is agreed that item #1, Named Insured shall read: Named Insured A) SO Corporation, all subsidiaries and subsidiaries of the subsidiaries, SCM Foundation, any other company of which it assumes active management, any employee sponsored association or clubs of the named insured. B) Jotun-Baltimore Copper Paint Company A Joint venture, however, such coverage as is provided for the interest of Glidden-Durk.ee division of SCM Corporation and A.F. Jotungruppen of Norway in The Joint Venture above is restricted to such coverage as 1b available to the insured under the primary insurance stated in the schedule of underlying insurances attached to this policy. C) Sylvachem Corporation, A Joint Venture, however, such coverage as is provided for the interest of Gliddeu-Durkee division of SCM Corporation and St. Regis paper corporation in the Joint venture above is restricted to such coverage as is available to the insured under primary insurance stated in the schedule of underlying insurances attached to this policy. However coverage shall not apply to Canadian liability. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 B Punted n U S A Countersigned by..: Authorized Agent GLD052214 0049-G LD-000052214 Ml THE HARTFORD Policy Number 10 HP JCIOUO This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured arid Address It is agreed that coverage under this policy shall not apply to Canadian Liability covered under policy # 90HU 103239 Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240*3 A Printed in U.S.A. Authorized Agent Tt GLD052215 0049-GLD-000052215 Ar- : . : .. THE HARTFORD ________________________ Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. Named Insured and Address Limitation Endorsement Umbrella Liability In consideration of the premium charged, it is agreed that such indemnification is provided by the policy shall not apply to: Aircraft Liability Unless there is valid and collectible underlying insurance described in the schedule of underlying insurance, and then only for such aircraft liability, is afforded under said underlying insurance. Nothing herein contained shall be held to vaiy. waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed in U.S.A Countersigned by.. Authorized Agent' GLD052216 0049-G LD-000052216 THE HARTFORD Policy Number 10 HU JCIOUO________ This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as. stated in the Declarations of the policy. Endt. No. I Named Insured and Address "It is understood and agreed that this policy excludes automobile liability coverage for leased vehicles or leased back vehicles when being used for personal use by employees and enployees families or others driving with their permission." Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed in U S A Countersigned by. Authorized Agent GLD052217 0049-GLD-000052217 THE HARTFORD Policy Number 10 HU JCIOUO This endorsement torms a part of the policy as numbered above, issued by THEHARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address Effective Date Effective hour is the same as. staated in the Declarations of the policy. Endt. No. Notice of Cancellation Endorsement It is agreed that in the event of cancellation of/or non-renewal of the above policy 90 days prior written notice will be given to the named insured except for non-payment of premium. r Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized valid countersignature of this endorsement. Form G-2240-3 A Printed in U.S.A. Countersigned by. Authorized Agent GLD052218 0049-G LD-000052218 THE HARTFORD Policy Number 10 HU JC1040 This endorsement torms a pan ot me policy as numoerec above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the policy. Endl. No. Joint Venture Endorsement (NKA 1687) 1- It is agreed that this policy covers any liability which is insured and which arises in any manner whatsoever out of the operations or existence of any joint venture, Co-Venture, joint lease, joint operating agreement or partnership (hereinafter called "Joint Venture") in which the insured has an.interest. In such claims, liability under this policy shall be limited to the product of (A) the percentage interest of the insured in the joint venture and (B) the total limit of liability insurance afforded the insured by this policy. Where the percentage interest of the insured in the joint venture is not set forth in writing, the percentage to be applied shall be that which would be imposed by law at the inception of the joint venture., such percentage shall not be increased by the insolvency of others interested in the said joint venture. 2. It is further agreed that, where any underlying insurance (S) has been reduced by a clause having the same effect as paragraph (1), the liability of underwriters under this policy, as limited by paragraph (1), shall be excess of the sum of (A) such reduced limits of any underlying insurance (S) and (B) the limits of any underlying insurance (s) not so reduced. Nothing herein contained sha'i be held to vary, waive after or extend ary of the terms, conditions, agreements or declarations of the policy other than as herein stated This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 B PrmieC rUS Countersigned by.. Authorized Agent GLD052219 0049-GLD-000052219 THE HARTFORD Policy Number 10 HU JClOhO This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes affect as of the affective date ol said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated in the Declarations of the polity. Named Insured and Address Endt. No. EMPLOYEE BENEFIT PROGRAMS ERRORS AND OMISSIONS ENDORSEMENT It is agreed that the policy also includes the following: I...COVERAGE: The company will indemnify the insured for ultimate net loss which the insured shall become legally obligated to pay, in excess of the applicable limit of the underlying errors and omissions liability insurance policy described in Item 6 of the declarations, on account of any claim made against the insured and caused by negligent act, error or omission of the insured, or any other person for whose acts the Insured is legally liable in the administration of the insured's Employee Benefit Programs be defined herein. II.. DEFINITIONS: (a) "Employee Benefit Programs" -The term "Employee Benefit programs" shall mean Group Life Insurance, Group Accident or Health Insurance, Pension Plans, Employee Stock Subscription Plans, Workmen's Compensation, Unemployment Insurance, Social Security and Disability Benefits. (b) "Administration"- The unqualified word "Administration", wherever used, shall mean: (1) giving counsel to employees with respect to Employee Benefit Programs; (S) interpreting Employee Benefit Programs; (3) handling of records in connection with Employee Benefit Programs; (h) effecting enrollment of employees under Employee Benefit Programs; provided all such acts are authorized by the Named Insured. III. EXCLUSIONS - This insurance does not apply: (a) unless a Liability Insurance Policy is described in Item 6 of the Declaration which affords coverage with respect to errors or omissions in the administration of the Insured's Employee Benefit Programs and such policy or a renewal or replacement thereof, is in force cooncurrently with this policy; or (b) To any claim not oovered under such policy. It is also agreed that Section (A) of "Ultimate Net Loss" under Insuring Agreement V, Other Definitions, is emended to include the foregoing. Nothing herein contained shall be held to vary, waive, alter, or extend any ol the terms, conditions, agreements or declarations ol the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as ol the effective date of the policy and, at issue of said policy, forms a part thereof, countersignalure on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature ol this endorsement. Form 0-2240-3 C Pnnwd in USA S-T4 GLD052220 0049-GLD-000052220 ad THE HARTFQRD Policy Number Named Insured and Address 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein., Effective Date Effective hour is the same as stated in the Declarations of the policy. Endt. No. Amendment of Coverage Excess Worker's Compensation It is agreed that exclusion (F) of this policy is deleted but only as respects liability under any worker's compensation law covered by the following scheduled underlying policy. Carrier. Policy Number Period Type of Coverage Applicable limits Protective - XC 1170 I-I-8U-85 Excess Workers Compensation 2,000,000 each occ. excess of 250,000 S.I.E. per accident It is further agreed that the insurance does not apply, unless coverage for such indemnification is provided by underlying insurance, having underlying limits as described above and in the schedule of underlying insurance. Nothing herein contained sha:l be he'd to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy other than as herein stated This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a pan thereof countersignature on the declarations page of said policy by a duly authorized agent the company shall constitute valid countersignature of this endorsement Form G-2240'3 8 P**nec "'USA Countersigned by.. Authorized Ager.: GLD052221 0049-GLD-000052221 r 3/30/jm Marsh & McLennan 25 2898 exp. 1/1/85 THE HARTFORD Policy Number 10 HU JClOkO This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address SCM Corporation 299 Park Avenue NY NY 10171 Effeictive^Oate ,,........___ js the same as stated in the Declarations of the policy. Enjt. No. It is agreed as respects Named Insured Endorsement the following is deleted; B) Jotun-Baltimore Copper Paint Company a Joint Venture, however, such coverage as is provided for the interest of Glidden-Burkee division of SCM Corporation and A.F. jotungruppen of Norway in The Joint Venture above is restricted to such coverage as is available to the insured under the primary insurance stated in the schedule of underlying insurance attached to this policy. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. .// Kt'k'- Countersigned by.................. Authorized Agent Form G-2240-3 A Printed in U S A. 0049-GLD-000052222 3/30/jm Marsh & McLennan 25 2898 exp. 1/1/85 THE HARTFORD Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address SCM Corporation 299 Park Avenue NY NY 10171 Effective Date 2/2/84 Effective hour is the same as stated in the ~Deccllaarations of the policy. Endt. No. It is agreed as respects Named Insured Endorsement the following is deleted: 5 (TJ Sylvachem Corporation, A Joint Venture, however, such coverage as is provided for the interest of Glidden-Durkee division of SCM Corporation and St. Regis Paper Corporation in the joint venture above is restricted to such coverage as is available to the insured under primary insurance stated in the schedule of underlying insurance attached to this policy. r Nothing herein contained snail be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed tn U.S.A Countersigned by. ' V . k i.* 'Aiiihbrized Agent GLD052223 0049-GLD-000052223 3/30/jm Marsh & McLennan 25 2898 exp. 1/1/85 THE HARTFORD Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Eftectiye.Ilate Effective hour is the same as stated in the Declarations ol the policy. Endt. No. 6 Named Insured and Address SCM Corporation 299 Park Avenue n t m 10171 It is agreed that endorsement G2240-3A excluding automobile liability coverage for leased vehicles or leased back vehicles is deleted. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company; provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a. part thereof, countersignature on the declarations page of said policy by a duly authorized agetjt of the company shall constitute valid countersignature of this endorsement. Form Q-2240-3 A Printed in U.S.A. Countersigned by.. Authorized Agent ' GX.D052224 0049-GLD-000052224 3/30/jm Marsh & McLennan 25 2898 exp. 1/1/85 THE HARTFORD Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date __1_/_1_/84j Effective hour is the same as stated in fhe Declarations of t~he po'icy. 1 Named Insured and Address SCM Corporation 299 Park Avenue NY NY 10171 It is agreed as respects Employee Benefit Programs Errors and Omissions Endorsement is deleted. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue ot said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. & . Form G-2240-3 A Printed in U.S.A. c Countersigned by.... Authorized Agent I GLD052225 0049-GLD-000052225 3/30/dm Marsh & McLennan 25 2898 CWwj-:# A THE HARTFORD Policy Number 10 HU JC1040 Named Insured and Address SCM Corporation This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective dale of said policy unless another effective date is staled herein. Effective Dale Effective hour is the same as stated 1/1/84 in the Declarations of the policy. 299 Part Avenue NT NY 10171 Endt. No. | ' __ --------- 1 Revised Limitation Endorsement (Umbrella Liability) In consideration of the premium charged, it is agreed that such indemnification as is provided by the policy shall not apply to: Aircraft Liability Employee Benefit Programs Errors and Omissions Lawyers Professional Liability unless there is valid and collectible underlying insurance described in the Schedule of Underlying Insurance, and then only for such Aircraft Liability, Employee Benefit Programs Errors and Omissions, Lawyers Professional Liability as afforded under said underlying insurance. Nothing herein contained sha* be he'd to vary, waive alter c extend any cl me declarations of the pc-'-cy. othe' than as herem sfstec. <. -nditicns This endorsement shall not be binding unless countersigned by a duly authorized agent 0* the- -rnpar, c - r`` this endorsement takes effect as of ihe effective date of the policy and. at issue of said po i-> fom r-in countersignature on the declarations page of said policy by a duly aulhonzed agent of the company *,* a valid countersignature of this endorsement. ^ Form G>2240-3 B Pnnteo -r USA Countersigned by... Au'.r,.'V`T A'ik - GLD052226 0049-GLD-000052226 3/30/ Marsn & McLennan 25 2898 exp. 1/1/85 ui THE HARTFORD Policy Number, 10 HU JClOto This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address SCM Corporation 299 Park Avenue NT NY 10171 Effective Date 1/1/84 Endt. No. 1 Effective hour is the same as stated in the Declarations of the policy. It is agreed as respects Extension Schedule G2240-3B the following policy is deleted; Coverage Texas Exposure Limits of Liability 100,000 ea. occ. Carrier Texas Employers Ins. Assoc. Policy No. WCA- 843H Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of Ihe effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G-2240-3 A Printed in U S.A. Countersigned by Authorized Agent GLD052227 0049-GLD-000052227 3/30/j* Marsh & McLennan 25 2898 exp. 1/1/85 THE HARTFORD Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Named Insured and Address SCM Corporation 299 Park Avenue NY NY 10171 Effe2ct/iv2e, ite Effective hour is the same as. stated m the Declarations of tne policy. Endt. No. 2 It is agreed as respects Extension Schedule G22L0-3B the following policy is deleted: Coverage Sylvachea Corp Limits of Liability 100,000 ea. occ. Carrier CNA Policy No. WC 34515^1 Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and, at issue of said policy, forms a part thereof countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. ^ Form G-2240-3 A Printed in U.S.A. Countersigned by AuthorizecTAgent 0049-GLD-000052228 exp. 1/1/85 3/30/jm Marsh & McLennan 25 2898 THE HARTFORD Policy Number , 10 HU JClOto Named Insured and Address SCM Corporation This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company desig nated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. 299 Park Avenue NX NY 10171 Effective hour is the same as stated in the Declarations of the policy. Endt. No. 2 It is agreed that XL 319-1 Canadian Territorial Exclusion Endorsement is deleted. Nothing herein contained shall be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. r Form G-2240-3 A Printed in USA Countersigned by Authorized Agent l GLD052229 0049-GLD-000052229 V Policy Number ALV ? V 1334 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated 1-1-84 in the Declarations of the policy. Endt. No. 9 8ROAD AS PRIMARY THE HARTFORD Named Insured and Address SCM CORPORATION 299 PARK AVENUE NEW YORK, NY 10171 IT IS HEREBY UNDERSTOOD AND AGREED THAT IN THE EVENT THE ASSURED SUFFERS A LOSS WHICH IS COVERED UNDER THE POLICIES OF THEUNDERLYING INSURANCE AS SET OUT IN THE SCHEDULE ATTACHED TO THIS POLICY, THE EXCESS OF WHICH WOULD BE PAYABLE UNDER THIS POLICY, EXCEPT FOR TERMS AND CONDITIONS OF THIS POLICY WHICH ARE NOT CONSISTENT WITH THE UNDER LYING INSURANCE, THEN NOTWITHSTANDING ANYTHING CONTAINED IN THIS POLICY TO THE CONTRARY THIS POLICY SHALL BE AMENDED TO FOLLOW AND BE SUBJECT TO THE TERMS AND CONDITIONS OF SUCH UNDERLYING INSURANCESN RESPECT OF SUCH LOSS. IT IS FURTHER AGREED THAT THE FOREGOING PARAGRAPH DOES NOT APPLY. 1. WHERE THE PROVISIONS ARE CONTRARY TO STATE LAWS OR REGULATIONS. 2. ANY COVERAGE GIVEN UNDER THE UNDERLYING INSURANCES FOR LIMITS LESS THAN THE FULL LIMIT OF THE SAID UNDERLYING POLICY AS STATED IN THE SCHEDULE HERETO. 3. ANY NUCLEAR ENERGY LIABILITY EXCLUSION ATTACHED TO THIS POLICY. 4. EXCLUSION (D) OF THIS POLICY. 5. EXCLUSION (F) OF THIS POLICY, OR Nothing herein contained sha'! be held to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the policy other than as herein slated This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a pan thereof, countersignature on the declarations page of sa<d pol.cy by a duly authorized agent of the company shall constitute valid countersignalure of this endorsement Form G-2240 3 B Punted in U S A CountersignedT4>>yV............ ................................................... Authorized Agent GLD052230 0049-GLD-000052230 THE HARTFORD Policy Number Named Insured and Address 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein.__________ Effective Date Effective hour is the same as stated 1 -1 -84in the Declarations of the policy. SCM CORPORATION 299 PARK AVENUE NEW YORK, NY 10171 Endt. No. 9 BROAD AS PRIMARY CONTINUED 6. TO THE FOLLOWING ENDORSEMENTS ATTACHED TO THIS POLICY: ENDORSEMENT NUMBER NAME OF ENDORSEMENT XL 224-0 ERISA EXCLUSION XL 257-1 G 2240-3B NEW YORK AMENDATORY NAMED INSURED G 2240-3A LIMITATION ENDORSEMENT G 2240-3A NOTICE OF CANCELLATION ENDORSEMENT G 2240-3B JOINT VENTURE ENDORSEMENT G 2240-3B AMENDMENT OF COVERAGE EXCESS WORKER*S COMPENSATION IT IS FURTHER AGREED THAT IF COVERAGE PROVIDED BY THE CONTROLLING UNDERLYING INSURANCE POLICY IS AMENDED, THIS POLICY SHALL APPLY ONLY IF SUCH AMENDMENT HAS BEEN AGREED TO BY THE COMPANY, Nothing herein contained sha'i be he'd to vary, waive, alter, or extend any of the terms, conditions, agreements or declarations of the pokey other fhan as herein stated. This endorsement shalf not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy 6y a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G'2240'3 B Printed m U 5 A Countersigned by Authorized Agent GLD052231 0049-GLD-000052231 tA Policy Number 10 HU JdOiiO This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date THE HARTFORD Named Insured and Address SCM CORPORATION 299 PARK AVE. NEW YORKjN.Y. 10171 Effective Date >1-84 ^ Endt. No. \ 10 Effective hour is the same as stated in the Declarations of the policy. REVISED BROAD AS PRIMARY IT IS HEREBY UNDERSTOOD AND AGREED THAT IN THE EVENT THE ASSURED SUFFERS A LOSS WHICH IS COVERED UNDER THE POLICIES OP THE UNDERLYING INSURANCE AS SET OUT IN THE SCHEDULE ATTACHED TO THIS POLICY, THE EXCESS OF WHICH WOULD BE PAYABLE UNDER THIS POLICY, EXCEPT FOR TERMS AND CONDITIONS OF THIS POLICY WHICH ARE NOT CONSISTENT WITH THE UNDERLYING INSURANCE, THEN NOTWITHSTANDING ANYTHING CONTAINED IN THIS POLICY TO THE CONTRARY THIS POLICY SHALL BE AMENDED TO FOLLOW AND BE SUBJECT TO THE TERMS AND CONDITIONS OF SUCH UNDER LYING INSURANCE IN RESPECT OF SUCH LOSS. IT IS FURTHER AGREED THAT THE FOREGOING PARAGRAPH DOES NOT APPLY: 1. WHERE THE PROVISIONS ARE CONTRARY TO STATE LAWS OR REGULATIONS. 2. ANY COVERAGE GIVEN UNDER THE UNDERLYING INSURANCES FOR LIMITS / LESS THAN THE FULL LIMIT OF THE SAID UNDERLYING POLICY AS STATED IN THE SCHEDULE HERETO. 3. ANY NUCLEAR ENERGY LIABILITY EXCLUSION ATTACHED TO THIS POLICY. *' 4. EXCLUSION (D) OF THIS POLICY.-'' 5. EXCLUSION (F) OF THIS POLICY.1-'' 6. "PROPERTY DAMAGE" DEFINITION OF THIS POLICY.- * " ' 7. TO THE FOLLOWING ENDORSEMENTS ATTACHED TO THIS POLICY: ENDORSEMENT NUMBER XL 244-0 / XL 257-1 ' G 2240 3 B ^ NAME OF ENDORSEMENT ERISA EXCLUSION NEW YORK AMENDATORY v NAMED INSURED >' G 2240 3 A * LIMITATION ENDORSEMENT/ Nothing herein contained shall be held to vary, waive, alter, or extend any of the lerms. conditions, agreements or declarations of the policy other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent of the company: provided that if this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. ,, CONTINUED ON PAGE 2 Form G-2240-3 B Printed m USA Countersigned by. Authorized Agent GLD052232 0049-G LD-000052232 i'l/UWXl JOiXjJ luo I i Policy Number 10 HU JC1040 This endorsement forms a part of the policy as numbered above, issued by THE HARTFORD INSURANCE GROUP company designated therein, and takes effect as of the effective date of said policy unless another effective date is stated herein. Effective Date Effective hour is the same as stated ^1=3=084 in the Declarations of the policy. J/' Endt. No. I 10 THE HARTFORD Named Insured and Address SCM CORPORATION 299 PARK AVE. NEW Y0RK,N.Y. 10171 REVISED BROAD AS PRIMARY CONTINUED PAGE 2 ENDORSEMENT NUMBER G 2240 3A / NAME OF ENDORSEMENT NOTICE OP CANCELLATION ENDORSEMENT . G 2240 3 B f JOINT VENTURE ENDORSEMENT G 2240 3 AMENDMENT OF COVERAGE EXCESS WORKER'S COMPENSATION IT IS FURTHER AGREED THAT IF COVERAGE PROVIDED BY THE CONTROLLING UNDERLYING INSURANCE POLICY IS AMENDED, THIS POLICY SHALL APPLY ONLY IF SUCH AMENDMENT HAS BEEN AGREED TO BY THE COMPANY. Nothing herein contained shall be held to vary, waive, aller. or extend any of the lerms. conditions, agreements or declarations of the policy, other than as herein stated. This endorsement shall not be binding unless countersigned by a duly authorized agent ol the company: provided that it this endorsement takes effect as of the effective date of the policy and. at issue of said policy, forms a part thereof, countersignature on the declarations page of said policy by a duly authorized agent of the company shall constitute valid countersignature of this endorsement. Form G>2240*3 B Prtnied in USA Countersigned by Authorized Agent GLD052233 0049-G L D-000052233