Document LKLmyxe5OLey8nnRXQYz8gnEd

6--Accident Records and Injury Rates existing physical deficiency ) 4 Injury from an external event of such pro portions and character as to be beyond the control of the employer, such as a tornado, twister, hurricane, earthquake, flood, con flagration, or explosion originating outside of employment, or from an immediate sec ondary event, such as a fire, boiler explo sion, or falling electric wire (An injury would be repoi table, though, if the victim were a policeman, fireman, member of a disaster or emergency squad, utility line man, or other employee who is assigned duties m connection with such events An injury also would be reportable if it arose out of activities necessitated by an external event, such as fighting a fire, cleaning up debris, or repainng equipment ) Days charged Losses from woik injuries are evaluated m terms of days of disability, or inability to pro duce, either actual or potential These losses are referred to simply as "days charged " For the first three classes of injuries--death, perma nent total disability, and permanent partial disability--the number of days charged is a predetermined total For permanent partial disability, the predetermined total usually ex ceeds the actual time lost to reflect potential future losses of productive capacity The predetermined totals are referred to as "sched uled charges" This procedure is based on the philosophy of economic loss which reasons, for example, that a man who has a hand amputated will produce less dunng his remaining working years than a man who completely recovers from a hand injury, even though both injuries resulted in the same number of actual days lost at the time of the injury If both injuries resulted in, say, 60 days lost at the time of the injury, the injury from which the victim completely recovers would be chaiged only the 60 days, whereas the amputation would be charged 3000 days, the scheduled charge for this kind of injury Death and permanent total disabilities. For death and permanent total disabilities, a sched uled charge of 6000 days is made m each case There are no variations in this amount If the injury is fatal, or if it results in any of the TABLE 6-A * SCHEDULED CHARGES (See Fig 6-6 for bone location) A For Loss of Member--Traumatic or Surgical (For loss of use of member, see footnote') Fingers, Thumb, and Hand Amputation Involving All or Part of Bone** Thumb Fingers Index Middle Ring Little Distal phalange Middle phalange Proximal phalange Metacarpal 300 600 900 100 200 400 600 Hand at wnst 75 150 300 500 60 120 240 450 50 100 200 400 3000 Toe, Foot, and Ankle Amputation Involving All or Part of Bone* * Creat Toe Distal phalange Middle phalange Proximal phalange Metatarsal 150 300 600 Foot at ankle Each of Other Toe^ 35 75 150 350 2400 Arm Any point above'" elbow, including shoulder joint Any point above wrist and at or below elbow 4500 3600 Leg Anv point above'" knee Any point above ankle and at or below knee 4500 3000 B Impairment of Function One eve (loss of sight), whether or not there is sight in the other e>e Both eyes (loss of sight), in one accident One ear (complete industrial loss of hearing), whether or not there is hearing in the other ear Both ears (complete industrial loss of hearing), in one accident Unrepaired hernia (for repaired hernia, use actual days lost) 1800 6000 600 3000 50 C Fatal or Permanent Total Disability 6000 140