Document DMo0k0KvoM883e8z8q2m1rnmO

FILE NAME: Kohler (KOH) DATE: 0000 DOC#: KOH117 DOCUMENT DESCRIPTION: Part 3 of Barry Castleman's Selections from 11 Boxes of ML Docs // O S 4 3 . . ' f / f . - . * ' : V * Efimit ASBESTOS & BOBBER BIVIBIOM .'f/v : ' .. ` . . ' ATTAR f IRC. M Chari ' # # ' . J . i hi ureey as conducted on April 20, 21, ms 22, 1936 end lg supplementary to the urrey mede la July, 1934, Thlg urrey eg made to determine the extent of duet removal accomplished fey the installation of neu exhaust equipment and the redesigning . of old exhaust equipment vj , . "' l" cAitj J 7 Ztsstoiilaa Zoca samumm ' ' >t . tht count la this roo at th* tia of tfca 1934 urroy ras .6 - u u portiol.. w r w b l o foot of or. Io. eomrt ,t th, t l . of th. I936 o o m r .o 2.7 U U o o prticl. p.r cubic f..t t air. Card Rao** . . a* * hl. porta.ot t th. ti of th. 1931 urTeJ. 3,5 *U U o a Pr ooblc foot of dr. .T. ,, e. ,, o ,t ^ of th. 1936 m m j i u 1.2 lUlon portldUo por coble foot of or. pinning -Peprta<mt ' M ** la this department at th* ta of the I934 turmj 2.6 lUloa particles per cubic foot of Ir. Eoaples U to'I9 inclulye rera averaged. Th* averse* count at th* ti** of th* 1936 surrey ras 4 million particles par cubic foot of air. ta atre Rna ^ 2-i : *T,r* ouat la this roo* at the tima of th* 1934 surrey ves 3.5 lllloa participer cubic foot of air. Tha averege count at the Uae of th* 1936 survay as 2.3 million partielea per cable foot of air. 3 - CoBCTftrlean a t p u tt panntf- p i fi.psrrx* . Jp ly r 1^11 4 penale Ho ' X llllo iiS o f Xta*t #' P article per en* ~ ` ` f t . a ir remoled........ .. I- * ` . ..m z m m sm A sm , 1226 Semple 3 a . -K lllio n i o f Z>at P article c per en. ________________ ~t t * fflr gemnled ' ! * ; o 1 2 . A 4 5 6 7 2 9 10 . cm nocgs 1 *9 3*2 1 .2 ; : 1 .5 0 .8 7 7 .8 8 .1 . 1 .3 . JLeSL U 24 ' ... Ik ` 51 64 74 84 94 . 104 - 1 .2 1 .3 2 .2 2 .1 US 6 .6 -- r 2 .3 5 .0 .. 1 .9 . -- I-" 27 23* 29* ' 30 5 .5 - 1 5 .9 r 1 3 .2 , J M *P* - pptfSH Btt ` .2 7 4 234 294 304 . 1 .0 1 .2 , U3 i{, . 1..*1 , \ ' , i * "'** * 11 o 1123 i U 15 16 17 ' 16 . .V 19 .**V ' '3 uklSL # ( 20 : / 23 - 1 .6 2 .1 1 *1 0 .9 9 2 .3 0 .9 3 8 .1 2 .5 1 .3 A . ______ iX . 0 .4 5 1 *1 114 184 134 U4 154 * 164 174 184 194 204 34 2 .4 1 .4 0 .9 3 4 .9 9 .9 6 .0 3 .1 1 .1 l *5 * ' >' 0 .8 2 ** .. *B lt ob blonrer took fall the copie* were f anning 1* 1934* O ` / ' . . fognari a m at Boat C a m t r at Stitt . . (O ' lall* 1331 ' irrtlf 10*4 jualljbu XUlioao of Cui gamia lx. ilUUooa of Coat Partida# par os. Partidas par ora. -------------- fti ilr imnlftf_______________________ i^ d s ju r s ld L . 22 6,3 . 224 . 1.2 24 0.6 33 1U 24 ` 5.5 " 34* .2.3 45 2.4 . 35* ' 4.4 44 2.7 36* 2.7 49 ' 3.0 . 37* 1.2 49 54 * 91 4*9 92 ' ' " ! * ^ -i ' 32* 1.4 39* 1.3 i* * .. "Saoploo 33 to 39 la tbs 1936 oorrtjr do aat ooaparo as to location with aaaplaa la tka 1934 amiy. 9 S w follorlnf tabi aho tha riniti of a&aljaaa of ecsples takM la April 1936 ` m A U 1931. Mcthoda of aaapllac and asalycio i n idntie*l to thosa . " . 1 . *' \ Semple Ho. PREPARATION ROOM Station Date of -J . 14 It # 1 ehaeer 21 It #4 ehaeer 4/20/36 3 Feeder end of iKl pielcar < exhaust hood 41 Feeding and of Oarnat machine 51 It fly ehakar axhaust * < 61 Vertical fibra opaoer II ( 71 Floor nixing of cotton and asbestos - exhaust hoods ai It shaker screen - load- lag hand trucks 1th fibra 91 101 . ; At feeder and of cotton fibre oponer It conveyor end of #2 picker 6PIHHIHQ DEPARTUKHT ? ; *- U 1 Oeneral air - braiders 4/21/36 Building #5 121 Between 2 ring presses Bldg. #5 . 131 Oeneral air - saall braiders - Bldg, #5 .-a, *' . 141 Oeneral air - ring frana spinning 151 ' .Oeneral air - twister Idi Oeneral air - spoolers m . ' 171 ' Oeneral air - spooler Dear partition wall, east side 181 t 191 24 Cenarsi air - aule spinning * Oeneral air - nule spinning Oeneral air - 4 spooler machines , * OBHgRAj, ASBESTOS & RUBBER CO. . Shariestnn, .. Cu. Ft. Air Saapled killIons of Dust Particles per cu. ft. air fiAmnleri 37.4 35.8 36.4 1.2 1.3 1.1 2.2 . Type of Renarks Aabeatoe Asbestos cotton Asbestos One nan cupplled with respirator i ] i\ H 49.8 44.0 9.6 2.1 1.5 6.6 ' ' a Asbestos cotton Exhaust 2 sea* - supplied with respirators. 39.0 23.3 24.2 37.2 34.5 43.2 20.4 38.5 33.5 33.1 39.5 34.6 3 0 .0 2.8 ' 5.0 1.9 2.4 . 1.4 0.93 4.9 9.9 6.0 3.1 1.1 1.5 1.3 ` Asbestos Exhaust Cotton Exhaust - one nnn Asbestos Exhaust ou machine conveyor . large machines Asbestos graphite Asbestos graphite cotton Cotton asbestos Asbestos s * Baking atocie for ring presses X a m froa ring frsaa spinning,near windows, north side. Tarn froa acule splnnarfl four woman. Between machines #3, fa #9 and 1*10 ] Betwoen machine #9, fid #15 and #16. # | Exhaust system. '' : card rooh A *f S 36 27A South aisle - between cards #21 and 22 North aisle - between cards #? and 10 Contar aisle - between corde #2 and #21 , n i 27.5 28.3 40.0 ; S3A 29A 30A t WEAVE rdo h 22A 33 36 35 36 . 37 34 Center aisle - between cards #10 end #29 , Between cards - #16 and #35 General air - wick, rope,- and twisted eard rooa Gensral air - west end of weave rooa 4/22/36 At Inspection table - a woven cloth At Broadlooa #4 - west end of rooa At loom #17 - brake bands dty weaving General air - east end of weave rooa At broadlooa #10 - north west aide of rooa Between looas #15 and #16, broadlooas - #15 wet warp 34.6 32.2 32.1 1 39.0 28.8 27.4 i ' 33.2 36.4 35-9 32.3 . 39 At two tape loose #4 end #5 south side of rooa PACKING CEPARTUENT 34.7 201 General air - aolded packing * 48.7 department i ' -231 General sir - rubber compound- " _ 41.7 tag rooa ` ` 31 At Pratt * Whitney grinder 45.5 32 ' At drill press * 47.1 1.6 1.1 1.9 1.2 1.3 1.3 1.2 / 1.4 t 2.3 6.6 2.7 1 .2 1.6 1.3 Hopper and finisher ends -- exhaust east of bine. N 1 Camel-back ends of cards - exhaust east of bins. II n East of bins - exhaust. m u Two wen - exhaust Exhaust oa both . warp and slay 9 North east corner of weave room. * Exhaust only under warp, not on elny. #15 - exhauot on both verp and slay #16 - exhaust on warp .north side of rooa. Loose face each other dry weaving. 0.82 1.8 1.1 14 ' ' i . Clay, tale load, sulphur Asbestos Brake lining as -'I i r ri O' o o % i f7 % I S GEHRRL ASBESTOS & RUBBER CO. &. Charleston, >. LSAD AMit.TSRfi Sample Station Data Cn. Ft Milligrams of' Milligrams of Dead Intake Renarka Ro. of Air Saapled Lead per Cubie Foot -Lead per Cu. Meter in 10-hr. day Sampling of Air Saapled Air Saapled on basis of * ' workoan breathing . 10 cubic aetra _____________ _______________________________ ;______ ;______________ :________ six__________ 2lA Between two rubber coo- 4/22/36 pounding Bills 36.0 0.000389 .. ' .. 0.0137 .* * 0.137 . Exhaust 23A General air - rubber II compounding roon 41.7 000 . . ' ' - 000-- ------ 000 3 At Pratt & Fhitnejr II 45.5 000 grinder ' 32 At drill press ft 47.1 000 000 000 - 000 000 T T O T E I B ? A m MCf>giiDgno . At th Ila af ih 1936 inrriy tha- ihaast fjatea la th Card loca n n eoepieted, 1 sbasti a th storte bla. ThM xhaust systaaa vr* M i ooaplataly flaihd la Jslj* 1931* B w Splaalac Sapartaaat ho4 a Bllght iaerv c w tha 1934 iarrijr tki rat of protfsstloa at ibi t&a f th 1936 turvap va neh hi*hr thaa al % t *^ tha tia af th piarlo n n ^ vith aora talstar la oprtioa* la th*r Aapartaaat tha variatloa la a grat*r thaa that aeoonUrad I ` la tha aitali ataovpbar* , It i ridasi fraa th ramata f thl 1936 arv7 that th cestr*l t 9 et, af th Preparati lava ha ha d*erc*4, but lt la *a*tioa- f th sposar af tha ladlrldsal vorkasa at tb lloor al*lag peratloa ha t-- m iaerassad* /- o r i Nwppnp ' tonara* Pnratraw* T ira braise u i u i rru fra a st o s dlseherf* ads f p l o k a r -- rtilsra tonti iibtitai * tdbbvrSItsss ! ChaxlrataSf >C* (Unonl Ailxitsi * taibbor Division I o C h o r l o t t O B f fi*C* f gradentiaa geasTtoani ? Ht ahalas ahnst baoda arar tains blae tmnl Atbtatea * MMnr filTiaiaa . ! fiharLastaa, S*C \ P /3 - f O *' Ci O folnrdaf PrmwiaffiBt OwMrsl tir sop tiku la aaehiBM iter f Omini iibntai 4.*albrSi* C k n U i t O B i 8*C. / 7- O ..yi ftilaninc P B O T r t n w t Ijm p T,> U t A Q u a il Ir m li tsfcra a t spoolers oa aorth lid * o f row fioaorol iitiitoi & lubbir Sir* Io Chtrltitot) S*6* y s S " - <L-^ ____ - * ialanlBafoBsrtoanl H w T Ip o d ir se d ila stth xbeast aqaLpMat Gaserai iib tito i 4 Sabber S ir \ Sa* C to rlirtw , S*C* . * yr Il ) i i )'I J J vy *r 4 / 7- U m of broadlooa ahavac awiit quipmat a slay C a x n l liteitM I Sabbr IlTt Io ChsrlootoBf *6 < / P * - GL^ TUv of hraadloas Shootes osfcamt ttlpmt odo* wpialttbv Goaoral A>betos A ftabbor S t lo* Charlottes* i*C* //- C- Bio-- np t1** of m t 4 iboriaf port of u b m i -- In-- ' d M n d , lAootoo A BsAbor SlVt ' Bo Charlootos AQ* ! " ( . f t Card floon CXoM-up ri* of sardi hoirlnc part of sxfc&uet ondoacre ' Cesarsi Asbestos &Rubber Rivivioa fio* Charlatan, SC < i 1. V - C-x'. M anl 1U 1 'eater lA i eerd reoa - wi l l btek eade . ef u rii ' ; Bimril iebiitoi ead Ubbtv Dirieioa * I* CharUrtoii 1 < i , / / da - aovtb dal r< mea - bopptr aad Oslete* of e*rd ^ OiBfttl Obosteo ftRubber Ti , , la. CkirlMtOBi *** . j a m m m . asbestos ftf HaThflgt.nfH-flaJihHt.fi.Ti, liatu lahhals, f I ** * 1 i w *7 ham Kfida of thi* plant oa March H , fU, 16, 17, 20, 21 cad 22, W39. this report capplaaaati report aade oa elailer eurrojc conducted K . ! 1 1930, 1935, ad 193. I . I The Banufaeturiag operation* at the tUe of tlil eureey ere the ^ **** a* *** prerioueaurrejr*, A fee change* here olnce been aade in the relocation of acchia ad ia the application of eafcauat eyatea* for the colleo- \ : tioa ad reaovel of generated dust. Cach change* ere noted in the rowarlc* ' oolnan ia the foU*lng table of result ; the *ea* ee?ueao* of teazle auabera ha* been followed * in the preriou* report 9 ffm tSBLSTOS DIVISION Q> RABESTQS-MANHATTAH, THCt llanhmtii, Penne. Staple Vs. Location of Staple tot Cu. Ft. Air Stapled Total Count of Million of Psrtlcl-s Tyo* per cubic foot of etr of Reeerka 1 Preparing or opening rooa 3/15/3? 39.0 ran of vsrtloal opener and tluktr loreeot .chinos #19 M l 39 * 6.0 Arboetos The erhMist fn In Itv'or uitVr hood h-e tor^n lo*eri to 4 firt fro th* floor air* Its eaorclty Incr'it.efd 5 Approi.l-sately half th- botch ml' Ing 1 done outftd tv 0 hood.. . a ' At operator'a position on 3/16/39 . loos #946 46.0 i Between #1 and 2 chasers) 3/U/39 56.0 nochinoa 42 and 3 6 At loading and of tendon 3A5/39 56.0 verticil opener; achine #15 3 At discharge end of tendon 3/15/39 45.0 'vertical opener) aaenina #46 5.2 . . Ashantis nod ' This petition la n'tr the cheara itt cotton rhlch ere being enclosed end exhsusUd. 4.0 . Asbestos These chasers are being provided rit exbnurt hoodr. i 5.2 Asbestos i and t cotton f 2.5 ' The exhnust hood has been extended to cover the con veyor and truck i Into rhlch th* t material droos. i General air otaplo taken 3/15/39 at eanter of the opening ' moi ` * n 44.0 1. . P The addltlonr.1 , loose plsood In this dophrU'-nt were nst In op-ra tion rhen this staple m e taken. t 7. At M ilitas cruther 3/15/39 38.0 2.6 * . No vest* anterlsl on the floor at the time this sample m r tr.krnl 9A At Qisnt cutter 3/13/39 36.0 3.0 I n Sample #9 r/.c lak- at the picker *hleh,hae since been ellmlnttH. Vo a-heust enellad to this nnchlne. The otterlsi discharges onto the floor. I I ri t A * ' U umuJ.JUuaeuaimiaua.ii W'lW Semple location of Saapla Cal Cu. kt. Total Count of Billions Tyne Remarks I . *0 .Air Saapled of Particles . of I Card rooms - 2nd floor, dent.. 2. 3/21/39 42.0 Dust 1.5 Asbestos Toe exhaust cystem on the 1 6 At operator1 position, cards 1, 2, 7 &8 1 and cotton cards la the same as In 1938. . .10 ' I. * 1 * Condensing aschine #360 I ! 12 Dept. 2 Between cards 1 and 7, aachines #232 and 242, . at take-off eld. e 44.6 3/20/39 42.0 2.5 : 1.7 * Ko bagging of material at tine this saaple was taken. Exhouet hood applied' ovor loading trucks. * * U Between cards 7 and 13, e aachlnes #232 and 212, . * addle side. 44.0 2.6 Between cards 3 and 9, n schlnss #255 and 261, at taka-off side s '* 42.0 3.0 e * * 13 Between cards 9 and 15, 43.5 1.7 * aechlnes #231 and 218, `saddle side - 16 Between ccrds 5 and 12, 43.5 2.3 n Schlnss #257 and 263, s take-off aids. 15 Between rde 12 and 13 3/21/39 43.5 ' 1.8 9 * Kghina #264, saddla aide r . 17 Between cards 16 and 22, 3/20/39 35.6 ' 1.8 aechlnes #266 ond 270, take-off Side. _ - 18 Between cards 13 and 20, 36.0 ' aachlnes' #258 sad 267, taka * off Sldo. Between cards 17 end 23, */&/?) 51.5 chines #271 and 276, take-off side. 2.2 ' . 1.1 " . . J ' . fril S p i n n i n g Pent * 20 Between aulas 1 and 2 i 21 Between sales 5 sol 8 22 ' At thltln spoolers, aachlne #418 3/17/39 29.0 34.0 34.0 2.7 ` 2.7 3.2 * ' Both tihltln spoolers now enclosed and exhausted. I . J* - I Sample No. Location of Sample Date - Cu. Ft* Air Sampled Spoolingf Relating .and fieMfiag lit X1&2T 26 Between twisters, 3/16/39 34.0 machines #657 and 658 27 Between twisters, " 44.0 machines #651 and 652 40 At spoolers^ machinea " 42.0 #603 and 613 23 At Universal winders " . 36.0 29 At locos A and 2} machines #1026 and 1021, 3/17/39 43.5 operator's position 90 At looms 11 and 10, * 34.0... machines #1031 and 1023 91 At looms 6, 7, 8 and 9; 3/16/39 43.5 4 machines #1013, 1032, 1040 and 1041 . .'X3-C-- Total Count of Millions of Particles Type per eu. ft. air sampled" of _____________ ________ Bust. i 2.6 2.6 3.6 r* Remarks'r-v-- r. *-- s-- : V " . . 1.3 3*4 . 1.4 Loom #10 not operating. . 3*3 Loom #3 not operating} .water sprays shut off; dry- weaving. / / .* / _ wq imnwiiw r j ' ~. Sample Mo. * t . . ' Location of Sample "*"* 1 "1 1 * * .s? v:v:v\..***** r.V. a,-.:.?-. .. V .` .* '` * .* * * * *. .**` *" *'* /.,,..,.** . - .* .* *" .^r __. . . ; --,\ '`.Vv;?i'S$:i Daie... Cd. K . ' Total Count of Millions Jypo-.v*r Air Sampled of particles . _____ ner cu. ft. air sarmled of ; * ;* Dust nr, ;**' -1 . ."?-~ Brake band wqavq room ' 32 At looms #3 and 10 3/17/39 33 At loom 92, machine ` #922 34 Between #33 and 19 looms; machines #939 and 925. --- - 3/14/39 28.0 46.5 44.0 36 Between #14, 26, 7 and 12 Looms 3/17/39 63.0 4.9 2.5 i.i 4.7 35 At inspection table 3/14/39 42.0 2.3 Sample ` No. Location of Sample Late . LbiiD aNaLYS'LS . Cu. Ft. Air Sampled Milligrams of Lead per Cul Meter 35A At inspection table 3/17/39 33A At loom #24 3/U/39 42.0 44.0 0.148 0.126 % -* ... - hartf/i^Jtreated with ' 1 .emulsTofiiZ; ' *. -*S :J %, r * ,-..Met warp: wearing. Loom #19 - warp is treated .with emulsion . -loom-#33-not-opera- * tingi . --4 * . _ . Onljr #12 loom opera . -ting.with warp * passing through ' water. ; " - . ' 'inspecting regular brake-band lining, erh&ust over brush. * \y Lead Intakeper 10-hr'. - - Remarks. -.i . . '. **'/ *,* - dav '" ' * 1 . 4 8 :: : 1.26 Sample Location of Sample Late Cu Bo. ; A1 P ----- :------------- :--------------------------asftU4 Brake lining finishing dept. ee 42 At Calendering machine 44 At sanding machine 3/21/39 II 33.6 34.6 1.7 2 .6 47 At drill press . .3/22/39 37.4 5.3 43 Machine shop - general air 3/21/39 43.5` . 1-5 37 Emulsion mixing dept. 3/21/39 17.0 2.4 per Cu. Meter " , .. lo*hr; day . ' 4* * . *' 4 ^ ,r ,, *- * * ' 0.035 Q.102 0.074: . 0.07 .h 1.02 __0.74 0.7 NEGATIVE r. r* * ** I U P AUaL SES U 'pi* . boMtlon pf EsmpU l/nt# Cu. H , Million* of Partloles Mlillgraos of Lead lead Intcke Rensrks Ko. Air CsmpUc par P*r Gu. `AeUr pr i Clutch Facing liant. 50 At Campbell cutter, 3/22/59 ` 34.0 4.3 machine 2321 ' 51 At Campbell dutch * facing segment euttar, i- aaahlna #1156 1 .. i sa Hand sending tablai * !- ' . | . ', : s? Dept. >59 - center of sandrela ,,<9 54 Pratt and hhitdey * aurfac* grlndar, machin* #2360 35.6 2.5 . *_ . . . t 27.0 5.0 31.0 . 34.2 ' 2.2 ' 5.6 57 At Gardner grinder * 29.6 8.8 #14, maehlna #1566 % : 6o i - . i 1. ' 1 . ! * i ' 63 At Blanchard grinders a machines #1519 and 1675 Between Gardner grinder * #7# and #2 drill, machina #1598 Drilling machina #2346 " and 1654 Segment grinding, * machine #2257 27.3 4 2 .0 48.0 42.0 . 9.3 3.1 1.8 . , 2.8 ' 64 late* sender, * 40.8 2.9 machine #783 ACTIVE 0.06 0.261 0.07 0.124 0.07 _ 0.459 0.233 0.089 0.304 0.138 . . 0.6 Exhaust applied to this opera tion. 1 ii 2.61 9 omen no* aorklng as eoapared with 5 in 1938. 0.7 1.24 This machine exhausted. 0.7 This machine i exhausted; at * times pieces being ground _ are too large ' for hood and t the operator then raises the hood, defeating the purpose. L 4.59 ? ; 2.33 The dust collector no* located out side the department. ' 0.89 This machine exhausted. . 3.04 This machine has been relo cated and exhausted since f 1938 surrey. Formerly sample #49. . 1.38 This machine exhausted. i - ! t I% :3 gggfc3 feg gfcra:gi^ "H ii (ja illii.'jjji<mi han i K u m t l .. !Vrr ...... ja a te w a w w m th * duci outr*fcioat ir* fcrAbl t thoo fornai la th 19 $ i ' . b 4 M M M t m t h u ia m m !'" i ^ i * 8 4 str * 1 f t N * m m p wUilii loMf T h U ay * to laeroaeod M * * r to i * r lw4 ' : % i sud that tho priitnt prograa of ytanlag tat iaproviof xh*Utt oqplpavafe > eontlaood* . C : c ; i* .* * . , - v ,'xh ; > ... <..*: 5 < . "'.VJ- ..7 ____ ______ 1^ `,y~^" i*j:-' -^-".I>IM1-1-. *'**' Jg--1.' HJMI I) _.' lUi<.Ulimill illUUJl'WUaiLWi ' wv**: I CCWAM :.rv - ^ M - I. ' fV - u /Vf* 'v\. ft/* -3 sy m y /f/^ O ST M M T A M M M IR T S U K A T W C B C M P A ftT S f (HERflNCAUEOIHf INSURANCE COMPANY) Group Insurance Certificate / < f CL- TiKlNSURANaCoz/PANY^ORnF^s thot, under and subject to the terms and conditions o f G roup Policy N o .isl S 577-G . th e fo i n l r L 0? ^ W f iSC " f'nued b* ,he Company o r the Employer in accordance w ith lh e terms E rS S e o o f ^ K v,5,ons o f whlch are ""m orized on this and the follow ing pages, the Employee named herein, on RAYBESTO S-M ANHATTAN, IN C . a PASSAIC D IV IS IO N (HEREIN CAUEO 1HE EMPtOYE*| ' "J,e 0 f ,hif certificolo< b le d to the provisions o l the next follow ing paragraph fo r insurw!,h !he Schfidol o f lnsuronce herein- The `nsurance shown such Schedute o f Insurance is subiect to change in accoraanco w ith the provisions o f the G roup Policy Numborfs) given above. \ f If on the date the Employee becomes insured under the G roup Policy fo r M edical Expense Insurance-Extended C,?nt f e ^ a r ? ^ -- ? W " * " * 0 * PCnde" , f 'he E* p,o ye* * * * * o r mental sesness o r 'm |'ur"y tne M edica-l ExpenUsOedlenfs`u,,rConCcQer--e E`xtenpdheydS:CCi0onverrag,uer9oenonacbcoocuonut so.fo fthaatdiDsaebpleinngdepnthsh3all J z " " '" s " ' oof` " d " * ' ,h" M M o n r | ~ I. SERIAL KUMBCR BENEFICIARY J f c S S S S . ,* `",plie"b" "'y * * MAKE OF EMPLOYEE EFFECTIVE DATE y * p ro o fiu s S g iv o SnU,h0ri' y ' CCCP` * * * " ' he rCqUlr d P' O0i f C,0im* nor ,C> ex,ond ,ho `in>e w ilhin vvnich such ` f r ** no" 'c s ji9^ab,s ond the insurance ond benctfis ore non-assignable prior to o loss. The Insurance does not o t ony time provide paid-up insurance, o r loan o r cash values. . METROPOLITAN LIFE INSURANCE CO M PANY, LIFE INSURANCE HOSPITAL EXPENSE INSURANCE . 1M tr SUPPLEMENTAL HOSPITAL EXPENSE INSURANCE SUPPLEMENTARY HOSPITAL BENEFITS FOR PHYSICIANS* ATTENDANCE SURGICAL OPERATION INSURANCE SUPPLEMENTAL SURGICAL AND IN-HOSPITAL PHYSICIANS ATTENDANCE ' EXPENSE INSURANCE . INSURANCE FOR DIAGNOSTIC X-RAY EXAM INATIONS-- LIMITED MEDICAL EXPENSE INSURANCE-- EXTENDED COVERAGE SUPPLEMENTAL MEDICAL EXPENSE INSURANCE font C use-l. SE..A.7,*..ISC.2<D.2<SA,0 MATERNITY BENEFITS Aug. 1*1 r>iMd I* u.s.A. __________ _______________ ________ E x h ib it N President. * um ber 0711 T " V v. AKAIOT"AA (..(aTO MAAAI* au, c^htC,hCcATtIAICATC OA A*ATlAICATAAUAAI.AXAMHTIAHVOIaO.. SUM M ARY OF PROVISIONS & THE GROUP POLICY PRINCIPAUX -EFFECTING THE- EMPLOYEE LIFE INSURANCE " Section A . LIFE INSURANCE BENEFIT If Ihc Em ployee dies w h ilo in Ihe im p lo y o l the Employer ond w h ile insured fo r life Insurance under Iho G roup Policy, the am ount o f life Insurance in force on account o f the Employee ot Ihe d a te o f his death shall bo p a id to the B eneficiary o f record. Section B. ` DEATH BENEFIT IN THE EVENT OF TOTAL DISABILITY submil any required p ro o f w ithin tho time prescribed therefor, his rights under this Section shall autom atically and imme diately cease. 5. If an individual p o licy o f life Insurance has boon issued in accordance w ith the provisions o f tho follow ing Section, peyment may be mode under the provisions o f this Section only if such individual p o licy is surrendered to the Insurance Com pany w ithout claim thereundor. In such case, any premiums paid on such individual p o lic y shall bo refunded by the Insurance Com pony to the B eneficiary o f record o f Ifjpr E m ployoe. 1. If the Em ployoe, w h ile insured under the G roup Policy ond p rio r <o his sixtieth b irth da y, becomes to ta lly disabled as a result o f b o d ily in ju ry o r diseose so os to be w h o lly prevented the re by from engaging in a n y o n d every business o r occupa tio n on d from perform ing ony w o rk fo r com pensation o r p ro fit, an d continues to be so to ta lly disabled uninterruptedly beyond . the term ination o f his em ployment and until the d o le o f his d e ath, then upon receipt o f solisfactory p ro o f o f such death (and p ro vid e d no Death Benefit is payable under tho pro vl- sions o f subsection 2 o f Section C hereof), Ihe Insurance C om pany shall p a y to tlie B eneficiary o f record Ihe am ount o f tho Em ployee's life Insurance in force under the G roup P olicy a t the da te o f the term ination o f his employment, p ro vid e d (AJ tha t in itia l satisfactory p ro o f that such to ta l d isa b ility exists an d has continued uninterruptedly fo r a t least nine months is subm itted eith er be fore the term ination o f the Employee's em ploym ent (as defined in subsection 1 o f Section F hereof] . . o r w i*hln one ye a r thereafter, and (B) th a t acknow ledgm ent o f the receipt o f such in itia l satis fa c to ry p ro o f is endorsed on the Em ployee's certifica te by th e Insurance C om pony, ond _ ( q tha t each ye a r, w ith in tho three months preceding the anniversary o f such endorsem ent, during the entire re- m ainder o f the Em ployee's lifetim e, furthe r satisfactory p ro o f is subm itted that such to ta l d isa b ility continues, and (0) th a t upon tho death o f the Employee, satisfactory .proo f is subm itted th a t such to ta l d is a b ility continued to the d a te o f his death. If, how ever, the Em ployee's doath occurs w ith in one yea r a fte r the term ination o f his employment and be fore any such p ro o fs have been subm itted, then satisfactory p ro o f that the Em ployee w as to ta lly disabled uninterruptedly from the do te , o f the term ination o f his em ployment to the date* o f his death ` - must be subm itted w ith in one yea r a fte r the d a te o f his death. 2 . A ll such p ro ofs o f to ta l d isa b ility ond o f death must be sub m itted in w ritin g to the Insurance Com pany o t its Home O ffic e o r o t on e o f its H ead O ffices on the in itia tive o f the disabled Em ployee o r b y someone on his beha lf, w ithout any o b lig a . tio n on the p a rt o f tho Insurance Com pany to request any such pro o f. 3. W hen eve r p ro o f o f the Employee's to ta l d isa b ility is sub m itted, Ihe Insurance Com pany shall have the rig h t and o p p o rtu n ity to have him exam ined b y physicians designated b y it. Section C PRIVILEGE OF OBTAINING AN INDiVIDUAl POLICY OF UFE INSURANCE I, Upon w ritten applicatio n mode to the Insurance Com pany w ithin thirty-on e days a lte r either . ` (i) the date o f tho term ination o f tho Employee's employment, or ' (ii) the date o f the discontinuance o f the G roup Policy, p ro vided such da te is five years o r m ore a fte r the effective data o f Ihe Employee's insurance under such Policy, o r (Hi) the date o f the cessation pursuant to subsection 4 o f the preceding Section, o f the Employee's rights under that Section, . the Employee shall be entitled to have issued to him b y the Insurance Com pany, w 'lb o u t evidence o f insurability, an in dividu al p o lic y o f life Insurance o n ly, w ithout D isability o r A ccidental M oans Death Benefits, subject to the follow ing conditions and provisions: (A) such Individual p o lic y shall bo upon one o f the forms then custom arily issued b y the Insurance Com pany, except Term Insurance, and (B) the premium fo r such in dividu al p o lic y s iw ll bo the pre mium a p p lica b le to the class o f risk to w hich the Employee belongs and to the form and am ount o f th e `Individual p o lic y a t the Employee's attained og e (nearest birthday) o t the d a te o f issue o f such in dividu al p o lic y , and (q the am ount o f such individual p o lic y shall bo equal to (or a t the op tio n o f the Employee less than) the amount o f the Employee's life Insurance o r Doath Benefit under the G roup P olicy, as the case may b e , on w hichever o f the dates specified in 'paragraphs (i), (ii) and (ifi) above is ap plicab le , except that if the Em ployee's life Insurance under the G roup Policy ceases because o f the discontinu ance o f the G roup P olicy five years o r m ore a fte r the effec tive da te o f his insurance thereunder, the amount o f such in dividu al p o lic y s ta ll not exceed the lesser o f (a) the am ount o f the Employee's life Insurance thereunder a t the d a te o f the cessation o f such insurance, reduced b y any am ount o f life Insurance fo r w hich he may be o r m ay becom e e lig ib le under an y G roup Policy issued o r reinstated b y the Insurance Com pany o r by any other insurer w ith in thirty-one days a fte r such cessation, and 4. If the Em ployee ceases to be so to ta lly disabled o r fa ils to lb ) $2.000. F m C S|IO06M9) (3) LIFE INSURANCE--Continued 2. Any Individuol po licy o f tile Insurance so issued sholl become . effective not eorlier thon the expiration o f the thirty-ono-doy period during which application for such individual policy may bo made. If, however, the Employee dies during such ' thirly-one-day period, the Insurance Company sholl pay to his Beneficiary o f record whether or not the Employee sholl hove made application fo r such individual policy, the maximum amount o f life Insurance for which on individual po licy could hove been issued under this Section. II the Employee shell hove been entitled to m ole such application pursuant to paragraph (ill) o f subsection 1 o f this Section and shall die w ithin one year o fte r the term ination o f his employment but before his certificate shod have been endorsed in accordance w ith the provisions o f Section B hereof, then satisfactory pro o f o f the Employee's death w ithin such thirty-one-day period and that he was to ta lly disabled uninterruptedly from tho dote o f the, term ination o f his employment to w ithin thirty-one days o f the 'd ate o f his death must be submitted to the Insurance Company w ithin one year a lte r the date o f his death. Seelon 0. BENEFICI AJttES The Employee may change his Beneficiary at any time upon w ritten request accom panied by this certificate fo r endorsement. Consent o f the Beneficiary shod not be requisite to any change o f b e n e fic ia ry . If, a t the death o f tho Employeo. there shall be more than one designated Beneficiary, then, unless the Employee shad have specified the respective interests o f such Beneficiaries, the inter ests o f such Beneficiaries sholl be several and equal. If any designated 8eneciary shad die before the Employee, the rights and interest o f such Beneficiary shad thereupon auto m atically term inate. If, ot the death o f the Employee, there be no designated Beneficiary as to a ll o r any port o f the insurance, then the amount o f insurance payable fo r which there is no designated Beneficiary shall be poyable to the estate o f the Em ployee. provided, however, thot the Insurance Company moy, in such cose, at its option, pay such amount to any one o f the follow ing surviving N a tive s: w ife, husband, mother, father, child or children and payment to any one o r more o f such surviving rebfives shall com pletely discharge the Insurance Company's lia b ility with respect to the omeunt o f insurance so poid. The designation by the Employee o f a Beneficlory under an individual po licy o f life Insurance issued in accordance w ith the provisions o f Section C hereof, other than the Beneficiary o f record o f the Emp.oyee under the G roup Policy, shall effect a change o f Beneficiary under the G roup Policy to the Beneficlory o f record under such individual policy, regordless o f whether o r not such change is endorsed on this certificate. Section E. OPTIONAL MODES O f SETTLEMENT Arrangements may be made w ith the Insurance Company subiect to the provisions o f the G roup Policy, w hereby the omount o f life Insurance poyable a t the death o f the Employee w ill be retained by the Insurance Company and po id to ihe Beneficiary in instalments instead o f in one sum. Inform ation c6ncefn|ng such O ptional Modes o f Settlement may be obtainod from the Employer upon request. Section F* CESSATION OF INSURANCE 1. The life Insurance shall autom atically cease on the dote o f termination o f the Employee's employment. For the purposes o f the life Insurance, term ination o f employment means cessation o f active work os an Employee os defined In ihe G roup Po icy, except that In circumstances specified in the G roup Policy ihe Employer moy deem the Employee's employment to continue after such cessation, subject to the terms o f the G roup 2. The life Insurance shall autom atically cease upon the discontlnuonco o f the G roup Policy. N otice to the Employee-- If you leave w ork because o f to lo l disability commencing before age 0 you should be In 1 after sure to submit w ritten pro of to Ihe Home O ffice or one o f the Head O ffices o f the Insurance Com pany os required as soon as possible after you have been to ta lly disabled for nine months, and no event more than one veor Ihe lerm inotion o f your employment. ' J** (CcAt.) via w GROUP POLICY No__ SS&SUf M I ftL . IN CONSIDERATION of the application of the Employer for this Policy, s copy of which application is attached hereto and madea parthereof utd oftheindividual wrictep application-ifany--0/ those Employeesof - ________________________ Kmfsm zzmbTi&*.&<?,?.... ______________ who are eligible h r the insurance provided hereundera accordancewith the Formula andSchcd- ule ofBenefits hereinafter contained, sad in ooosidcradoa of die payment by the Employerof the premiumdueon thedateofissucofthisPolicy andofthe peymeneofthe premiumsduethem- g ' . S' after, during the continuanceof due FoGey, on the_______............................ day of --oh c, * ........... EonUi.........-- (hereincalled the doe-dates), as hereinafter provided, 7 : ' . DOTH HEREBY AGREE - to pay the benefit* act forth in arid Schedule of Benefits, with respect to the several Em ployees insured hereunder, hi accordance with and subject to the Terms of this Policy. _ The Formula, Schedule of Benefits, General Provisions and Administrative Ptovitioae hereinafter contained are part of due Group Policy aa fully aa if redted ever the signatures hereto affiani. J n SUtornn 9 li|r m f , die Metropolitan life Ineurenee Company haa ceased this _____ Policy to be executed this...................................................day of__.... ...................................... to take effect aa of th e .--...... ________ last date ia the date o f issue hereof. day of-- .dtfr.a...\*.n...... ............, whick Stemmy. JfagfcOor. fans OXJK-aeta M l Otoep M cjr Ufa lanatanco--Tempatary DlaaHUty Taaumata Ananal Siatributioa M DMaibU Sutpfaa c ftaU aU . cum SCHEDULE OF INSURANCE AND EMPLOYEES' CONTRIBUTIONS MOSfTtALORMI IHBMAMC1 kxlASa (OAttT onnT)* suaotcAi ocssAnon wsusanci (MAXIMUM saatir) n mo n* WOK OBIS TL*O**T*SK 11 win exon MASMUU AMOUWT WHICH AN IMTLOm ... m* MUl WM* anci ii iiuew&tMUKANKAMD MftMmrrtiuuiMICE tvm o m a h D CXBOOK wvrtax cxnsuMauu>o* OKU auou ; IX Eaployoes 910.90 $10.30310.00 *215.00 *175.00 *175.00 *0.11 *0.37 $0.37 $0.37 Incladlng Supploaentaiy Hospital Benefit* for Physicians' Attendance - *.00 It is andsrstood and agreed that for tho purposa of determining effective dates . of lnsurunea undar the Policy heroin applied for, the written requests of Enployees Insured ' *under Croup Policy No. 9677-6 on Jamary 21, 1951 for Personal Insurance or for Personal . Insurance and Dependent Insurance shell be dowsed to be Written requests for Personal In- Buranco or for Personal Insurance and Dependent Insurance, as the ease nay be, under the . . Policy herein applied far. ' * mi il Form u la FINITION OF THE TERM "EMFtXMJEES" min Thattrm"Employa*,"u aedkaaaia.akaUi*Me^nllACCXmillU#nJto!l^r.C!Lti*-<lLha^ail4_5tiiSS_ botttao..B l*l6lott_aad..tha.JU nocaX ^U b9tta_*fli_)!jpeJA liR .iaR _S <_tt5_i*E A S ,__ m . O'< GJBIUTT OF EMPLOYEES rn AU patacnt Esplorata----. Z farthedatafi--icrfAkrJiCT. AUHiplatFmplnycetand**~1 nsr. npior^*.ub^ <wnTM mm. . k s i R l u u i i L M r e f c l ^ ^ ^ --- ' _______ v i .t_____________ EaflUpttac acvcMy {7W.r vr oboli m *be eligiblefor Temporary DtubStf wnaec fcetomder. SEE AMENDMENT*? t 9 / f ITECT1VE OATESOK INSURANCE AEmploy*y bccMM**4ktKwJcrnlyWylulcm m appGeatfam farmW i d krdieC*P"y- T1*Mara i aay Employa* ha hdsiwdw da fiaaaaafdib c p aadfc*aka tack appUamoeaaaar bei aak das akaUkaean dee it i i | 1m H < m if lk!` W fT .llftT ^ I* X a c t Itol r t p a rk *a t h a t d a ta ---- Thfatatali an any Employeeehe .carneacUfikiaftm4adaafiaaaaaithiaPalkyaadkasahaaekappUcadeaaaarbefaratkadaaikit*B|iMitr.ikiUbecomedTccthc ?.tifardptkatkfa*traAanlcidSarrfAtUcad^wdvitk.adTaTMfaUta*lt&apk;icrt.apariaaarkdntah*tkiitr^iKd^irMnwf ddwdaaFkaamanMaemack " M h*ataaezmiyatatkaadadaaiMadfiMUcptahaBka*atadattiaatka ..... - . - --....-- X ' a./*i|ifnMii.apmaHilbtfatariatlrttaaHctamiebadacdaad*. AarEa^larctakw KiikaacpmppBhc(af)aaaaadi.taDr.ua.accak.ttm.haa.vtap.adc.bxadrari*aaaadaadaataaarapcEaEsskpdpiafarva*,psaaalwapwpftIaporffaanaha*fataffrcaMaMaeamhurtarafcrtrriadaraadctafW.lifacMacoatbitGTtapcoMatoincefactdtamripoctaarkdaanCcettitptthtp forak*ampktmamadkm aadar. Aapaackh id W n a lk i ------------------------------- _ _________________IdasaidwdtmasfaaihabpdmCaspaaithaRahaerrfeachaaidaaaeafhaaraliiE, a rid e d e a a h E m p to p s h ia tm ly a c a m k e a a e c h tfre tth td . 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I CkiraaaaadiEmrinythanb.mutatedcnlyJ $ rhaahafat-af-M---- - - ~ --dienkaataatfaarfaatanaiwallraatarenewaldaw t SEE A.dENDNT ^ ** o o 1IL o SQIEDULE-OF UENEFITS . elnee 1 M bantea 6 Rubber O rte le s te * r Bsjploroaa ic u tir o s , ro re a o n , S u p a rrla o rr 1 O ffla a ia p le ra a a i O ta te s Aebeetaa B ir la le o .ib aod i l l a :**i lepaa ranee and s x a e u tlr a a ^ ,' yvwm yaaa wesm 1f***calaws a--a a f -J--nlr ^ 3 , --1-1--3--3 ABOUirt a f L ito Ir.auranea I 100.00 1000.00 1 0 0 .0 0 1000.00 1--0--0--0- .00^ x a a k lr Taeporarr p la a b llltr E e iv flta I T.S0 1 0 .0 0 T .30 * 10.00 X 0 . sctA*^3" ^ ^ ? / (f/ ^ ' ja e^-lepee m u tln lir i t ork tccavit of slekaeaa ar Sajory (oxaopt ao r.pljrM la retirad vito ar ritheut poalee) ao tha effaatlre tota af tola pallar toa aa lasurat e palialaa M3l0 and 14dl0H toarlos totaa af t o e 3 133fv pallar iSU -9 toarlos tota af abar 31 1323 ar pallar U32G& beores tota af wcaat 31 H M ao too tor liedlateir' adas toa dffeatlra tota af tola pallar abol ba al leb le far loaoraaaa baraeodar la a ni aquel ta toa jpaust tor tolab to aa lazarad nadar auto palialaa ag auto dar >* web ranea abol to dlaeontlanad apea b is ratera ta ark ar apea prior aatlaa ta toa iaanraaaa aar br toa acalorar toot auto plarae'a aaplaraaot boa baao tamlaotad % vr ^r-r t Section / . Insuring Clauses--(<) Lins Insurance--Upon receipt by the Company o f due notice end proof--in writing--o f the death if any Employee, while insured hereunder, and upon the surrender o f the Certificate and all Certificate Riders--if any--issued hereunder to such Employee, the Company shall pay, subject to the Terms hereof, to the Beneficiary of record, the amount of Life Insurance, if any, in force on account of such Employee at the date o f his death, according to the Schedule of Benefits. . * (J) T emporary Disability Insurance--Upon receipt by the Company of due notice and proof--is writing--that any Employee, while nsured hereunder, ha* become wholly and continuously disabled, as a result of bodily injury or disease, so as to be prevented thereby from per* forming any and every duty of Ida occupation, the Company shall pay, subject to die Terms hereof, to such disabled Employee, the Temporary Disability IWiirfit* to which Itc is entitled according to the Schedule of Benefits, (luring the continuance o f sudi temporary disability and up to the time such Employee is able to engnpc in nny gainful occupation or emjiloymmt for wage or profit; but in no case slmll such Temporary Disability Benefits be payable for die first d.P.V.{>n..l7.}___________ day o f disablement, nor for more than-- ................. weeks thereafter, for any one disahility,.^..^..^.......- ............................................................................................................. ...............................- ................... ... impany \ , w . < ployec formerly insured hereunder b u occurred prior to his sixty-fifth birthday xnd (.) within twelve (12) months from the date o f termination of his employment, u defined by the Formula, or (*) within a period, beginning with the date of termination of employment, equal to the time during which the lif e Insurance hereunder on such Employee had been in force, whichever is less, and upon receipt of further proof--in writing-- that such Employee was, from the date o f termination o f his employment to the date of his death, continuously and totally disabled, aa a result of bodily injury or disease, to aa to have been thereby prevented (com engaging in any and every business or occupation and from performing any and all work for compensation or profit, and upon the surrender o f all Certificates and Certificate Riders, if any, issued hereunder to such Em ployee, tile Company than pay, subject to the Terms hereof, to'the Beneficiary of record, the amount of life Insurance, if any, in force on account of such Employee at the date of the termination of lug employment, according to the Schedule of Benefits; provided, however, that no payment -- ahafi be made under the provisions o f this Section unless such notice and proof of euch death and of such disability ia submitted to the Company within ninety (90) days after die date o f such death; nor shall anytuch payment be made unless this Policy is in full force and effect at the date o f the death o f such Employee, policy the premiums paid thereon, with interest at the rate o f ax (6) per centum per annum. Section X Ijmitatiohsoktiia Pavmkhtov TturoaAnr DtsAaturr BrHerrrs--(a) If any Temporary pisabinty Benefits are payable hereunder on account o f itisaliitity slue to, or accompanied by, mental disablement, aueh benefits may, at the option of the Company, be paid to ' the Beneficiary of record o f the Employee so disabled. ` ( * ) _____EQr...K5|1lQ yo o a ..lo o ts to d ..ln .J ^h a in J a a a .th o J (V > TOo j^ x _ D i!Lt* lU t7 _ J In ro x i c a jih !a l----- n o t I)Q im v n b l o o n a o c o u n t o f d i s a b i l i t y fr o m I n j u r y o r o o o u p u t lo n n l d looaB O o r i c i n g o u t o f t ___ f t r i t L ^ U R ^ 6M ESa-il f a-M iX -fiH B iSi!!!2B L Jte3L JL S88-SL JiE 8.C j$S_________________________________________________ ' 'It ------- mentby (fi) weeks'' . . (f) If the Employee be over age maty I ,, J rW n iB 3 n .-il3 i.ji:._______ weeks' benefit! for sickness disability suffered during any twelve (II) consecutive months. ( /) Other Limitations-- . ................-- -- -- ............................. * ...................... ----------------------- --- ........... -- -- ------- Section 4. PavMr.irr or P*n o u n s --The premiums due on and after the date o f issue of this Policy for benefits provided hereunder shall be determined and shall be payable in accordance with Sections 5 and 15 hereof. , .. Alt premiums falling due under this Poficy, including adjustments thereof--if any--are payable by die Employer, on or before thor any premium snail not mamta vide in not ,,,,yfoujly p'yen written notice to the C o m p ly that this Policy is to be discontinued, a grace period of thirty, one (31) days, without interest charge, shall be granted to the Employer for the payment of every premium after the first, during which period this Pulley shall continue in force. ( # ` If any premium be iut paid within I be liable to the Comjmny for the payment o f all i notice is Riven by the Employer to the C o m p a n y , .... .; - -- k i . , to the Company fitr the payment of a pn*.rt premium (<# the (m o d commencing with the date on which die last premium became due and ending with the date o f receipt of auch written notice by thcGimpeny. Tl,1 v Section S. RmiEwat PareiLr-oa-The Employer may renew this Policy "-------- -and at each aneceed.ng anniversary o f such date for the term o f one year, provided the number o( Employee then Insured hereunder is, in the case o f a Contributory Policy, not leu ths the total numlkcr c .. Renewal ia conditioned upon die payment o f the prc....~..- -- - - - - - - -------y -- ............. . . ___ . , . ~ ___ aueh Schedule of lif e Im m m - * -- iums and such Temporary Pisabinty p m iif-' tr ip miydietibe detenmned b y TM & **?*] - *"* written reoue? Employer, anmjwcd b y the Company, peer nuu,, payable, be changed at any r::r\ t . h .'.y 1 -- -. - r ,-r-ffM-iI., >J '^ 't `XIO N Is hereby made to the M t i iv ified Jn the-schedule of Insurance below for I Insurance ------------------------------------------------------ INC.- v r* * e.W (tERElNCALLEDTHEEMPLOYER)"" ----- ------------ n nJdrcj, of Employer--------------------------------- P aaooiC j New.Je rse y . - -- ---------------------- = - tv. `s _ ,, . (uMO*1TMAN ONEBUSINESS,STATEAll) .. . _____ _ J1?LA. f.vU_tfcBft-tTOJ.ggfl9-gn-th o . 11 i n O f f i o " "Lh ^ . " f " ^ f ? r ^ flU y" nTM ^ - h>e-t ^ft-wi^XQyagfc. J fih..eTOa0ye fl_a a in ga eaa. ^ a^ . ^ 5, ^ ^ ^ f - i ^ ^ * - - ^ e ^ ^ u t . ln . a a ^ .J M IX ^ m y_--------- EUOIBIUTY'--All present Employ,. ___ _______ *-- I be eligible for Insurance on the date of Issue of a T17~-~~"~~~' T -- T -- r ~ -- -- ---------------------- ,,,, ,,, Immediately following the date o f completion of___ ^ h r e a P^ ^ * ^ . ev ^ "P*0" *h*Ube eligible for insurance on the ole Employee shall become effective In accordance with ^" 0" '*"1" ' Thc ln,urtm" " T me effective as to any such Employee on a date on which he b not actively a t work, *" " CVCnt*l*owevcr' EH the Insurance "5V / i-J ) '4 ol- ^ - * FEKHINCALLEDTHEV'-< ~A:CECOMPANY) / J 7y/.*z , % . f.fl* . mm.*tlti*.4*Mm*`*S*.* A 'fieri * "' r i 5 ------------------------- r ii G R O U P P O L IC Y M o . . . ' IK C O K S i n E U ; , T : C N il*ilic application lot tlti ! vnt.Kl I'V YXLTXS7ZT-IV* X-Cr... .. ............................... ' Ht*N CAL' r l> :?.H V ....... .! " . . ,, of which corltoho. cached W ..V m,,o. a yam heraef. aod ,, fay .he Employer o . ohi.' r-cm.om aod of -he vm-..wor h am ate by eh. E m p lo y ed * ., *^ rh . continuance of -hh Fnliev. of ell r-cmioms . ..n t-.v hr- dm- aa h e r.in a te .. f - C ; i ! :!U 'l' Y A to m a le i l r pavit'eiii*- Iic n v i p m yiiV al. vvlio a c w J tin .- ; w ith >,:J s>;1- ' d te I ........ ' !,1` Tnc Piovlsf.os i f f .ofai.f ' at-. , o ' ' ,K ' "' ... v' *;*'!**vt*t*H IttM ire J . ,: %- . > * h e re u n d e r, y* - , i n % %. v .* .* ' ' ?. -.. y i-s fr tly U recited .over th e Hiii'Unres h v * ' 5ln itm n rs? V A 'trto i. ^ Mr...... ! -. * o >.y * ** this rUcy "? - PccxcLLitcd t li'- ; %!tiv * v ^ -,I v 5 3 rW ' . ....... . ***** ro ake effect as o i * -e............ ^ ;t . r, - '.-r.'jLy P o licy So 8577-0 bearfig ia * K d ith fiL r r ^ - 'K i3 'c c r - : '-ct-'o _ :.n % . r ho be the date o f i s m i e jof; I t ca te o f key *9. 1 ? ' 1,;- ' ' A / .bio PollCY /! i/,,f f / j> i* / . ^ iii 1Ac--'ri./'Tirr. w I'-'esiilrnt. . G - m* * L ife ln s u r..m v ~ A c ` V P c r c c t r d ervl I'vo*" *'* *' ' PerroticX . o _,f i. o ' . ` ' P o r s o n c l e n d P -ft.n d e : 1 L- -la --.*r.U - - J _ _ ' ' I . v . ;.=' * rrr.e e ' .. -c. . la 'i^ u ra r c e '-.r .or Physic lens* Attend&ce Form G .L .H . 193! Jan. 1940 PH1NTEDin p.s.a. C c A:*nj; . oik : v .c ^ u r r * '- ^ N ' Schedule A Attached, to Group Policy BO* 8577-0 * P*^ thereof* Tfalt or Clang * Manhattan Rubber Dj-.~lclon Salaried. Eoplcyeas Eaployeeo a t Sscrah^ Wisconsin fnpioyces subject to the Baggclnlng Agj^jgaeut between Ii-.TiYr.ttan Xiubber Workers Independent Urlon, Inc. and the Manhattan Eubbar P lvisio a -- -E-Ploycss Vno ora "mcobers c? Manhattan Xci~3 1679, International Association o f Machinists Employees on the Main O ffice Payroll 1 1 3,0 P a i m ? 0n.C(r "Ei?L0rLZ".~.2x8 vord "Z^-Ljja- as uoed In thin Policy rani S 0^1* fir uc^Ly CC'<P1 ^ a* ca^pansatel Iter scrvleeo by the KanJiattS^ubS* Waltod Stages Asbas\j3 Division, -tbs General Aobostoo and Rubbar Division, tha Ray- bestos Division, or the Vsbaah Division of tbe Enplpyor. ^ 2* J M G p J I L I T r or SHHGZS33 roa JSStSJCCL *EjE 3 THIS POLICY.-- (a ) Aoplieabla to nnlv Jtebonh n ^ t A o n . - E e c h l^loyco *ho Doc=a*oer 1, 195< has c o ^ l o t M t b S ^ i S S S s ^ ^ S 5 S f S ! * "i f toi of 5?2c3=aarA Is clisLMo for Insurance haxwmdor E^5c"'w ?r ^56 Each jloyns w o aas not collated ocoh period of accusulcttod service on Deeaabcr 1 , 1956 and each Employee ^ployed c-Ibor.;uant to Eecaiber 1 , 1956 shall be e,r lnouraaco hcrsvzlor on the doy Irjcdlately relieving date of caaplatloa of three wwi+'h of accumulated cervlce within twelve ncaths of M o date cf eni-Ioymaat* to other E r ^ l o ^ s -- Each 2~ic?oc ^ itac coepletcd three aontha of continue service prior to Iteeaxbor 1, 195b io clli.ble for* Irrvrance toreacJor on Esceciber 1, 1956. ifrph Es ployee vao has not cooplotad three aanths of continuous oeivlce prior to December 1 # 1956 "* ^Ipj-os CEjpicyed mzbscqrjoat to Decenbor I, 1956 shall bo eligible for laenxoace hereunder on the day Ig .-atLacaly fallowing the date of co^Elotion of three exrlliC of continuous service* Itotutthstandin Einployee ho m a : Section 3. EFFECTIVE DATES OF INSURANCE.--A n Em ployee may become insured hereunder only by making written request to the Employer on forms furnished by the Insurance Company. The insurance o n any Employee who makes such request o n or before the date o f his eligibility shall become effective on the date of his eligibility, provided ...*........ ...................... * , ......... ...................................................................... X ............................. X . . . he is actively at work on the dare of his eligibility. The insurance on any Employee who makes such request after the date of his. eligibility and on or before the thirty-first day following the date o f his eligibility, or o n or before the thirty-first day following the date o f his return to active work if he is not actively at work on the date o f his eligibility, shall become effective, provided he is then actively at work, o n the ..? ...............................................-: .... X _ ................ X ................. X date of such request. A ny Employee making such request after such thirty-first day and any Employee requesting reinstatement of his insurance hereunder after his insurance hereunder has been termination of his employment. Termination of employment, for the purposes o f Life Insurance hereunder, means cessation of active work as an Employee as defined in Section 1 hereof, except that (i) in case of the absence o f an Employee from active work because of sickness, injury o r retirement._?..JSSSi*i9S.. .............. .h is employment may, for the purposes of his Life Insurance hereunder, be deemed to continue until termi nated by the Employer, or ' (ii) in case o f the absence o f an Employee from active work because of leave o f absence or temporary lay-off, his em ployment may, for the purposes o f his Life Insurance hereunder, be deemed to continue until terminated, by the Employer but in no case beyond th e * 5 ii TM " *..l a period c* (a) oxc coaiha no to en Employe of "ailed '5tatis`71cbei^3`'2lSft'M such leave of absence or lay-off commenced. discontinued in accordance with item (o) of Section 5 hereof, must furnish at his own expense evidence o f insurability satis factory to the'Insurance Company before he may lx- insured hereunder.1Any such insurance shall become effective, provided the Employee is then actively at work, on the . . * . . X X date the Insurance Compariy accepts as satisfactory such evidence In the case of either o f the above exceptions, the Life Insurance hereunder on such Employee shall automatically, cease on the date of such 'ennination o f his employment by the Employer, as evident ed 0 the Insurance Company by the Employer, whether by n< >n or by cessation o f premium payment on account of such Employee's Life Insurance hereunder. of insurability. The insurance o n any Employee not actively As to th.- Accident and Health Insurance hereunder:--The at work o n the date w hen his insurance hereunder would other Accident and Health Insurance o n any Employee insured here wise-become effective shall beccggeffective o n the next following under shall automatically cease on the date o f the termination o f his employment, except th at an Employee's Accident and Health ..on which he is actively at work. Insurance hereunder shall continue during any period for which Section 4. EMPLOYEES' CO N TRIBU TIO N S--No Employee insured hereunder shall be required to contribute to the cost 'of his insurance more th a n the maximum am ount specified in he is entitled to receive Weekly Benefits hereunder. Termination of employment, for the purposes of Accident and Health Insurance hereunder, means cessation of active work as an Employee'as defined in Section 1 hereof, except th at Section 6 hereof in accordance with the insurance in force here under on his account. (i) in case of the absence of an Employee from active work because of sickness or injury, his employment may, for Section 5. CESSATION OF IN SU R A N C E--U ) As to the Life Insurance hereunder:--T he Life Insurance on any Employee the purposes of his Accident and Health Insurance here under, be deemed to continue until terminated by the insured hereunder shall automatically cease on the date of the ora ^ T t e f i S a t h s e* to any CONTRIBUTORY INSERT (2) cti:<..r fillovicg tfco d s tti . .* G.L.H. 1931-1-40 PRINTED IN U .S.A . 1 , i Insured hereunder on the date applicable to hia unit or d o s s as specified in Schedule A hereof become effective on the later of (a) the date applicable to hie unit or elaae aa spadfiod in Schedule A hercor end (b) the date of hio eligibility for ouch insurance hereunder, provided ho la actively at verb on such later date end if not then actively at vork, on the date of hia return to active uork* ^ ' for the purposes of dotosreining effective dates of Accident and Health Insurance"fil accordance vith Section 3 hereof, oil Employees insured in Hew York State shall be doemed to hove nade vrltten requect for Accident and Health Insurance hereunder prior to the dat of their l e gibility therefor jhv i v v 'v '* ........ .. . . . ___ ... ... ._ : . .... . ...___ . .....________________ . . . . _______ .... ... . ................... mployce'* " " purposes of hitf Accident n i^ Hchlth lnsurarice hcreuhdcr, disability,'' T he d d d e n ra h d Health Insurance hereunder on ^ ' . ^`*1 f ' _J.J._. ^ ^ A,,---.A--mA.kJ Lai Ma*ailflIAV `flMtS iHajkl ba*MlUIAJI .**MaII` MA `nAiMAtASAjl -.-- ai AMaj1MaMAM Lv *** r--t.*". . ; -"cease upon' the discontinuance.of this Policy..v ~ In the case o f cither of d ie above, exceptions, the A cadcnt and . . . . ... -.' __ - Health Insurance hereunder onsuch.Eipployeo shall automaticallyj , Section 6. A M OUNT O F INSURANCE,^The ca on th e d a te of such jc im |h a tio n ^ f?.his employment by the ,-. surimee hereunder.on any Employee Hall b in accordance*;W}tjit! Employer, as evidenced to ^the Irerahcc Company by. the Em- ... the. schedule set forth below and any inCTCtUe,,.^^.j^5!v?^!*jLj t . ^ np1l/oMyiAeAr, twu lhiAettlhiAerr kbyv nnrottfiflicr nattiion nn ioSir*, Kbyv cessation ooff rpirret*mm itluJmfn MpaVy#- in tah.Li a:_m__o__u__n__t_o__f__s_u__c__h__i_n__s_u__r_a__n_c_ e_ , 'in nccoi_d_IaahT^c^ea *w. it'h* s*nid'*'sc lTcd`u^^l . - ,. ment on account, of. such,,-. Employee's :>*tfctdcnt and Hm UIv (iha|J become effective, provided the Employee is then activcly at `~^ Insurance hereunder. ' . . : .. v .- . - ;~ . * work.in' tiie^Vt^iarv a*y t t(<nS#*.* ;*tf f.5. /(lut )\ TTUhe IInn sa ui rriamnic- ea ntinn an nn yu FEmmpn loiwyme>e IinI MsuIrt medl hIeLrWeuInt ndjenr wwihl lo! shall have notified- the Employer -th a t'h is insurance hereunder is to. be'discontinued shall automatically cease o n th e .... - v v i- - r :. . { . ..... .. ` ~ : ~r ' .. . - .a...#....I>n*.th.e.......!..)...........i...f......*...n....y.....e..t.-h.-e.rr.,....f.Mre-i..e.ir..e....*.......e.n. . . .t.h. . .*. ... . .S. .*. .t. *.anf&eAh.mV A*X*Rlina,;..1^T th e C"e!oye' e neeueetlenet _ ' ' - --------- _ .-,tf sudi Employee is not then actively at wont, such change In. .. t^ e arhount of. insurance' shall become effective on tfib. next fcf* ' ` ' " ' ' ` ' V V#'.: X l such contribution* v .;;** ;> i UrT6.C'vUi*; __ ... . . &V (c) T he Accident -and Ficelth Insurance on floy disabled Env ( ^ ployee insured hereunder shall automatically cease on the date o f: . -' ' ' " , v - v ':' ' ' SCHEDULLE O F INSURANCE AND EMPLOYEES'. MAXIMUM >n .the-._ ------- _______ im -.1 ' .. - . ^ 3-a a B ' ' . ' ' . . ' .-'1 Employees of a class or unit specified In Schedule A hereof, except such Employes at Seenah, Wisconsin : iloyees at Seenah, Wisconsin Accident ;r-'.* '..aad^Healtta^C Xlfe -- '. Insurnce.. Insurance (Weehly Benefit)* ....., , ........ ^ ; , ,. V::;v .. ; V-. * 'v V ^ ! $ h ,0 0 0 .0 0 3,000.00 $23.00 4r.-%!A.-4^iu- <-*mV .23.00 _ oyees eqployed at Maaiheln, Pennsylvania vith veekly earnings *(as detezmined "by the Employer) of: >$50*00 or nore : .' /Leos thaa $50.00 ,' . ' . 3.000. 00 3.000. 00 Employees of General Asbestos and Rubber Division -- "... - : _ / 9. ppiloyes of Raybestos dylsioa LAll fataer Employees' V 2,000.00 Sb 'Xnsttronce 7 v ; 'v ^ - x ' 2 ,o o o rb o # I. *H6 Accident' enl Health ^xwuiei.is provided hereunder- for any. / enjp3^yedin Bsv JerSear*v"- r '..p- ; ; y '!Azy Eoployee employed: in Bw York'State"1* 0.does not mike written -for llfe Insurance hereunder shall b..MeV^.insur<e*.d JSh^e.>re:u.n. .d.Me;r for A r d e nvtingJef.,n.;d-u~yu Jnmrrancm r .o n ly * ' ; ....................... ................. .................................................... <'v * 'f'sdr'Tfci'f-'Z' -frlSTx-, >:, j- - 'n q - - --f. 'G O yjtU U V T O K r INS|iRT The amount of Life Insurance as to any Employee of (i) Manhattan Rubber Division, (JLi) Mabash Division, or (ill) General Asbestos and Rubber Division retired on or eubaoquent to (i) October 15, 1951, bat prior to tho doto specified in the next following sentence, (li) September 22, 1952, or (ill) January 2, 1953, rospeotively, shall be $ 1 ,0 0 0 .0 0 . For the Manhattan Rubber Division, the amount of Life Insurance as to (i) Salaried Employees, other then Employees on the Main Office Peyroll, and Ennloyoea subject to the Bargaining Agreement between Menhat- tan Rubber Workers Independent Union, Inc., (ii) Employees who ere members of Manhattan Lodge 1679, International Association of Machinists, tnd till) Main Office Payroll Employees retired on or subsequent to (i) October 28, 1955, (ii) November25, 1955, or (iii) January 1, 1956, respectively, shall be 50/ of the sioour.t for which, such Employee was insured hereunder on the day immediately preceding the date of his retirement. The amount of Life Insurance as to any other retired Employee shall be the auount of Life Insurance in force on his aocount hereunder on tho day immediately preceding the date of his retirement. ' ~ No retired Employee and no Employoe of a class or unit specified in Schedule horoof shall be roquired to contribute to the cost of the Life Insurance. The amount which ony other Employee may contribute to tho cost of the Life Insurance shall not exceed $0.60 per month ($0.U per week in the case of taiy Employee woo contributes voolcly) rr $ 1 ,0 0 0 of Life Insurance and tho amount which ony Employes nay contribute to the cost of the Accident and Health Insuranoo ahull not oxcood tho prom..iun ohergoa for tho amount of his Accident and Health Insuronoe, subjoot to such further limitation . otherwise nrovldod for Employees employed in the State o How *orlc. Each Employee whoae Life Insurance hereunder is reduced becau3e of his retirement, shell have the sene privilege, on the date of such reduction with roepaet to the excess of, - (a) the amount of Life Insurance for which such Employea wu.s insured hereunder on the day immediately prior to the date of such re duction, over (b) the amount of Life Insurance for which such Employee may be insured " hereunder on end after the date cf such reduction ` ix ` a is applicable upon termination of employment, as not forth in Section 9 hereof* Contributory Insert (2b) G.L.H.193^-1-A0 Printed in U.S.l }% ... *7J S; :- Section 7. INSURING CLAUSES^-(A) Life Insurance.-- Upon receipt by the Insurance Company of satisfactory proof, ' in'writing, that any Employee insured hereunder shall have died . while an Employee of the Employer, as defined in Section 1 hereof,, the Insurance Company shall pay, subjea to the terms hereof, to the Beneficiary of record of such Employee, the amount of Life Insurance, if any, in force hereunder on account of such Employee, in accordance with Section 6 hereof, at the date of his death. . ` .. , . (B) A ccident and H ealth Insurance.-- Upon receipt by the Insurance Company of notice and satisfactory proof, as required herein, that any Employee while insured hereunder shall have become wholly and continuously disabled so as to be prevented from performing any and every duty of his occupation by cither ___ .CA)._jBn7...inJur7..not-.arlaing...Qut..of_t>r..ln.-tha_ ___ p ro fit, o r________________________ Section 8. DEATH BENEFIT IN THE EVENT O F TOTAL DISABILITY.-- . . - \ u 1. , . . ' : . ' If any Employee, while insured herender nd p riig W h is sixtieth birthday, becomes totally disabled as .a'-result of . bodily injury or disease so as to be wholly prevented thereby ; from engaging in any and every business or. occupation and from performing any work for compensation or profit, and continues to be so totally disabled uninterruptedly !beyond ' the termination of his employment and until th e 'dat of . ' his death, then upon receipt of satisfactory proof of- such, ', death (and provided no Death Benefit is payable under the ,1 provisions of .subsection 2 of Section 9 hereof), the "in- ; surance Company shall pay to the Beneficiary of record the Life Insurance in ' of ^ a trmna- ,,blg. M^lcvwet . provided .."*234 _5>r_fis>!3palilpnal_di.s9.BSR..lEW> ___________ and that>during the period of such disabilitysuch Employee shall have been under treatment therefor by a physician legally licensed to-practice medicine, . . . ( a) ' th at initial satisfactory^ proof that such total exists~ and has continued uninterruptedly Toe at" feast nine months is submitted either before th e ;ien n iitttib n ^ of the Employee's employment <as defined in item (a) ofV* Section 5 hereof) or within one year thereafter; and - T h e Insurance C ompany shall pay to such disabled E m ployee, subject to the terms and limitations hereof, the Weekly Benefits to which he shall be entitled in accordance with Section 6 (b) that acknowledgement of the receipt ;of jsuch initi! satisfactory proof is endorsed on the Employee's certifi- ^ cate by the Insurance Company, and r . ... : T ; hereof, during the period the Employee is so disabled and under such treatment, provided, however, that (c) that each year/ within the three months preceding the" anniversary of such endorsement, during the entire-;: 0) in no case shall such Weekly Benefits be payable for the first___ _________ __daysofdisability--- ------- j(ii)in no case shall such Weekly Benefits be payable for more \ . remainder of the Employee's lifetime, further^satisfactory . proof is submitted that such total disability continues, ';- ' and . ' ` _ ' ` . .... ' ; wt . ' ( d ) that upon the death of the Employee, satisfactory proof - ; i than..*_____________ ,,weeks forany one continuous . is submined that such total disability continued t o t h e - ( period of disability whether from one or more causes, or for date of his death. - successive periods of disability due to the same or related cause pr causes. - __ For a ll d is a b ili t ie s commencing on or a fte r the ^mpipyee'8 s i x t ie th b ir thday and wit h in any twelve than twen ty -six weeks* benefi t s sh a ll be paid__ i n t h e .ease of an Employee employed in New York "Sto te"or nt the Wabash D iv isio n and In the case o f Tnyyother Employee, a to ta l o f noi more th-an / t filFteen'weeks* be n e fits sh a ll be paid If, however, the Employee's death occurs within R iL ys^j after the termination of his employment-and before' any' - such proofs have been submitted, then satisfactory proof " that, the Employee was totally disabled uninterruptedly from the date of the termination of his employment to the date'-; * of his death must be submitted within one year after .the - date of his death. . . ... ' . ;- 2. All such proofs of total disability and of death must be s u b ^ . mined in writing to the Insurance Company at its Hotnc ^ ^ F Q r . d is ^ Office or at one of its Head Offices on the initiative-.of the .^ v ;re l y t i n f l. 's . h lM b ^ disabled Employee or by someone on his behalf, w th o t a n y ^ a *than s ix weeks* b en efits sh a ll be paid: provided. 'however, th at no payment o f any kind sh a ll be__ made for such d is a b ilit y i f the pregnancy exis t e d obligation on the part of the Insurance Compahy to r ^ u o ^ ' any such proof. ' ` .yi- . ' . .. ' . ;* v**L' * ;? 3. Whenever proof of the Employee's, total disability. ,sub-j? and Health Insurance hereunder. mitted, the Insurance Company shall have -the.' right .and vopportunity to have him examined by physicians designated T Subject to due.proof of claim, the Weekly Benefits will be paid by it. 'g to the Employee leach week during any periodsof disability for 4. Ifthe Employee ceasestobe sototallydisabledorfails,ttijub^jj which such Benefits are payable and any balance rem aining un- mit any required proof within the tim e presented th erefor,*? paid at the termination of such period will be paid immediately . his rights under this Section, shall automatically^and^im-^ 5 upon receipt of proof. mediately cease. . (3) . - Printed in 'U.S.A. ": B .. - All statements made by die Employer shall, in the absence of fraud, be deemed representations and not warranties and no such, statement shall avoid the insurance or reduce benefits under this Policy or be used in defense of a claim hereunder unless it is con tained in the written application. : - ' - Section 12. AGENTS; ALTERATIONS.---No Agent is author ized to alter or amend this.Policy, to accept premiums in arrears or. to extend the due date of any premium, to waive any notice or proof of claim required by this Policy, or to extend the date before which any such nodce or proof must be submitted. No change in this Policy shall be valid unless approved by an executive officer of the Insurance Company and evidenced by endorsement hereon, or by amendment hereto signed by the Employer and by the Insurance Company. Section 13. CERTIFICATES.-- T he Insurance Company will issue .to the Employer, for delivery to each Employee insured hereunder, an individual certificate which shall state the insurance to which such Employee is entitled under this Policy and to whom benefits are payable, and shall summarize the provisions of this Policy principally affecting the Employee. - T he certificate delivered to an Employee insured hereunder shall be surrendered to the Insurance Gompany after the death of the Employee before the Insurance Company shall pay any benefits to his Beneficiary. Such certificate must be returned to the Insurance Company for appropriate endorsement or exchange before the Employee may exercise any privileges hereunder. The word "certificate" as used in this Policy includes certificate riders and certificate supplements, if any. Section 14. CHANGE O F BENEFICIARY.--Any Employee insured hereunder may, from time to time, change the Beneficiary designated in his certificate by filing written notice thereof with the.....???.5Bi,.?!??.9.5...9.951P.?5Y.:._.........accompanied by the certifi cate of such Employee. Such change shall take effect upon en dorsement thereof by th e .._ ^ .^ > e ? .,, ^ 5 P . ^ ,, _________ .on sqch certificate and unless the certificate is so endorsed, the change Khali not take effect. After such endorsement, the change shall relate back and take effect as of the date the Employee signed said written notice of change, whether or not the Employee is living at the time \of such endorsement, but withtHJt prejudice to the Insurance Company on account of any payment mnde before receipt of such written notice. If, at the death of any Employee insured hereunder, there shall be nfiore than one designated Beneficiary, then, unless such Em ploye? shall have specified the respective interests of such Bene ficiaries, the interests of such Beneficiaries shall be several and equalj If any designated Beneficiary shall predecease the Em ployee, the rights and interest of such Beneficiary shall thereupon Automatically terminate. If, a t the death of the Employee, there be no ciesignated Beneficiary as to all or any part of the insurance, y h e n the amoiint of die insurance payable for which there is no 'designated Beneficiary shall be payable to the estate of the Em ployee, provided, however, that the Insurance Company may, in such casc,;at its option, pay such amount to any one of the follow ing surviving relatives: wife, husband, mother, father, child or children, and payment to any one or more of such surviving relatives shall completely discharge the Insurance Company's liability with respect to the amount of insurance so paid. If an individual policy shall have been issued pursuant tci applicationmade inaccordancewith.Section 9 hereof; thedesigns-; tion by the Employee of n Beneficiary under such individual, j policy, other than the Beneficiary of record of the Employee > > hereunder, shall, notwithstanding any other provision of this ** Section to the contrary, effect a change of.Beneficiary hereunder... to the Beneficiary of record under such individual policy, regarctfeSs' " . of whether or not such change is endorsed on the Employee's ` ' certificate. . . ;:` V '" Section 15. ASSIGNMENT-- The Employee's certificate is non-assignable and the insurance and benefits with respect, to ' any coverage are non-assignable prior to a loss under such . coverage. . ' ...'... Section 16. REGISTER.-- Thel.fes^.afiO^Cqnen^_ghaU' ' keep a Register which shall show at all times the names of sill Employees insured hereunder and the amount of insurance in ... . force on each of such Employees, together with the date when tiny . insurance became effective and die effective date of`any increase or decrease in amount of insurance,,,..5.?i^._9...,?.i.<L j j ` Rgfflnteg ea of the date of Issue, of this ToHay_,, andcopieo'"of"entries"in* s & 3 "Hogis`o? onont t o i i H r a Insuronoe Company to tho Employer* Section 17. D U E DATE, C OMPUTATION A N D PAYr j^ M E N T OF PREMIUMS.-- The premiums due on and after the date of issue of tills Policy for the insurance provided hereunder_ shall be determined and shall be payable in accordance wid\ the following paragraphs. " The initialpremium isdue on die date of issue of thisPolicy, and subsequentpremiums shallbe due....9IL ._ST-. off each calendar month_________________ ................ ,,.(hereincalledthedue date) thereafter.,' The initialpremium due on the date ofissueof thisPolicyand the premium due on any due date after the date of issue of this. ; Policy shall be the aggregate of (a) the Life Insurance premium > determined by applyingthe average...?9.9.r."-s........'....LifeInsur- ` mice premium rate then in effect to cadi $1,000 of Life Insurance - then in force on all Employees irrespective of age, plus (b) the Accident and Health Insurance premium determined by applying' thc ....n,OI^ 1^Y ............. Accident and Health Insurance premium _ rate then in effect to each $10.00 of Accident and Health Insurance I Weekly Benefit then in force on all Employees, including those ' Employees who are receiving Weekly Benefits hereunder (subject, however, in either case, to premium adjustments, if any). Premium adjustments involving return of unearned premiums to the Employer shall be limited to die period of twelve months. immediately preceding the date of receipt by the Insurance Com-!' ^. pany of evidence that such adjustments should be made. - . - The Insurance Qimpany shall compute an average. ; ______Life Insurance premium rateper$1,000of LifeInsurance^ as of the date uf issue of this Policy, using the Initial Schedule of Life Insurance Premiums set forth in Section 23 hereof,- Which v rate shall be the Life Insurance premium rate until such tiiiie na ~ such rate is recomputed in accordance with the eighth paragraph. of tilts Section. .> The i n i t i a l . . _......Accident and Health Insurance!- premium rateshallbe.....----- --- -- per$10.00ofAccident and Health Insurance Weekly Benefit, which rate shall be the " (5) See Reverse Side ^ " G.UL1931-- POINTHO Si. Jf m individual policy of Life Insuranc?has been issued in : accordance with the provirion* of the following Section, , payment may be made under the. provisions of this Section only if such individual policy is surrendered to the Insurance Company without claim thereunder. In such case, any premiums paid on such individual policy shall be refunded by the Insurance Company to the Beneficiary of record of the ' ` Employee. ' Section 9. PRIVILEGE O F OBTAINING AN INDIVIDUAL POLICY O F LIFE INSURANCE.-- 1. Any Employee, upon written application made to' the Insur ance Company within thirty-one days after either (i) the date of the termination of his employment, or (ii) the date of the discontinuance of this Policy, provided such date is five years or more nftcr the effective date of his insurance hereunder, or (iii) the date of the cessation pursuant to subsection 4 of 2 the preceding Section, of his rights under that Section, lil ` jiZ shall be entitled to have issued to him by the Insurance Com- 2 Pany, without evidence of insurability, an individual policy of Life Insurance only, subject to the following conditions fg and provisions: ` ~ ( a ) such individual policy shall be upon one of the forms then customarily issued by the Insurance Company, except Term Insurance, and (b) the premium for such individual policy shall be the pre mium applicable to the class of risk to which the Employee belongs and to the form and amount of the individual policy at the Employee's attained age (near est birthday) at the date of issue of such individual policy, and (c) the amount of such individual policy shall be equal to , (or at the option of the Employee less than) the amount j of the Employee's Life Insurance or Death Benefit hereunder, as the case may be, on-whichever of the I dates specified in paragraphs (i), (ii) and (iii) above is ' applicable, except that if the Employee's Life Insurance hereunder ceases because of the discontinuance of this Policy five years or more after the effective date of his insurance hereunder, the amount of such individual . i policy shall not exceed the lesser of ` > , . j / ' * 1 1 1 (a )' the amount of the Employee's Life Insurance here / under at the date of the cessation of such insurance, reduced by any amount of Life Insurance for which .h e may be or may become eligible under any Group Policy issued or reinstated by the insurance Company or by any other insurer within thirty-one days after such cessation, and / ' (b) $2,000. ' ' 2. Any individual policy of Life Insurance so issued shall become effective not earlier than the expiration of the thirtyone-day period during which application for such individual policy may be made. If, however, the Employee dies during such thirty-one-day period, the Insurance Company shall Pay j ? his BeSfficiary of record, whether or not the.Em*``: . ployee shall have made application for such individual. ' policy, the maximum amount of Life Insurance for which an.' individual policy could have been issued under this Section. ' If the Employee shall have been entitled to make such appli cation pursuant to paragraph (iii) of subsection 1 of this Section .and shall die within one year after the termination of his employment but before his certificate shall have been endorsed in accordance with the provisions of Section 8 hereof, then satisfactory proof of the Employee's ' death within such thirty-oneway period and that he was totally disabled uninterruptedly from the date of the termination of his employment to within thirty-one days of the date of his death must be submitted to the Insurance Company within one year after the date of his death. . . \ Section 10. NOTICE AND PROOF O F ACCIDENT AND HEALTH INSURANCE CLAIMS-- ( a ) Written notice of injury or sickness on which claim may be based must be given to the Insurance Company within ............. t --------------------.....days after the date of the accident causing such injury or the commencement of disability resflting-.' from such sickness. Proof of such injury r sickness r a w be' furnished to the Insurance Company not later than B ln a tY ,', days after the termination of the period for which Weekly Benefits are payable hereunder. .. , The Insurance Company, upon receipt of the notice reqtured by this Policy, will furnish such forms as are usually furnished by it for filing proofs of claim. If such forms are not received by the claimant within fifteen days after the Insurance Company receives such notice, the claimant shall be deemed to have com, plied with the requirements of this Policy as to proof of claim upon submitting, within the time fixed in the Policy for filing proofs of claim, written proof covering the occurrence, character and extent of the disability for which claim is made. . . .. . Failure to furnish notice or proof within the time provided in this Policy shall not invalidate nor reduce any claim if it shall be shown nor to have been reasonably possible to furnish such norice or proof and that such notice or proof was furnished as soon as was reasonably possible. ' T-.-'v;- (b) The Insurance Company shall have the right and oppofir tunity to have a physician designated by it examine the person of the Employee when and so often as it may reasonably require during the pendency of claim hereunder:_____________________ (c) No action at law or in equity shall be brobght to recover' on this Policy prior to the expiration of_____ __________ ...days after proof of claim has been filed in accordance with the require ments of this Policy, nor shall such action be brought at all unless brought within___ _____ __ -- years from the expiration of the time within which proof of clajm is required by the Policy. Section 11. INCONTESTABILITY,.--This Policy and the application of the Employer, a copy of which is attached hereto, constitute rite entire contract between the.parties and, except- for nonpayment of premiums, shall be incontestable after one .year from the date of issue of die Policy. ` ' -G.LH. 1931^-1^0 .. HUNTED M U S a T . Employees of the Wabash Division Employees of the Raybontoa Division All other Employees # - $0,747 0.646 0,620 I t V \ / :* ^ --- ...Accident and Health Insurance premium rate thereafter until such time as such rate is changed in accordance with the eighth paragraph of this Section. . . n written request of the Employer, approved by the Insurance Company, premium payments may, if not then so payable, be changed at any premium due date of this Policy, so as to be payable annually, semi-annually, quarterly, or monthly. . Upon any renewal of this Policy, or whenever the terms of this Policy are changed, the Insurance Company may change the __-B O n th ly --____ Accident and Health Insurance premium rate per $10.00 of Accident and Health Insurance Weekly Benefit and either the Employer or the Insurance Company may require a recomputation, as of such date, of the average__ m o n th ly -.........-- Life Insurance premium rate per $1,000 of Life Insurance, using for such recomputation such Schedule of Life Insurance Premiums as may then be determined by the Insurance Company and the amount of Life Insurance then in force at the respective attained ages of the insured Employees on such date. All premiums falling due under this Policy, including adjust ments thereof, if any, are payable by the Employer, on or before their respective due dates, direct to the Insurance Company, at its Home Office or one of its Head Offices. The payment of any pre mium shall not maintain the insurance under this Policy in force beyond the day immediately preceding the next due date, except as provided in the next paragraph. A grace period of thirty-one days, without interest charge, shall be granted to the Employer for the payment of any premium title after the initial premium, provided the Employer has not previously given written notice to the Insurance Company that this Policy is to be discontinued as of the due date of such pre mium, and during any such grace period this Policy shall continue in force. If the Employer fails to pay any premium within th grace period, this Policy shall be discontinued on the last day of such grace period, but the Employer shall, nevertheless, be liable to the Insurance Company for the payment, of all premiums then due and unpaid, together with the premiums for the grace period. If, hbwever, written notice is given by the Employ* to the Insurance Company, during the grace period, that this Policy is to be discon tinued before th e expiration of the grace period, this Policy shall be discontinued os of the date of receipt of such written notice by the Insurancl* Company or the date specified hy the Employer for such discontinuance, whichever date is later, and the Employer shall lie liable to the Insurance Company for the payment of the pro-rata premium for the ixrriod commencing with the last due date and ending with such date of discontinuance. , < Section 18. AGE.--In the event of the misstatement of the age of any Employee, there shall be an equitable adjustment of the premium. If the amount of insurance applicable to such Em ployee in accordance with Section 6 hereof would have been affected by such misstatement of age, the amount of insurance on such Employee shall be adjusted to ,,the amount for which such 'Employee would have been entitled at his correct age, and the adjustment of the premium shall be based on such adjusted amount of insurance. Section 19. PARTICIPATION IN DIVISIBLE SURPLUS.-- This Policy is a participating contract and the Insurance Company shall annually ascertain and apportion any divisible surplus accru- ing under policies of this class. Any such divisible surplus appor' tioned to this Policy shall be paid in cash to the Employer or,' upon written request from the Employer to the Insurance Com pany, shall be applied towards the payment of the aggregate of , the premiums next falling due under this Policy. In either event,' in the case of Contributory Insurance, an amount equal to die .. excess, if any, of the Employees' aggregate contributions toward. the cost of the insurance provided hereunder over the net tost of such insurance shall be distributed or applied by the Employer for the sole benefit of the Employees. Section 20. RENEVC^AL PRIVILEGE.--This Policy is issued for . a period commencing with the date of issue anti ending with the day immediately preceding__ J u l y . . l , . JL9157.__________ SJ.t on which date and on each anniversary of which date the Employer may renew this Policy for a further term of one year, provided the . number of Employees then insured hereunder is, in die case of Contributory Insurance, not less than seventy-five per centum of the number of eligible Employees and, in the case of Non-Contrib utory Insurance, not less than the total number of eligible Employ ees, and provided in either case the number of Employees then insured hereunder is not less than fifty. Renewal is. conditioned upon the payment of the premiums then duelas computed in the . manner set forth in Section 17 hereof and based upon such Schedule of Life Insurance Premiums and such Accident and ' Health Insurance premium rate as may then be determined by the Insurance Company. . Section 21. OPTIONAL MODES O F . SETTLEMENT O F LUTE INSURANCE.--U p o n w ritten " e le c tio n by th e ' .... Employee.......... or in the absence of such election by the . ..... Employee......... ., then by the Beneficiary after the'death of . the Employee, in either case made to and accepted by the Instir- ' .' ance Company, the whole or any part of the amount of Life . Insurance payable upon the death of any Employee insured here under will be retained by the Insurance. Company and paid to the Beneficiary of record of the Employee in the following manner instead of in one sum: ' . By payment of monthly or annual instalments over such sped- * fied number of years (shown in the following table) as may be elected, the first instalment being payable inSmediately upon the death of the Employee. T he amount of such'tnstalments shall be determined by the Schedule of Instalment Payments Per $1,000 of I.ifr Insurance in clfect at the date of such election. IN IT IA L S C H E D U L E O F INSTALMENT PAYMENTS PER $1,000 O F LIFE INSURANCE NUMBER OF YEARS SPECIFIED AMOUNT OF EACH ANNUAL INSTALMENT (PER $1,000OF in su rance) AMOUNT OF EACH MONTHLY INSTALMENT (PER $1,000OF in su r a n c e ) I 2 3 ' 4 5 1A $1 ,000,00 507.7*6 343.2A 261.19 212.05 15 113.78 20 . 81.34 65.24 $84.47 4 2 .8 6 28.99 22.06 17.91 9.61, . 6.87 < 5.51- G.L.H. 1931-- 1-40 * Printed in U -S A . ' ' AMENDMENT / ywm T c l . S O M -1 3 0 0 J o h n s - M a n v ille CORPORATION SB! October 3, 19U 7 Ma n v iu -e .New J e r s e y V. J. McConnell, M.D. A ' t. Medical Director, Industrial Metropolitan Life Insurance Co. 1 Madison Avenue Hew Tork 10, Hew Tork Health Section Industrial Health Surrey Tour letter Sept. 22, 19^7 Ve here ait Mauri lie are very well satisfied with the way the surrey was conducted at our Kanrille P l a t and the careful manner in vhieh the records were prepared for our Industrial Health Program. Governed by the findings of your Mr. Patrick and Mr. Dlerlnger, we are carrying on a program of improvement and ex pect from time to time to call upon your offices for recheck surreys of lmprored areas. BPS/dg Inc. Very truly yours SenJ. P. Stanton Safety Engineer SUMMARY FOR 1946 OF TORE OF INDUSTRIAL TTCAT.TH SECTION Surveys ' t conducted by Industrial Hygiene Laboratory .................. 40 Analyses made in Laboratory......... ............................. .,2,4.94. Home Office Inspections ...................... ....................... . Travel C r e d i t .................. '.............................. ,.$2,405.26 Special inquiries handled by mail or conference ................ ......675 (An increase of approximately 125% over 1945) Literature sent (industrial Health Series) ..........................3,6&^ J Publications completely revised .................... ............. . 2 Publications slightly revised ................................... 1 Leaflets r e v i s e d ...... ..................................... ........ 2 Other publications written and published ................ ........ 3 Conferences in Borne O f f i c e ........................1 ................. go Field visits to G r o u p s ............. ....................... .... . 14 Other field visits ............. ..................... ................ 36 - Meetings attended by s t a f f ................. ........................ Dr. Lanza has been made a member of the Board of Trustees of the Trudeau Sanatorium and Foundation. A ventilation engineer is now available in the Laboratory of In dustrial hygiene for consultation in planning new ventilation and exhaust systems and necessary revisions of those in use. , We have secured the services of another chemist in the Laboratory. The following are a few of the more outstanding research jobs conducted by the Laboratory. - 2 The Rochester Gas and Electric Company was visited by Mr. Fehnel to outline end supervise a program for the study of atmospheric dusts and gas pollution. The company is planning to erect a new steam electric generating plant which will take about two years to build. The Metropolitan is to make studies each season of the year of the normal dust counts and supervise the study of the dust fall and sulfur dioxide concentrations in the City of Rochester before the erection of the plant. After completion of the plant and when it is in production, we are to supervise check studies to see if the plant causes any pollution of the air which will be detrimental to the health of people living in the vicinity of the plant. The Metropolitan was asked to do this work by the Rochester Gas Company on the advice of the Republic Steel Corporation for whom similar work has been done. A study was made of the possible exposure of employees to hydrogen fluoride generated by the addition of sodium fluoride to molten steel when pouring rim heat* The study was made over a prolonged period to determine the extent of the exposure of employees before t h i s m eth o d o f mnlHne F+.ooi was put into operation. Recently a strike was called at the Ford Motor . Company due to complaints of employees who had been exposed to the irritating fumes of hydrogen fluoride generated at a similar process. It is interesting to note that before any new process is developed or any new materials are used in the plants of the Republic Steel Corporation, the company requests the Metropolitan to make a study to determine the existence of any possible health hazards. Tests were conducted on certain days of the week for three consecutive weeks in the carding room of the Manville, New Jersey plant of the Johnsr ` - 3- Manville Corporation to determine the dust pollution that could be expected when carding,and spinning four different mixtures of asbestos and cotton. ^ This is another example of tests being made by the Industrial Hygiene Labor atory of contemplated processes in the plants of our Group policyholders be fore being put in production to eliminate any potential health hazards. Triethylene Glycol Study In certain areas in the new building (Unit 1) the air supplied to the sections is treated with triethylene glycol as a method of air sterilization. We have taken air samples in the sections with the impingers and absorption tubes and made quantitative triethylene glycol determinations. Considerable work was done in checking and adapting the analytical method used. By adapting a special filter, we were able to use our Electrophotometer in the analytical work in these determinations. The results of our study to date indicate that the concentration of triethylene glycol vapors in the atmosphere is not at the optimum quantity and, therefore, no positive results are indicated nor can they be expected until the triethylene glycol concentration is increased until it reaches the bactericidal or killing range. ? / \> ,* r c. . a PLANT SURVEYS ANNUAL REPORT FOR 19A2 Of THE INDUSTRIAL HEALTH SECTION * * * 55^ During the year 1942, nearly twice as many surveys were conducted. / as in 1941 The number of different industrial plants studied in 1942 was 53, a.s compared to 30 in 1941* As in 1941 firms engaged in manufacturing h e a v y (, metals comprise the major part of the studies, with ore mines second. The industries studied may be classified as follows* Metals 62.156 Ore mines Coal mines I5.5 8,6 Asbestos plants 8.6 Chemicals 1.3 Quarries 1 .7 Wood 1.7 / 1 0 0 .0 5 6 The samples collected in the plants necessitated making 1,536 separate analyses in the laboratory. Analyses have also been made, as in the past, of materials shipped to the laboratory from plants of our Group policyholders. These tests were mostly for free and total silica. A number of materials used in our Home Office buildings has also been analyzed. In addition to the above surveys, the plants or offices of three % policyholders were visited and advice given regarding hazards or medical service. Requests for plant surveys and Information were received from Group _ policyholders and others in all lines of industry. To give an idea of the variety . of firms which request this service, the following a r e some of the more important firms which we have served: Armstrong Cork Company Consolidated Gas Electric Light & Power Co Pennsylvania Greyhound Lines American Viscose Corp. Idaho Maryland Gold Mines Corp. American Rolling Mill Co. Standard Oil Co. Union Carbide Co. American Seating Co. Humble Oil & Refining Co. Tennessee, Coal, Iron & R.R. Co. Elackwell Zinc Co. Republic Steel Corp. Kohler Co. Marshall Field & Co. Vickers, Inc. national Enameling & Stamping Co. Montgomery Ward Co. Eethlehea Steel Co. Pendelton Ship Yards Norfolk & Western Railroad General American Transportation Co. iC'-jmhnll Piano Co. General Motors Corp. Ruberid Co. Continental Baking Co. Higgins Corp. ' Atlas Powder Co. N.Y. Telephone Co. International Business Machine Corp. Braden Copper Co. Florida Power & Light Co. Lewisburg Chair and Furniture Co. Norton Company U.S. Leather Co. Virginia Electric & Power Caterpillar Tractor Co. -- Johns-Manville Corp. Baker & Taylor Co. Bell Telephone Laboratorie A.P. Green Fire Brick Co. N.Y. Employing Printers Assoc. Inc. General Electric Co. Monarch Machine Tool Co. A-sbestos Textile Corp. RESEARCH STUDIES Due to the increased number of requests for plant surveys resulting from the speed up in production, due to industry's victory effort, more routine work has been loaded upon the laboratory. This additional work has left little time for research problems. The laboratory staff did design and construct a^ new type of centrifugal pump which could operate on A.C. or D.C. current of, 110-220 volts. ' travel credit . The amount of money expended for travel in the Industrial Health Section during 1912 amounted to $507.57. However, of this amount $>7.63 was paid to us by the Group policyholders for expenses incurred by our men in the field uhile conducting plant surveys. Therefore, our total expenditure for travel for the year amounted to $459,94 SPECIAL INQUIRIES Nine hundred thirty-- seven (937) special inquiries were received during the year for information covering a rri.de renge of subjects. This is an increase / , of 39% over 1941* / X-RAY INTERPRETATIONS Before Dr. UcConnell left for the Service, he had read and interpreted 158 X-rays received from our Group policyholders. MEETINGS AND ^PRESSES Dr. McConnell and other members of the staff attended 38 meetings during the year 1942. The following addresses were madet Dr. McConnell made an address over Radio Station WABC on "Heat Stroke and Other Effects of Health". . Dr. McConnell gave a series of lectures to Naval medical officers at a training course in industrial medicine and surgery at the College of Physicians and Surgeons, Columbia University. He also addressed the Industrial hygiene class at Columbia University and demonstrated our apparatus for collecting and sampling air. Dr. McConnell continued during the spring semester a class in industrial hygiene at New York University. He had to secure a substitute for the fall semester due to his induction into the Array. Mr. Fehnel gave a lecture to this class on "The Conservation of Man Power". Mr. Fehnel gave a paper entitled "Health Hazards in Steel Mills" at the joint meeting of the American Association of Industrial Physicians and Surgeons and the American Industrial Hygiene Association. Miss Rantoul attended a meeting in Washington of the Committee on Standards for Maternity Care and Employment of Mothers in Industry. LITERATURE During 1942, 76,405 publications were sent on request, an increase of 31$ // over 1941 CORRESPONDENCE ................... The incoming letters to the section during the year amounted to 2,242, end the outgoing numbered 1,368. COMMITTEES Members of the section have continued to serve on a number of committees which have been active during the year and attended a number of meetings. The following are new committees and others to which members have been reappointed during 1942. New committees A committee has been formed among Home Office building men entitled War Emergency Committee, to devise ways and means of equipping the Metropolitan Home Office buildings with protective devices in case of air raids. Dr. McConnell and Mr. Ferry are members of this committee and attended a number of meetings and rendered advice and assistance. Dr. McConnell has been appointed a member of an advisory committee to prepare proposed industrial code rules relating to the revision of the Code on the Removal of Dusts, Gases, and Fumes at the New York State Department of Labor. Dr. McConnell has been appointed a member of the advisory committee with Dr. Wittmer and Dr. Watson on intensive post-graduate instruction in industrial health b y industrial physicians and the Faculty of the Long Island College of Medicine. Reappointments Dr. McConnell has been asked to serve on the Technical Advisory Committee on Sensations of Comfort of the American Society of Heating and Ventilating Engineers. Dr. McConnell has been asked to serve again on the National Association of Manufacturers' Industrial Relations Committee. He was also reappointed to the following committees$ American Society of Refrigerating Engineers Committee on Biology Research Technical Advisory Committee on Air Conditioning in Industry of the American Society of Heating and Ventilating Engineers -5- Committee on Ventilation and Atmospheric Pollution of the American Public Health Association Committee on Standard Methods for the Examination of Air of American Public Health Association " HOMS OFFICE SERVICES As in the past, our assistance has been requested on frequent occasions by the different departments charged with the maintenance of the Home Office buildings. These requests covered advice regarding illumination, ventilation, health hazards of different operations and materials used, etc. In addition, our office has been represented on the War Emergency Committee, a committee charged with the responsibility of plans for air raids in Home Office buildings. This entailed a number of conferences and testing of various materials to be used for protection. Dr. McConnell was in charge of decontamination procedure in case of gas attack. He gave a number of lectures on poisonous gases, methods of detection, physiological action, first aid treatment, etc. to members of the decontamination squads. A few of the requests follow: Information regarding inflammable solvents in use and methods of storage in laboratories. Shatterproof tests on electric light bulbs covered with garinol were made to test its efficiency. ` Information regarding control of refrigerants in case of a bombing raid. Analyzed food from Home Office cafeterias. Advice regarding elimination of faulty plumbing. Analyzed specimens of urine of claimants for permanent disability. Reviewed proposals regarding defouling stations on'the Pacific Coast sent in by Dr. Shepard. Inspected the Typewriter Repair Room to see if they had carried -6- out oar recommendations regarding the use of sodium cyanide. Information regarding a fire-proofing compound which is effective in proventing cloth from igniting and bursting into flame. Analysed sample of the lacquer cleaner which is to substituted for Utility Wash. Analyzed sample of Protecto-Kote thinner. Information regarding the formula for making "supertrooical" bleach used to decontaminate floors, walls, etc. in case of a gas raid. Temperature and humidity readings of eight of most congested air raid shelter areas in Horae Office buildings. Information regarding the composition of bottled gas. Information regarding toxicity of fumes from creosote sprayed on wood in connection with a double indemnity death claim. Recommended use of G--M--E 1 mask to be used by the attendant in the Sanatorium laundry to prevent inhalation of formaldehyde and ammonia fumes. PUBLICATIONS Report of the survey of the leather industry entitled "Health Hazards of the Leather Industry" was completed and appeared in the May issue of the Journal of Industrial Hygiene and Toxicology. Copies of this reprint were sent to industrial hygienists and those particularly interested. Dr. Fred O'Flaherty of the Dpartaient of Leather Research of the University of Cincinnati arranged for the report of the leather survey to be reprinted in the trade journal "Hide and Leather". Dr. McConnell rewrote his chapter in "A Textbook of Medicine by American Authors", edited by Dr. Russell Cecil. -7- I-r. Joseph. E. Zbar, iiditor of Philosophical Library requested permission to use Lr. McConnell's article on "Mobilization of Industrial Hygiene for National ~ Defense" (which appeared in the American Journal of Public Health" ?s a chanter in a book on "Public Health in War Time". Dr. McConnell prepared a "Memorandum on Protective Measures Against Common Implements of Warfare". This has been given a good deal of publicity and reprinted in the New York State Journal of Medicine. A digest of the article was published in "The Digest of Treatment" by J. B. Lippincott Company. The demand for this memorandum has been very great and it has created a good deal of interest. Dr. McConnell wrote a paper on "Indoor Environmental Atmosphere and Its Control" for Medical Clinics of North America. Copies of this paper were sent to state industrial hygienists and to a selected mailing list. Reviewed two articles by Dr. Victor G. Heiser of the National Manufacturers Association on "Defense Workers' Lunch Box" and "Pack a Lunch a Man Can Work On". Reviewed Chapter II of the 1942 Guide of the American Society of Heating and Ventilating Engineers and gave suggestions for rewriting it. Reviewed paper entitled "Physiological Reactions of Workers in Hot Industries with Atmospheric Conditions of Various Relative Humidities", published by the Research Committee of the American Society of Heating and Ventilating . Engineers. Reviewed pamphlet on "Health of the Workers". Reviewed article for Nursing Bureau on "Communicable Disease Technique". Reviewed revised edition of First Aid booklet. Reviewed instructions to be sent to our nurses regarding their participation in air raid emergencies. Reviewed and offered comments for revision of Rabies booklet. -3- Revised our booklet "Air Conditions and the Comfort of Workers". Reviewed article on "Showers" to be issued by the Policyholders' Service. Bureau. . Commented on paragraph on "Health Hazards in War Production Areas" which appeared in November 1942 Service Digest of Policyholders' Service Bureau. Commented on new book issued b y D.S. Department of Labor, Division of Labor Standards entitled "Arranging Shifts for Maximum Production". Reviewed the revised edition of Conquest of Typhoid Fever booklet. Prepared an article on "Rocky Mountain Spotted Fever" to be sent to an agent who is in Army. Reviewed Health Bulletins for Teachers for the School Bureau. Reviewed and offered criticisms on articles prepared by the Policyholders' ' Service Bureau and members of the Welfare Division on health hazards of industrial processes. ' TH?. INDUSTRIAL HEALTH SECTION AND THE WAR % Since the outbreak of the war and before, there has been a great increase \ in requests from industrial firms for information regarding the hazards of processes V and the toxicity of solvents and materials newly introduced in the plants in connection with the war effort. The following requests were received from firms and individuals so engaged. Surveys Ruberoid Co. (survey of four plants) - make asbestos roofing for -- government projects. ' " ~ " Republic Steel Corp. (recheck surveys of all plants and mines) - make ------- shells and all kinds of steel Blackwell Zinc Co. (survey of two plants) - supply zinc for war projects. Geo. D. Roper Co. - make shells -9- General American Transportation Go. - make P.T. boats Sundstrand Machine Tool Co. - make me chine tools Maremont Automotive Products (make springs and mufflers for tanks) Asbestos Textile Corp. - make cloth and brake linings for government -- - __ _____.<t Onion Carbide Co. -- (requested surveys of seven plants) -- alloys for making steel ^ Kimball Piano Co. - make desks for the government Armored Force, Fort Knox - study of armored tanks and army trucks Armstrong Cork Co. -- shells, insulation, linoleum for battleships, etc. Walter Kidde & Co. - fire extinguishers___ In addition to complete surveys, eighty nine requests for assistance were received from the above and other firms and individuals and from Navy and Army bases. These requests covered such subjects as adjustment of workers to changing shifts; relative hazards from electric shock from the use of alternating and direct current in welding; toxicity of emulsifying or wetting agents, chlorinated paraffins, ?nd barium peroxide and other compounds; information regarding a twin chemical cartridge mask; hazards of explosives manufacture; hazards of handling TNT; sub stitutes for tetrachlorethane in airplane factories; recommendations as to how to an epileptic and fit him into industry; information regarding hospital-bed reauirements in city to take care of increased personnel due to war work. There has been a very increased demand for our booklets on welding, first aid service in small plants and the first aid booklet. The requests for assistance on methods of maintaining the health of personnel hare also increased. 1 -10 In 1941 Dr McConnell was appointed a consultant of the United States Public Health Service to make a survey of the medical facilities available in industrial plants. This work necessitated, consulting with the Directors of State Industrial Hygiene Divisions and visiting plants in Philadelphia, Pittsburgh, Jersey City, Tenton, Bayonne, Baltimore, Harrisburg, Lancaster, Lansing, Chicago, Louisville, Indianapolis, and Boston. In localities where these representatives of the Industrial Hygiene Divisions were to make the visits themselves, Dr. McConnell discussed with them the survey form to be used, methods of presenting the survey, etc. He personally made visits to 49 plants in different sections of the country. Dr. McConnell reported for active service with the War Department on August 28, 1942. TESTIMONIALS ' Attached are copies of several letters which express appreciation for our service. ANNUAL REPORT FOR 19A1 <21 THE INDUSTRIAL HEALTH SECTION *- * * PLANT SURVEYS During the year 1941, 30 different industrial plants employing V approximately 15,706 employees, were studied. Firms engaged in manufacturing^ hea-vy metals and printing plants comprise most of the firms studied this year. The industries studied may be classified as follows: Metals Printing Chemicals Ceramics Textiles 4-0.0> 13.4# 3*3% 3,3% . ' / / The samples collected necessitated making 1,112 separate analyses 1 in the laboratory. A number of different substances which affect unfavorably h the health of exposed workers was detected, arsenic, zinc, ganister, manganese)j carbon carbon tetrachloride, etc. such as dusts (silica, lead, tv' i monoxide; benzol, methyl alcohol,! i * It has always been believed that employees in isolated locations in the plants, as for instance crane operators, were not exposed to gases and fumes, at least to concentrations not as high as the workers at the breathing level of the operation. However, we found that on certain operations where gas is given off that the crane operator has a higher exposure than those on the floor level, especially in connection with the lighter gases which tend to -2- / rise to ceiling height. This was particularly evident in crane operator* s ' cabs over the gas--fired soaking pits in steel mills and over galvanizing pipe r operations where the men were exposed to excessive concentrations of zinc and lead fumes. In addition to the above, the plants of three Group policyholders were visited and advice given regarding hazards or medical service. Our policyholders have continued to send in for analyses, mostly for free and total silica, materials constantly used in the plant, as, for instance, bricks used in blast furnaces, pre-heating furnaces in steel and iron foundries, as well as abrasive powders used in the plants We have also during the year O analyzed materials used in our Home Office buildings Requests for plant surveys and information were received from Group policyholders and others in all lines of industry. Some of the more important firms which we have served are: Allls-Chalmers Mfg. Co. Union Carbide & Carbon Co. e Milwaukee, Wis. New York City Combustion Bigineering Co. Inc. United States Leather Co. New York City New York City Idaho-ttaryland Mines Co. Grass Valley, Calif. Electro-Metallurgical Co. Alley, W. Va. s / Johns-Nanville Co. New York City Sear8-Roebuck & Co. Chicago, H I . Rochester Gas & Electric Co. Rochester, N.Y. Congoleum-Nairn, Inc. Kearny, N.J. Standard Oil Co. of N.J. New York City Electric Storage Battery Co. Philadelphia, Fa. Armstrong Cork Co. Lancaster, Fa. Clearwater Mfg. Co. Clearwater, S.C. Otis Elevator Co. Yonkers, N.Y. Continental Baking Co. New York City Ajthim ***m m m m -3- S' Caterpillar Tractor Co. Peoria, 111. Monsanto Chemical Co. St. Louis, Mo. General Electric Co. Hew York City St. Joseph Lead Co. New York City Chrysler Corp. Detroit, Mich. Ralston Purina Co. St. Louis, Mo. Colgate-Palraolive-Peet Co. Jersey City, N.J. Carnegie-Ulinois-Steel Corp. Pittsburgh, Pa. Curtis-right Corp. Caldwell, N.J. Certain-Teed Products Co. New York City General Motors Corp. Detroit, Mich. New York Employing Printers Assoc. Inc. New York City Requests for assistance were received from thirty-two states of the United States, three provinces of Canada, from China, Santiago, Chile, and from Honolulu, Hawaii. TRAVEL CREDIT Although our budgetary allowance for travel during the year 1941 amounted to $4,000, our actual expenses for travel amounted to $239*67. Our gross expense for travel amounted to $3,366.85, but credits received from Group policyholders for incidental expenses incurred while in the field amountec to $3,127.18, making an actual expenditure of $239*67. RESEARCH STUDIES A method for the determination of aniline was developed in order to tr-- -- ---- 1-- ' '-- -- -- -- '*' determine the exposure of employees in a dye house at a cotton mill insured under a Metropolitan Group plan. One of the large Groups engaged in the manufacture of steel uses bricks of a M g R amorphous silica content for furnace linings. Methods for the determination of crystalline free silica are fairly well defined, but the determination of amorphous free silica in combination with combined, silica, % - ' - - - presents a very difficult problem. A fairly accurate procedure was developed. Acrolein, a substance very irritating to the respiratory tract, is given off on the heating of nndmal and vegetable fats. As the binder used in core making contains high percentages of linseed oil, acrolein is present around core ovens and in the atmosphere of the foundry after pouring the moulds. A method for the sampling and determination of acrolein was developed. J ........ ..... ...............................___________________ _ ' Investigations of unsanitary conditions and possible sources of contam ination were TMd of the plumbing system and in the Commissary Department of the Home Office. Portable equipment was built for air sampling, using higher voltages for use in field surveys. Equipment for use on 25 cycle alternating current was perfected. Studies are in progress of methods for decontamination in case of air raid gas attacks and for the control and protection of refrigerating equipment. SPECIAL TWOniHIES " ~ Six hundred seventy-four (674) Bpecial inquiries were receuved during the year. Th information requested covered a wide range of subjects, such as the inauguration of a system of pre-employment and periodic physical examination , installation of a medical department, toxicity of certain solvents, gases, and fumes. Many were occasioned by cases of illness among policyholders and cert- ificateholders, usually chronic and severe, and are pleas for information as to where skilled and honest diagnosis can be obtained. All these queries are carefully considered and the effort is always made to put the individual in touch with the nearest competent medical treatment. -5. . V X-RAY INTERPRETATIONS Ua have been continuing to read and interpret X-rays of the chests of employees of our Group policyholders. Five hundred twenty-five (525) were received during 1941 MEFTTNCrS AND ADDRESSES During the year Dr. McConnell and Mr. Fehnel attended 28 meetings in different sections of the country. Some of the papers presented included the following* "Mobilization of Industrial Hveiene for National Defense" - Chairman's address of the Industrial Hygiene Section of the American Public Health Association. "Resoiratorv Diseases and Air Conditioning" - Second Symposium on Industrial Health held at the Medical College of Virginia. "Medical Service in Industry" - Address before meeting of the Pharmaceutical Advertising Directors Club of N.Y. tv,o Pnt.orit.lRl Hazards of Some of the Newer Solvents" - pre sented before meeting of the Medical Society of the State of New York. Lecture on volatile solvents before a class of Navy medical officers at the College of Physicians and Surgeons. Dr. McConnell addressed Dr. Flinn's class at Columbia University- on "Ventilation and Air Conditioning". This class is composed of graduate students in industrial hygiene. Dr. McConnell addressed a group of 96 foremen from the two Camden plants and the Philadelphia plant of the Armstrong Cork Company. * t,v r?r Vi t *V^/ *I, -6- ***'-- TxrMr*e*.Fi\-2Sl~ J Due to.Dr. McConnell's appointment as Consultant to the Division of Industrial^Hygiene of the United States Public Health Service, it was necessary to decline the following speaking engagements: 1. Annual meeting of the National Safety Council - paper on Health Hazards and Their Correction in the Leather Industry Mr. Herbert L. Clover, Industrial Relations Dept, of the International Shoe Company also asked that Dr. McConnell give a paper on the leather industry at this meeting. 2. Home Office Underwriters meeting - paper on the leather indust: 3. American Conference on Industrial Health -- paper on Health Service in Small Groups. A. Massachusetts Safety Council - dinner meeting with industrial key safety people. 5. Invitation to act as Chairman of Cold Committee of the America: Association of Industrial Physicians and Surgeons. 6. Discussion of paper "Health of Executives", Association of Industrial Physicians and Surgeons and American Association of Industrial Hygienists at Cincinnati, Ohio. LITERATURE During 1941, 23,855 publications were sent on request. Of these, 20,189 were sent out through Welfare Division order, although a letter of . transmittal was sent from this office. CORRESPONDENCE The i n u r i n g letters to the section during the year amounted to 1,980 and the outgoing numbered 1,190. ^-w - ` ` \ i, -7 - COMITTEES la addition to serving on a number of committees -which have been active during the year, Dr. H c C o n n e U and others have been asked to serve on several new committees and reappointed to others in the year 1941. New Committees Mr. Fehnel has been appointed a member of the Constitutional Committee of the American Industrial Hygiene Association. Mr. F e n y has been appointed a member of a committee to draft a constitution and by-laws for the Greater New York Section of the American Industrial Hygiene Association. Re-an-oointments , Dr. McConnell has been reappointed a member of the following committees* American Society Heating and Ventilating Engineers - Technical Committee on Air Conditioning in Industry American Society of Refrigerating Engineers, Committee #2 Biology. American Society Heating and Ventilating Engineers - Technical Advisory Committee on Sensations of Comfort. American Public Health Association - Committee on Ventilation and Atmospheric Pollution. American Public Health Association - Committee on Standard Methods for the Examination of Air. Mr. Fehnel has been reappointed a member of the membership committee of the local section of the American Industrial Hygiene Association. Miss Rantoul Ii m been reappointed a member of the Committee on -a - *. Standard Practices in the Problem of Compensation of Occupational Diseases for the year 1941 HOME OFFICE CONDITIONS Our assistance has been requested with increasing frequency by the different departments of the Home Officebuilding charged with maintenance. Thflua include qne-H ea repardine illumination, ventilation, health hazards of different operations* etc. We are also assisting with plans for air raids* especially in connection with decontamination procedure in case of a gas attack. . An idpa of the range of these activities will be seen from the following* Analyzed cleaner materials used in the Home Officej made 103 analyses. Inspected exhaust hood. Recommended new type respirators. Inspected complaint of cyanide cleaning bath in typewriter repair room. Investigated use of carbon tetrachloride in Transcription Division. i Visited the Employment Section of the Personnel Division and the office of Mr. Wilson and Mr. Cunningham. Made recommendations re illumination. Analyzed materials which were reported to have been used by a porter suffering from dermatitis. Inspected illumination in new private dining room for executives. i Inspected complaints of ammonia in water supplies of Main Building. i Tested two sections of pipe from Printing Plant to determine cause of pipe failure. Tested also for corrosion pipe from Unit No. 6 pantry, warming cabinet and steam return line. i**<! -j_i -9 - Visited a section where multigraphing machines are operating. A solvent (consisting of 90% ethyl alcohol and 10% acetone) is fed to a wick of O these machines. GROUP HEALTH CLAIMS We have continued to cooperate with the Group Actuarial Division in an attempt to ascertain the cause of the poor claim experience of a number of Groups. PDBLICATIONS Pho booklet "First Aid Service in Small Industrial Plants" has been revised. The leaflet "Hygiene for Working Women" has been revised. Dr. McConnell prepared a paper on "The Industrial Health Service" for the Metropolitan Underwriter. Reviewed proposed revision of American Welding Society welding handbook. Reviewed article on Tuberculosis. Reviewed revision of booklet "Industrial Safety Education in Schools". Reviewed outline of Mis. Bigler's handbook on nursing. Reviewed and suggested changes in paper for Executive Service Bulletin on control of hazards in defense industries for the Policyholders' Service Bureau. " Reviewed revised edition of "First Aid". R e rU w ei first draft of tha "Ksport of the Workshop on 0 a ^ Standards" of the American Camping Association. IT, t-."...'-!-'. -ft ft'g -1!!!:: U -.JV sW ,' .......... -10- I > 'V--1-1' w i ," n ft'V jjrg r MEKORMBOM t ' July 3, 1 9 U DR. FHEATj I think it would be highly desirable,if you can arrange it,to go with Mr. Fehnel to Thetford Mines. You could materially supplement his observaxions by paying some attention to general sani tation, bousing, medical s u p e r v i s i o n i f any, etc. T.nen is Kr. Fehnel visiting Canada anc what contacts is he '.king? Jii. Baxrext spoke to me about this, but I do not have a record of the detailed plans. Mr. Eariett said he would clear Fehnel's contacts with Ur. McDonald, by sending him a note regarding them, and by sending copies of the same to Dr. Burnette and to me. The simplest procedure would be to discuss this fith Kj .Barrett ano have him include a reference to the Thetford Kines contact in his memo to Hr. McDonald. i If you have an opportunity before the visit to discuss it further with Dr. Burnette when he is next in the Home Office that would be desirable. It would no coubt be desirable to write to Dr. Turgeon. I as suite he is Director of the Provincial Division of Industrial Hygiene. One other important issue remains and that is the attitude of the loanson Mine Company. Are they at n aware of their unfavorable tuberculosis record? I suppose they are, as their rate is being increased. Have they asked the Company to make a study? If not, their cooperation or at least acquiescence should be secured before we visit the place '. h r . horeeroft might know about this factor, though I expect it may have to be cleared through Kr. Barrett or the Group Division. . Third Vice-President. N o v e m b e r 11-th, 1 9 4 4 Vandiver Brovin, Baq., General Attorney, Executive Offices, Johns -llanville Corporation, 22 East 40th Street, Ketf York City- Dear Vandivers- RE: CLINIC AT THETFOHD (ASBESTOS CORPCRATION IHZTED; BELL ASTSr&TCS MIKES LIMITED AND JOHNSON*S Ct/KPAKY).________ Dr-Cartier, whom a.h you know vaa highly recommended by Dr,Gardner and alo by Dr.^he&tley of New York has finally accepted the appointment as of this date ana it hae .occured to a that it would be im mensely helpful fcr him. to attend the Pittsburg Air Hygiene Conference if arrangements could be made ac- ccrdinly. I wonder, therefore, if without putting you oat too much an invitation could be arranged Cor Dr-Cartier- \ ' ' -- i Youre faithfully, i; 33 C-P. Dr.Wheatley Nr.Sherry IVAN SABOTTRU? Dr. McConnell Welfare Division Industrial Health Section Ret 4.3-G-2 - Johnson's CoQpapy Thetford Mines West, Quebec ' I wrote you on May 27th, and asked that you or Kr. Fehnel inspect the plants of this company. Since . this memoraudum was written,we have been asked by our Canadian office to approve an offer of Accident & Health coverage. In view of the unfavorable experience with the Life coverage, we do not want to make a quotation for Accident & Health coverage, until you have had an.opportunity to advise us as to the occupational hazard. The group is not large enough to warrant the expense of a special trip to Thetford Minos, but we would appreciate your making a n investigation as soon as you conveniently can. June 7, 1935 GV.F/D3 G . Fi/6hugh, Supervisor Actuarial Division Group Life & Health Section * *A *' tA r i/ V ' - ' .1f** M- pUJUllU ' SSO i ' l .1; .l ' WI'MIIHK 43 \H < l AIM No. S ntiA t, No. D.vrr. iNCVRRED UI^HJp NAMIi UI; HUP Vty/MMM Jolwiort* a Ca. S ux C olor Ags Cause u V U batk oa PisA nu.rrv /'Mi, f . 4 n * *"* }*:f * 'm 1WV!W.t'.- r: Coue No. A moi/ nt .49 27? ..-3 3 .5 0 1 - .7 4 ._ . .7 9 .1 '. 1 2 9U1 . fi/2 9 _ /3 0 ___6/3 a - ___ i z / 3 a ___ / _ /3 2 _ .7 /3 3 -- ___ 1 / ^ 4 - -lfl Ip jl. ^!Tr*nt*a f > T n h i 1 i + .y P o + r\--M*! . \i 59-4 9 _3_ -5 5 _2Q _ i ^ a r r jh i -- 1 flr>nn<n T n r?} V- n f lnnr: +. n 5 9 - v u la o iju ira . o t d o . n e p h rita /V I 3 f" 1Aw 7f . V V I? fi 1 f\ff le n e 1 f\rsr\ ............. in n n in n n ,'nnn "1 O r;o ... i.uC ?.... i l o o . __ _JL/i4._ i /> 4 ' ___ a / ' ._ 1 2 /J4 _ l2 _ -5 7 4 fl l l iiiw < * n i r l . I i m _________________ A l f. 5. A P(j.?'1-'i P f t f r p p i ? CO "V *"~ Q* A n g l n i lo l'/s nn <n >.nnn 1 AiTA i'n n n sn n n 1? n5n.i*nn* n o p 'T 't^ i fV ora l l / 'j f l / ^ 1 +r 4 A n / ' . ' --------------------A--*O *1 `Un r<JnU--- -- -- / 9 - l 1 1 i i | 1 _____ 2 / i ? V2? 11/29 12/29 !T /* 2 12/2) 3/30 ;/3o 9/30 __9/i0 10/30 52 D ro fc--m b.iiuo s ^ i 66 Tumor o!* 11ver' 21 Tborculouis 19 Pneumona 21 A c c i o n t 26 Poioonin;: 23 Hit by car 51 Pneumona 25 Cauae not. 6 jecified _J7A_ Cncer 4 T.B. Pul pnriJBTi.'G - D T C A t l L I T Y i 1 1 V ' ? _________ 160 ................ ...... 1000 K*r/> 16/35............ . / i l'JOO 51 1000 10/* 500 1J 1000 192 1000 160 100Q la; looo 209 1000 41 luoo 51 100 1000 Dr. G. U. T.'heatley Assistant Medical Director Medical Division Sometime ago this Division referred numerous groups to Dr. McConnell v!xo had a survey cmde of tho health conditions and was at times ehle to msfes recommendations to our policyholders for improving these con ditions. .Johnson's Company is a concern vno has oxrr Group Life covvrnre. This concern ouorries and manufactures asbestos. During the lust three years we have paid 28 claims of v.hich 13 deaths were due to tnborcu- losis. It seems quite possible that this tuberculosis rate i~ due to conditions on the premises ol' tho policyholder. You miyht con sider it worthwhile to have a survey aide of this group oLmilnr to the ones Dr. McConnell made on other groups in ths past; Our number on this policy is 3 GK?. The location of the firm is C.uebec, Canada. , June 13 1944 GM/ch ........... Group Life Health Keeort Section Actuarial Division --i il il il 0 R A N D U U i - TOs Mr. O'Keefe, Actuarial Division iROMi Dr. McConnell . DATE May 27, 1936 SUcJACTi The Johnson Company, Thetford Mines, Qua. Can. ' The report of the survey of the Johnson Company is attached. During our last visit it was noted that a number of the men were in the upper age groups, some in their sixties and seventies. They are French Canadians and all looic to be undernourished. I would not expect to find a very good claim experience. Assistant Medical Director g P * *P J-"! > qpg fCe !ujrs J.> f-j P 8 13 *> 1.1 O C H D v) u CM3 rf .VO* r< :!'K ;.i fs Y<?* 8 & l n 3 9;* Q *. f* {S&o s 3- C- *. n c? t.>,* ?li . * li f! . C O ri*~ V.'..S C.1-.>! p n " -v, d _ ? Srjii o *-4 o t ' n t\ fU r;' --* n '; * Vl V rf.l rt 'rl *i ~ 3 t i r t r.) : v O * i;` o S *' - -4 >" r-i-J U -.J *: o M < 7 ' 9 j Q V hH q -s ,t i| 3 a t ,l* fi i? 5 - ; o f: f.'-n ^ a o t\ W \^*# f* '' c' *?. t.'J ;.: g 14 U * Ii ' 0 C; >j M 1 *;* !. 8 B ? * E* & s $ s o > fc-# r*. . : # I t r o f . .'7 , s V a*" * '*-' Prsidant. Buffalo, * . Vi ,* ft. o..,* ' P**r I r . Flciabothsat of I M 25, oocloaiof O ^ / S . ' -'r W I Tery (lad to 'lean thi* * 'a* P 0 *ro^# to Or. Pancosa*, allieosis daaaga aalt sitastiso ls**00* * * ^ la ttl* *r-a it 1s Mit y or. of * t , r a ^ a S S r ,, US w t e T i 1!* a L!r* : T d#rlntt X dally 2 .ad itfc bast riarda, Sinc-aly yours 1. J. Lanca, K... Assistant He-lei: rctcr Jr a uoize Ustropolitan life Insurance Cc. - -P o iso n -venue i%** ior> C ity -'* .1. ieer ir. r.z' *t our aeeting la ldi*ukee 1 entirely overlooked tri..^at;u. the subject or cheeking absentees froo saplcyaent no 1 an wondering if you could rite cm at one telling a hoe thet situation is handled In Picker, OJclthona. 1 have bean rather under the impression that If It eventually is decided thet ee have to or^int** *n 'ninatloe clinle our* selves, that thet clinic could also be used as the base for tue cheeking of absentees, first by having all absentees re* ported to the clinic, and having than then chocked by soae *nployee on a cotoreyele and if absence is due to illness then send a doctor out on the eaee. I f you alii giva ue this Infornation It aill eartalnly ba appreciated. Youre very truly, 3Juo<echjL.e 11 ihtneper, Cleir: h*pertrser.t Jota U, .tu Ir Botmb S aatt, I n iy atrap o litaa tif a la n m a a O a p p r. I v n l l k 1 a t t a ccgr a f a la tta r A i * Z kart Jaat ritta a ta f a t a la a i tka I f l i / a i f n i lA U U ltr I r an-- t a p r X M l i -- fa r A rt t f r bali U la tta r a ifU M tia l a n i thalr -- X N rtU c jm a p aat a ll/ far /aor aa l * t to t taaaaaa ja a Mgkt t f * ta | l i l t ta I r . Talk. f at at i? tka f p lt jw a Mrtaal H I -- a l t ta Ma f i l a tka t i f at i aa Sa M I-- i t i la aat a tria tl? a-- artWa f Plahar, aaw rthalaaa X tkaijfat l t Mgfct ta aarlk falla fa r tfcae ta f a i t a i a-- a f tka fim a a lta tkat algfat aria X ta aat U t ta gl -- boi/ m b w i, aor la X tklak thara la ar aaaaa fa r ala-- lit k kart pagarla, . flaaaraly youra, i f i l i t u t la d in i D iradar 14, IM I Ir I r . 1. I. liw h]<> M fcr, cala l i t u i L ltU lltf la --rum H u u , Vleoootte. Ceapanp, 0-- r I r . K--efclat Vlth rr f i r u M to p-- r la tta r e f Jn-- 1 ., tee fia ta r C llala e-- aet enaa-- ad la a? --p alte ate--t--1--. Ita f --e tl--a aere lim itad te a-- Intel appianate fa r --p lu jt--t , t --u l pbpaleal ex--im iti-- e f theaa ampleped, aa tea treatment e f --aeraal dlaea--. Tte aatter e f ab teei-- aaa bandiad dir--tip bjr tea --rlena aeapanla aa la enei--arp erery- te ila l apprestate yenr iena--te la m f*rd te ehentri-- p te --teelan and re a li-- te st froa tea vlavpetat a f a ffla i--op, i t eonld te tee tern i te la te de, X para--a ll? na 1--11ned te tette teat froa tee v i--petat e f lip id i--di' l t --a l i te --11 te e-- Idar t o p aerefall? tee ad--atag-- --d di--d--ninfea a f tea pi-- yen aantl--. tea bU t--p e f tea de--1opn--t e f aedi eal servi-- la iad u tq r l a tea paat ten ar flft e -- yen-- la t e li e f ---- tastarne team b itte r ma--te--t tea te -- amasad kg tea tlU --t i -- af pi--t --diasi dnpnrtn--te far a-- --di --1 parpen--. tee t-- telata te st te -- areaand tea --at ree--ta--t --4 ha-- nansad ten H it tr --b le am (1) aataf tea pkpslal o -- u t lo t te f e t rtd ef --deeirebl-- aa i tea --Intelai -- a bla-- H a t aad (t) aataf ha --d i--1 diparta--t r it a para--a ll te --a-- ite-- t ate--. la vagati te tte fir e t i t -- i t la te t t a i it e aa-- t l -- agataat varie-- iad aatrlal serperet i --a that thep aa-- tte ybjraladl -- ta stina -- a bla-- l i -- a-- la aa-- aaa-- --fonad--. Xa athsr aaa--, p arti--la rlp ta tee te s t, l t e-- ir -- aad l t --t salar sana-- a-- e f troahle bai . tee i l i a ff--ta are fe lt te te la dap la tte -- le e a lltl-- etere tela --a da--. Xa refard te th aee--d l t -- l t bea be-- aad poaelblp s t i l i la ite pr--t l -- la oer> tata large --rperetl--a te e t i l i -- v ia itta g areiag t e ebete ep a te -- t e ---- . Itti a l-- pro--fc-- latea-- re-- ta --t aad praatl--Up --n i f i -- tte preper f-- a tl--taf ef tee Bara-- aad tee d--tara. Xa enr a-- letropolitea la ra la f Sarti--, --ere teli la est--ded te gr--p pollejrboldera, -- te-- to be o--etaatlp -- enr gmard that th< rtloyw da-- se t a tt--pt te e t i l i -- our aaralag serrloe aa e eh-- k -- abe--t--lee. 1 -- dlaounatef theae t-- lt-- a vite pou beoaua X telak that la 7 -or o-- latereate lt ili probablp te hlfhly laperteat tbat tbere -- i*ba -- 7 doebt te tee alide ef tee ladeatrial On-- Italos or ef tee labor late-- et teat 7 -or altele Le es-- tip hat lt pret-- da tr baf aaaelp e eathr.l of preteet sii >* toVla -- aad la uploper fr-- th hai-- rda f oo-- prM n'. -it* rio in faot eJmra pe*-- nentlp to te* for* U>at lt Ir aa *uen ' '`e-'4* ep'fn lt 1e t * : i *> aployar. 0 r. 9. X. rM kli - Z f apfillMct for 4 load tlM Hale 1 H u pfcjraloal axaalaaU'ao thara la mo r w m hat X aaa m it aboali aot Mho a m m p U U asaalattlaa ulitt* goaormllr aoaaatod d t u U m throiboat. W9ttl<* * 11# I thlak, to |ii ooriaao thoaght to tha aottor i aoji*g of n l M t l a roeordo la oay offloo ootoid* of tha ellaia offleo. At oao tlao, aarXjr la tha hlatory of Mob-, tharo w a eoaaidorafcla aftoar throqgk tha d<strlat haaoaao tha m o r aaa aaraod trow* ** *? f 1*1!,*" U r,tli* m * U r t f Igr *loh tha 1m i i ooapoar aeocht t tha Jhrataal aaadttloa of tha paopla la tha diotritt, oo ttat thia inforaatloa Bight ha aa fila la tha aroat that thor *t oajr tlao asaliod far lifa laatfaaaa. ^ aattar aaa ao h i t that It aaa difrioalt to boUai 4t -- ri*-- ^fr Xat aa had to *a to aoaaldanhlo palm* a* f hElrSla*g" M* ff U2 iama t aJla*rka to aat*p i*la *th*aa f*a *U *U * t nah ar a * that aah a pracad g a lap o ad tlo , aaaa I f I t h * erto a f ax ltlaal dapUaata to * id: > toaaaar fhr-fi tha o ffiaa a f aa faraatall all Ifca flU a f a f ` raodily load lto alf boot rocarda, X Snotlag that a lll aot alt Slaoardy yoara, AoolsUat hodleal Dir ctor 0<CCT0ft ttlMtAANMvAi WMC*-* : mai <wteMr**o *.CM*<ff '_f M A, 4 _ I . v * m . Ma w < 9 t * . A. Laaaa m ropolltan U fo No York, K. Y. W AUSA . W lS MitWAUNCt HiNCH o m c c 00 tM W BUICOIMO **0*4C OALT S44I la * . Co. MU.WAUNKC. MMfc. -ua IH, 1932 Daar Doctor: Sr**' * lth th ork ir conpaay la dola hora la Maconla la coaaaetloa ith th i- o a ia probi*, ap clally la tta fouadry lad u stry. .H -oaia Our duat eouatlac laboratori, of *ieb I bare bota put la ebarra la S T S 'S T A " u k~ - " iSJIiT'fS'JS* I * ? ! * * ' * th# ***<*ioa of tho boaltb of tba ttoo fSorcLa^utstotLba* "e-oe*cl*u"ai1o*a tibXat^ applleaa1t1a*for nhiontiaMianhorint tikt.T.. / ' m u b .*. t . b . w b j i S S " S l S T S ^ ? - ^ t> . r i o -- , J b 2 S & `S i . oaie enaek-up zaalaatloas to dotaci la ita sor* oarlloat sta daaca of silicoals altb a raaultaat ahlftlaa of arrloyaBat. ' pr*e tle # U y co~ tha coaelualoa tba aa axarin- o f. our eopor *111 bara to be astabllsh ad to taka car ^ th ia ddttlonel erk nofalad a fta r tba c o -o c a r a tlr . e l ln lc m *, <. y -- . * * . ' * ? % S ? 1:,:?:;,*: al couni? ridica: m . Pana, ad alataIn i t subet te tba adrice * * * c o n a itt of froo th rw to f i r . outatandla t r fc`V . ? ,k* tb ,a * " llaMa not oaly to our or. p o ll- y f c o i- r . S a c ia { B 0 M n y ^ th* trwS~ - - r . C l . n y t.,c . . t a l ' ',,*? * * T ' p T t l V T n a im fr0R,OUbyr*tUrn",u - ***thr vuude " -* * 1 tftM th ,` -- our rrrt dourled * ith our l* f nr*.r i n - In ,r"* ,,r* tr> r-Jnimlr* ,* du t,,7.r.: t l . . ,r n-,rd , . ; ...... . -~\ -"0v o^VCS l <fo I ............. .*~r >.4<-. . W a u s a u .W is ,, r W*' O r.ct ,, * <. s * , Milw a uk ee W is * 4 * jJ ! U ** J Z U t J d JU > * c J lt- y u L U y $iti*M tat ii ii i inf-fr liimiil r c o o ru tfld sa* s f f i u u n r umicaauti u f i " r * ocmem. M i j w i t a u by id k t W M i Ss B^rtal af Saoaoros f th* folta* butc, octimo Uroafk ha Boraaa af (twilufur rafarrad ta a* tM "Buraaa*} aad latrainlltu Ltf# Uan*oa Goapaar of >* loric, I.I., (harsiaaftar rofsrrad t u Uw Uapw^)l - cmiafiust Muravi la ;tuUrltt of tte m t m u u hwtia asti * * C W raaa io tua t1mai a l i v i itp a lia la a ss W iu taa- *" ** 4 t flob ar. OkliSaas., far tta sta ff a*4 4 w eatratlae a f w baraolasls a f ay l a n i af a l a i * i r a i l n -ijin K la ~f aad slae iaa a f *t r l fia ta S ta tria l* la Oklahaaa, tftf aad Ita w irl. Iba ta fa r a i a ll staff. a r t|M t, aaparrlaiaa, aad'advlat ;# to fsst a a italo s f saffio laa t sapatlr ta aaks oaxafal -- " a f U v sap tsfsss astiatiilif a a t i l aa far sav& aatl a t laast Atrlac saok to sila avitfta ja rlsd s f a t i aoatraat. _______ ^ t t s t la a d d iti ta fam lshla t*a aalp- i Ml IH aopaaf or aaaaa ta ba axpaadsd la s a sark aaaa a a f ft,d30 sta sai1y aad a l l a a sanrlet akall Sa ltfcsst esarca ar aast ta aald aaplsrsaa ar Sa Qaapaay ssaapt aa prorldad Sartia. H i sia a la li ba oasrlad aa aadar tha asparaialaa aad llrsetlsa f Sa Mim i la a aanaar astiatatery ta bata psj-tisa barata so r a r a asaU ba satalsad la t v a a * tbat la objaetlaaabla ta tSa ar -Ita ffla sra . PU-*tlaas of Sa aadar tsa asatral af cripta, bafara od eritiaU a. rS lis a tia a , oooparsUas a f tS rasaita af tala lavsstlcattsa aad aliala Ursstsr f Sa Saraaa. SU -- -- a abbaittad ta .aspa* far--- 1 * sili ba Mia la tbs pabllaatlasa of w Ite tei,cay, ia HuUUi f ite frap-- ali af ite K w ` m 4* barcia, aerate w jvtAM a fate f M8 M, ta te aaatf te tei# te- V Ir/ tea rtyaw aad astaaalan of aoab alala Itiaaiti (Na la '` fuas atell ba atea by tha Saapaajr upas aartlflaste af te I m i la a asonar as Uta gorilas barala aajrfraa lite,te Ute a^raa. s/prova of uia aacratsry of tba Dapsrteaat af Caaaaroo, citis agrsaam. aasi ba ffacUaa froa Ja*y 1 , IMS, te stell rasala la for sud ffaat u u l Jua 13, 1M3. ' t1 lo alteaos aaaraof tba partas baya baravate sai taair haate ey tbair duly--a-u-t&-o-ri-asd- o--ffie-a-ra--t*a-la J(/> jity af t e z /-3-r-L^' *~~~ 18. tebteU Of ttlUbl y -- fin ^ Cira ter Ufa liSUibCl OOtftfX ltia-?rs Want. sbfsJOKUX Of r d b sib iii <S7-^ _ A jrost e s /s*z/ 3 S . betta* Soratory. .r Unitco 9 t ---- D epartment or i u WASHINGTON Drm A. J. Iifntij iietropolltar. Life Ir.surw.et: Co Hew fork, N. T. Dear Dr. Lanza: I 6E inclosing two copies of the agreectr.t, together witL a tentative outline, for the cooperative investigation. Iou will note that the outline if- prepared so that the Objective Ho. Ill has to deal with infection and is the beau o. our special interest in connection with the Picker study * already preparing to carry out part of the ork at Pittslxxrgh and have recently rented two rooes in < for that portion of the study. If you approve of the outline, will you please subeit 4 **r**flt * for his signature and return the two signed copies to ae for tbs signature of the Director and the *J>provl of tbs Secretary. Tours sincerely, Inclosure Ho. bCll. R. P. SaXHtS Chief Surgeon, C.S.B.of V. Surgeoo, U.S.P.K.S. 4 rim ai ua f ita* Uaitai I t o t , a illa i **ir~ijli to i h r -- a f m m Ho (toN iatftor w fa m t o a * Ito l a w 1) aa to m p A ll m a i 1 Issu ru ai Campaay f *aar Tarte. V. r . , fiiaraliaftar n f a m l ta ma ta *our*)i KKisomi to totfwni 1 MMldaratln f tata eoremate toareisM a tor toa Caviar CNN ta allai ad atoad ita atodlai an hafa aoaactet st nfitor, Cfclmtoanm. aal mtatomr*, PamqrlMim faar toa atadgr aal laMitntUa f NQiiatoir llaauaa af aplaimi af taime amami. Sa laraaa agraa to fmrmiato ail alarm m r i m . am p lia *, toabaiaal H a ff, UlM atoqr aaslyaatoi ampawislna. m al> 1 tarn aaiawanr ta w riaai a d ia la a f aafflalaat aagaatty to aafcm W o a d a a tla a a f a ll amato m tl*J aaa a fe lttiac 1toamiI m fe r w ia mtlm ml Immat aaa ariac Mto to a ln m atte parlad r f tola a l a t i l i . ttoa Samoai# n ia tta la alittaa ta faraiafclac ttoa atjmat aaa tliaai mW Il v ili apaai ar a n sa t toa aauM 3 la mato ack ttoa amato aaa a f *.000 aamlly amapt pw m U a i Zai auk tornii toa omrrlaA ma miar tm eaperrlalm aal ciraatiaa f ttoa tonai ia m mamar talliMtoi7 to toott paru mrato ul m pama atoll aa ratoimad ia mato mrk to* to toJa- limatola to tta Oaaoaar r It* affloara. ttoa alas af ttoa U t m U u U u 1 1 1 toa la aeoordaaoe altt ima altiaaa taalatIm aalllaa. Stoa plma mmr toa ea-xa^ad to saturni oamamt af atto parta to lala uriaant. ratollaat l am f tta M a lta f itola U m t l n i i n m iad *f tta aamtoal f toa af tta lama. All m m aarliil*. > * i * attUaatiaa. m il m utomlttad a tta Caapmr far am art aM I t t u n . Am i m l i i | i t a l w ill ca atai t t tta pmtoliaatiaaa f taa aaaparaltam a f t< * Caupaiqr. Ota Otopaay. la asaaidarMias mt tto saasaaala #f tto itarea ! torala adpraaa ta prsrlda M at ja.TC. u. to nsad to tolp 4mtrmr tto 1 1 7 -- 11 aad rrtwnil-- mt -- * eteliee. f'.srnaa* fro* tala ft-- atoll to -- to If tto r-- y -- a mrun at* ta t o m t* a a n a aa tto parHto tort* -- ttmm tlaa to 11'.* fa*. J^rm tnvml mt tarn 2mantmry mt to to-- at mt *-- , ii* 1 a i a n t atoll to affaat&va ttmm Maly l , 19B2. ato r>*ln la fora* and mttmmt u t U J*aa 30 1933. It tto said 'iur*-.-' ta* tonartaaet of Car-- ree atoll la writlac Maria; tto ctTJ1y. 1933. notify tto ft>-rnr af ttolr lataatlaa -- * daclrw U aaatlm a ncih atudlm far aa UltUial twalaa aarth ^sriol. than a^i la aush want tats a^rwaaact atoll urn ttnnal laiad ****"" 9i *** aspirin aa Jx*m 30. 139. and tto Cmnaagr adll .tojr toward auto mxpmutrn for saofe taalra *,lr warlad tto -- af #8.000 t* tto -- r aa toralatofara t-- aanco >y thalr toly _____________ _ 1933. * * * partiaa tor torauato sat tia lr ' affleara t i l l ^ i 1II KW|) nt dla-9: UfMtar WKTIMahX'.A* .If'. . `JL'catarv _>'.x*T Zlua U.' -i"*'*#? O* Q O M U 8 Xmpmvrm*L__ . 1M3. <. ea J\one ?7, irr Cr fi. fi. S^jrtri, Ch iaf 9ur{tofif Halted State Bureau of Unat, ashin*ton, C. C. Cear It . Sajorai Herewith are the tuo coole of the co-operatie Mreeeaat between the Separtrat of U m and the Metro-xlltaa Ufe IMurane Company, ai*nd by Ir. Ecker, Prealdest. Sincerely y^ure, AaaUtant Hedleal ~ rector JU" Ht (//'* ukmk&sta' u n lisauKx ocunun Ihle n jw i h Ai )gri kHMa tba Dopartaamt f ` ----- t u tba Ualtad ItoM, attac tbrnfib Ui M r m of H i n (hiNiuiut i M U* *fcw*) uA Urtwpiiiu* lifo IiiuruiM Cospomy X*v Tnt, 5 (iwwluiittf itfitnA tt tto a^Miougrs)< tlTTSSSXTlII Th griTMm in co&zldaratlon of tba entsuti hsrln ante by tba Soravy tcrttt tt coalisa ad oxtoad lit itattM M* M a i ooMoatai at nabar, Ociaba, and Plttotonh PaaaoylvMla. fr tM lUdr ad M U t n t l n of rielntti7 m m m of aileitM of taUe aapaalM. 9m laroca tinti to fanlab all wiw nantais, com pilt, totaninoi staff, laboratory tfilynt, aopaniolaa, aa ai lea aaoaooory ta oaadaat a aitala af aofflaioat oopoolty ta ataca oarafol antaatlaa af all aoab iloyooo toltola tbaalvo far ttttlMlln at laaat saos dorias oaah tvolvo aa&tba parlad af tbla oomfcnat. 9 a Satana tpni that la aiiltiaa ta fanlablas iba aaHant -- t i oui abavo it 111 apaarl or etut ta ao pttit la oaab alfe tba etto aa f It.000 -- rally seopt a prvida!. this affe ball to carriol aa uadar tba aparUaloo aai dlnatlaa f tba I m a ln * saanar satisfactory to both portloa aarato aal aa poraoa o m II to malate ln ab work taat la objoatloaablo to iba "npawy or Ito offlean 9m plea of tba Immoti,;otlo& 111 to in ecoroano lth taa attachai tomtatIr outllao fu pisa may to cujf*d by tuai tttm l of oatb parti# to tbla oroooaal Publication of tba -- ulto of tblo inmoti^tloa oboli to adar taa oaatrol of tao Utractor of tba toroaa. All waaoooripto. ooforo patlloatlaa, nail to autolttoA to tM Ceapamy for oanaaat aad arltlalaa. Qua ManitapMat ill a aai la tba jnblloatiaao of tba oaooon tlaa of tba Pinny r *J 00f V :5 m tarane a a e m m m OS te tte * Spada, Iim . ferab 1 , U t * r. J. X. hnBiih, Soeoad Via ft .. Motropolitea lite Iaamaaeo Oo., I " ZoxkCity, l.i. t e r airi j, :-i te i Or i t e iMbit, fetetr fa r fet frl-Stote 2laa a aaoalatioa, apokote telo aerala tboot tho litio x% it t /mi km, 1 bolsi ' *y te * Botsopolltea U fo _ tho 0.8. Baro of Miao* dlatrlet, j alati?. tbo tlto operate of thi te r ra p u iM , thot i t te tefeB7 I t e w aodhoIIaar Ull Ut boro oorrladQreop ite ado telale tedi ogroot r;. oj oitteo of (ood la tea lab te M Z boro poraonally bota la roteor elooo tote idte tho of bo Cllalo at Flohor, bol^ for o tlao oboista of tbo te* lo ao Mattea bot teot tela oliale kas dea o ut ooat te thomad te* alalaf imponim ad, Zfool ladlsoetlr aad . te tbo ooay mijriai te Oro laaaroao*. tee* or Ikte* f * 1arofar aor fballlar ite teoa oa I, bot I Juat j tbot lt oald boo froot dleoppelatatt te w if tbo te itedraa ita old. traly joure, Oovla/UI (SXQKBD) r . B. Boria* v..#tt M K *+tx* o m fm * Aw cuno* M MT* uni iMl* Cftpy f o r ~r . A. J . Lan** r*n*J7 22, t?^ 2r. R. R. Separa, Chiai 0. I. B a r ot Macs, tfiingt, 9. e. Om u t Dr. 3r*r: . a beva baaa dalapad hjr aiekaaaa la croplatlac U rttiihi eerraspoadsaea, hleh la aaat foraard for j w lafoiaatlna. Ai aatsrial adorad kiaalA lliaa a trtieli la Ua aatt ' -- *--- ditloa <xt ta opila Olefca -- aa aditisa hlch 1 idslj na thm^uat he PnUU Stato -- iftyus* V 9r* Usar saddlacsaslag tha malte ad m t f Ite oopatite aitala t fichar. fhla artteti l u m a l coasldarahla rltldaa i r m tha atea fimsn, ho de et approdata tha vida ytelUUf ta urtate am a li tallatics. riaiifUy a rata ta Dr. Kariaathar a htewif 1 , alllag hls ttoatloa ta tha faat that ha had ai ampliad ith tha aepaxatlaa aaatract totoaea tha tena of Xiaae aai tha Aseeelatioa, shleh rafallas that oMMerlpti ha nbaittad te tua assoeiatloa hafoia pahlloatlro, ad that sdamaled-- sat ha lvaa sf tha aeopantlm f tfe* esaaiatlm. Zt aa aaaaaod that thla as sarai? sa '>nnl^l aa Dr. Hsrlasthar* part, *ad it as erosaqaeatlr a fnat sarprlsa to rasala Ala tetterei Pshnuay 7, atallac that thla as et tha ases, ad d&vihg a latarpaatatlea ef tha oeatraet ahiah a faal 1 salirti? ithoat hacia. U s lattar nais it glCTOBB MUM A* tea Zadastrial intim ii ai? a,W5, tei mtto ha# beta uadar e a i U m t l for claalac W# have m fall tiae alari# lursa than aho ad 2,071 viali# par aorsa 2arGr#2*SSL,Sm!l!i!!i ^ iL!? ** Tj4t?* tf5* ^ J S S : " r " *l w ^ BBTMtt Pi*ted out that to" *" -Dr. UeCan&aU i# a n la Canada visiting Aabaato# and it i# net icae1 teathar or aot ha ha# goat to Thatford Mia, th*r " ! * TM T w p liaatad prablaa la teetferd lliaas and that ha hosad a study oauld oa aada of tha .lini;, tha #aa1 al oaaditlaa# la tha aanaltj, and tea aursiae arrlo la nlatlia ta tha# but aot tha -- - v* frw * 1 M "tdlif ,*m i * ttotfard Mia#, -Or. Cartiar and hi# disiai tha la^triA coaai#^ #f td* Br. ViddL, a I.B. aspa* ite troiai* at JahaaBophia/ la Madlcal H**tarf tea alma, ad tha apLejrsrs. fin uaias fasi that tha aadital aarviee of tha Zadastrial Caa1ss1m ad af ha Uai uadar Or. Cartiar ara taa omaervativ# ad pvavaat Ima i n a proemia **d |tUi| alala, tea ualea# put pnasurn a tha Prtmjttaitr tee appaiate* a rm rtttaa f aa dettar ad ma fianr te lamsticate olaias. tea Pria Mtaister thm pai tha# appeidtea# m tha pagmU ef ite Industriai C-- 1sica withaut tha Canal#s it a ' lmaaladga. Or. Tidal ohjaots. Ih aining oteteBa wjr nueh oaoaaiaad aad aa arcua psUayboldsn bava to tha Matrapalitm for tei aa ha# tha Zadastrial Ite unturi iah te prona that vai? alaar with Tobaroalaala has a i far esnponsatlan baoauae ha orted la tha ala tesgr ballava tea sbatto dust of tha ala ausaste T.B. Or. Btzaatte rai#a# tea quastiaa ef prcvidlag I.B. bada, saying that there la a 4,000 bad hertsgs la tha previa ef Quabaa. Or. Lsasa stated Dr Gsrdaar's ark at Sanaa teased teat than as me ralstimship btmm T.B. aad sbsdtss dust. Ifeferta&ately Or. Qarfeer* deathte# dslsysd tha rasssrsh Invalvad aad tea teetferd Haas loiters a n in asaateat tauoh vlte Or. Lanaa to saa hat eaa ba doaa ta fat positive pmaf teat T.B. aad adbaatea an aet niated. than la a faar teat Or. Tidal nay bs fired aad teat tea m l m ill put la lie am aedleal iu ha night ba af lafariar aalibar. Or. M a t t e aakad if tea miaa ia a part af ha Cathalie aymdiaata. tea Prim Miniatar la mfrisadZp te international mima (tea A.F. of L. aad tea C.I.O.) Or. Buzaatte raiaad tea quastloa ef halag Or. Bmam aad Miaa Girard go to Ihetford Minaa - 2- It tu agree* to emit Or. McConnell's report,to postuns m..- , -- *<-- P.IS5- a. <pm. SXR7ICXS >OR CLOSES Sd a* ti0," d * *}* * aerrieee for consideration for closing efalch Ids. <n0w bad prepared It erne agreed that these would not be closed until there is sn amart^iiv for either Hies Snow or Mias Girard toiikei fiold visit. " opportunity SBSZE1 ^liofkceSlrcCom^pa^nytito^eaJrdt+t.hreUiTd0AbIiTbe'!foMr*erwye10oa*a*a*ff*iliate.*tuWteudneowohfavteheanInattertnma*tional aaef a^nk^eetaoliowhniJtEeeSof^vitsitrs p,aefrlyyeear beeaaaetos#o nIuntoehrnoafthieonraltiHnieciksslsppettiineSClcynnarunnv. . ZZ'JSfuZ S S * K . to Z 4 r,,,M* 01 *" " * c" S r ^TLT STE. V1HII Dr. Idunette pointed out that the District Office for Sault Ste. Haris is in Michigan. tb" *rflo#* * *11 -have the prohlan of deciding what to do ibout the aaleried lures there, lliaa Snow and Miss Girard will visit in Ingust. U TOQPI ?" PPfo^d this for closing. Through a visit Mrs. McCullough nods liniaacteitvoe.a!Iit/wda2s,sagirLe!eidSttoieSeil,oWao4 service asP^of Odoit"obor 1srte.signed, the osrrtoTi. aow THB HHKZ T.W.A. TM KMrvnr. The Director, idee LsCsnpte.plannedto resign in July and Vise Girard was consulted about getting a euseasear. Consideration was givne to lending one of our bad lurses. if necessary, and Vise Girard postponed her vaeatlin to hserfi* the situation. Dr. Biznette reported that tha Chairs of tha Board was willing to wait tad that Vlas Lo Ceapte also had agreed to wait po that no loan from tha Mstropellt was noeaeeazy m jg a g Am oriH ram w ,smmm m MaismnTM pogntata mu^ Dr. aunette said Visa Girard did not feel that any of our prssont Supervisors or Seed tltte lurses in Vontreal were reedy to undertake tho Directorship of the Vontreal v.s.A. Dr. aunette painted out that we have two groups of Supervisors! one, the older vonasi end the other, the younger womo who are Bead Varese. He reload the quest! of civingthee tisn background through our staff institutes. Vise Hsapt sxplai&sd that this preUan exists In all of eur servloss a d that tho very natureof our work se n insuroo coapsay Bakes it inpesaltle to havo loeal advisory coaittsss end to give our Hureos experience in werklag with Boards of Direstors sad volnteera, la devwleplag budgets and In having the sans kind of contacts in tha nr-- sillj shioh are do by a V.lTL !t was suggested that we eight ealoet one or tea lurses nth potentialities In tens of personality and ability who night bo given scholarships to study adtinlstratlan end to havo actual field experience in a wall organised loeal V.H.A. It was agreed that this would ho disousssd with Viss Girard later. Dr. Burnetts fools that our lurses also need help in ***t<g with parscnnal problaas as naay of tha anrslng setters which havo osne to his attantlcn since Miss iharn's death have be personnel questions vhioh he feels the Loeal Supervisors oeuld have handled - 5- themselves. Ml* Haapt f*lt then ere possibly tee reasons for thl*i 1. That the Supsrriaora hate not been clear a* to their responsibility end this couxd be corrected by a aere specific statement in their Job analysis, and 2. That they hare not been taught how to handle thea. It was felt this would be a subject for Mias Girard to handle la faotrwal. TM TORVEOanum sopranams a opime. thi* 0<mrM Ottawa and felt it was suitablo for workers down Captain* level. Mis Haapt anntloned her recant eonfereoe with Mr. Rhoads, and Jr. Bruner and the agraensat to haws this coarse given to the Territorial Supervisor* in Dscaabar. Dr. Burnette agreed that Mise Girard attend this aesaion and from it decida *LgT,B ar\ ! TM * r abaal& * Minted for the Montreal Supervlaora or whether Miss Girard herself coaid aaka the nooeseary adaptions. W B i m i m g J P PAXgg 9f 1 " iuaatrong brought up tho question of sanding out the letter of July, 1947, in regard to policy numbers and dates of issue. Dr. Burnette said he had its distribution la r.e/ut amnceaents for m i ST. ELIZABETH T J I.4 - TW mWQWffl Cr. Musette reported that this affiliation has besa alosad and the V.O.S. is now tho Metropolitan work. ^ Dr Biznette asked how to handle eaaea which the St. Elisabeth V.I.i. had boon carrying and which were-not finished by the date of oioslng. It was agreed to pay for the necessary care to liniah thase easts. . 4 Dr. Birnotte raised tho sane question in relation to La Tuque where a salaried Nurse will be disoontinned at a siren data. It was felt la this ease that the Hurss not be continiiad on tho payroll and that aha would have to help the policyholders sake other axraageaent* for nursing serviee in the cosmonity. Director of Hursing Bureau el