Document 6b1mEQaGV4nYZbd5MZ6YqLq9g

specific hazards qf a particular company .or industry which are sub* jeeted to a much greater hazard than any other part of that industry or any other industry. The second answer to the question, however, from the standpoint of prodfli&k liability, is that the insurance industry in general trill write the policy on an occurrence basis. What they are going to want to know in a particular industry is wEat are the" RaSrcls to` which that company is exposed? And they will try to measure the rate that they charge in the light of those hazards. But. as an additional 'point, for the company that1 is exposed -by -virtue of the'nature-of its produet to damage arising out of the toxie effects, it is most impor tant that they should have their policies written on the occurrence bams. 1 think in the main it will be an insurable risk on an occurrence basis. MODERATOR AI1EARX: Dr. McGee. DR. McGEE: I disclaim any knowledge of produet liability poli cies. As a physician. 1 would hope that no device or arbitrary fac tors would ever lessen the desirability and need for a manufacturer to know those things about his products which are reasonable and whieh he should determine prior to their use. MODERATOR AHEARX: Thank you very much. The next question is: * Inasmuch as your industrial experience has Iteen quite broad, what, based upon tbat experience, do yon think constitutes the average corporate philosophy concerning management s responsi bility for the safety and protection of its employees?'' Dr. Baehman. DR. BACHMAN: I think this is rather an interesting question, and. of eourse, can only lie answered on the hams of one's own ex perience ; and I think in arriving at any statement or any thought concerning what the average corporate philosophy is today, one must jetdew what has happened over the course of one's lifetime. The gen eral approach to safety 30 years ago was quite different from what it is today. The companies that were mostly interested in the safety of their men were, in a large measure, those companies where you had sort of a iiatemalistir feeling between the owners of the company and towards their men. 1 don't think there was much of a concerted effort for safety. Some, perhaps, lint not too great. Then as time went on and we grew, we have had a change in economic and sociological conditions. 1 think we haw had manage ment people, as a whole, become much more socially conscious towards tlieir fellow man nml conscious of their obligations to him over this 30-vear period. That has created o great deal of difference in the approach to developing safety measures for employees. [262] gj . . -*t*. * ? . a-:-*-.-.- In add that safety very defin: economy. ] products h more ldone" complicate! "With i increasing. rghffV; obtain sSuyv ^jpjiSduetion "in the liest that he wc fatality wo ' duetion tit; and these approach thas been s in the wor! Again agemem tc increases a onr organi plant." At difficulties From years wbc question r. today hv it is likely teristic in MODI MR. jeot. 1 <lo years ago phihisophy manes thi* and they > Now t spend giv: true of ui