Document 37eQoE0Q714DVY3r1aONJorj0
f STOCK aOMPAWY
GENERAL-AUTOMOBILE LIABILITY POLICY
GA--9
HOMETHE
INDEMNITY COMPANY
98 35 21
PLAINTIFF'S EXHIBIT
ew Hampshire-
DECLARATIONS
I.
Nirt "nTMAddress
H! Chicago Fire Brick Company
Etal (See Endt. #1) 1467 N. Elston Avenue Chicago, Illinois 60622
cMANUS S PELLOUCHOUD. INC.
INSURANCE COUNSELORS
T1ohone: 427*1961
1 41 W. JACKSON BLVD.. CHICAGO. ILL. /
Item 2. Policy Period:
From 1/1/801/1/81
12.01 A.M., standard time at the address ot the aaaed Huand as stated herein.
37549_____________ Productr No.
19XL OPC
The named insured is: Individual Partnership^^ Corporation joint Venture O Other
. Audit Period:
D Monthly tAl Quarterly (B) Q Semiannual (0 B Annual (01
3 yrs. IH)
Q None (W1 (SIC 50-39^
Business of named insured is Manufacturer of Building Materials & Refractory specialties
'te^ 3. The insurance afforded is only with respect to the Coverage Partis) indicated below by specific premium chargets) and attached to and forming a part of
"s ***
____________________________________
_________________2-12-aOmem,
Ceveragi farts
Firm Nembir
Advance Premiums
Comprehensive General Liability Insurance
H 21013 (F) * 59.484.00
Premises Medical Payments Insurance
3
Contractual liability Insurance Personal Iniury Liability Insurance Basic Automobile liability Insurance
L 9484
Included
3
H 21015 (F)
Included
$
Comprehensive Automobile Liability Insurance
3
Automobile Medical Payments Insurance
3
Garage Insurance
3
Uninsured Motorists Insurance
3
Automobile Physical Damage Insurance
3
Other
If. Policy Period is more than one year premium is payable
Effective Datett
1st Anniversarytt 2nd Anniversarytt
TOTAL ADVANCE PREMIUM
The first and second anniversary premiums do not include the premiums for automobile coverages if applicable.
57.484.00
Endorsements attached to policy -not aeolicablo In Texas
Countersigned by
1 XA Ns___ Al\.
AutftortZMd RMomtAtath*
if the Policy Penod <i more than o*e yev TTW oremuimt stow* for Fiiod Eiwsort hazardi art the fall ihrt* roar
Aay
Tor Sahtecl-T*-A^it hurdt art lh# **ol dwtit o*-
m.wNH. ftAny armao i Otvotu tn<Mi tor Sohtocl-To-hipdit hazards art aavafcte u of tkt fttoctire date aad each aaoitonan dau, mhothoe * wt M rm*i*t*r ot prtwlo* it MM*1* a* loiunmtmii
H26218F ED i 1 73 REV 3 79 AG-OO-O'
Chicago hire Brick Annual Reports & Insurance 000226
HOMETHE
INDEMNITY COMPANY
---------- Manohefr, Nw Hampahira--------(A stock irmjrsnct company, htro*n cailod tho company)
In consideration of the payment of the premium, in reliance upon the statements in the declarations made a part hereof and subject to all of the terms of this policy, agrees with the named insured as follows:
DEFINITIONS
When used in this policy (including endorsements forming a part hereof):
"automobile" means a land motor vehicle, trailer or semi-trailer designed for travel on public roads (including any machinery or apparatus attached thereto), but does not include mobile equipment;
"bodily injury" means bodily injury, sickness or disease sustained by any person which occurs during the policy period, including death at any time resulting therefrom:
"collapse hazard" includes "structural property damage" as defined herein and priperty damage to any other property at any time resulting therefrom. "Structural property damage" mttns the collapse of or structural injury to any building or structure due to (1) grading of land, excavating, borrowing, filling, back-filling, tunnelling, pile driving, cofferdam work or caisson work or (2) moving, shoring, underpinning, raising or demolition of any building or structure or removal or rebuilding of any structural support thereof. The collapse hazard does not include property damage 111 arising out of operations performed for the named insured by moependent contractors, or 12} included within the completed operations hazard or the nndergrannd property damage hazard, or (3) for which liability is assumed by the insured under an incidental contract;
"completed eperatieas hazard" includes bodily iajvy and property damage arising out ol operations or reliance upon a representation or warranty made at any time with respect thereto, but only if the bedlly injury or property damage occurs after such operations have been completed or abandoned and occurs away from premises owned by or rented to the named insured. "Operations" include materials, parts or equipment furnished in connection therewith. Operations shall be deemed com pleted at the earliest of the following times: (1) when all operations to be performed by or on behalf of the named insured
under the contract have been completed,
(2) when all operations to be performed by or on behalf of the named insured at the site of the operations have been completed, or
(3) when the portion of the work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project.
pleted operations hazard or the underground property damage hazard, or Id) for which liability is assumed by the insured under an incidental contract;
"incidental contract" means any written (1) lease of premises, 12) easement agreement, except in connection with construction or demolition operations on or adjacent to a railroad. (3) undertaking to indemnify a municipality required by municipal ordinance, except in connection with work for the municipality, (4) side track agreement, or (5) elevator maintenance agreement;
"insured" means any person or organization qualifying as an insured in the "Per sons Insured" provision of the applicable insurance coverage. The insurance afforded applies separately to each insured against whom claim is made or suit is brought, except with respect to the limits of the company's liability;
"mobile equipment" means a land vehicle (including any machinery or apparatus attached thereto), whether or not self-propelled, (1) not subject to motor vehicle registration, or (2) maintained for use exclusively on premises owned by or rented to the named insured, including the ways immediately adjoining, or (3) designed for use principally off public roads, or (4) designed or maintained for the sole purpose of affording mobility to equipment of the following types forming an in tegral part of or permanently attached to such vehicle: power cranes, shovels, loaders, diggers end drills; concrete mixers (other than the mix-in-transit type); graders, scrapers, rollers and other road construction or repair equipment; aircompressors. pumps and generators, including spraying, welding and building cleaning equipment; and geophysical exploration and well servicing equipment:
"namsd inxered" means the person or organization named in Item I. of the decla rations of this policy;
"named insured's products" means goods or products manufactured, sold, handled or distributed by the named insured or by others trading under his name, including any container thereof lother than a vehicle), but "earned insured's products" shall not include a vending machine or any property other than such container, rented to or located for use of others but not sold;
"occurrence" means an accident, including continuous or repeated exposure to conditions, which results in bodily Injury or preperty damage neither expected nor intended from the standpoint of the ineurea,-
"pelley territory" means:
(1) the United States of America, its territories or possessions, or Canada, or
Operates which may require further service or maintenance work, or correc tion. repair or replacement because of any defect or deficiency, but which are otherwise complete, shall be deemed completed.
(2) international waters or air space, provided the bodily injury or property dam age does not occur in the course of travel or transportation to or from any other country, state or nation, or
The completed eperatieus hazard does not include bodily injury or property damage arising out of
(a) operations in connection with the transportation of property, unless the bodily injury or preperty damage arises out of a condition in or on a vehicle created by the loading or unloading thereof,
(b) the existence of tools, uninstalled equipment or abandoned or unused ma terials, or
(c) operations for which the classification stated in the policy or in the company's manual specifies "including completed operations";
"elevator" means any hoisting or lowering device to connect floors or landings, whether or not in service, and all appliances thereof including any car, platform, shaft, hoistway, stairway, runway, power equipment and machinery-, but does not include an automobile servicing hoist, or a hoist without a platform outside a building if without mechanical power or if not attached to building walls, or a hod or material hoist used in alteration, construction or demolition operations, or an inclined conveyor used erclusively for carrying property or a dumbwaiter used exclusively for carrying property and having a compartment height not exceeding four feet;
"eiplasien hazard" includes property damage arising out of blasting or explosion. The expiosieo hazard does not include property damage (1) arising out of the ex plosion of air or steam vessels, piping under pressure, prime movers, machinery or power transmitting equipment, or (2) arising out of operations performed fair the named insured by independent contractors, or (3) included within the com
(3) anywhere in the world with respect to damages because of bodily Injury or preperty damage arising out of a product which was sold for use or consump tion within the territory described in paragraph (1) above, provided the original suit for such damages is brought within such territory-,
"products hazard" includes bodily injury and preperty damage arising out of the named insured's products or reliance upon a representation or warranty made at any time with respect thereto, but only if the bodily injury or property damage occurs away from premises owned by or rented to the named insured and after physical possession of such products has been relinquished to others;
"property damage" means 111 physical injury to or destruction of tangible prop erty which occurs during the polio period, including the loss of use thereof at any time resulting therefrom, or (2) loss of use of tangible property which has not been physically iniured or destroyed provided such Toss of use is caused by an occurrence during the policy period;
"underground property damage hazard" includes underground property damage as defined herein and property damage to any other property at any time resulting therefrom. "Underground property damage" means property damage to wires, conduits, pipes, mains, sewers, tanks, tunnels, any similar property, and any apparatus in connection therewith, beneath the surface of the ground or water, caused by and occurring during the use of mechanical equipment for the purpose of grading land, paving, excavating, drilling, borrowing, filling, back-filling or pile driving. The underground property damage hazard does not include property dam age (1) arising out of operations performed for the named insured by independent contractors, or 12) included within th* completed operations hazard, or (3) for which liability is assumed by the insured under an incidental contract
SUPPLEMENTARY PAYMENTS
The company will pay. in addition to the applicable limit of liability:
la) all expenses incurred by the company, all costs taxed against the insured in any suit defended by the company and all interest on the entire amount of any judgment therein which accrues after entry of the judgment and before the company has paid or tendered or deposited in court that part of the judgment which does not exceed the limit of the company's liability thereon;
(b> premiums on appeal bonds required in any such suit, premiums on bonds to release attachments in any such suit for an amount not in excess of the applicable limit tf liabdity of this policy, and the cost of bail bonds required
of the insured because of accident or traffic law violation arising out of the use of any vehicle to which this policy applies, not to exceed $250 per bail bond, but the company shall have no obligation to apply for or furnish any such bonds;
(c) expenses incurred by the insured for first aid to others at the time of an acci dent, for bodily injury to which this policy applies;
Id) reasonable expenses incurred by the insured at the company's request in assisting the company in the investigation or defense of any claim or suit, including actual loss of earnings not to exceed 325 per day.
Chicago Fire Bnck Annual Reports & i--nnnr27
> i
Attach Coverage Partfj) and EndorsernentU) (If Any) Here
CONDITIONS
1. Premium: All premiums for this policy shell be computed in eccordence with the company's rules, rates, rating plans, premiums and minimum premiums appli cable to the insurance afforded herein.
Premium designated m this policy as "advance premium" is a deposit premium only which shall be credited to the amount of the earned premium due at the end of the policy period. At the close of each period lor part thereof terminating with the end of the policy period) designated in the declarations as the audit period the earned premium shall be computed for such period and. upon notice thereof to the named insured, shall become due and payable. If the total earned premium for the policy period is less than the premium previously paid, the company shall return to the named insured the unearned portion paid by the named insured.
The named insured shall maintain records of such information as is necessary for premium computation, and shall send copies of such records to the company at the end of the policy period and at such times during the policy period as the company may direct.
2. Inspectien and Audit: The company shall be permitted but not obligated to inspect the named insured's property and operations at any time. Neither the
company's right to make inspections nor the making thereof nor any report there on shall constitute an undertaking, on behalf of or for the benefit of the named insured or others, to determine or warrant that such property or operations are safe or healthful, or are in compliance with any law, rule or regulation.
The company may examine and audit the named insured's books and records at any time during the policy period and extensions thereof and within three years after the final termination of this policy, as far as they relate to the subject matter of this insurance.
3. Financial Responsibility laws.- When this policy is certified as proof of financial responsibility for the future under the provisions of any motor vehicle financial responsibility law. such insurance as is afforded by this policy for bedily injury liability or for property damage liability shall comply with the provisions of such law to the extent of the coverage and limits of liability required by such law. The insured agrees to reimburse the company for any payment made by the com pany which it would not have been obligated to make under the terms of this policy except for the agreement contained in this paragraph.
A. insured's Duties in tha Event ef Occurrence, Claim ar Suit:
lal In the event of an occurrence, written notice containing particulars sufficient to identity the insured and also reasonably obtainable information with respect to the time, place and circumstances thereof, and the names and addresses of the injured and of available witnesses; shall be given by or for the insured to the company or any of its authorized agents as soon as practicable.
6. Other Insurance: The insurance afforded by this policy is primary insurance, eicept when stated to apply in excess of or contingent upon the absence of other insurance. When this insurance is primary and the insured has other insurance which is stated to be applicable to the loss on an excess or contingent basis, the amount of the company's liability under this policy shall not be reduced by the existence of such other insurance.
When both this insurance and other insurance apply to the loss on the same basis, whether primary, excess or contingent, the company shall not be liable under this policy for a greater proportion of the loss than that stated in the applicable contribution provision below:
la) Contribution by Equal Shares. If all of such other valid and collectible insur ance provides for contribution by equal shares, the company shall not be liable for a greater proportion of such loss than would be payable if each insurer contributes an equal share until the share of each insurer equals the lowest applicable limit of liability under any one policy or the full amount of the loss is paid, and with respect to any amount of loss not so paid the remaining insurers then continue to contribute equal shares of the remaining amount of the loss until each such insurer has paid its limit in full or the full amount of the loss is paid.
(b) Cautributiun by Limits. If any of such other insurance does not provide for contribution by equal shares, the company shall not be liable for a greater proportion of such loss than the applicable limit of liability under this policy for such loss bears to the total applicable limit of liability of all valid and collectible insurance against such loss.
7. Subrogation: In the event of any payment under this policy, the company shall be subrogated to all the insured's rights of recovery therefor against any person or oigamzation and the insured shall execute and deliver instruments and papers and do whatever else is necessary to secure such rights. The insured shall do nothing after loss to prejudice such rights.
1 Changes: Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this policy or estop the company from asserting any right under the terms of this policy: nor shall the terms of this policy be waived or changed, eicept by endorsement issued to form a part of this policy.
S. Assignwent: Assignment of interest under this policy shall not bind the com pany until its consent is endorsed hereon; if. however, the named insured shall die, such insurance as is afforded by this policy shall apply (1) to the named insured's legal representative, as the named insured, but only while acting within the scope of his duties as such, and (2) with respect to the property of the named insured, to the person having proper temporary custody thereof, as insured, but only until the appointment and qualification of the legal representative.
lb) If claim is made or suit is brought against the insured, the insured shall im mediately forward to the company every demand, notice, summons or other process received by him or his representative.
ic) The insured shall cooperate with the company and, upon the company's request, assist in making settlements, in the conduct of suits and in enforcing any right of contribution or indemnity against any person or organization who may be liable to the Insured because of injury or damage with respect to which insurance is afforded under this policy: and the iussred shall attend hearings and trials and assist in securing and giving evidence and obtaining the attendance of witnesses. The iasured shall not, except at his own cost, voluntarily make any payment, assume any obligation or incur any expense other than for first aid to others at tha time of accident.
5. Action Against Cempaay: No action shall lie against the company unless, as a condition precedent thereto, there shall have been full compliance with all of the terms of this policy, nor until the amount of the insured's obligation to pay shall have been finally determined either by judgment against the insured after actual trial or by written agreement of the insured, the claimant and the company.
Any person or organization or the legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy. No person or organization shall have any right under this policy to join the company as a party
to any action against the insured to determine the insured's liability, nor shall the company be impleaded by the insured or his legal representative. Bankruptcy or insolvency of the insured or of the insured's estate shall not relieve the com pany of any of its obligations hereunder.
10. Three Tear Pelfct: If this policy is issued for a period of three years any limit of the compan/s liability stated in this policy as "aggregate" shall apply separately to each consecutive annual period thereof.
11. Cancellatian: This policy may be cancelled by the named insured by surrender thereof to the company or any of its authorized agents or by mailing to the company written notice stating when thereafter the cancellation shall be effective. This policy may be cancelled by the company by mailing to the named insured at the address shown in this policy, written notice stating when not less than ten days thereafter such cancellation shall be effective. The mailing of notice as aforesaid shall be sufficient proof of notice. The time of surrender or the ef fective date and hour of cancellation stated in the notice shall become the end of the policy period. Delivery o< such written notice either by the named insured or by the company shall be equivalent to mailing.
If the named insured cancels, earned premium shall be computed in accordance with the customary short rate table and procedure. If the company cancels, earned premium shall be computed pro rata. Premium adjustment may be made either at the time cancellation is effected or as soon as practicable after cancel lation becomes effective, but payment or tender of unearned premium is not a condition of cancellation.
12. Declarations: By acceptance of this policy, the named insured agrees that the statements in the declarations are his agreements and representations, that this policy is issued in reliance upon the truth of such representations and that this policy embodies all agreements existing between himself and the company or any of its agents relating to this insurance.
In WitiMV* Wheeeef, the company has caused this policy to be executed and attested, but this policy shall not be valid unless counter signed on the declarations page by a duly authorised representative of the company.
1 =* -
timothy P REAMES Secretary
HENRY P LENZ. President of THE HOME INDEMNITY COMPANY
CITY INSURANCE COMPANY THE HOME INSURANCE CO OF ILLINOIS
NUCLEAR ENERGY LIABILITY EXCLUSION ENDORSEMENT
MIMS FORM)
This endorsement modifies the provision of this policy relating to Ml AtfTOMORILE LUBIUTY. GENERAL LIABILtTT AND MEDICAL PAYMENTS INSURANCE OTHER THAN FAMILY AUTOMOR III SPECIAL PACKAGE AUTOMOlILt COMPREHENSIVE PERSONAL AND FARMER'S COMPREHENSIVE PERSONAL INSURANCE.
it is agreed that:
I This policy does not apply:
A. Under any Liability Coverage, to bodily lijory or property dOMgo
111 with respect to which an iosand under this policy is also an insured under a nuclear energy liability policy issued by Nuclear Energy Liability Insurance Association. Mutual Atomic Energy Liability Underwriters or Nuclear Insurance Association of Canada, or would be an insured under any such policy but for its termination upon exhaustion of its limit of liability; or
(21 resulting from the banrdoos properties of nuclear material and with respect to which (at any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954. or any law amendatory thereof, or (b) the htsend is. or had this policy not been issued would be. entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization.
B. Under any Medical Payments Coverage, or under any Supplementary Pay ments provision relating to first aid, to expenses incurred with respect to bodily injury resulting from the hazardous properties of nuclear material and arising out of the operation of a nuclear facility by any person or organization.
C Under any liability Coverage, to bodily iajary or property damage resulting from the hazardous properties of unclear material, if
(1) the nuclear material la) is at any nuclear facility owned by. or operated by or on behalf of. an Iasured or (b) has been discharged or dispersed therefrom;
(2) the nuclear material is contained in spent fuel or waste at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of an insured; or
(3) the bodily injary or property damage arises out of the furnishing by an insured of services, materials, parts or equipment in connection with the planning, construction, maintenance, operation or use of any nuclear facility, but if such facility is located within the United States of America, its territories or possessions or Canada, this exclusion (3) applies only to property damage to such nuclear facility and any property thereat.
II. As used in this endorsement:
"hazardous properties" include radioactive, toxic or explosive properties;
"uuclear material" means ssuice material, special auclear material or by product material;
"source materlaf", "special nuclear material", and "byproduct material" have the meanings given them in the Atomic Energy Act of 1954 or in any law amendatory theroof;
"spout feel" means any fuel element or fuel component, solid or liquid, which has been used or exposed to radiation in a uuclear reactor;
means any waste material (1) containing byproduct material and (2/ .esultmg from the operation by any person or organization of any uuclear facility included within the definition of auclear facility under paragraph (a) or lb) thereof;
"auelear facility" means
(a) any nuclear reactor. (bl any equipment or device designed or used for (1) separating the isotopes
of uranium or plutonium, 121 processing or utilizing spent fuel, or (3) handling, processing or packaging waste, Id any equipment or device used for the processing, fabricating or alloying of special auclear malarial if at any time the total amount of such ma terial in the custody of the insured at the premises where such equipment or device is located consists of or contains more than 25 grams of plutonium or uranium 233 or any combination thereof, or more than 250 grams of uranium 235. Id) any structure, basin, excavation, premises or place prepared or used for the storage or disposal of waste,
and includes the site on which any of the foregoing is located, all operations conducted on such site and all premises used for such operations:
"auclear reactor" means any apparatus designed or used to sustain nuclear fission in a self-supporting chain reaction or to contain a critical mass of fissionable material;
"property damage" includes all forms of radioactive contamination of property
NEW YORK EXCEPTION; The "Nuclear Energy Liability Exclusion Endorsement (Broad Form)" does not apply to Automobile Liability Insurance in New York.
Chicago Fire Brick Annual Reports & Insurance 000229
COVEMCE PART
PERSONAL INJURY LIABILITY INSURANCE
For attachment to Policy No GA 9983521
, to complete said policy.
SCHEDULE
f--Personal Injury Liability
Coverage
S
Exclusion (c) deleted
1.000
Limits if liability
nil.000 aggregate |
% Insured's Participation
The insurance afforded is only with respect to perseail iejery arising out of an-offense included within such of the following groups of offenses as are indicated by specific premium charge or charges.
Snaps at Offenses A. False Arrest. Oetention or Imprisonment or Malicious Prosecution B. Libel. Slander, Defamation or Violation of Right st Privacy C. Wrongful Entry or Eviction or Other Invasion of Right of Private Occupancy Form numbers if eadursnmnts attached at Issai
7.57. 3.757 3.757
Advanct Premiums
*Incl. *Incl. *Incl.
i____________ let* Mmc Premium S Included
laMiaimum Premium S Composite
Rate
I COVEMCE P-PERSONAL IHJUIY UAIIUTT
The company will pay on behalf of the inured all sums which the inured shall become legally obligated to pay as Carnages because of injury (herein called "personal iijery") sustained by any person or organization and arising out of one or more of the following offenses committed in the conduct of the aaaed iesered's business:
Group A--false arrest, detention or imprisonment or malicious prosecution;
Group B--the publication or utterance of a libel or slander or of other defama tory or disparaging material, or a publication or utterance in violation of an individual's right of privacy.- eicept publications or utterances m the course of or related to advertising, broadcasting or telecasting activities conducted by or on behalf of the named insured;
Group C--wrongful entry or eviction, or other invasion of the right of private occupancy:
if such offense is committed during the policy period within the United States of America, its territories or possessions, or Canada, and the company shall have the right and duty to defend any suit against the iasared seeking damages on account of such personal iaiary even if any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or suit as it deems expedient, but the company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the company's liability has been exhausted by payment of judgments or settlements.
Exclusions
This insurance does not apply:
(a) to liability assumed by the insured under any contract or agreement;
!b) to personal injury arising out of the wilful violation of a penal statute or ordinance committed by or with the knowledge or consent of any Inanrnd;
(cl to personal injury sustained by any person as a result of an offense directly or indirectly related to the employment of such person by the named inured;
Id) to personal injury arising out of any publication or utterance described in Group B. if the first injurious publication or utterance of the same or similar material by or on behalf of the named insured was made prior to the effective date of this insurance:
le) to pursenal injury arising out of a publication or utterance described in Group B concerning any organization or business enterprise, or its products or services, made by or at the direction of any insured with knowledge of the falsity thereof
II. PEISOUS INSURED
Each of the following is an iasared under this insurance to the extent set forth below:
(a) if the named iasnud is designated in the declarations as an individual, the person so designated and his spouse;
(b) if the named Insured is designated in the declarations as a partnership or joint venture, the partnership or joint venture so designated and any partner or member thereof but only with respect to his liability as such;
Id if the named insured is designated in the declarations as other than an indi vidual, partnership or joint venture, the organization so designated and any executive officer, director or stockholder thereof while acting within the scope of his duties as such.
This insurance does not apply to personal Injury arising out of the conduct of any partnership or joint venture of which the insured is a partner or member and which is not designated m this policy as a named Insured.
III. UNITS Of LIABILITY; INSURED'S PARTICIPATION
Regardless of the number of (1) insureds under this policy, 12) persons or organizations who sustain perxatal injury, or (3) claims made or suits brought on account of personal injury, the total limit of the company's liability under this coverage tor ail damages shall not exceed the limit of personal injury liability stated in the schedule as "aggregate".
If a participation percentage is stated in the schedule for the insured, the company shall not be liable for a greater proportion of any loss than the difference between such percentage and one hundred percent and the balance of the loss shall be borne by the insured; provided, the company may pay the insured's portion of a loss to effect settlement of the loss, and, upon notification of the action taken, the named Insured shall promptly reimburse the company therefor.
IV. ADDITIONAL DEFINITION
When used in reference to this insurance:
"damages" means only those damages which are payable because of personal injury arising out of an offense to which this insurance applies.
H2IOI5F 2, 75
Chicago Fire Brick Annual Reports & Insurance 000230
(The Attaching Clause need be completed only when this endorsement is issued subsequent to preparation of the policy.)
COMFRENEMIVE BENERAl LIABILITY INSURANCE--MANUFACTURERS' ANO CONTRACTORS' UAIILITT INSURANCEOWNERS'. UNOLOROr ANO TENANTS' LIABILITY INSURANCE
LIABILITY
Adv-3009
CONTRACTUAL LIABILITY INSURANCE
(Blanket Covenie-Broad Form)
This endorsement, effective
112:01 l L. tindard time I
. forms a part of policy No GA 9983521
issued to
L 9444 ( 1731
by
liL I-' .
'..-J'^RDED
AS THIS ENDORSEMENT ATTACHED
TO POLICY WHEN ISSUED.
SCHEOUli
Am
, *1. tl ^J . U-*-- Autnonred Kepresrnliiive
Vr* .
The insurance afforded for contracfoal liability is only wrtti respect to sucti of the following Coverages as are indicated by a specific premium charge
applicable thereto The limits of the company's liability against each such Coverage shall be as stated herein, subject to all the terms of this policy having reference thereto
Advance Premiums
Limits tf liability
each occurrence
aggregate
t$
------ -------------------
%1
t
$ Tatal Advaaca Premium
Advauca Premiums
Ratal
ladllylalmy
Propofty OoMfo
B.L I PJ.
(a) Nr $100 of Coot (b) Nr $1,000 of Solos
Crreragv*
Contractual Bodily injury Liability Contractual Property Damage Liability
Pramlimlasta
(a) Cast <b) Sataa
Cada Na.
Dtsifaatiaa af Caatracta at Film tr Katv* la tba Campany
Included in Composite 3 late
All written agreements
J*
Tatal Advauca B.I. and P.D. Pretilt 1
The following eiclusions do not apply with respect to any "construction agreement":
The company, in consideration of the payment ot the premium and subtect to all of the provisions ot the policy not expressly modified herein, agrees with the named insured as follows:
I COVERAGES-CONTRACTUAL BODILY INJURY LIABILITY CONTRACTUAL PROPERTY DAMAGE LIABILITY
The company wilt pay on behalf of the insured all sums which the insured, by reason of contractual iaMHy assumed by him under any written contract of the type designated in the schedule tor this insurance, shall become legally obligated to pay as damages because of
bodily injury or property damage
to which this insurance applies, caused by an occurrence, and the company shall have the right and duty to defend any suit against the insured seeking damages on account of such bodily injury or prapnrty damage, even il any of the allegations of the suit are groundless, false or fraudulent, and may make such investigation and settlement of any claim or sun as it deems expedient, but the company shall not be obligated to pay any claim or judgment or to defend
(l) any arbitration proceeding wherein the company is not entitled to exercise the insured's rights in the choice of arbitrators and in the conduct ot such proceedings, or
(21 any suit alter the applicable limit of the company's liability has been
erhausted by payment of judgments or settlements
Eidusiom This insurance does not apply:
(a) to liability assumed by the insund under any incidental contract:
(b) (1) if the inund is an architect, engineer or surveyor, to bodily injury or property damage arising out of professional services performed by such insured, including
(I) the preparation or approval of maps, drawings, opinions, reports. surveys, change orders, designs or specifications, and
(ii) supervisory, inspection or engineering services.
(2) it the indemnitee of the insured is an architect, engineer or surveyor, to the liability of the indemnitee, his agents or employees, arising out of (i) the preparation or approval of maps, drawings, opinions, reports, surveys, change orders, designs or specifications, or (ii) the giving of or the failure to give directions or instructions by the indemnitee, his agents or employees, provided such giving or failure to give is the primary cause of the bodily injury or property damage:
(c) to boddy injury or property damage due to war. whether or not declared, civil wlr, insurrection, rebellion or revolution or to any act or condition incident to any ot the loregoing.
(d) to bodily injury or property damage for which the inoemmtee may be held
liable Chicago Fire Brick
Annual Reports &
Insurance 000231
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uotsiAip wuswujaAOl e o| Xgqajip puaj pue wap apjeoas ese pagoa sjagp gqns pue pajnsui pawn agi gqig* sue) uegi jagio saxet sapnpui pue 'jiedaj jo luiqiAjas uoiiepe^uj joj pouad Xqgod agi lunnp paljegq pue pouad Xqgod agi lunnp painquisip 10 pios spnpojd pue spool ge JO) auieu sig japun luipeji sjagp Xq jo puna*
pjcztg uonopia agi ([) uigp* papnpui altwep Xpadojd 01 |j)
Ipjeztg spnpojtf agi jo pjtztq tuoguado pawdwoo agi uigpo papnpui altwep Xpadoid jo Xjnlui Xppog 01 |b|
pawn agi Xq paljegq Xauow )0 lunouie ssojl ag| sueaw usa|es,, pjo* ag) 3
appagos agi ui papton aje suoisnpxa qons ssaiun X|dde (d) jo (o) suoisnpxa gqig* oi suogejado Xue |0 ;soo agi apnpui iou pegs )| anp jo pied apeui suoissiwwoq jo sasnuoq saoueaone saa| ge Iuipnpui sjagio jo pajntw ag) Xq pagsiujnj jagiag* gjoa gqns |0 uognoaxa agi ui asn
:Suissojq jo ssedjapun gauun) spag peoj sgqej) ansaji jo alpuq peojgej Xue iuipage JXpadojd peojpej Xue |0 |aaj Xpj) uigpi* suoijejado )0 ino luisue alewcp Xpadojd jo Xuilw Xppoq 01 |d)
loajagi luipeoiun jo iuipeoi jo pejqjaie* 10 jiedaj jo aoueuapnew uoi|qnj|suoq |0|no luisue altwep Xpadojd jo Xjnluj Xppoq 01 (01
joi pajaniiap jo pasn pagsiujni juawdinba pue sieuaieui joqei ge )0 jsoo
X|dde iou saop aquejnsui sigi
agi sapnpui h painsw agi Xq spejjuoo gqns japun pawnsse si Xpgqeii Xut jagiaga |0 ssaipjelaj wmwajd jo siseq agi si jsm,, goig* oi padsaj gp* aquejnsui sig) joj ajnpagqs agi ui paieulisap adX) agi |0 spej|uoq ge qp* uoipauuoq ui gjo* ge (0 isoq |eiO| agi sueaui _|MP,, pjo* agi [
.siseq uimwajd e se pasn uagjw sagdde aquejnsui sig) gqig* 0| pouad Xqgod agi tuunp o|ui pajama
sjgejjuoo uauu jagio ge |0 Xuedwoq agi X|i|ou pegs pajntui pawn ag| Xueduioq agi oi uaoug jo qp* am uo aji se sptiiuoq uaqu* gqns |0 lunoqqe uo uiniuiajd paiewgsa agi si ainpagas agi ui pains wmwaid aouiApa agx
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luipaaoojO uoi|ej)iqje Xue |0 pnpuoo agi ui pue sjoiejpqje jo aqiogq agi ui sigSu s.piintw agi p ge astqjaia oi pamiua aq pegs Xuedwoq agi
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suoisnpxa Igunopoi agi afqtqgddt iou se ainpagqs agi ui paieis ssaiun
leiuapiooe pue uappns si adeosa jo aseaiaj `lesjadsip aljegosip gons p Xpde iou saop uoisnpxa sigi inq jaiew 10 Xpoq jo asjnoo jaitu Xue jo ajaudsowie ag) puei uodn jo oiui siueinuod jo siue -uiweiuoo siueiuu jagio jo sieuaitw aiseu sasel jo spmbii 'sieotwaqo 31x01 sgeipt spot sawni 100s sjodtA agows |0 adeosa jo aseaiaj iesjadsip aljegosip agi 10 ino luisue altwap X|jadojd jo Xjnjw Xppog 01 (u)
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luasuoo s Xueduioq agi gp* paqiwqns sag pajntw ag) goiqa 0| jo pwqnt oi pajinpai si pajnsui agi gqig* 0| luipaaqojd uoqejpqje ue sapnpui ,,pnt,,
jauuew ap||uewgjo e ui auop aq gm painsw paweu agi |0 pegaq
:uisjsgi Xouaogap jo papp papadsns jo uuoug Xue |0 asneoaq asn wojj jo pgjew agi woj| uueipgiui aje Xgadojd jo gjoa spnpojd gqns g ged e wjoi
uo jo Xq pawiopad gjoa |tg) Ipitjjt* e jo spnpajd t.pajatig pawn ag) gjou jo spnpojO gqns goigju (0 Xgadajd Xue |0 jo pajnsui pawn ag) joi
10 Xigenb jo tsaupj ag) |0 Xjueuea e japun Xigiqeg Iuipnpui sc panjisuoo aq
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:(Xqgod agi |0 lied e Iuiwjoi siuawasjopua Iuipnpui) aquejnsui sig) 0| aouajaiai ui pasn uagM
jo Xq pepidwoa gjoa jo spnpojd s.pojosoi poawn ag) |0 asn 10 ssoi jo `luawaqtjdaj `jiadaj uoipadsui ieejpg)uii agi joi pawieio salewep 01 ||)
:gpajagi uoipauuoq ui pagsiujni luawdinpa jo sped sieuaiew to ino jo `(oajagj uogjod Xue jo gjoa ag) p po luisue pomsw painu agi |0 pegaq uo jo Xq pawjogad gjoa 0) altwep /((itdOJd oi (g)
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aqoaunqqo auo |0 |no luisue se pajapisuog aq pegs suoippuos pjaual awes agi Xgegueisqns oi ajnsodxa paieadaj jo snonuguoq |0 ino lursue alttaap Xuadojd pue Xjnfui Xppoq ge 'Aigiqeg s,Xuedwoq agi |0 pwg ag) luiuiwjaiap Iff asodjnd agi joj-4*qn alawto Xptdojjpue Im(ii| Xppog(enpejpmj
pajntw pawn agi oi patuaj jo Xq pauMO sasiwaid wog Xa*e palojd goes oi padsaj gp* Xjajejedas sagdde X|igqei| jo pwg aielsjlle gqnj .aielajlle,. se atnpagqs agi ui paieis Xpgqeg altwep Xpiedaid |0 pwg agi paaoia iou gegs sagdde aieianoo sig) gqiga
spnpojd gqns |0 ped Xut jo spnpojd gqns |0 ino luisue spnpoid s.pomsw pawn agi 01 altwep Xgadojd oi (f)
^emai ut uegi jagio uoqenueljo jo uosjad Xue Xq asn 01 pd uaaq aneg gjou jo spnpojd gqns jage pajnsui pawn agi |0 pegaq uo jo Xq pawjogad gjoa jo spnpoid s.painsui paweu agi 10 uoipnjisap jo 01 Xjnfui leqisXgd ittuapisqe put uappns agi woj| luignsaj Xgadojd aiqiluti jagio p asn |0 ssoi 01 X|ddt >ou saop uoisnpxa sigi pq
ipejnsui paono agi Xq paiuasajdaj jo paiueue* Xjqiqejnp jo ssaum `Xigenb aoutwiogad |0 itnat agi |taw 01 pajnsw pawn agi |0 pegaq uo jo Xq pawjopiad gjo* jo spnpoid s.pawsw pawn agi 10 ajn|iei agi (3)
oi altwep X|iadojd ge |0 asneoaq salaanp pe joj Xuedwoq agi 10 Xppqeg
leioi agi .aquaunqqo gqea.. luipadsaj uoisiAOJd anoqe agi oi palqn$
..eaueunqqa gqea,. oi ajqeqgdde se ainpagqs agi ui paieis Xppqe<t altwap Xtiadoad |0 pwg agi paaqia iou gegs aqaaimaso auo Xue |0 gnsaj agi se suoqeziuelio jo suosjed ajow jo auo Xq pauieisns altwep Xpjadojd ge |0 asneoaq salewep pc Jd| Xuedwoq ag) |0 Xp|iqeg |etoi agi-Xigqtn alewtQ Xpiadoig (enpiqaoj
jo pjawaajle jo pejiuoq Xue |0 pomsw pawn agi 10 pegaq uo jo Xq aauewjopiad |0 gqei io ui Xepp t (1)
woj| luipnsaj paXojjsap jo pajnfu; XpeqisXgd uaaq iou stg gqigu Xpadojd atqilue) |0 asn 10 ssoi 01 (1)
yoaiag) ped Xue jo sasiwaid gqns jo )no luisue pajnsw pawn agi Xq paieuage sasiwaid 01 altwap Xpadoid 01 (g)
.aqaaunqqo goes., oi atqeqqdde se ainpagqs agi ui paieis Xppqeii Xjnlig Xgpoq )0 pwg agi paaoxa iou pegs aqoaunqqo auo Xue |0 pnsai ag) se suosjad ajow jo aiuo Xq pauieisns Junfui
Xppoq |0 asneoaq saoiuas |0 ssoi put ajeo joi salewep Iuipnpui salewep ge joi Xuedwoq agi p Xiigqeg ie)0| agi-Xigigeri XjnXu) i&ot |anpcj)uo)
SMopoi se papwg si Xppqeii s Xuedwoq agi `alcwtp XjjtdOJd jo India Xppoq |0 lunoqqe uo iglnojq sps id apew swiejo () jo 'atewcp Ipadoad jo liidw Xppog uiepns ogja suoqeziueljo
jo suosjad (2) Xqgod sigi japun spawsai ([) )o jaqwnu agi |0 ssaipjelag
:|oj|uoq leqisXgd luisojaxa asodjnd Xue JO) si pajnsui agi gqtgiA 0) se jo pomsw agi jo pipioq 10 Xpoisnq ajeo agi ui Xpiadojo (3)
jo 'pomsw agi Xq pasn xjjadojd (3) pajnsui agi 01 paiuaj jo Xq paidnqqo jo pauiao XpadojO ([)
01 alawep Ipedoid 01 (1)
palojd agi ui palelua uog -eziue&io jo uosjad jagio Xue jo Xiuogint qgqnd agi Xq uotpe ue 01 X|dde iou saop uoisnpxa sig) pq :Xiuogini qgqnd e joj palojd e jo po luisue
untnnioumn in altwep Xyadojd jo Xjigw Xppog joi Xjeiqgauaq Xptd pjigi e Xq pejpoq pajnsui pawn e se Xqgod siqiuipaieulisapiousiqqtqeipdeiaqwaw jojaupied e uo uoipe ue ui aiqet| pjag aq Xew pamtw agi gp|g joj uoqelgqo Xut 01 (j)
e si pajnsw agi qqitpa jo ainiuan tuiol id digsjou)jed Xui |0 pnpuoo agi |0 |no
:et jegwis Xut japun jo 'ei siyauaq Xigiqesip jo uog
luisue altwep Xyadojd jo Xudw Xppog oi X|dde pu saop aquejnsui sigi
-esuadwoq |uawXo|dwaun uogesuadwoq s uawgiou Xue japun ajqti| ptag
gqns se saqnp sig |0 adoos ag)
aq Xew jajnsui sig se jaujco Xue jo pajntui agi gqig* joj uoqelgqo Xut oj (a)
uigpjt luipe ajigm |oaiagi japioggodis jo lopanp `jaatyo angnoaxa Xue pue
painlisap os uogeztueijd agi 'annua* pnol jo digsiaupied `lenpimpui
ue ueg) jagio se suogejeioap agi ui paieulisap si pajntw pawn ag) |i (q)
jAoqe (3) ui paquqsap jossaj jo jauMO ue se aapuwapui agi |0 X|i|iqei| 01 padsaj g)i* XpOe iou saop uoisnpxa sigi p (11) peo inq
:uosjad Xue p uogeoixopi agi 01 sapgupoq jo sasneq
gqns se Xppqeg sig o) padsaj gp Xpo inq joajagi jaqwaw jo
gqig* jo pgoq|e p aouanyui agi japun uosiad e 6) jo jouiw t oi
jauued Xue pue paieulisap os ainiuan pnol jo digsjauped ag) 'ainpiM tuiol
jo digsjauued e se suoiiejeioap agi ut paieulisap si pajnsw. paweu agi |i (q)
:asnods sig pue paieulisap os uosjad agi
pnpiAipui ue se suoiiejeioap agi ut paieulisap si pajnstg pawn agi p (e)
woisq gpo|
alejanaq qgogooie Xut p IuiaiI jo lujAJts lugias agi p uoseai Xq 00
joalejanaq 3i|ogo3|i Xue p asn jo uognquisip 41I s|ts ag) 01 luiuieuad uog -eptaj jo aiueuipjo `spins Xue `p uognoiA agi p asneoaq jo Xq (1)
pasodwi si X|i|iqei| gqns |i
las luatxa ag) oi aquejnsui sigi japun pajnsui ue Sj Suuuogoi agi |0 goej
sasoOjnd
<J3HnSNI SN09l3d II gqns joj pasn sasiwaid p jossai io jau*o ue se palelua os iou |i (3)
pjeng altwep Xpiadojd punojJjapun agi (f) io 'pjtnq asdtpoo agi (3)
jo salejanaq ogogooie Iuiajos jo luigas `lugnquisip luunpepuew p ssauisnq am ui palelua uogenueljo jo uosjad e se (1)
C'hmugo l` iie B iick
Annual Reports &
i
>2}
3 ;
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:
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COMPREHENSIVE GENERAL UABILITT INSURANCE
for attachment to Policy
9983521
to complete said ooncy
1DOITIONAL DECLARATIONS
Location of all premises owned By. rented to or controlled By the named insured
..< .
See Endorsement #1
.ocx. on a* .eo.<i< .ho.- ..
Interest of named iesered in such premises <c-tc.
frc] Owner
QJ General Lessee
P] Tenant Q Other
Part occupied by umd insured
nLo.,
Entire
The following discloses all hazards insured hereunder known to exist at the effective date of this policy, unless otherwise stated herein.
SCHEDULE
The insurance afforded is only with respect to such of the following Coverages as are indicated By specific premium charge or charges The limit of the company s liability against each such Coverage snail be as stated herein, subject to ail 'he terms of this policy having reference thereto.
A--Bodily Injury Liability B--Property Damage Liability
Ceimogee
Code No.
LMta ef LiaMNjr
Each occurrence
Aggregate
$ See
,ooQ|jhnat. no. .000
12
,0001 1
l
aoo
Botfly Injury {Property Oamifi
Included in Composite Rate Excess Limits Charge
Inclu ied
(Nmofem at PrenMM)
lidmmdnt Cmdictn
Included in Composite Rate
Composite Rate
42
III Ptr LOO Sa. Ft of Aroo (bl tor untar Net (Cl Mr S100 cl etmunanbon (d) Nr 1100 si Rtctipa (t) Nr Unit If) ear 100 Admiuiont
Nr 1100 m Com
b)28,000,00) ..232
.821
34.496. 22,988.
L6139(131. L9235(141
. 34.496. 122.988.
When used as a premium basis
1. `idm/uteM" means the total number of persons, other than employees of 'he aimed iesored, admitted to the event insured or to events conducted on the premises whether on paid admission tickets, complimentary tickets or oasses.
2. "eeaT means the total cost to the tamed mured with respect to operations performed for the HMd feared during the policy period by independent contractors of ill work let or sutMet m connection with each specific proiect. including the cost of all labor, materials and equipment furnished, used or delivered for use m the execution of such work, whether furnished By the owner, contractor or subcontractor, including all fees, allowances bonuses
or commsstons rnaoe. paid or due;
3 -ricjgtr mins tfa: pan mount of moour cfurjtd by tlx fait loan! Ox iucO wefitom by ttx uml Iran* or by ottxa owuij tt
btnob
ts are rated on a receipt* best* other then receipts from telecasting, broadcasting or motion pictures, and includes taxes, other than taxes which the uaeo
mart collect* a* a separate item and remits directly to a governmental division;
4. "nmiarrUoi'* means the entire remuneration tamed during the policy period by proprietors and by all employees of the aamtd lesertd. other than > chauffeurs (eicept operators of mottle equipment) and aircraft pitots and co-pilotv subject to eny owrtime tamings or Imitation ol remuneration rule .
applicable in accordance with the manuals in use by the company; 5. 'sates'' means the gross amount of money charged by the nM< lanrtd or By others trading under ha name for alt goods and products sold or distributed :
during the policy pariod and charged during the policy period for installation, servicing or repair, and includes taxes, other than taxes which the aamei
feared and such others collect as a separate item and remit directly to a governmental divaioo.
I21013F 9/75
(overt
Chicago Fire Brick Annual Reports & Insurance 000233
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pajntvi pastes am ot
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apnioui iou saop 0 ydcjfcjedqns siyt tnq 'suoitcjado yons ot lui)C|aj
touioto inuaptaai Aui japun pawntsc si Xtt|iqci| yoiyM jot alcacp
Ayadud yons Aue Iwpnioui 'puatm peace am Aq joajayt uoisuuadns luaual put sjopntuoo papuadapui Aq pctctci paaci am tot pawjoyad
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m Auc japun pawns** n Atii;<|*i| yoiyM jop alcacp Aytdud lu;pn|3ui
siq spiaou c uo pa)u pawdmba s.joputuoo jo siscq uoitcjaunw
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sc appaips am ui Ws A)i|iqe| alcacp Ayadud to tuiuj am paaoia tou iicys uoraq sydcjttjcdqns pajcqwnu am to Auc ui paquosap put sayddt aluatfo
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jo
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ainpayos am ut PW ^'I'PC'I <JOfm Xfipcq to tiwy am paaosa tou otys pjmq uoiteinJej jo aoucuipjo ajnpjs Xuc p uojifioia ay; ,o asncoaq a Xq Ei>
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oasoowi si Xtifiqcij yons t<
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jo salejaeaq oyoyootc luwuas jo Suyias luipqutsip iuuniotfnuew p ssauisnq ayt ui palelua uoiteziucljo jo uosjad e se n
luipnioui 'salcwcp it* jot Aueduc ayt to Xt{i!qc;i icjot aiu,--y alcjaMi SMOfiot sc papwi[
aiqei| p|ay aq Xew aatfutuapui siy jo pcjcici ayt yap* joj alcacp Xyadojd jo Xjnfui Xfipaq 0; mj
si Xtt|iq*i| s Xueduioo ayt alcacp AyaPojp jo Xiefii A||poq 10 tunooot uo tylooxp stmt to apew iwicio (fj jo alcacp AyadOJd jo LioIo) A)ipaq witsns oyai suoi)t: hucIjo jo suouad (3 xoi|od stm japun spajora) hj to jaqwnu ayt to ssaipjclap
uiiinn io umn 111
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ot toadstJ mi** luiolajot m ,0 Xuc ai papioui uoittpuoo jo pc Auc ot jo uoipiQAtJ jo uoi||aqaj uoipaunsui `Jt |<ap pajcpap tou io jaytayM mm ot anp alcacp Ayadud jo AjkIio X)ipaq ot (I)
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00 ydcjlcjcq -qns ui paquosap uosjad Auc to jaAordwa am m peaset peace am Xq paidnooo jo to aljcyo w `ot patuax Aq pauuo Xyadoad ot aleoep AyaCotd 0
letuapiqoc put uappns si
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jo tuawXofdwa siy to
`peieser pomn am Aq parrojjuoo jo or pajuaj Xq pau^o
asjnoo ayt ui pajnlui uosuad yons to aaXqdeia oj|a) Auc ot La|ei liipdq m
sasiwajd im ajoyse aiiyj* yuojipM ot A|4dv tou stop uoisnpia siyt inq
ot padsaj m<M (at ipad
punsuj Xuc Xq tuauiXop
ejed sim icpun pcaesei u* aq itcys uoiteziucljo jo uouad ou tci|t papinojd uoitcziucljo jo uouad yons ot siscq ssaon jo Xjcuiud
-um siy to aunoo ayt ui uouad Xuc Xq papjado ^ejaiatCM jayp Xuc ia jo peicsci Aue ot pautoi jo petuej jo Xq papjado jo pauo tjejojatCM Xuc in
c uo jayiia `aiqcnca* aoucjnui aiqitoauoo pu* pi|tn jamo ou si *jam
to lurpccfun jq luipcot asn uonettao
i X|uo inq uotcjado yons joj aiqisuodsax A||cXa{ uoiteziucljo jo uosjad
aoucuctuicw diyuauMO ayt to po Suisuc ilcmp Ayadojd jo Ajr(c| A|ipeq ot ia)
Xue puc pajnni peace ayt to awcu am w pajatsilai tuawOinM yons Aue pajesu) paacu ayt to uoissiuuad am ytie luitcjado any* uosjad jayto Auc (jj)
put 'tuauiAojflhua s;y to asjnoo ayt ui tuauidinba yons Aue luituedo a|iy* peaeset peace ayt jo aaAotdwa u* (tj
`pajnsai Xuc ot pautoi jo papal jo Xq paiuado jo pauo ctifoactce uc Xq tueadwoi atiqea p uoueyoosuiij ay) ;o aunoo am w puc to ino luisuc alecap Ayadud jo Ajc(bi Atipeq 01 (P>
yiiuajayt asn jop paulisap
uoitcjisilaj apiyaa iotow Aue japun peietsilaj teealmfte atiqea to `XeMyliy siiqnd c uodn uojtowooof to asodind ayt jot uoijuado ayt ot (oadsaj yti* (*l
pu* pextset peace ayt jot xalcuca >;() ton sc fwpc etfy* uoitfjqueljo jo (pejeset poaee am p eoAoidpie ut ueyt Jayjo) uouad Aue a>)
^yonsse saijnp siy to adoos am wytiM luyoc apy toajam japioyyoots jo jotoaup `jaoijto anitnoaxa Xui puc patculisap os uoiteziucljo ayt ajntuae ]uio( jo diysiauycd tcnpiAip
*ui uc ucyt jayto sc suoitcjctoap ayt u; patculisap si peaesei paace am t! (0)
jaftut jo C)iqoujMdus Aut p asn jo uoipjcdo am 0 1 Xjjaiioc jo tsaiuoo yons Auc jop uoitcjcdajd jo aatoejd ui jo AjiAipc lu'iwns Aue ui jo jsatuoo uoqyowap jo peads tuiocx paaiualM jo paluijjcajd Xuc u| pasn luiaq i|iy tcaadpde cyfca Aue p Hqpeotun to Mnpoq 'asn 'ooijcjado 'oucuaj uitw `diyuauMO am (U P Po luisuc alcacp Ayadud jo AjefP Atfpcq ot (?)
pUBSUI Xuc
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yons si Atyiqcii ay ot toadsaa ytiw Xtuo ytq toajayt jaqwaw jo lautjcd Auc puc patculisap os untuan iuio{ jo diysjauued am untuae two! jo diysjauued 1 sc suoiteJCfoap ayt ui patculisap $1 pejesei paace am ti <9
tsauisnq c yam to tonpuoo ayt ot padsaj y)t paxecer peace am to asnods am puc JOtaudoJd |o* am si ay yoiy* to ssauisnq e t pnpuoo ay; ot toadtai yt>* Muo tnq patculisap os uosjad ayt 'lermuupei- M se suoitcjctoap m w patculisap si ptiftsei peoee am ji (t)
ipajssui Xuc Xq pawAopwa siy
to asjnoo am ut uouad Auc Aq papjado tpjojit jo tnqoaipt jayp (uc 0 jo pewtici Xuc
<n peyra to papaj jo Aq pa)uado jo pwimo ulsojic jo cjpeacia* Xuc id pluiptojun jo Iwpco) 'asn uoijejado
'aoucuapittc `dntsjadja; am it po luttyc eftrocp Ayadud jo jLmfa; Aypcq ot iq) 'jauueuj
MO<aq yuot t*f luatxa ayt 01 aouejnsw siyt japun pajesei ut si luiHonot am to yoi
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,,nH |oqwAs am
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3,, goquiAs ayt sapnioui yoiyw jaqwnu apoo uo<tco<j!***P Aq Aoyod siyi ui paiji|uapt suoijuado y)i uouoauuoo ui pjneq itdcyoo ayt 0
_k., joquiAs ayt sapnioui yoiy* jaqwmi apoo uottcoytssero 1 Aq Aoyod $)m ui payipapi mwjtjadG y;<* uoipeuuoo w pjczcq eoitetdze am (I)
uiytiM papnpui alcacp Ayadejd 01 (b)
uisjayt Aouaio^ap ju H|ap
u.v.wq Auc tc ssrr;q *
jo pmcu> *m wojt UMtipmt* ait Ayadojd P yjo 'spnpqjd yons t> `ytd e
uuot vm jo spnpojd yons' ipty to Ayadojd Auc p jo pemei peern am jot jo Aq pataiduioo yjoe to tpepiud i;utw peace ayt to asn p ssei
jo tuawaoepej Jiedej 'uwpadsui '|ifjpm!* am JO| pewicio salcwcp ot (d)
!mt*ejayt uwtoauuoo w paysnun) pauidinM jo syed 'spuatew p tno jo 'toejem uosyod Auc p v* am p tno fcnsuc pemst paace am P tityaq uo to Aq pauuoyad mo* ot alcacp Ayedud at (0)
:spnpojd yons p ycd Aue jo stonpcid
yorrs p po Iwisijo ipepejd sjuuei peace am m Mmp Aycdejd ot (U)
ipeoeci uc ucyt jayp uosiRtucLo jo uouad Aue Aq esn ot tnd uaaq ancy yaw jo spnpud yons jayc peaset M***
xpdi tou saop aouunsui siyt saeisnron
stuawamas jo stuawlpnl
p pawAcd Aq petsnayxa uaaq scy Atyiqcii sAuedwoo ayt ;o tiwy apeoiiooe
ayt JCtp tins Auc pu*tcp ot JO itiawJpu/ to mtfi Xuc Xed :t popl'IQO >Q Pu
Iicys
cm pq quaipadia swaap 11 sc tins jo ujirp Xuc p tuauuautas puc
uottilttsa<UM yons aqcw Ara pm
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nwiplcue am to Auc m uena itcocp Ayadud jq Ajifar Xjpaq yons p tunoooc uo
salcwcp hnqaas peacot ayt ;* yns Xu* puapp o; Xjnp puc tylu aui ^cy
Ijcys Aucdobo ayt pu* icceuene uc Aq pasneo sayddc aouejnsui s<m
ot
alcacp Ayadetd 9
jo Atsfct Atipey y
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JLiHHVn I9VHYQ 11134014-1IWVUOO Ainmn annuiioef-9 hwww 1
UABIUTY
ENDORSEMENT NO. 13
(Tin Attaching Clausa need b< compltttd only Mien this sndorsantaM l Issuad luosseusnt to prtparitloa of th policy.)
GL 02 00 (Ed. 01 76) G 533
AMENDMENT OF TERMINATION PROVISIONS
aitiMW
L 6139 <Ed. 1-76)
This endorsement, effective issued to
(12.-01 A. M., standard time)
, forms s part of policy No. GA 9983521
bi In.-' 1 '"-M'ORDED
AS m:S ENDORSEMENT ATTACHED
TO POLICY
WHEN
ISSUED. ..................
A..
Authoriztd Rtpruwttativ*
It is agreed that:
A. The first paragraph of the "Cancellation" Condition is replaced by the following:
This policy may be cancelled by the Named Insured by surrender thereof to the company or any of its authorized agents or by mail ing to the company written notice stating when thereafter the cancellation shall be effective.
This policy may be cancelled by the company by mailing to the named insured at the last mailing address known by the company, written notice stating when thereafter such cancellation shall be effective. If the policy is cancelled by the company due to the failure of the named insured to discharge when due any of his obligations in connection with the payment of premium or any installment of such premium that is payable directly to the com pany or its agent, written notice of cancellation must be mailed at least ten days prior to the effective date of such cancellation. However, if the policy is cancelled by the company for any reason other than nonpayment of premium, written notice of cancellation must be mailed.-
1. at least thirty days prior to the effective date of cancellation if the policy has been in force for 181 days or more, or
2. at least fifteen days prior to the effective date of cancellation if the policy has been in force for 180 days or less.
The mailing of' notice as aforesaid shall be sufficient proof of notice.
The time of surrender or the effective date and hour of cancella tion stated in the notice shall become the end of the policy period.
B. The following Condition is added:
Reaatnl
If the company elects not to renew this policy, it shall mail to the named insured at the last mailing address known by the company, written notice of such nonrenewal not less than thirty days prior to the expiration date: provided that, notwithstanding the failure of the company to comply with the foregoing provisions of this paragraph, this policy shall terminate
1. on such expiration date, if
la) the named insured has failed to discharge when due any of his obligations in connection with the payment of premium or any installment of such premium that is payable directly to the company or its agent, or
(b) the company has by any means manifested its willingness to renew directly to the named insured, or
(cl the named insured has notified the company or its agent that he does not wish this policy to be renewed, or
2. on the effective date of any other insurance policy procured by the insured as a replacement for this policy.
The mailing of notice as aforesaid shall be sufficient proof of notice.
ffAUTHeuTicfl
i
Chicago Fire Brick Annual Reports & Insurance 000235
Additional premium included in Composite Rate
ENDORSEMENT NO. 12
iTb^Alracfiirtg Clause need be completed only when this endorsement is issued suDseouent to preparation of the ponce
LIABILITY
Gl 20 06 (Ed. 07 66) G 106
ADDITIONAL INSURED
(Empleyetsl
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following COMPREHENSIVE GENERAL UABILin INSURANCE
MANUFACTURERS' AND CONTRACTORS' UABILin INSURANCE OWNERS' AND CONTRACTORS' PROTECTIVE UABILin INSURANCE OWNERS'. LANDL0R0S' AND TENANTS' UABILin INSURANCE
STOREKEEPER'S INSURANCE
19IQ6 (Ed 10-661
This endorsement, effective
l/WAO. M., standard time)
aforms part of policy No.
9983521
issued to
by
INFC"" .
.. .CORDED
AS THIS ENDORSEMENT ATTACHED
TO POLICY WHEN ISSUED.
........^*-0.
autherited Representative
"=2 e.
It is agreed that the "Persons Insured" provision is amended to include any employee of the named insured while acting within the scooe of his dui es as such, but the insurance afforded to such employee does not apply:
1. to bodily injury to (al another employee of the named insured arising out of or in the course of his employment or Ibi the named insured cr the named insured is a partnership or joint venture, any partner or member thereof;
2 to property damage to property owned, occupied or used by. rented to, in the care, custody or control of or over which physical control is being exercised for any purpose by lal another employee of the namad insured or lb) the named insured, or. if the named insured is a part-.ership cr joint venture, any partner or member thereof.
fUuTKEKncfl
Chicago Fire Brick Annual Reports & Insurance 000236
Additional premium Included in Composite Rate
ENDORSEMENT NO. 11
:me Attaching Clause need be completed only when this endorsement is issued suoseouent to preparation of the police 1
LIABILITY
Atfy. 3007
INCIDENTAL MALPRACTICE COVERAGE
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following COMPREHENSIVE 6ENERAL LIABILITY INSURANCE
MANUFACTURERS' AND CONTRACTORS' LIABILITY INSURANCE OWNERS'. LANDLORDS' ANO TENANTS' LIABILITY INSURANCE
l 9488 U I 731
This endorsement, effective issued to
1/1/80
;12:01 A. M , standard time]
forms a part of policy No
GA 9983521
by INFORMATION NTT RECORDED
AS THIS ENDORSEMENT ATTACHED
TO POLIO i .rtr-N iSSJED.
M.a-o . A.
Autnorijed Representative
-*4e. .
It is agreed that.
1. The definition of "bodily injury" is amended to include injury arising out of the rendering of or failure to render professional services by anv physi
cian. dentist or nurse while employed by the named insured to provide such services,
2 Exclusion (j) does not apply lo mjury to the emotions or reputation of a person arising oul of the rendering of such services.
flAUTHEliTlcfl
Chicago Fire Brick Annual Reports & Insurance 000237
ENDORSEMENT NO. 14
(Th Attchmt Cliust need be completed only when this endorsement is issued subsequent to preparation of the policy.)
LIABILITY
Tins endorsement, effective
GL 00 19 (Ed. 778)
GENERAL LIABILITY AMENDATORY ENDORSEMENT--ADDITIONAL DEFINITION
1/1/80 (12 01 A. M.. standard time)
forms a part ol policy No GA9983521
L 9235
(Ed 7 781
issued to
W . 4.
^ )VaaJa_*Ju.\j
Autnonztd Representative
It is agreed that the following definition is added:
"loading ar unloading". with respect to an aotoaobila, means the handling of property after it is moved from the place where it is accepted tot movement into or onto an aotoaetile or while it is in or on an aotoaobile or while it is being moved from an autoaobile to the place where it is finally delivered, but "loading or unloading" does not include the movement ol property by means of a mechanical device (other than a hand truck) not attached to the aotoaohila.
fUuTHeiincfi
Chicago Fire Brick Annual Reports & Insurance 000238
LIABILITY
ENDORSEMENT NO.
(The Attichlflf Clause need be completed only when tbu endorsement is issued subsequent to preparation of the policy G115
ISO G115 ADDITIONAL INSURED __________________________________ (Owner; or Lmwi)__________________
10
I 9451
(ED 1-73)
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following
COMPREHENSIVE GENERAL LIABILITY INSURANCE MANUFACTURERS' AND CONTRACTORS' LIABILITY INSURANCE
This endorsement, effective
1/1/80
(12:01 A. M., standard time)
GA 9983521
, forms a part of policy No.
issued to by
INFORMATION iV-. v-iRn-n AS THIS ENDOF.SL7.-NT VmCHFn TO POLICY WHEN ISSUEO
fC. ..r Authorized heproienutivo
1
It is agreed that:
1 The "Persons Insured" provision is amended to include as an insured the person or organization named below but only with respect to liability arising out ol operations performed for such insured by or an behalf of the named insured.
2. The applicable limit of the company's liability lot the insurance afforded under the Contractual Liability Insurance Coverage Part forming a part ol this policy shall be reduced by any amount paid as damages under this endorsement in behalf of the person or organization named below
Name of Person or Organization (Additional Insured)
Terminal Warehouse, Inc. 1779 Marvo Drive Akron, Ohio 44306
^authentic!)
Chicago Fire Brick Annual Reports & Insurance 000239
ItaRlllTV
ENDORSEMENT NO. 9
(The Attaching Cliusc ned b completed only when this endorsement is issued subsequent to preperatlon oi the policy)
G115
ItO G11S ADDITIONAL INSURED __________ ________________________ (Owners or Lessees)_________________________________
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following: COMPREHENSIVE GENERAL LIABILITY INSURANCE
MANUFACTURERS' AND CONTRACTORS' LIABILITY INSURANCE
This endorsement, effective
1/1/80 (12:01 A. M . standard time)
. <TMs J Pa(t of |ICT No- GA 9983521
issued to
. ......LED b> AS THjS ENDCF^EI.^aT ATTACHED
TO POLICY WHEN ISSUED.
4- ..
..................'Ht .
Authorized Representative
It is agreed that.
I The "Persons Insured" provision is amended to include as an insured the person or organization named below but only with respect to liability arising out of operations performed for such insured by or on behalf of the named insured.
2, The applicable limit of the company's liability for the insurance afforded under the Contractual Liability Insurance Coverage Part forming a part of this policy shall be reducettby any amount paid as damages under this endorsement m behalf of the person or organization named below.
Name of Porson or Organization (Additional Insurod)
D & S Distribution Service
3029 N. 114th Street Wauwatosa, Wisconsin 53222
((authentic!]
Chicago Fire Brick Annual Reports & Insurance 000240
LIABILITY
ENDORSEMENT NO. 8
;Th Attaching Clausa neea be completed only wben this endorsement i issues subsequent to preparation of the policy i
G 209
REAL PROPERTY-LIABILITY-FIRE
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following. COMPREHENSIVE GENERAL LIABILITY INSURANCE
MANUFACTURERS' ANO CONTRACTORS' LIABILITY INSURANCE OWNERS'. LAN01CR0S' ANO TENANTS' LIABILITY INSURANCE
STOREKEEPER'S INSURANCE
L 9132 'Ed 11-69)
This endorsement, effective issued to
1/1/80
(12.01 A. M., standard time)
GA 9983521 forms a part of policy No.
INFORMATION NOT RECORDED
by
AS THIS ENDORSEMENT ATTACHED TO POLICY WHEN ISSUED.
Authorized Representative
^fk;
Premium
Rate (per J100 of Limit)
S _ -I,,,
Included in Composite Rate
Limit of Liability
5 ,, ________
each occurrence
25,000.
Description uf Property
All Locations
It is agreed that the Property Damage Liability Coverage applies to property damage to structures or portions thereof rented to or occupied by the named insured and described in this endorsement, including fixtures permanently attached thereto, if such property damage arises out of fire, subiect to the following additional provisions:
1 With respect to the insurance provided by this endorsement, all of the exclusions of the policy, other than the Nuclear Energy Liability Exclusion (Broad Form), are deleted and replaced by the following:
This insurance does not apply to liability assumed by the insurat) under any contract or agreement.
2. The limit of liability stated in this endorsement applies separately to the insurance under this endorsement and is m lieu of any other limit of liability stated in the policy
fUuTHeiiTicfl
Chicago Fire Brick Annual Reports and Insurance 000241
Additional Premium included in Composite Rate ENDORSEMENT NO. 7
(TM AttjcAmi Clause need be completed only when this endorsement is issued subsequent to preperetien at the policy.)
LIABILITY
Adv. 3008
BROAD FORM PROPERTY DAMAGE ENDORSEMENT
(Including Campletad Operztiens)
This endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following: COMPREHENSIVE GENERAL LIABILITY INSURANCE CONTRACTUAL LIABILITY INSURANCE
L 94B6
(Ed I >11
This endorsement, effective issued to by
A. M.. standard time)
forms a part of policy No. GA 9983521
Classifications
Authonted Representative
d.Oi
.
It is agreed that the insurance for pnperty danafl liability applies, subject to the following additional provisions.
A. The exclusions relating to prapirty daaaga to (I) property owned, occupied or used by or rented to the insured or in the care, custody or control of the iusnred or as to which the insured is for any purpose exercising physical control and (2) work performed by or on behalf of the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished in connection therewith, are replaced by the following exdusions ly) and (z):
(y) to property damage
(II to property owned or occupied by or rented to the insured, or, except with respect to the use of elevators, to property held by the insured for sale or entrusted to the insured for storage or safekeeping,
(2) except with respect to liability under a written sidetrack agreement or the use of elevators to (a) property while on premises owned by or rented to the ineared for the purpose of having operations performed on such property by or on behalf of the iasared, (bl tools or equipment while being used by the insured in performing his operations, (cl property in the custody of the iasared which is to be installed, erected or used in construction by the ineared, (d) that particular part of any property, not on premises owned by or rented to the iasared, (0 upon which operations are being performed by or on behalf of the iasared at the time of the preparty damage arising out of such operations, or (ii) out of which any property damage arises, or (iii) the restoration, repair or replacement of which has been made or is necessary by reason of faulty workmanship thereon by or on behalf of the iasared:
(z) with respect to the completed operations hazard and with respect to any classification stated above as "including completed operations", to property damage to work performed by the named insured arising out of the work or any portion thereof, or out of materials, parts or equipment furnished n connection therewith.
B. The insurance afforded by this endorsement shall be excess insurance over any valid and collectible property insurance (including any deductible portion thereof) available to the insured, such as but not limited to Fire and Extended Coverage, Builder's Risk Coverage or Installation Risk Coverage, and the "Other Insurance" Condition is amended accordingly.
Chicago Fire Brick Annual Reports and Insurance 000242
HOST LIQUOR LIABILITY INSURANCE ENDORSEMENT Illinois_____________________________________________ ENDORSEMENT NO. 6
1
Issued bv -- Please type full name of insuring company
The Home Indemnity Company
POLICY NUMBER
NAMED INSURED
GA 9983521
POLICY INCEPTION
Chicago Fire Brick Company
POLICY EXPIRATION
1/1/80
1/1/81
EFFECTIVE DATE ANO TIME OF ENDORSEMENT
1/1/80
OATE PREPARED
2/13mem
PRODUCER
McManus & Pellouchoud. Inc.
PROOUCER NO. - OPC
37549-190
It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.
COMPREHENSIVE GENERAL LIABILITY INSURANCE MANUFACTURERS' AND CONTRACTORS' LIABILITY INSURANCE OWNERS', LANDLORDS' AND TENANTS LIABILITY INSURANCE
SCHEDULE
LIMITS OF LIABILITY
S see
.000 each common cause
$endt.#2 ,000aggregate
Oanification
Code No.
Premium
Host Liquor Liability
xSbfckx 70414 $ Included in Composite Rate
It is agreed that such insurance as is afforded by the policy under Coverages A and 8 shall apply also to such bodily injury or property damage arising out of the serving or giving of any alcoholic beverage.
ADDITIONAL EXCLUSIONS: The insurance provided byjhe provisions of this endorsement does not apply:
(a) To liability resulting from the sale of alcoholic beverages by the insured.
(b) To liability of any person or organization engaged in the business of manufacturing, selling or distribut ing of alcoholic beverages or an owner or lessor of premises used for such purposes.
AMENDED DEFINITION: The definition "bodily injury", as respects the insurance provided by this endorsement is amended to read:
"bodily injury" means bodily injury, sickness or disease or loss of support sustained by any person which occurs duirng the policy period including death at anytime resulting therefrom.
SIGNATURE OF AUTHORIZED REPRESENTATIVE
continued on reverse side
Due at Endorsement EFFECTIVE DATE
ADDITIONAL PREMIUM
$
RETURN PREMIUM
s
PREMIUM ADJUSTMENT IF THE PREMIUM IS PAYABLE IN ANNUAL INSTALLMENT:
PATES DUE
PRESENT INSTALLMENT
INCREASE
s
$
DECREASE
S
$
TOTAL PREMIUM TO POLICY EXPIRATION
s
s
REVISED INSTALLMENTS
S $
s ===
Chicago Fire Brick Annual Reports and Insurance 000243
ADDITIONAL DEFINITION: When used in reference to this endorsement:
"damages" means all damages, including damages for death, care, loss of services, loss of sup port, or loss of use of property, which are payable because of injury to which insurance under this endorsement applies. AMENDED PROVISION: Provision III Limits of Liability are deleted as respects the insurance provided by this endorsement and the following is substituted therefor: "Regardless of the number of insureds under this insurance, the company's liability is lim ited as follows:
The limit of liability stated in the schedule as applicable to "each common cause" is the *::al liability of the company for all damages sustained by one or more persons as the result of the serving or giving of any alcoholic beverage to any one person. The limit of liability stated in the schedule as "aggregate" is, subject to the above pro visions respecting "each common cause", the total limit of the company's liability hereunder for all damages. ADDITIONAL CONDITION: LIMITATION OF COVERAGE - OTHER LIABILITY INSURANCE
r
The insurance afforded by this endorsement does not apply to any injury with respect to which insurance is otherwise afforded by, or would be afforded but for the exhaustion of the limits of, the policy.
Chicago Fire Brick Annual Reports and Insurance 000244
NON-rREMIUM ENDORSEMENT
Endorsement No. 5
Issued by -- (Type tn full name of Insuring CompanyI
The Home Indemnity Company
POLICY number
GA 9983521
NAMED INSURED
Chicago Fire Brick Company
EFFECTIVE DATE ANO TIME OF ENDORSEMENT OATE PREPAREO
1/1/80
POLICY EXPIRATION
1/1/81
PRODUCER
McManus & Pellouchoud, Inc.
PROOUCER NO.--OPC
37549-190
It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.
WORLD-WIDE PRODUCTS LIABILITY INSURANCE
The Bodily Injury and Property Damage Coverages also apply to
bodily injury or Property damage which occurs, during the policy period,
outside the policy territory provided:
(a) such injury or damage is included in the products hazard and
(b) the original suit for such injury or damage is brought within the policy territory.
SIGNATURE OF AUTHORIZED REPRESENTATIVE
-2 2 30C
4/77
Chicago Fire Brick Annual Reports and Insurance 000245
NON-PREMIUM ENDORSEMENT Issued by -- (Type in fuU name of Insuring Company)
Endorsement No. 4
The Home Indemnity Company
POLICY NUM8ER
NAMED INSURED
GA 9983521
Chicago Fire Brick Company
EFFECTIVE DATE ANO TIME OF ENDORSEMENT DATE PREPAREO
1/1/80
POLICY EXPIRATION
1/1/81
PRODUCER
McManus & Pellouchoud, Inc.
PROOUCER NO.--OPC
37549-190
It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.
NON-OWEND WATERCRAFT INSURANCE
Exclusion (E) does not apply with respect to bodily injuyr or property damage arising out of the maintenance, operation or use, including loading or unloading, of any watercraft under 50 feet in length provided such watercraft is not owned by the Named Insured or is not being used to carry persons for a charge.
iktdu_____ik SIGNATURE OF AUTHORIZED REPRESENTATIVE
"22 300 PH 4/77
Chicago Fire Brick Annual Reports and Insurance 000246
NON-PREMIUM ENDORSEMENT
Endorsement No. 3
Issued by -- {Type in full name of Insuring Companyf
The Home Indemnity Company
POLICY NUMBER
GA 9983521
NAMED (NSUREO
Chicago Fire Brick Company
EFFECTIVE DATE ANO TIME OF ENDORSEMENT DATE PREPAREO
1/1/80
POLICY EXPIRATION
1/1/81
PRODUCER
McManus & Pellouchoud, Inc.
pro37^R9n-W
It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.
It is hereby agreed and understood that this policy does not provide any coverages for the following entity:
C & W Refractories, Ltd. 191 Victoria Avenue - South Hamilton, Ontario, Canada L8N3C8
SIGNATURE OF AUTHORIZED REPRESENTATIVE -2 2 300 Pm 4/77
Chicago Fire Brick Annual Reports and Insurance 000247
SINGLE LIMIT.OF LIABILITY
usu e0 BY - 7>p# in Full Nam of Insuring Company
ENDORSEMENT NO.
The Home Indemnity Company
POUICV NUMBER
NAME INSURED
_GA 9983521
Chicago
tFFECTIVC OATE AND TIME OF ENDORSEMENT
1/1/80 12.-Q1 AM Standard Time
PRODUCER
McManus & Pellouchoud. Inc.
Fire
Brick Company
OATSPREPARCO
| PRODUCER NO. - OPC
i 37549-190
2
Thu endorsement modifies such insurance as is afforded by the provisions of the policy relating to the following:
ALL. LIABILITY INSURANCE, OTHER THAN COMPREHENSIVE PERSONAL INSURANCE, PARMER'S COMPREHENSIVE PERSONAL INSURANCE OR PERSONAL INJURY INSURANCE
It is agreed that with respect to the insurance indicated below by [xl
1. The total limit of the Company's liability for all damages as the result of ony one occurrence is the amount stated below as applicable to "each occurrence'. Item III, Limits of Liability is amended accordingly.
2. Any aggregate limit of liability,'the amount of which is specifically stated below or in the declarations, shall nevertheless continue to apply in accordance with all the terms of the policy applicable thereto.
COVERAGES
All Liability Insurance
I | Comprehensive Automobile Liability Insurance [^{Comprehensive General Liability Insurance
(Except Automobile)
LIMITS OP LIABILITY
j 1.000,000 .each occurrence
<1.000.000.
__ aggregate operations
t 1,000.000.
__ aggregate protective
,$ 1 QQQ QQO aggregate contractual
t 1, OOP QQQ aggregate products
It is further agreed that with respect to any occurrence for which notice of this policy is given in lieu of security or when this policy is certified as proof of financial responsibility under the provisions of the Motor Vehicle Fi nancial Responsibility Law of any state or province the limit.of liability stated herein for "each occurrence" shall be opplied to provide the separate limits required by such law for Bodily Injury Liability and Property Damage Liobility to the extent of the coverage required by such law, but the separate application of such limit shall not in crease the total limit of the Company's liability.
Chicago Fire Brick Annual Reports and Insurance 000248
NON-PREMIUM ENDORSEMENT Issued by -- (Typo tn fut! rwne of Insuring Compsnyi
Endorsement No. 1
The Home Indemnity Company
POLICV NUMBER
NAMED INSURED
GA 9983521
Chicago Fire Brick Company
EFFECTIVE QATE ANO TIME OF ENDORSEMENT
1/1/80
OATE PREPAREO
POLICY EXPIRATION
1/1/81
PROOUCER
McManus & Pellouchoud, Inc.
PROOUCER NO.--OPC
37549-190
It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.
Item (1) of the policy declarations is completed to read as follows:
NAMED INSURED
Wellsville Fire Brick Company P.O.Box 71, West Hwy. 19 Wellsville, Missouri 63384
ADDITIONAL LOCATIONS
1. 7531 S. Ashland Avenue Chicago, 111. 60620 Plant & Warehouse
2. 12171 Coyle Avenue Detroit, Michigan 48010
Sales Office & Warehouse
3. P.O.Box 7006, 1779 Marvo Drive Akron, Ohio 44306 Sales Office & Warehouse
4. 3029 N. 114th Street Wauwatosa, Wise. 53222
-AaCi- o_ SIGNATURE OF AUTHORIZED REPRESENTATIVE
~2:300C 4/7-
Chicago Fire Brick Annual Reports and Insurance 000249