Document 2jrKV11aQRXeLXXZneJnEYJ1L

FILE NAME: Saranac 7th Symposium (SSY) DATE: 1952 DOC#: SSY040 DOCUMENT DESCRIPTION: Text of Presentation by Mr. Kuechle with Discussion TAESH mm FAGS SJ'ffisk ?4su, J i l l , iiia i vas ts & u iira lly &?** C ur ns-sct g a s tle ip iu a t i s eo w * ll kacw* t o ildss - %%"vi-CO i t s t I i l l s a k e t a t & A*? c ^ s s s a t 3a h i s l a t ^ i u a t l o a . 51s frir-pis-Mp w ith the Ssanmae l^ ta a v to rp , f r iilyat*y, t f o r management and la b o r and fo r th e su c c e ssfu l a d m in istra t i o n o f co m p en satio n law s i s so w e ll known to each and e v e ry o ne o f u s t h a t i t i 3 no ,, n e c e s s a r y f o r me t o comment u p o n them# I t h a s b e e n my p r i v i l e g e t o h av e known him - to h a v e known many in s u r a n c e e x e c u tiv e s d u r in g th e c o u rs e o f ray p ro -! f e s s i o n a l p r a c t i c e , b u t I know o f no o n e, a n d I snv t h i s I n ' i a l l s i n e . '.by an d h o n e s t y , I kno o f no one who h a s a b e t t e r : u n d e rsta n d in g o f th e r u le s and r e s p o n s ib ility o f insurance* { 'r . r ? i n Ueueble# the f i e l d o f w orkm an's com pensation than B an He was s o o le d i n th e o f f i c e o f th e In d u s t r i a l C e m is s io n o f W isconsin* I happened to have lu n c h w ith him to d a y m d I a a i d , B&n, j u s t how many y e a r s h av e you b e e n w r e s t l i n g vvi.tr t h i s problem?** He s a i d , " T e d , I b e g a n i n 1 9 1 2 , " 3 0 he h a s h a d f o r t y y e a r s a t the tasic# He l a t e r b e came and new is V ic e -P re s id e n t and C laim s M anager o f th e E m ployers M utual L i a b i l i t y In s u ra n c e Company o f W isco n sin * i T his a fte rn o o n , ha b rin g s to us a h e a lth y , holpfi.il and p ro - j i g r a s s ' 3 view point w ith re sp e c t tc the r e s p o n s ib ility of in s u r a n c e in the a d m in istra fc io .. o f co m p en satio n law s* Hr* j'V '.1u:''.l '1* > (Mr. K euchle read a p rep ared p a p er, w hich i s on f i l e w ith the . ranac Laboratory). 5Y HR. WATERS: Arthur J . Voi'vn.ld, M. T>., D ire cto r Edward L. Trudeau Fotiadation Trudeau, Hew Yorsc A ddress reply to: Horn* 0 (Qm Wtusu, WUcoatia <%29, 195a J*r* ? . Stsss&sldfc* A Tatar* 10 5C.5;^t f-'`Iiid.>7a assylaB* 20*^ ?--4a 2?d* '->;^'.7,2 p^h&fctjr &* ta* &-a*i C* 7V- : :v : i s "fO * 5 S=-3S-S a t a3*&8* vsiss i 'diS Ajfi. 'B./r'-slw. Li:.'?* si'3*& ' a-/* la z-aku&g, * cs^jr o f ih is 1 fetter. X t "-,a hat r:*^*r S$3:*<S e r ?uy S?r. Off - ;- ff. *h? f* t h * V>i-,-->'*.v in f n>:.1 3; ..v"kTtr I-S o if f 'ih .S '-.h c a ::4 '"v-vas t-T hit ha-hr;'' holsi :. rOhU-'h; vf , , a O S f f J I f f a f l ? O ds riffa.' h h 'ffh 'h i v a . O : ' i j S . 00* 0 :, .,- . adff.ff t l- ' h h i d h r h h a hvt TiSha ffh 'ffj l-r; 1 a h a t t z f . f f iS l. . f A T i- 'C ' ^ i f?3 h :,3 0 aTM, d %har itCi* 2 Xa*- ^ 0 :" . ' : > ! ? Cv--'diS- rh a iK S h h i* f f h h ih d xsi/dh r ; , ; j . r - t t h r l C i-w h h h fh J V h tA th h fff" h;5T witiah tssSMfisi^fessi*58 d? H 'h l A & i # BaiSi&Oila 22 im m soaaxm o t t m as tasar R a m 23 m& REEEi^iiOaaai lw 1* E. ?cae&X* 9 isa ?re*dfcsit - F-iploysra Mataal L ia M lltj iaarsaresao G0k$>b*' of Si3#ia 2* ^tzcczsla '# bay# liwad t?lth a e o -ca H sl ocaapatlsaal flis-sas* law dBM sly 5# 1919. fa tfeat data &a assjs& tat ta tha Wisedusia taw btas# ffeotira vhioh ~*d th a t tho pm A siaaa # f tha aespestsatlea law "ay axteo&ad n aa *9 iasls-Ja, ia 'd ittm ta *i"5i4.latl Safari*, a l l aiJr ta jw iM , iaolnftlttg oowati*aal dlsoasaa* jsslag M t o f asd 2r*siaial ta ths siil?**at** At pressat up law O olites &a 'ijaf? m fcaotal or gJ-yslwi !:a?a eusss^si by aaotfie-^t o r dlgaasa. Ss&wr th is s j ^ / a r a hows p si^ p od ta p*jr, esdar tiso dafSalt&m s f cl&isis ari3'.-5?4 c-ut o f '5.ii.:-..;H5.j5.e3 6aa s o t ed jr to tbe o^i^sa c jctspatlasAii .svsuto f^-ts os dsiraatitJe, g414o*taj a4 eabaaJasioj b st etaia* artst;-' ftscs d la . SLiiJoa svsit,eO rs^I^gs* sm sl *, sssw let fsw ? ( ead thp sisH sir ^sis& issfcvlsl 3sa#'?9> t l* fa sts i^ tisa tsd 'la s t ibasa dieses* vora sairaotoi os far 4/&Sar ootru<ot!^ ee a sla # fs-oa s& epSmmts - 'v*'.13 C' :`w4' ? *;::T ?l?i*'SS 2 ft? M a w o t & *a aifcaspt tteoytgl il> logS^Laissra to s o a ia is i 3 of lbs I cscspt i s SMI &*t*SS* M -ietflSYOd i 2f* o f tb. f>iiaesSs ...;; *b*a ssajjjr sg&oya* t,i bad &s*a 3**>ae& ta '.le-Sj ad ^42'&er'3d t/jeria o f tb* ttp?sss5.a aitas^tad to e o llo e t fas* $&* a r-^si i B 2 5 * l l y a s I P ' A-'5. i- J p a l i m a p y d i s a b i l i t y . ^ 2 SO f O iSP "*ij ffi-tS&J-PS, j.p&stiaftM* " -s f'jv'-.vvis *>i" t.l`1*2. fst-a K la s s s s ts , xi&lia. bad t.i -HJu^paiicaai As a ffiis&saota mk-. t.faoturrs w<sro sbla ta xpyrt ciotois, tstli .:'-'.s\ "T.rA &ad ri.rssatal# i i t a s'siu a-clti a t a d.l lowor y sst thsa tu^y c-svld b* ` i- `-U2d. i s lii* --I'.?'?-, r.39 TMAv!n paavastij tha lig is la ia r * ta r^ssSusa vise-sp -' !-'- f~r sJ2i.ooB.ts '`IsiLis by fO p-e? cat. El* h i l l tats s?.2?sti Ly to'./i : 'f ^ '.'5 2 'V''1^7.:;1 'TTIfj .<-*. ji* K* Tf.'5 v?V'.sl< 1;'7 ;;;->f*1 #* i>Jk.e$ Xoxs.^ ca ^pts^r k6p 29S2* ta a iA m t ayz^mod iu ta x o zto i g m * l a VH.z-sm.sSm, i s s l o l l a j eapleyora, la to r , 5 t-h# ZE^h&strlol Cass^l.sss>a to th i'ae' i'vat sa c / c - s p n a&l dlgoas law racb as c-az^t i to bo w lssly &-zirt9d *ad e& stetstw ** * that cssaseasatSoa could bo XSbofoUjr satad to ea???oyss* act-sally : ^ S is d vt.ll> * ycfiaonaty dieeaaa and i t s eaapXie-siUoa ' aad s t i l l aot thsov e a t e f cssjX s^ ^t la d irld a tla with a&slsal dfress* *A bo C3>$iUutia; 4afstdea visa ws? so t a tij ootod to asw a-tiw eitporar* lAlah t^nld a * yzograop.lro of t>,ir tUzm m * f S i i t ^ i tsfcsa to a&K-sv:"' ?^ ?* ib dfelltg| toot ^iaeaosod la chsossX&ijisml Xt waa raftfta&sad th a t a s y s ly X -'^kvo ea t 253.v; 's a l telg jt a rrra jseaeM ag c&'s& ar stag, S3 fb-jf 2r ^ t 5i.ss* l a s ilic o s is * d id n o t siooods&rlly js^ s -it t t a t fc. . 1a^7o vould fc battos* <s? tth # r t/ s d a liy o r fL&aXXy la fea fsreod to M i tv%S* tS*? &**t ^ d o r c/atiwA a e t a u n s *sss w ithin iassaSiy e*fs S ' .via * t v-3& ^ s ig h t % p*d a 4*U - s s i o f e?2?i4.tia &s? s -oailad 42aRfc*li*yv p.-ia iifJUsslyl isa# rssa ^ a is'sd h j tt o X*i;;' 1 y r s s a s t iy tii Csmleadoa haa *\o a u th o rity fe> a m id 3^ 8& a t t 15535 v*&zo ** * U * t i c - ' C i t y osl***-, ;,s d i t i s fci-irisiJfi la ? & ?&*? to .'3 t ^ i s r i t s `\b 5-j cjiogssto.-ii p--OK;ifa* thoeld e s sssploysjr dlen^r-a^g# ^ ^rati-voa ;w3 e f a f'ls ra ^ ls r " l a r la a flsstiB s liy tS S3 *;; itO. C ca^isfesa th a t I s !-'-'?sS?.5&a*t f ;? lva *<<-'.'-.y&t to t^sstfcjs s ^ l V / a s s t , lb s - ^ l e y a r v*o as i &*?** ' w5aH t lls M c f j r tiiis ftlS-aaseo o'^js* C -j-^a far his '.,'83^ 4 ^ 3 lt*S5.1a^, 2*-;^ yiv .w-a^ w ^ $5;55 S# l a tho a a t fa o f a . 'I t c ^ g ^ a tl'? , tb s cij." t-jia a.sfc^lly lsfe; ho f,g fm% -'* *-:-; ;is'lA3 a .2- ol-ala ?-^y <*?1'wea crsat?d M a f c r tb s `^ '.c a r l s l l lbs &j?Ud 11.3 r.vt .!>? t'i* *i,,u>lSa* coadittc-n. I L -,vs l a )r f t i a a * fii-.a C. A. y rl-o ^ , S f - * t a t i o l * a v f t&* -:'5'? "_v"rii-i'lrf. Cc;rs*if',i'?"n > tei fvll-i'rfBi l i r a ch<; I t* lonit ta 1/15 baforo .lag avK-83 & ai,l* casi. o f sHLosudo,* Za t&o oli^gla eas* tho ' ^i-oU vas a'-Aiidad. $655 l:zi {?'V 2) I t Ha* ftar&wr rsoegjti&od m s& j ' a to* ft'fainisstraiien o f tis* l a v th a t tfe*res2.is i a dasspltontSsa o f fiS irsa li ^a# to* psl& sipal fa* U r l a p joilsalag d is a b i lit y cad Hat I t w i iapt&rtAat t* e l is la a t * t o f i atio iu Ale* th a t cos?to la iadivtcbssls 2ssdi to b m ear* rep&d pro^i te a o f tih sc -d a ra *U*r* th oiEposwa'* sassaw lly s a fa U n its * ed to t, toar-afaj?, r w n l f r a a f to to a r espasar v* l a to* aU e-ast o f s&oh a Tadsv th* SiBesasia Lav th* Z ad u etrial CssadssAsa h as to# e sto o rity to Icn:* s d fc&ltii t e n to* e f f w t o f la v , to previrf* fo r to* sa fe ty ad h ealto f *rSla a* f*H*sl m 4s i lava .fco*a ts s h s d 2ijsi2"!j{ p b y gieal oKaatsatiaa o f e^ptoyeos* r :sste<gts4*il CaaitoAla* ?4d 6pssar *a?/nl soafoyerce# o f rqpyasoatatir # o f 1 dxs* o d iS w ta y .~ith t# 14** s ett@d 5,a to * e-*ii f caa c f too** coafosmc*** too scjdssvs* . a v&sk c o t s a w && ^Jsyslsftl eteas&s&U&a p s sg rta *Msfc ea La &}fe*ii*sd to p&i*s* !<* esd to id i i&K&d bar* t o e l r is ^ r s lif ti- d e ^ a T s ! * 0 J&'to a ^-'^gjfsa ta n Rjijxv-cd b y rtps'-.sji.sats-i&yss f la b a y cad I s la a ity * to* i . v*:.a s f to y s !s a l fcassS3 it5s a 9 f IssS o ststsl Ste&avs* sad p^Usto& d by * > iss a sla .to 5-S:>y x--s etstvsbss sty* efcffleiaatX y edo^sutt* to m a svo s*ta t `vjp^r f aV<ssm ;.y isS&ytsy c f ik a pfcyBisvl e.r^staatio a paegsraai os nssrasaadad by tb * . fessslssris** fesa X Staav f" so 'isato & c* *Swm>* so y p v is lti& s fee** besa iris* * <?csy 3pA;fes>w l') *.'*! iK ^ a tto * f o r prop* s .n ^ w is o f d s a t e&ni**l* to# S a fa s ts l* ! 3KS.?2*sa b sa tb a c^tosid-iy to p. rj ?.-;?*.v-->* *5 p a r c s a t o f to* pr-itsasy ;p :^ s .L *~3 *&d I t 1* a : t posaA-r '-!& t o to a ^ i-s ? h i* p a a a l t y l i a b i l i t y . ft-tolaa to c^toiwtoabiaa tolto had to *.- i -v:c'.to`3 --'aa to# qus3J oa of prs- t o '4 7s -"jto a# bat;,3.5a irfyl^pi-r,* !*:il as frjsasuca# gayyl-sr** la t!i# CS"* ua* h*14 tost siur# iwto-v' ^ 1 r-. c-f^ato^aoiwl;- '^apto V .'> .t o f ; 5 > s >*^ a i l c o a ttto r.ta d to to 3posara, tr. J t o a i l i t y should b# p ro ratad ^ tofca ,-*r* to e io^TS-to -t `" 'r.-s t'aa y torau .} -?ib3ofer 3tod &>3-px?.y t , Sad-jataft*l Comlesion* 195 Vs, 317* (?a3* 3) k&ra a aHS&'&jr o f e. .jo l a yis-senseia i&e? csplojroes idw. h*d bs-sa ratJu-f5! m pmt&am T<2*%a.jr b*ca iMc^tiUd o r da*s 6 m eiiioot^ferwL9i3* p tfti e ^ s a - tS wr aw&rSgd e d ito r to t^ sa o r t b s l r tiepaadaeta* S l a t t i ?lsc*ftsl ffU a tea* m j r sat&sfaoteiqr, l a evidcBaed V a oivbv& s iaaaroaa* r a t a . JLa 4* t* p ft a i x i s ^ t r U i e U ssiflo o tlsm o hwSag %=m a at2&**& &a*ari* 3r a c ts a rd a l d^ar-fcaast Isas ssp p llsd 20 v i t l t&o ra te # p a r $L0 o f ;is ^ U Sm *t*ssr t d * s # ilS f i* to ! Sa 1>2 1934 {'*V * v*a t*sa haifSit o f t&j siU * * *1Ui ^ r-iae 1923, *& Vljossla laviiavo bet Ssase&eadi 37 * s s i ? - is tw r o a tgr 56 posy t - i2a .'v7.3-4 * ^ '" irJt siV'.i'v.-* -igss ^ *misa i USP 2jvrt ra 3.74 Bs ,- .c:i.vt*,ss^!oa Sssr stsiss e ^ v tlo f, so ftei& o reiM '-3 *S5 iS asal $& t i s o &fU? 2 28* 10.76 i*:v6 jass f2o_ 7-> Si4 y$j? <?&$&& ?aa j) EMPLOYERS MUTUAL UABIti fY INSURANCE COMPANY OF V/ISC0M3IN EMPLOYERS MUTUAL FiRE msUHANCE COMPANY . C. KUSCMCl VYAtK .U. WISCONSIN \jst _26, 1952 Arthur J . Vorvald, 24. D ., D irecto r Edvard L. Cw-'dau Fo'.mention T rudeau, Haw York I n.t* '-rh 5-.ig a r.-r>y, ?'.ot cc-ap lo tely poIJU^ioct, o f . / i'.:-T,;s f u r t a a Sywpoaitta. l*c-3k i t o v e r, pies-ee, e-nci f e o l p a r f a e t i y f i c a t o -r.sa y u ar r o a p e n c i l . I * s r e l y coad..*' you t h i s issao now ot> t h a t you a a y know I* vorkJng on th p a p a r. I ea crudiug i t *3 e&veral people i s ''Is c n n s ln uad t . jv h e re f i r ao^iejents* to fee -r I fcawa a i l a y i n f o r s a t l o n Ci<_rct. P r i : . to t t 9 saasslon 1*11 saoti you a f i n a l u rsr BSKuaehla 22 W ell done, B en. B en's rem ark on co n fu sio n reminds! i me o f a s t o r y on one o f my p r o f e s s i o n a l a s s o c i a t e s w h ich I am g o in g to ta k e th e l i b e r t y to t e l l . I t ' s v e ry s h o r t * He defandod a c rim in al co n v icted upon a crim in a l charge and sen ten c ed to th e e l e c t r i c ch air* J u s t p r io r to the e x ec u tio n I na v is it e d the d e a th h o u se. B efore le a v in g the p r is o n e r , he t r i a d to say som ething th a t he th o u g h t w ould be c o m fo rtin g j and stum bled around in h is mind fo r th e p ro p e r e x p re s s io n ! i &x\l fo u n d t h a t no c o u ld n o t say " I h o p e to see y o u soon*** b e c a u se lie d id n o t hope to see him soon whe: * he was g o in g , n o r c o u ld he s a y , "Happy L a n d in g ", bocatv ha knew t h a t ilia la n d in g would n o t b e h ap p y . L ike a f l a s h , th e to p e x p re s s io n came to him , and ho l e f t him w ith th e g r e e t i n g "I*ora pow er to you", ao B en, I say to you and to y ear in su ra n c e a s s o c ia te s , "Kora power to you in th is p a r tic u la r problem "* I t i s w ith r e g r e t th a t I m ust t e l l you t h a t lir* E a r l e T A ndrew *, who was on th e p ro g ra m a n d had in t e n d e d to p a rtic ip a te in the sessio n th is afte rn o o n , re p resen tin g 1. j; th e p o i n t o f m an ag em en t, i s u n a b ' . to b e h e r e . He c a l l e d me l a s t n i g h t . Hia company i s f ,.s a d w ith a s t r i k e on Ilonduy m o rn in g , and he a s k e d me t o convey to D o c to r V erw ald an d t o j the au d ien ce, h is sin c e re and deep re g re t th a t ho could n o t j como* I I H ow ever, I know t h a t we a r e a l l m o st fo rtu n a te i n i t h a t w.. b&v- fo u n d a s u b s t i t u t e who w i l l m ore th a n f i l l th e i Jo b . Mr. O tto At W isely , I s th e Chairm an o f th e COKmission j o f th e S ta te o f U tah, a d m in is te r, g the co m p en satio n law o f j t h a t s t a t e . Ee i s a g r a d u a te o f t h e Law S c h o o l o f th e U n i- j v a r s ity o f U tah and is a c l in ic a l le c tu r e r in th a t u n iv ars tjf i n i t s modic??.! c o lla g e * Ke i s C h a im a n o f th e Commission j and has so served for th e period, o f the l a s t elev en years# j D u rin g th e tim e th a t th e o c c u p a tio n a l d is e a s e law w ith p a r t i c u l a r re fe re n c e to th e p n e u a o e o n lc joa became effect!? * and h a he.a b e a n I t s daddy* Ha i s w e ll in f o r m e d o n th e w h o le s u b j e c t o f l a u o r end in d u s t r ia l r e la t io n s . Perhaps I sh o u ld ex p r e ss one so n a l c r it ic is m o f him , b e c a u se on raoro than one o c c a s io n , ha has had to serve the r o le o f a c h a ra c te r w itn e s s for cur ''Ood ih ic m d , P a u l R ic h a rd s fro m hi suno 3 ts.ro * X nave od him t o sa y * ju st a word, p articu larly w ith rosp act to the 5 r e s p o n s ib 11 i t y o f njuiagensnt in th e a d m in is t r a t io n o f la w , d e a lin g w ith such s u b j e c t s as p r e v e n tio n and r o n e b ilw - j b a t io n . Commie3io n e r W isely * BY CCvl l I S S IC h lR WT55I.YJ Thank you, Ted. I am v ery happy th a t I have b een a b le to a tte n d t h is sym posium . I e sa e lie re b e c a u se o f th e | in s is t e n c e o f D octor Paul R ic h a r d s , and th a t i n s i s t e n t 3 was in th e n atu re o f & telep h o n e c a l l to Govs -nor Pee t o l l i n g him, you t e l l O tto to g o to Saranac Lake. I to ld the Gover- ; nor I wo u la .i *t do i t . Ha knew t h a t - l i e ' s a very good - r ie n d