Document 0ZeNZzJNK4YeqngKBbpd977V

I i i cers relating to vlaim adjustments. la il'iinoisr Missouri and Alabama we self'Insure our Oooupatlonal ft Risk cjrily., because the law cf these states permits insuring workcoapenstf,*ion and occupational disease coverage separately. Furthersinc6 approximately one-third of our plant personnel and our expoa- cocupatSocal disease is concentrated in Illinois and Missouri, nsuranceTis to our advantage economically* because of administration aim handling costs* etc. In Tiew'of our insurance arrangements, Brake Shoers liability omaticaljly transferred to our insurance carrier. Therefore, it is ' best interests that our people work in a cooperative manner with preservatives of these companies. It is Important that we furnish 1th all .the facts and data pertinent to an occupational injury, or e claim*! in crder that they can handle and process the claim expedly and equitably. . The ifacts and details of sn accident, brougit out at time of . .commended accident investigation by plant management, are* many of great value to the claim adjusters and attorneys in preparing 16 defer.** of a claim alleging injury or disease. The Important problem in the occupational disease field* s is 'rue in workmen's compensation* is not iftiat disability benefits . . .a) are to be paid* but rather how the hazards leading to such .diseases be brought under control. This necessitates the combining of 1 (inoluding nursing) and engineering techniques to determine the 'loanee of the hazard from the standpoint of health and safety. The 'f our Industrial Hygiene Section is to control working conditions ; plants to such a degree that there will be no exposure to materials ,tive of occupational disease. Probably no other insurance is more olosely related to our and Fire prevention Program than Fire Insurance since it oonsists entirely of inspection and prevention. The purpose of buying Fire Insuronoe is not only to prevent a rophle flkanolal loss to the company but also to buy, as in the ease kmen's 'compensation and occupational disease Insurance, expert os pertiomarly those applying to inspection and fire prevention, 8 connection our Safety and Fire Prevention Program is supplemented se services to the extent that dangerous conditions may be discovered rreotlve potion taken* thereby elimiaatlng to the greatest degree le the capes of fire. The Slafeiy Department is provided with and distributes various of informative bulletins relating to apecifio hazards whioh have to be disasterous either as a result of laboratory study or in fires. This information outlines practical preventive measures t hazardous exposures, i To further show how Important fire prevention is to our company, give you'the actual volume of dollars involved within Brake Shoe, present time the insurable value of all plants and equipment for teuranee purposes is approximately $100*000,000.00. i , . . 76 ! SPNY 000206 I