Document VN6rd6jEgzw9GQ3dM2wyG29N
ygaard
Commercial and Industrial Insulation
Insulation, Inc. route 2. BOX 94
7ib-<2s-9738
ROBERTS, wi 54023
July 8, 1988
Mr. Leland Glasgow Koch Refining Company P.0. Box 2608 Corpus Christi, TX 78403
PLAINTIFF'S EXHIBIT
KRC-61
Dear Mr. Glasgow:
Per discussion between your Mr. C. W. Herber and our Mr. Curt Mages, it has come to our attention that you are pursuing an asbestos abatement and re-insulation program at your refinery. Since asbestos abatement is such a new industry, it is a challenge to find competent contractors to perform the work. We, at Nygaard Insulation, are capable of providing this type of service to you. We have the extensive experience, knowledge, and skills necessary to do a high quality job in an efficient, cost-effective and safe manner. In addition, we are the only asbestos abatement contractor in Minnesota that has extensive refinery experience.
I have been doing asbestos abatement work with Koch Refining Company in St. Paul since 1981. From 1981 to 1984, this time was spent as general foreman for RCI's abatement crew. In 1984, I formed my own company and since June of 1986 we have been contracted to do 98 percent of Koch's abatement and re-insulation work. During this time, our company has removed over 170,000 lineal feet of pipe insulation in addition to the vessel insulation and building transite. Our productivity rates on pipe insulation have averaged 6.28 lineal feet per manhour<ft/mh) for removal and 3.19 lineal ft/mh for re-insulation. Through proper coordination with Koch's maintenance and operations departments, we have been able to perform this work during their day shift with minimal interference.
At the onset of Koch,s abatement project, we engaged the
hygienist services of Pace Laboratories to assess our
procedures and develop a written asbestos abatement program. We have incorporated and used this program.
As
a result, we have been able to comply to with all EPA,
PCA, 0SHA, and Minnesota Department of Health standards.
Also our supervisors(foremen and management) are currently
taking EPA approved asbestos abatement courses to stay
current with new regulations.
K 005325
We are covered by what we consider to be one of the finest occurrence type insurance policies designed specifically for the asbestos abatement industry. This policy can be tailored to fit your needs. As you are aware, this is extremely important since the owner and the contractor are, by law, equally responsible for the proper removal and disposal of the asbestos material.
We are pleased to announce the addition of Hr. Curtis Mages to our staff as our project engineer. While being employed by Koch Refining Company in St. Paul, Curt supervised numerous insulation as well as asbestos abatement projects. In addition. Curt was the leading force in the development of Koch's productivity improvement plan for insulation contractors which has resulted in a 50% increase in cost-plus maintenance insulation work and a 100% increase in turnaround productivity.
Attached is a list of references which you may contact to verify the above information. Also attached are the following: 1) productivity rates for work done at Koch in St. Paul, 2) example productivity rates vs total labor cost, 3) example productivity reports, 4) example hygienist reports, 5) information on insurance company used by Nygaard Insulation, and 6) typical accredation certificate verifying passing of EPA course.
We feel that we have the qualifications to serve you as an asbestos abatement and re-insulation contractor. We would like the opportunity to present our labor and material rates for your consideration in this regard. We look
President, Nygaard Insulation
cc Mr C. W Herber
K 005326
NYGAARD INSULATION
ASBESTOS ABATEMENT REMOVAL PRODUCTIVITIES
: UNIT
completion: ACTUAL : EQUIV
DATE :
FEET
: FEET
MAN HOURS
EQUIV ACT FT/MH FT/MH
1 ZBLACKTANK RACKS
11-04-86: 15,085
34,210
2294.5 14.91 6.57
2 :unit 21 3 :unit 15 4 :3RD ST RACK
11-18-86: 11-25-86:
5-28-87:
17,678 13,720
8,418
26,831 22,426
9,738
3103.0 2154.5 1150.5
8.65 10.41
8.46
5.70 6.37 7.32
5 :UNIT 41/42/43
6-12-87: 20,752
39,269
3766.0 10.43 5.51
6 :UNIT 11
11-16-87: 33,569
51,890
5637.0
9.21 5.96
7 IUNIT 19
12-04-87:
3,610
3,979
641.5
6.20 5.63
8 :WASTE TREATMENT
12-09-87:
507
655
80.0
8.19 6.34
9 :UNIT 12/14 10 :UNIT 31/32 11 IUNIT 16
3-08-88: 4-27-88: 2-22-88:
2,989 15,704 11,220
3,870 23,104 17,429
532.5 2228.5 1728.0
7.27 10.37 10.09
5.61 7.05 6.49
12 :UNIT 17
5-17-88:
449
808
76.5 10.56 5.87
13 IUNIT 35
5-31-88:
3,702
5,366
529.0 10.14 7.00
14 S4TH ST RACK
5-31-88:
1,633
1,891
193.0
9.80 8.46
15 :e-w RACK
5-31-88: 24,810
34,152
3580.5
9.54 6.93
SXBSBSSBSSBSSBSSSBSBBBSBSBSBBSBBSSSSXSSSSBSSSEBBBSSBSBSBBSBSBSXSBSSSBSBSSBS
TOTALS
: 173,846 :275,618 :27695.0 : 9.95 :6.28
ASBESTOS ABATEMENT PIPE COVERING PRODUCTIVITIES
UNIT
completion: actual : equiv : mam
: equiv : act
: DATE : FEET : FEET : HOURS : FT/MH :FT/MH
1 :BLACKTANK RACKS 2 :unit 21 3 :UNIT 15 4 :3RD ST RACK 5 :UNIT 41/42/43 6 :UNIT 11 7 :UNIT 19 8 :UNIT 12/14 9 :UNIT 31/32 10 :UNIT 16 11 :UNIT 35 12 :4TH ST RACK 13 :E-W RACK
12-19-87: 2-10-87: 1-13-87: 6-26-87: 9-02-67: 1-04-88: 2-03-88: 4-08-88: 5-31-88: 4-27-88:
5-31-88: 5-31-88: 5-31-88:
16,630 17,591 13,586
6,698 21,025 26,344
3,669 3,137 16,692 13,019 1,876 1,674 10,606
36,583 30,236 26,003
8,229 37,407 40,039
4,007 4,360 22,630 21,606 2,672 1,754 13,076
5401.0 5145.0 4248.0 1300.5 5714.0 11245.5 1109.5 1004.5 4884.5 4068.5
531.0 330.5 2899.0
6.77 5.88 6.12 6.33 6.55 3.56 3.61 4.36 4.67 5.31 5.41 5.31 4.51
3.08 3.42 3.20 5.15 3.68 2.34 3.31 3.12 3.42 3.20 3.53 5.07 3.66
BBBBBSBSBBBBBBBSSBBSSSBSSBSBBSBSBBBBBBBSBSBBBBSBBBSBSBBSBBBBSBBBSBSSSBBBSSS
:totals
:
: 152,547 :249,022 :47881.5 : 5.20 :3.19
PROJECTS ARE IN PROGRESS
K 005327
aitaaslgji-tlii 'IIMittSSsW
LABOR COST VS PRODUCTIVITY
REMOVAL
PIPING : PRODUCTIVITY : MANHOURS : LABOR COST :
FOOTAGE :
<FT/MH)
:
:
($/MH>
:
TOTAL COST
10,000 10,000 10,000 10,000 10,000 10,000 10,000
2.0 3.0 4.0 5.0 6.0 7.0 8.0
: 5,000.0 : 3,333.3 : 2,500.0 : 2,000.0 : 1,666.7 : 1,428.6 : 1,250.0
$20.00 $20.00 $20.00 $20.00 $20.00 $20.00 $20.00
$100,000 :$66,667 :$50,000 :S40,000 :$33,333 :$28,571 :$25,000
PIPING FOOTAGE
10,000 10,000 10,000 10,000 10,000 10,000 10,000
RE -INSULATION
PRODUCTIVITY : MANHOURS
(FT/MH)
m
1.0 1.5 2.0 2.5 3.0 3.5 4.0
:10,000.0
: 6,666.7 : 5,000.0 : 4,000.0 : 3,333.3 : 2,857.1 : 2,500.0
LABOR COST
: TOTAL : COST
$20.OO $20.00 $20.00 $20.00 $20.00 $20.00 $20.00
$200,000 $133,333 $100,000 :$80,000 :$66,667 :$57,143 :$50,000
K005328
YUAP.RD INSULATION
JOB NO. P. 0. 1773E W.0. 703007
RODUCTIVITY REPORT
DESCRIPTION UNIT 16 P/C
DATE
4-27-88
SHEET
1 OF 1
72
ELLS :TEESiVALV x FLGS1 a
9
PROD. :STRAIGHT X XXIX IX xACT.xEQ. x
PIPE SIZE FACTOR sFOOTAGE
4 : 3 x 12 x 3 xPRODiPRODx COMMENTS x
:sssBascccaBBssBasaMsBS8sssBsuseBe&sae j
.5X1
sACTUAL xEQUIV.
9 x 4x
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ti
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:
: t
5X2
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12 x 12 x
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x 12 x
x
x x 27 i
x x
xACTUAL xEQUIV.
x x
xxxxxxx
: :
iACTUAL xEQUIV.
xACTUAL xEQUIV.
i
x
:ACTUAL xEQUIV.
x
X
:ACTUAL xEQUIV.
iACTUAL xEQUIV.
IACTUAL xEQUIV.
TOT. ACT. PROD. TOT. EQ. PROD.
27 .73
CUMULATIVE MAN HRS. TODAYS MAN HRS. TOTAL CUM MAN HRS.
CUM. ACT. PROD. TODAYS PROD. TOT. ACT. PROD.
4059.5 9
4068.5
CUMULATIVE EQUIV. PROD. TODAYS EQUIV. PROD. TOTAL CUM. EQUIV. PROD.
21533 73
21606
12992 27
13019
CUM. EQ. PROD. PER M. H. DAILY EQ. PROD. PER. M. H. DAILY ACT.PROD. PER. M. H. CUM. ACT. PROD. PER M. H.
5.31 8. 11111
3 3.20
K 005329
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DATE SHEET
1.-12 Df' 1 OI- 1
4
7c:. 5
: ELLS : TEES : VALV : PEGS :
:
PROD.
STRAIGHT : >< : k : k : x :ACT. :EQ.
pipe size FACTOR
FOOTAGE : 4 : 3 : IE ; 3 :PROD:PROD:COMMENTS
siassussKsssRKCisassssssecscscsa
8Xc ACTUAL EUUIV.
40 :
i
::
40 :
i
:t
:sssssa3iasai9acs;3csj
: 40 :
:
: : 40 t
SXi.5 : ACTUAL tEQUXV.
20 : 20 :
: i
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: 20 :
:
: : 20 :
6X2
:ACTUAL :EQUIV.
: !
20 :
20 r
: 20 : 20 :
6X1.
: ACTUAL :EQUIV.
; ;
20 : 20 :
: 20 : :0
4X1.5 :ACTUAL :ECUIV.
188 : 188 :
:188 :
:
: :188 :
5X3.5 s ACT UAL :ECUIV.
:. ".XL. :-i : ACTUAL. :EQUIV.
20 :
:
20 :
:
srsssassKC]
46 : :
46 : 8 :
: 20 :
:
: 3 20 s
: 46 :
:
: : 54 :
.75X
:ALTUPl
:FOUL V.
: AC VUAl : ECU i V.
91 : 13 : 91 : 52 :
:: tl
91
: 104
:ACTUAL :EQUTV.
: :
TOT. ACT. PROD. TOT. EU. PROD.
445 466
CUMULATIVE MAN HRS. TODAYS MAN HRS. TOTAL CUM MAN HRS.
CUM. ACT. PROD. TODAYS PROD. TCP. ALT. PROD.
193 72.5 265.5
CUMULATIVE EQUIV. PROD. TODAYS EQUIV. PROD. TOTAL CUM. EQUIV. PROD.
1384
445 1829
CUM. EQ. PROD. PER M. H. DAILY EQ. PROD. PER. M. H. DAILY ACT.PROD. PER. M. H. CUM. ACT. PROD. PER M. H.
2026 466
492
9.39 6.42759 6.13793
6. 89
K 005330
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NYGAARD INSULATION ^ODUCTIVITY REPORT
JOB NO. P.0. 17732 W.O. 703007 DESCRIPTION UNIT 16 REMOVAL
DATE SHEET
4-8-88 1 OF 1
32
9
:
:
:ELLS:TEES:valv:flgs:
:
:
: PROD. :STRAIGHT : x : x : x : x :act.:EQ. :
PIPE SIZE: FACTOR :FOOTAGE : 4 : 3 : 12 : 3 :prod:PROD:COMMENTS
xxxexsxxxxxxxxxaxxxxxmu
SXCCCltlCSKCI
.75X1
:actual :EQUIV.
::
:
40 : 21 :
:
: : 40 :
:
40 : 84 : : : :
:124 :
XEXXKXXXKXXXXXXXXKXXXXXXXBKXXXXKXXBXXXXXX
E3XXKXXEBXXSXXXXS
:ACTUAL :EQUIV.
: :
::::::: :::::::
XXXXXBXXKXXXXXKXBXXXXXBXXKXXXXXXXXXXBXXXXXXKKBXXXXXXXXSXBBX 1
:ACTUAL :EQUIV.
: :
::::::: :::::::
==SSBSBBSax3BBSS3SBSB3SBSBBB)BBXBBm3X3BBSBBBS3BBBBSBKXS3XBSI
:ACTUAL
:
:::::::
:eouiv.
:
:::::::
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SXXXXXXXXXBXXXXXXBXBX
:ACTUAL :EOUiv.
:ACTUAL :EOUIV.
: :
:ACTUAL
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TOT. ACT. PROD. TOT. EQ. PROD.
40 124
CUMULATIVE MAN HRS. TODAYS MAN HRS. TOTAL CUM MAN HRS.
CUM. ACT. PROD. TODAYS PROD. TOT. ACT- PROD.
1527.5 9
1536.5
CUMULATIVE EOUIV. PROD. TODAYS' EOUIV. PROD. TOTAL CUM. EOUIV. PROD.
16113 124
16237
10178 40
10218
CUM. EQ. PROD. PER M. H. DAILY EQ. PROD. PER. M. H. DAILY ACT.PROD. PER. M. H. CUM. ACT. PROD. PER M. H.
10.57 13.7778 4.44444
6.65
K 005331
pace
laborutories, nc
witt
REPORT OF LABORATORY ANALYSIS
Offices:
Minneapolis, Minnesota
Tampa, Florida Coraivilte, Iowa
March 24, 1988
Mr. Noble Nygaard Nygaard Insulation Route 2 Box 94 Roberts, HI 54023 Re: PACE Project No. 880113.361
Air Sampling Consultation Dear Mr. Nygaard: Enclosed Is the report of laboratory analyses for samples received 03/16/88. If you have any questions concerning this report, please feel free to contact Tom Halverson or me. Sincerely,
Michael E. Russell, MS, IHIT Industrial Hygienist
Enclosures
1710 Douglas Drivs North Minneapolis, MN 55422 Phone (612) 544*5543 an equal opportunity employer
K005332
(MlCC1 IcDoratories. nc.
REPORT OF LABORATORY ANALYSIS.- - f -.
Offices:
- ' Minneapolis, Minnesota
Tampa, Florida
Coralville, Iowa
Nygaard Insulation Route 2 Box 94 Roberts, HI 54023
Attn: Mr. Noble Nygaard
March 24, 1988 PACE Project Number: 880316503
Date Sample(s) Collected: 03/15/88 Date Sample(s) Received: 03/16/88
PACE Sample Number: Parameter
Air Sample volume Asbestos Fiber Count
Units
059560 MOL. AC.375
Liters
0.01 715.6
Flbers/cc 0.002 ND
ND Not detected at or above the MDL.
1710 Douglas Drive North o Minneapolis, MN S5422 Phone (612) 544-5543
an equal opportunity employer
005333
tujfn cicv cestinp
6SP6TH2OCNPBAEOUML6W.1E2ML/6LN4A5V-53E55N10UH1E
PROJECT! REQ.# A-84895 FO# 01881
reported TO: Koch Refining Co. Attn: Hill Dotson P 0 Box 64596 St Paul, MN 55164
REPORT OF: ASBESTOS ANALYSIS DATE: September 11, 1986 COPIES TO
LABORATORY No. 4400-86-3056
INTRODUCTION
This report presents the results of our recent testing of one bulk sample submitted on September 8, 1986 by Will Dotson of Koch Refining Co. The scope of our services was limited to microscopic analysis sufficient to determine the presence of asbestos in the submitted sample. The asbestos analysis was performed on Septenber 8, 1986.
CONCLUSIONS
Our testing identifies asbestos present in this sample. The asbestos found was chrysotile.
METHODOLOGY
Identification of the presence of asbestos fibers in bulk samples is performed in this laboratory using two methods: polarized light microscopy and infrared spectroscopy.
This analysis was done by polarized light microscopy using dispersion staining particle identification technique. This laboratory uses a Leitz Laborlux 12 Pol microscope at 100X magnification in accordance with EPA procedures.
Results
TCT
Sample
Sample
Asbestos Type
Balance of Material
* Nunbcr
Identification
Aproximate Percent Approximate percent
20782
Coker "X"
Chrysotile 8
Cellulose
5
Glass Fibers 7
Nonfibrous 80
K 005334
REPORT OF: ASBESTOS ANALYSIS
DATE: Septenber 11, 1986 PAGE: 2
LABORATORY NO. 4400-86-3056
REMARKS
Our testing was performed on the sample submitted for analysis and does not document the level of asbestos which may be contained in the work space air.
Twin City Testing and Engineering Laboratory routinely participates in the EPA sponsered Asbestos Bulk Sample Analysis Quality Control Program maintained for commercial laboratories by Research Triangle Institute. Our microscopists count NIOSH fiber samples originating from SRI International for the Proficiency Analytical Testing Program (PAT).
This sample will be retained by our laboratory for thirty days from the date of this report and then discarded unless otherwise notified.
TWIN CITY TESTING CORPORATION
Rennie Smith Microscoplst
K 005335
FIDELITY ENVIRONMENTAL INSURANCE COMPANY
A SUBSIDIARY OF THE ENVIRONMENTAL CONTROL GROUP. INC.
... I* rMS
ASBESTOS ABATEMENT LIABILITY INSURANCE
For
Contractors
A Major Concern for mam
Building Owners I Real Estate Managers
B Architects
Government Agencies
E LIABILITY INSURANCE FOR REAL.
B LONG-TERM PROTECTION
B Occurrence Form of Policy
B $1-Million Coverage Per Job
New Jersey-Licensed Stock Insurance Company
Broker Acknowledgement Accepted
K005336
las; s at --i.:;..
The traumatic process of removing asbestos from a structure
generates high levels of airborne asbestos contamination that must be carefully controlled and contained.
Asbestos Abatement Work: Nature of the Risk
Asbestos-containing construction materials present a potential risk because they can release airborne con tamination that may be inhaled by building users. The primary purpose of an asbestos removal project is to eliminate the potential for airborne hazards by elimi nating the asbestos-containing materials which can cause them.
However, the process of asbestos removal involves heavy demolition as well as complex area isolation and air engineering procedures. If not planned, monitored and performed correctly, asbestos control work can
spread significant amounts of airborne asbestos con tamination throughout a building. This sort of con tamination is an aerosol made up of microscopic asbestos fibers which are Invisible to the human eye and able to remain aloft indefinitely.
Persons who visit or reoccupy such a contaminated building may later seek legal, redress against the con tractor. architect, building owner and others who are alleged to be responsible for injuries ultimately related to faulty asbestos abatement work.
Asbestos:
The Delayed-Reaction Liability For this reason, asbestos contractors, building owners, real estate managers, architects and others involved in asbestos abatement work need to be con cerned about the adequacy of their insurance cover age. While insurance is always a serious consideration in the building-related trades, it is particularly impor tant when asbestos is involved because of the peculiar, delayed-reaction liability problems associated with the substance. Exposure to airborne asbestos has no immediate apparent effect, yet can begin a slow biological process resulting in health problems decades later. Keep in mind that the asbestos-related law suits which began making headlines in the 1970s involved exposures which had occurred as far back as the 1940s. It had taken as long as 30 years for health problems-- and the attendant legal liabilities-- to manifest themselves. This potential for delayed-reaction asbestos-expo sure response is a very important concept to under stand whenyou evaluate various types ofinsurance. In practical terms, the only kind ofmeaningful insurance coverage for asbestos-related projects today is cover age that will still be In effect years from now, when it may actually be needed.
/*
Claims - Mad* policies provide short-term protection; their coverage remains in effect only through the policy period, usually one year. Then, unless new premiums are paid .year after year, coverage lapses. Hence, the policy does not provide coverage in future years when asbestos-related legal Incidents are most likely to manifest themselves.
Occurrence policies provide long-term coverage. They require a single premium payment at the start ofan asbestos abatement project. Then, their coverage automatically extends indefinitely into the future, ensuring coverage when it might be needed.
V
1987 FEIC, Inc.
K005337
Aggregate Per Job
**
%
K*
r4 Annual Aggregate
"~ Insurance i i Insurance Ii /rCTot
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11
Aggregate-Per-Job policies provide S l -million worth ofcover agefor each IndividualJob. If a contractor performs four sepa-
ratejobs during a given year, there would befour SI-million poli
cies. Thus.aggregate-per-Job coverage is much more comprehen
sive.
Annual Aggregate policies provide only a single $ l-million worth of coverage that must be spread across all Jobs per formed during a given year. In some cases, the same S 1 -million worth of coverage (s sold to many contractors who. during a
year's time, perform dozens, or even hundreds, ofjobs.
Inadequate "Claims-Made" Policies
Unfortunately, many of the policies currently being advertised and sold forasbestos abatementworkdo not provide this sort of extended, permanent coverage. In fact, these "claims-made" policies end their coverage shortly after the actual asbestos abatement project is completed-- and decades before any potential liabilities can be expected to arise. Coverage can only continue if annual premiums are paid year after year by the con tractor and the policy is re-evaluated and reapproved each time by the Insurance company--both highly un likely events. At the same time, such coverage only continues as long as the contractor does not go out of business. This is a very important consideration be cause some contractors actually structure their com panies to periodically go out of business in order to avoid long-term liabilities.
"Occurrence" Policies: Real Coverage
"Occurrence' policies, on the other hand, provide coverage which begins with the asbestos abatement project and continues in effect throughout future dec ades, when asbestos-related liabilities may manifest themselves.
Until recently, such asbestos-related occurrence insurance was just about impossible to obtain. If you were a contractor, you had no choice but a standard claims-made policy; if you were a building owner, you more than likely didn't understand that claims-made policies provide no real protection againstfuture asbes
tos-related claims.
Annual Aggregate vs. Aggregate-Per-Job
However, all occurrence policies are not the same. That'swhy it's crucial to ensure that the policy is based on aggregate-per-job coverage rather than annual aggregate coverage. There's a big difference between these similar-sounding concepts. Annual aggregate policies provide a single $l-milllon worth of coverage for all jobs a contractor performs in a year. Ultimately, dozens, oreven hundreds, ofjobs can be covered by the same $1-million worth of coverage. Aggregate-per-job policies, on the other hand, provide $ 1-million worth of long-term coverage for each job.
K005338
IOEIIV
NVIRONMENTAI
NSURANGE COMPANY
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Fidelity Environmental Fidelity Environmental Insurance Company was formed expressly to provide meaningful protection to those involved in the asbestos abatement field. We have designed a policy to provide real protection against the long-term potential liabilities connected with such work. Our occurrence form of policy offers a separate $1-million limit per occurrence and in the aggregate perjob. This means that $l-million worth of coverage
will be in effect, decades from now. for everyjob. That's a significant improvementoverthe policies other insur ance companies offer, and we urge you to compare our coverage with any other coverage on the market.
How FEIC Operates FEIC is not a risk retention company. It is a New
Jersey-licensed stock insurance company with an ini tial capital and surplus of $10 million.
Our product provides superior protection over
claims-made coverage, yet our pricing is competitive.
We offer an occurrence policy with a $1-million aggregate coverage for each job.
Pricing is based on the size of the asbestos abate ment contract, with rates ranging from 10 to 16 per cent for the asbestos removal portion and 2 1/2 per cent for the nonasbestos portion of the contract, including reinsulation. There is a minimum premium of $1,500 on a single job. The premium is paid once, and the insurance company issuing the policymustre spond whenever a claim is made.
Contractors Trade Association Because FEIC is not yet licensed to write business in all states, a new trade association-- Professional Envi ronmental Contractors, Inc. (PECI). was formed as a purchasing group under the provisions of the Federal Liability Risk Retention Act of 1986. It will purchase asbestos abatement liability, insurance from FEIC for its members in those states where the purchasing group's legal status has been recognized. In other states, where authorized. FEIC will provide coverage to association members using licensed excess and surplus lines brokers. FEIC is working diligently to satisfy writing authority requirements in all states.
in
i PROFESSIONAL I ENVIRONMENTAL i CONTRACTORS,INC.
Standards For Project Performance Upon qualifying formembership in PECI. and as long as he remains a member in good standing, the contrac tor will be guaranteed issuance of an occurrence form insurance policy from FEIC upon payment of the pre mium. To control risk and help keep insurance costs as low as possible, the trade association has estab lished criteria to ensure that member contractors are financially responsible and reliable, and that their project performance is of the highest quality. Toward this end, we have devised stringent underwriting stan dards. All information collected during the application process is held in the strictest confidence.
To apply for membership, or receive additional informa tion. please fill out and return the tear-off card provided or
contact one of our representatives at 1-800-338-1236 or (In New Jersey) 609-520-1133
K 005339
H
FEIC Corporate Officers :
Fidelity Environmental Insurance Com
pany is managed by a team of insurance
professionals with long experience in
their field.
-
it i!
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Emil D. DeVito, President, is former Chief Fi nancial Officer of the Health Care Insurance Ex change and Princeton Insurance Company, and Partner with Pannell Kerr Forster, an international certified public accounting firm.
Richard C. McDonough, Senior Vice Presi dent, is a former New Jersey Insurance Commis sioner. McDonough established and served as Gen eral Counsel for the Health Care Insurance Exchange for New Jersey hospitals.
James J. Sheeran, Sr,, Senior Vice President and General Counsel, has served twice as New Jersey's Insurance Commissioner. And, with McDonough, established and manages a liability in surance program for liquor licensees.
Fidelity Environmental Insurance Company headquarters, 600 Alexander Road, Princeton. New Jersey 08543
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Place Stamp
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A SLB3C1ARY OF TV BWFOXv^MTAJ. COMTPOL GHCXP. NC AO.Iflrai flOOAiaisandapAsad PHnaaeon, Nsw Jerssy OW4!
K 005340
Tfte Environmental Institute
TAfilLiam j?iTermer
Has completed cowrsework anrf satisfactorily passetf an eamiination tftal meets aft criteria requitedfor the
EPA-Mx&f Acaeditation Course
As6estos in Bwk&ngs: Abatement Project Supervision
K 005341
